Comerica faces a challenging environment characterized by range-bound net interest income of $577 million in 2025Q4 and persistent efficiency ratio volatility that reached 57.6% in 2023Q4. While the bank maintains a significant $41.8 billion investment securit...
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Revenue growth remains stagnant with net interest income hovering near $577 million in 2025Q4, while the efficiency ratio has shown significant instability, fluctuating between 39.7% and 57.6% over the last ten quarters.
Comerica has demonstrated stronger-than-expected average loans in Q2 2025, indicating robust demand for credit and effective loan origination strategies. The bank maintains a healthy loan-to-deposit ratio of 82%, showcasing efficient management of its deposit base.
Non-interest-bearing deposits remain stable at 38% of total deposits, which helps in generating funding without incurring interest expenses. This stability contributes to the bank's overall financial health and operational efficiency.
Comerica's stock has shown positive momentum, with a 90-day share price return of 14.59% and a 1-year total shareholder return of 40.36%. In the past year, CMA shares have surged 41%, significantly outperforming the S&P 500.
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q1 2026Latest Jan 20, 2026 | $1.27-0.8% vs $1.28 | $850M+0.1% vs $849M |
Q4 2025 Oct 17, 2025 | $1.35+3.1% vs $1.31 | $838M-0.6% vs $843M |
Q3 2025 Jul 18, 2025 | $1.42+13.6% vs $1.25 | $849M+0.6% vs $844M |
Q2 2025 Apr 21, 2025 | $1.25+7.8% vs $1.16 | $829M-0.3% vs $831M |
Fifth Third Bancorp NASDAQ: FITB said it is tracking toward the favorable ends of its third-quarter guidance ranges following the completion of its Comerica conversion over Labor Day weekend, with executives citing stronger deposit growth, stable customer retention and expense savings that are arriving faster than initially expected.
Fifth Third Bancorp completed the technical and brand conversion of the Comerica franchise over the Labor Day weekend, the bank said in a Tuesday (Sept. 8) press release.
CINCINNATI--(BUSINESS WIRE)--Fifth Third Bancorp (NYSE: FITB) today announced it has completed the technical conversion of approximately 600,000 customers' accounts and 293 banking centers across Arizona, California, Florida, Michigan and Texas from the Comerica franchise. Executed over Labor Day weekend, the conversion brings Comerica consumer and commercial customers onto Fifth Third's platforms. Today's milestone completes the integration that began when the two companies merged on February.
Fifth Third's Comerica deal and branch expansion are boosting deposits and growth prospects, but higher costs make execution the key to stronger returns.
Benchmark CMA against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Comerica Incorporated (CMA)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $88.67 | $11.35B | 16.76 | 3.76% | 15.07% | 10.15% | — | |
| $62.65 | $9.14B | 10.42 | 8.21% | 19.52% | 13.77% | — | |
| $64.61 | $27.32B | 16.74 | -5.85% | 17.51% | 7.63% | — | |
| $15.38 | $31.07B | 11.06 | 10.58% | 16.64% | 8.57% | — | |
| $27.39 | $23.37B | 11.96 | 6.25% | 23.13% | 11.75% | — | |
| $20.24 | $21.85B | 13.32 | 69.31% | 28.68% | 10.12% | — |
Comerica Incorporated (CMA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Comerica Incorporated (CMA) SEC filings — annual & quarterly reports (10-K, 10-Q)
Feb 2, 2026·SEC
Jan 20, 2026·SEC
Jan 14, 2026·SEC
Oct 28, 2025·SEC
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Comerica Incorporated (CMA) stock FAQ — growth, dividends, profitability & financials explained
Comerica Incorporated (CMA) grew revenue by 3.8% over the past year. Growth has been modest.
Yes, Comerica Incorporated (CMA) is profitable, generating $723.0M in net income for fiscal year 2025 (15.1% net margin).
Comerica Incorporated (CMA) has a return on equity (ROE) of 10.1%. This is reasonable for most industries.
Comerica Incorporated (CMA) has a net interest margin (NIM) of 2.9%. NIM has been under pressure due to interest rate environment.
Comerica Incorporated (CMA) has an efficiency ratio of 49.0%. This is excellent, indicating strong cost control.
