Last 47 quarters of trend data · Technology · Software - Infrastructure
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Euronet Worldwide, Inc.'s quarterly P/E stands at 8.0x, up 3.3% year-over-year. EV/EBITDA has compressed 15.0% YoY to 4.8x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.78 | 7.98 | 11.17 | 31.43 | 26.23 | 7.73 | 14.96 | 49.97 | 17.74 | 9.68 | 18.00 | 73.62 | 18.43 |
| — | +3.3% | -25.3% | -37.1% | +47.9% | -20.2% | -16.9% | -32.1% | -3.7% | -5.4% | -23.4% | -63.8% | — | |
| P/S Ratio | 0.73 | 0.86 | 1.01 | 1.35 | 1.16 | 1.07 | 1.28 | 1.57 | 1.30 | 1.02 | 1.65 | 1.88 | 1.44 |
| — | -20.0% | -20.7% | -14.1% | -11.1% | +5.5% | -22.7% | -16.6% | -9.6% | -5.2% | +3.0% | -19.6% | -24.6% | |
| P/B Ratio | 2.72 | 3.08 | 3.19 | 3.80 | 3.94 | 3.46 | 4.15 | 4.33 | 3.98 | 3.58 | 4.49 | 4.66 | 4.00 |
| — | -11.2% | -23.1% | -12.3% | -1.2% | -3.2% | -7.5% | -7.1% | -0.4% | -8.0% | -15.4% | -20.8% | -18.8% | |
| P/FCF | 4.75 | 6.10 | 7.34 | — | 26.24 | 2.80 | 8.47 | 217.03 | 11.28 | 3.93 | 8.01 | — | 4.53 |
| — | +117.8% | -13.3% | — | +132.7% | -28.7% | +5.7% | — | +148.8% | -5.0% | -13.7% | — | -77.7% | |
| EV / EBITDA | 4.86 | 4.76 | 6.03 | 12.07 | 8.05 | 5.59 | 7.98 | 14.51 | 9.93 | 5.34 | 9.92 | 19.19 | 11.26 |
| — | -15.0% | -24.5% | -16.8% | -18.9% | +4.7% | -19.5% | -24.4% | -11.8% | +1.0% | -5.4% | -23.9% | -51.8% | |
| EV / EBIT | 6.13 | 5.39 | 7.11 | 16.27 | 10.19 | 6.60 | 9.99 | 21.93 | 13.34 | 6.39 | 12.64 | 33.04 | 16.12 |
| — | -18.3% | -28.8% | -25.8% | -23.6% | +3.3% | -21.0% | -33.6% | -17.2% | +1.1% | -11.1% | -31.0% | -27.1% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Euronet Worldwide, Inc.'s operating margin was 17.0% in Q3 2025, up 2.3 pp QoQ and up 0.4 pp YoY. This marks the 3rd consecutive quarter of margin expansion, signaling a sustained improvement in operating efficiency. The trailing four-quarter average of 12.9% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 211.0% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 23.8% | 83.6% | 26.1% | 20.8% | 22.8% | 26.9% | 25.1% | 19.7% | 21.2% | 27.3% | 24.7% | 19.5% | 83.7% |
| — | +211.0% | +4.0% | +5.7% | +7.3% | -1.3% | +1.7% | +0.8% | -74.6% | -6.3% | -1.6% | -46.1% | +469.7% | |
| Operating Margin | 12.6% | 17.0% | 14.8% | 8.2% | 11.7% | 16.6% | 13.6% | 7.5% | 10.2% | 16.6% | 13.1% | 5.8% | 9.1% |
| — | +2.7% | +8.4% | +10.0% | +15.2% | -0.4% | +4.3% | +28.9% | +11.3% | -8.1% | +8.9% | +13.4% | +156.1% | |
| Net Margin | 7.7% | 10.6% | 9.1% | 4.3% | 4.3% | 13.8% | 8.4% | 3.1% | 7.2% | 10.4% | 9.2% | 2.6% | 7.8% |
| — | -22.7% | +7.9% | +40.8% | -40.4% | +32.8% | -8.1% | +19.7% | -7.5% | -1.1% | +34.9% | +123.7% | +2132.4% |
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 24.7% | 9.2% | 7.3% | 3.1% | 3.5% | 11.8% | 6.8% | 2.1% | 5.8% | 8.3% | 6.5% | 1.6% | 6.0% |
| — | -21.5% | +8.4% | +48.1% | -39.8% | +42.4% | +4.2% | +31.5% | -2.8% | -13.5% | +22.5% | +133.7% | +2722.2% | |
| ROA | 5.2% | 1.9% | 1.5% | 0.7% | 0.7% | 2.5% | 1.4% | 0.5% | 1.3% | 2.0% | 1.7% | 0.4% | 1.3% |
| — | -22.5% | +9.6% | +46.6% | -40.5% | +22.2% | -16.0% | +17.2% | -5.4% | +3.0% | +48.2% | +126.9% | +2065.1% | |
| ROIC | 26.3% | 8.7% | 7.4% | 3.8% | 6.5% | 9.1% | 6.7% | 3.3% | 5.2% | 9.3% | 6.7% | 2.5% | 4.5% |
| — | -4.8% | +11.3% | +17.7% | +23.6% | -1.6% | -0.2% | +30.3% | +16.9% | -2.8% | +23.6% | +12.8% | +125.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Euronet Worldwide, Inc.'s Debt/EBITDA ratio is 10.7x, down from 13.5x last quarter — elevated, raising questions about debt serviceability. The current ratio has weakened 8.6% YoY to 1.15x, tightening the short-term liquidity position. Debt/Equity has risen for 4 consecutive quarters, indicating increasing financial leverage that investors should watch closely.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.70 | 1.92 | 1.90 | 1.81 | 1.70 | 1.78 | 1.99 | 1.68 | 1.61 | 1.63 | 1.38 | 1.41 | 1.42 |
| — | +8.1% | -4.4% | +7.8% | +5.2% | +9.1% | +44.2% | +18.9% | +13.6% | -10.7% | -37.3% | -16.4% | +12.1% | |
| Debt / EBITDA | 3.28 | 10.70 | 13.48 | 21.88 | 13.43 | 11.27 | 14.38 | 21.55 | 15.38 | 9.32 | 12.21 | 22.83 | 15.59 |
| — | -5.0% | -6.3% | +1.5% | -12.7% | +20.9% | +17.8% | -5.6% | -1.4% | -0.0% | -25.5% | -17.5% | -37.2% | |
| Current Ratio | 1.25 | 1.15 | 1.15 | 1.60 | 1.25 | 1.26 | 1.19 | 1.33 | 1.54 | 1.38 | 1.52 | 1.75 | 1.58 |
| — | -8.6% | -3.5% | +20.5% | -18.8% | -8.2% | -21.2% | -24.3% | -2.6% | -7.9% | +0.7% | -0.6% | -11.3% | |
| Quick Ratio | 1.25 | 1.15 | 1.15 | 1.60 | 1.25 | 1.26 | 1.19 | 1.33 | 1.54 | 1.37 | 1.52 | 1.75 | 1.58 |
| — | -8.6% | -3.5% | +20.5% | -18.8% | -7.9% | -21.2% | -24.3% | -2.6% | -8.3% | +0.7% | -0.6% | -11.3% | |
| Interest Coverage | 6.25 | 8.67 | 5.62 | 3.88 | 5.76 | 7.53 | 6.68 | 4.30 | 5.90 | 11.13 | 8.76 | 4.51 | 7.27 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Start ComparisonEuronet Worldwide, Inc.'s current P/E is 10.8x. The average P/E over the last 4 quarters is 19.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Euronet Worldwide, Inc.'s current operating margin is 12.6%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Euronet Worldwide, Inc.'s business trajectory between earnings reports.