29 years of historical data (1996–2024) · Technology · Software - Infrastructure
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Euronet Worldwide, Inc. trades at 10.8x earnings, 70% below its 5-year average of 36.5x, sitting at the 0th percentile of its historical range. Compared to the Technology sector median P/E of 25.2x, the stock trades at a discount of 57%. On a free-cash-flow basis, the stock trades at 4.8x P/FCF, 75% below the 5-year average of 18.9x.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $2.9B | $4.9B | $5.2B | $5.0B | $6.4B | $7.6B | $8.7B | $5.6B | $4.6B | $3.9B | $3.9B |
| Enterprise Value | $3.1B | $5.1B | $5.5B | $5.2B | $6.2B | $7.4B | $8.7B | $5.2B | $4.3B | $3.8B | $3.9B |
| P/E Ratio → | 10.78 | 15.94 | 18.45 | 21.40 | 90.28 | — | 24.97 | 24.03 | 29.57 | 22.42 | 39.58 |
| P/S Ratio | 0.73 | 1.24 | 1.42 | 1.50 | 2.13 | 3.07 | 3.15 | 2.20 | 2.06 | 2.00 | 2.21 |
| P/B Ratio | 2.72 | 4.02 | 4.19 | 4.05 | 5.08 | 5.28 | 5.48 | 4.54 | 3.87 | 4.34 | 4.73 |
| P/FCF | 4.75 | 8.03 | 9.54 | 7.83 | 20.29 | 48.96 | 23.18 | 19.64 | 24.57 | 12.86 | 27.89 |
| P/OCF | 3.99 | 6.75 | 8.14 | 6.74 | 15.69 | 30.10 | 17.15 | 14.08 | 16.22 | 9.99 | 18.21 |
P/E links to full P/E history page with 30-year chart
Enterprise-value multiples — capital-structure-neutral measures of total business value
Euronet Worldwide, Inc.'s enterprise value stands at 4.9x EBITDA, 73% below its 5-year average of 17.9x. The Technology sector median is 15.7x, placing the stock at a 69% discount on an enterprise-value basis.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 1.28 | 1.48 | 1.54 | 2.06 | 2.98 | 3.15 | 2.04 | 1.90 | 1.93 | 2.19 |
| EV / EBITDA | 4.86 | 8.04 | 9.67 | 9.91 | 19.27 | 42.64 | 14.78 | 11.17 | 11.87 | 11.47 | 14.13 |
| EV / EBIT | 6.13 | 10.15 | 12.65 | 13.40 | 27.69 | 48.32 | 18.25 | 14.19 | 14.28 | 15.16 | 18.96 |
| EV / FCF | — | 8.29 | 9.97 | 8.02 | 19.61 | 47.50 | 23.24 | 18.19 | 22.67 | 12.46 | 27.65 |
Margins and return-on-capital ratios measuring operating efficiency
Euronet Worldwide, Inc. earns an operating margin of 12.6%. Operating margins have expanded from 11.5% to 12.6% over the past 3 years, signaling improving operational efficiency. ROE of 24.7% indicates solid capital efficiency. ROIC of 26.3% represents excellent returns on invested capital.
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 23.8% | 23.8% | 23.4% | 24.0% | 36.6% | 20.2% | 43.4% | 41.3% | 39.8% | 40.0% | 39.0% |
| Operating Margin | 12.6% | 12.6% | 11.7% | 11.5% | 6.1% | 1.9% | 17.3% | 14.1% | 11.8% | 12.8% | 11.6% |
| Net Profit Margin | 7.7% | 7.7% | 7.6% | 6.9% | 2.4% | -0.1% | 12.6% | 9.2% | 7.0% | 8.9% | 5.6% |
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 24.7% | 24.7% | 22.4% | 18.5% | 5.2% | -0.2% | 24.7% | 19.1% | 14.9% | 20.2% | 12.6% |
| ROA | 5.2% | 5.2% | 5.0% | 4.6% | 1.5% | -0.1% | 8.7% | 7.2% | 5.4% | 7.1% | 4.7% |
| ROIC | 26.3% | 26.3% | 22.8% | 24.1% | 12.2% | 2.5% | 29.5% | 32.3% | 24.6% | 23.8% | 20.7% |
| ROCE | 17.3% | 17.3% | 13.9% | 13.0% | 6.2% | 1.5% | 19.1% | 19.5% | 16.3% | 17.7% | 16.4% |
Solvency and debt-coverage ratios — lower is generally safer
Euronet Worldwide, Inc. carries a Debt/EBITDA ratio of 3.3x, which is moderately leveraged (11% above the sector average of 3.0x). Net debt stands at $162M ($2.1B total debt minus $1.9B cash). Interest coverage of 6.3x is adequate, though a cyclical earnings downturn could tighten the margin of safety.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.70 | 1.70 | 1.61 | 1.42 | 1.27 | 1.11 | 0.93 | 0.52 | 0.38 | 0.67 | 0.51 |
| Debt / EBITDA | 3.28 | 3.28 | 3.56 | 3.39 | 4.97 | 9.24 | 2.51 | 1.38 | 1.28 | 1.83 | 1.54 |
| Net Debt / Equity | — | 0.13 | 0.19 | 0.10 | -0.17 | -0.16 | 0.01 | -0.33 | -0.30 | -0.14 | -0.04 |
| Net Debt / EBITDA | 0.25 | 0.25 | 0.41 | 0.23 | -0.67 | -1.31 | 0.04 | -0.89 | -0.99 | -0.37 | -0.12 |
| Debt / FCF | — | 0.26 | 0.43 | 0.18 | -0.69 | -1.46 | 0.06 | -1.45 | -1.90 | -0.41 | -0.24 |
| Interest Coverage | 6.25 | 6.25 | 7.78 | 10.28 | 4.80 | 1.27 | 13.16 | 9.49 | 8.21 | 8.73 | 8.23 |
Short-term solvency ratios and asset-utilisation metrics
A current ratio of 1.25x means Euronet Worldwide, Inc. can comfortably meet its short-term obligations, though there is limited excess liquidity. The current ratio has declined from 1.58x to 1.25x over the past 3 years.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 1.25 | 1.25 | 1.54 | 1.58 | 1.79 | 1.81 | 1.79 | 1.51 | 1.34 | 1.35 | 1.25 |
| Quick Ratio | 1.25 | 1.25 | 1.54 | 1.58 | 1.79 | 1.81 | 1.79 | 1.51 | 1.27 | 1.28 | 1.17 |
| Cash Ratio | 0.60 | 0.60 | 0.66 | 0.70 | 0.97 | 0.99 | 0.89 | 0.76 | 0.58 | 0.62 | 0.51 |
| Asset Turnover | — | 0.68 | 0.63 | 0.62 | 0.63 | 0.50 | 0.59 | 0.76 | 0.72 | 0.72 | 0.81 |
| Inventory Turnover | 14.17 | — | — | — | — | — | — | — | 14.17 | 15.04 | 15.00 |
| Days Sales Outstanding | — | 26.06 | 36.68 | 29.43 | 24.74 | 17.28 | 26.80 | 29.14 | 120.71 | 93.74 | 87.18 |
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Euronet Worldwide, Inc. returns 9.2% to shareholders annually primarily through share buybacks. The earnings yield of 9.3% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — | — | — |
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 9.3% | 6.3% | 5.4% | 4.7% | 1.1% | — | 4.0% | 4.2% | 3.4% | 4.5% | 2.5% |
| FCF Yield | 21.1% | 12.4% | 10.5% | 12.8% | 4.9% | 2.0% | 4.3% | 5.1% | 4.1% | 7.8% | 3.6% |
| Buyback Yield | 9.2% | 5.4% | 7.2% | 3.5% | 3.6% | 3.2% | 0.9% | 3.2% | 0.1% | 2.0% | 0.2% |
| Total Shareholder Yield | 9.2% | 5.4% | 7.2% | 3.5% | 3.6% | 3.2% | 0.9% | 3.2% | 0.1% | 2.0% | 0.2% |
| Shares Outstanding | — | $48M | $52M | $53M | $54M | $53M | $55M | $55M | $55M | $54M | $54M |
Compare EEFT with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
| EEFTYou | $3B | 10.8 | 4.9 | 4.8 | 23.8% | 12.6% | 24.7% | 26.3% | 3.3 |
| XYZ | $38B | 30.3 | 22.9 | 15.8 | 42.8% | 7.1% | 6.0% | 6.4% | 4.3 |
| CPAY | $23B | 23.3 | 13.7 | 12.9 | 78.1% | 45.0% | 31.2% | 14.7% | 3.7 |
| AFRM | $15B | 313.2 | 158.0 | 25.4 | 67.5% | -2.7% | 1.8% | -0.7% | 57.0 |
| TOST | $14B | 48.8 | 34.9 | 23.5 | 25.8% | 5.0% | 18.6% | 30.8% | 0.1 |
| KSPI | $13B | 6.5 | 5.0 | 13.8 | 62.3% | 50.4% | 77.7% | 113.5% | 0.2 |
| WEX | $5B | 19.9 | 8.9 | 15.3 | 60.5% | 26.1% | 18.7% | 10.2% | 4.4 |
| KLAR | $5B | 2023.9 | 39.2 | 9.4 | 77.7% | -4.5% | 0.1% | -218.7% | 11.6 |
| BLSH | $5B | -5.2 | — | — | 0.0% | -0.0% | -26.8% | -2.3% | — |
| STNE | $4B | -17.3 | — | — | 27.9% | -30.9% | -13.1% | -7.2% | — |
| ACIW | $4B | 18.4 | 11.1 | 13.2 | 49.0% | 18.7% | 15.4% | 11.4% | 2.0 |
| Technology Median | — | 25.2 | 15.7 | 17.3 | 49.8% | -0.9% | 1.1% | 2.9% | 3.0 |
Peers based on L4 peer group classification. Compare multiple stocks →
Includes 30+ ratios · 29 years · Updated daily
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Start ComparisonEuronet Worldwide, Inc.'s current P/E ratio is 10.8x. The historical average is 36.3x.
Euronet Worldwide, Inc.'s current EV/EBITDA is 4.9x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 14.5x.
Euronet Worldwide, Inc.'s return on equity (ROE) is 24.7%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is -19.2%.
Based on historical data, Euronet Worldwide, Inc. is trading at a P/E of 10.8x. Compare with industry peers and growth rates for a complete picture.
Euronet Worldwide, Inc. has 23.8% gross margin and 12.6% operating margin. Operating margin between 10-20% is typical for established companies.
Euronet Worldwide, Inc.'s Debt/EBITDA ratio is 3.3x, indicating high leverage. A ratio between 2-4x is manageable but warrants monitoring.