Euronet Worldwide, Inc. (EEFT) Financial Ratios
30 years of historical data (1996–2025) · Technology · Software - Infrastructure
EV/EBITDA
↓
4.43
↓-58% vs avg
5yr avg: 10.56
30Y Low5.6·High42.6
P/FCF
↓
6.08
↓-44% vs avg
5yr avg: 10.84
30Y Low7.8·High96.9
P/B Ratio
↓
2.28
↓-43% vs avg
5yr avg: 4.00
30Y Low1.2·High28.0
ROE
↑
24.3%
↓+28% vs avg
5yr avg: 19.0%
30Y Low-420%·High33%
Debt/EBITDA
↓
3.26
↓-12% vs avg
5yr avg: 3.69
30Y Low1.1·High16.9
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
EEFT Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Euronet Worldwide, Inc. trades at 9.6x earnings, 69% below its 5-year average of 31.4x, sitting at the 0th percentile of its historical range. Compared to the Technology sector median P/E of 29.0x, the stock trades at a discount of 67%. On a free-cash-flow basis, the stock trades at 6.1x P/FCF, 44% below the 5-year average of 10.8x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $2.5B | $3.5B | $4.9B | $5.2B | $5.0B | $6.4B | $7.6B | $8.7B | $5.6B | $4.6B | $3.9B |
| Enterprise Value | $3.0B | $3.9B | $5.1B | $5.5B | $5.2B | $6.2B | $7.4B | $8.7B | $5.2B | $4.3B | $3.8B |
| P/E Ratio → | 9.63 | 11.13 | 15.94 | 18.45 | 21.40 | 90.28 | — | 24.97 | 24.03 | 29.57 | 22.42 |
| P/S Ratio | 0.59 | 0.82 | 1.24 | 1.42 | 1.50 | 2.13 | 3.07 | 3.15 | 2.20 | 2.06 | 2.00 |
| P/B Ratio | 2.28 | 2.63 | 4.02 | 4.19 | 4.05 | 5.08 | 5.28 | 5.48 | 4.54 | 3.87 | 4.34 |
| P/FCF | 6.08 | 8.48 | 8.03 | 9.54 | 7.83 | 20.29 | 48.96 | 23.18 | 19.64 | 24.57 | 12.86 |
| P/OCF | 4.66 | 6.50 | 6.75 | 8.14 | 6.74 | 15.69 | 30.10 | 17.15 | 14.08 | 16.22 | 9.99 |
P/E links to full P/E history page with 30-year chart
EEFT EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
Euronet Worldwide, Inc.'s enterprise value stands at 4.4x EBITDA, 58% below its 5-year average of 10.6x. The Technology sector median is 16.7x, placing the stock at a 74% discount on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.93 | 1.28 | 1.48 | 1.54 | 2.06 | 2.98 | 3.15 | 2.04 | 1.90 | 1.93 |
| EV / EBITDA | 4.43 | 5.91 | 8.04 | 9.67 | 9.91 | 19.27 | 42.64 | 14.78 | 11.17 | 11.87 | 11.47 |
| EV / EBIT | 5.59 | 7.41 | 10.15 | 12.65 | 13.40 | 27.69 | 48.32 | 18.25 | 14.19 | 14.28 | 15.16 |
| EV / FCF | — | 9.61 | 8.29 | 9.97 | 8.02 | 19.61 | 47.50 | 23.24 | 18.19 | 22.67 | 12.46 |
EEFT Profitability
Margins and return-on-capital ratios measuring operating efficiency
Euronet Worldwide, Inc. earns an operating margin of 12.5%. ROE of 24.3% indicates solid capital efficiency. ROIC of 25.0% represents excellent returns on invested capital.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 41.3% | 41.3% | 23.8% | 23.4% | 24.0% | 36.6% | 20.2% | 43.4% | 41.3% | 39.8% | 40.0% |
| Operating Margin | 12.5% | 12.5% | 12.6% | 11.7% | 11.5% | 6.1% | 1.9% | 17.3% | 14.1% | 11.8% | 12.8% |
| Net Profit Margin | 7.3% | 7.3% | 7.7% | 7.6% | 6.9% | 2.4% | -0.1% | 12.6% | 9.2% | 7.0% | 8.9% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 24.3% | 24.3% | 24.7% | 22.4% | 18.5% | 5.2% | -0.2% | 24.7% | 19.1% | 14.9% | 20.2% |
| ROA | 5.0% | 5.0% | 5.2% | 5.0% | 4.6% | 1.5% | -0.1% | 8.7% | 7.2% | 5.4% | 7.1% |
| ROIC | 25.0% | 25.0% | 26.3% | 22.8% | 24.1% | 12.2% | 2.5% | 29.5% | 32.3% | 24.6% | 23.8% |
| ROCE | 20.2% | 20.2% | 17.3% | 13.9% | 13.0% | 6.2% | 1.5% | 19.1% | 19.5% | 16.3% | 17.7% |
EEFT Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Euronet Worldwide, Inc. carries a Debt/EBITDA ratio of 3.3x, which is moderately leveraged (11% above the sector average of 2.9x). Net debt stands at $464M ($2.2B total debt minus $1.7B cash). Interest coverage of 6.3x is adequate, though a cyclical earnings downturn could tighten the margin of safety.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.65 | 1.65 | 1.70 | 1.61 | 1.42 | 1.27 | 1.11 | 0.93 | 0.52 | 0.38 | 0.67 |
| Debt / EBITDA | 3.26 | 3.26 | 3.28 | 3.56 | 3.39 | 4.97 | 9.24 | 2.51 | 1.38 | 1.28 | 1.83 |
| Net Debt / Equity | — | 0.35 | 0.13 | 0.19 | 0.10 | -0.17 | -0.16 | 0.01 | -0.33 | -0.30 | -0.14 |
| Net Debt / EBITDA | 0.69 | 0.69 | 0.25 | 0.41 | 0.23 | -0.67 | -1.31 | 0.04 | -0.89 | -0.99 | -0.37 |
| Debt / FCF | — | 1.13 | 0.26 | 0.43 | 0.18 | -0.69 | -1.46 | 0.06 | -1.45 | -1.90 | -0.41 |
| Interest Coverage | 6.30 | 6.30 | 6.25 | 7.78 | 10.28 | 5.81 | 4.19 | 13.16 | 9.68 | 9.26 | 8.73 |
EEFT Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
A current ratio of 1.11x means Euronet Worldwide, Inc. can comfortably meet its short-term obligations, though there is limited excess liquidity. The current ratio has declined from 1.54x to 1.11x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 1.11 | 1.11 | 1.25 | 1.54 | 1.58 | 1.79 | 1.81 | 1.79 | 1.51 | 1.34 | 1.35 |
| Quick Ratio | 1.11 | 1.11 | 1.25 | 1.54 | 1.58 | 1.79 | 1.81 | 1.79 | 1.51 | 1.27 | 1.28 |
| Cash Ratio | 0.44 | 0.44 | 0.60 | 0.66 | 0.70 | 0.97 | 0.99 | 0.89 | 0.76 | 0.58 | 0.62 |
| Asset Turnover | — | 0.65 | 0.68 | 0.63 | 0.62 | 0.63 | 0.50 | 0.59 | 0.76 | 0.72 | 0.72 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | 14.17 | 15.04 |
| Days Sales Outstanding | — | 28.77 | 26.06 | 36.68 | 29.43 | 24.74 | 17.28 | 26.80 | 29.14 | 120.71 | 93.74 |
EEFT Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Euronet Worldwide, Inc. returns 26.7% to shareholders annually primarily through share buybacks. The earnings yield of 10.4% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 10.4% | 9.0% | 6.3% | 5.4% | 4.7% | 1.1% | — | 4.0% | 4.2% | 3.4% | 4.5% |
| FCF Yield | 16.4% | 11.8% | 12.4% | 10.5% | 12.8% | 4.9% | 2.0% | 4.3% | 5.1% | 4.1% | 7.8% |
| Buyback Yield | 26.7% | 19.2% | 5.4% | 7.2% | 3.5% | 3.6% | 3.2% | 0.9% | 3.2% | 0.1% | 2.0% |
| Total Shareholder Yield | 26.7% | 19.2% | 5.4% | 7.2% | 3.5% | 3.6% | 3.2% | 0.9% | 3.2% | 0.1% | 2.0% |
| Shares Outstanding | — | $46M | $48M | $52M | $53M | $54M | $53M | $55M | $55M | $55M | $54M |
Peer Comparison
Compare EEFT with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 EEFTYou | $2B | 9.6 | 4.4 | 6.1 | 41.3% | 12.5% | 24.3% | 25.0% | 3.3 |
 WU | $2B | 4.7 | 1.1 | 5.7 | 28.7% | 19.4% | 51.9% | 23.3% | — |
 IMXI | $431M | 13.3 | 5.6 | 27.3 | 36.0% | 11.2% | 22.1% | 25.8% | 2.5 |
 EVTC | $2B | 11.7 | 7.8 | 11.7 | 49.7% | 20.0% | 23.0% | 10.2% | 3.7 |
 FOUR | $3B | 36.5 | 8.1 | 5.5 | 34.2% | 8.4% | 8.0% | 6.3% | 5.9 |
 NTCT | $3B | 30.5 | 13.6 | 9.9 | 74.2% | 13.0% | 6.0% | 7.3% | 0.2 |
 FISV | $26B | 7.5 | 6.1 | 5.9 | 59.4% | 26.9% | 13.0% | 8.1% | 3.3 |
 FIS | $20B | 50.9 | 6.4 | 7.0 | 36.9% | 16.5% | 2.6% | 6.0% | 1.1 |
 GPN | $16B | 11.5 | 10.1 | 7.8 | 72.6% | 19.1% | 6.0% | 3.0% | 7.6 |
 PRTH | $590M | 10.5 | 7.6 | 7.9 | 21.4% | 14.8% | — | 13.4% | 5.1 |
 V | $628B | 32.1 | 25.1 | 29.1 | 80.4% | 60.0% | 52.1% | 29.2% | 1.0 |
| Technology Median | — | 29.0 | 16.7 | 19.2 | 48.8% | 0.2% | 1.6% | 2.7% | 2.9 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 30 years · Updated daily
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EEFT — Frequently Asked Questions
Quick answers to the most common questions about buying EEFT stock.
What is Euronet Worldwide, Inc.'s P/E ratio?
Euronet Worldwide, Inc.'s current P/E ratio is 9.6x. The historical average is 35.1x.
What is Euronet Worldwide, Inc.'s EV/EBITDA?
Euronet Worldwide, Inc.'s current EV/EBITDA is 4.4x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 14.2x.
What is Euronet Worldwide, Inc.'s ROE?
Euronet Worldwide, Inc.'s return on equity (ROE) is 24.3%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is -17.7%.
Is EEFT stock overvalued?
Based on historical data, Euronet Worldwide, Inc. is trading at a P/E of 9.6x. Compare with industry peers and growth rates for a complete picture.
What are Euronet Worldwide, Inc.'s profit margins?
Euronet Worldwide, Inc. has 41.3% gross margin and 12.5% operating margin. Operating margin between 10-20% is typical for established companies.
How much debt does Euronet Worldwide, Inc. have?
Euronet Worldwide, Inc.'s Debt/EBITDA ratio is 3.3x, indicating high leverage. A ratio between 2-4x is manageable but warrants monitoring.