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Enterprise Financial Services Corp(EFSC)Earnings, Financials & Key Ratios
EFSC•NASDAQ•Banking & Credit
11.7× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutEnterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers. The company offers checking, savings, and money market accounts, and certificates of deposit. It also provides commercial and industrial, commercial real estate, construction and land development, residential real estate, agricultural, and consumer loans. In addition, the company offers treasury management and international trade services; tax credit brokerage services consisting of the acquisition of tax credits and sale of these tax credits to clients; and financial and estate planning, investment management, and trust services to businesses, individuals, institutions, retirement plans, and non-profit organizations. Further, it offers fiduciary, financial advisory, and merchant processing services; and debit and credit cards. Additionally, the company provides international banking, insurance, internet and mobile banking, remote deposit capture, positive pay, fraud detection and prevention, automated payable, check imaging, and statement and document imaging services; and cash management products, controlled disbursements, repurchase agreements, and sweep investment accounts. It operates banking locations and administrative offices in Arizona, California, Kansas, Missouri, Nevada, and New Mexico market areas, as well as a network of SBA loan production offices and deposit production offices in various states. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.Show more
- Net Interest Income$626M+10.5%
- Total Revenue$912M+12.0%
- Net Income$201M+8.7%
- Return on Equity10.42%-0.4%
- Net Interest Margin3.62%-0.4%
- Efficiency Ratio37.34%+9.1%
- ROA1.22%-0.5%
- Equity / Assets11.79%+0.8%
- Book Value per Share54.69+12.6%
EFSC Key Insights
Enterprise Financial Services Corp (EFSC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 22.0%
- ✓Strong NIM of 3.6%
- ✓Efficient operations: 37.3% efficiency ratio
- ✓12 consecutive years of dividend growth
- ✓Well capitalized: 11.8% equity/assets
- ✓Trading near 52-week high
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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EFSC Price & Volume
Enterprise Financial Services Corp (EFSC) stock price & volume — 10-year historical chart
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EFSC Growth Metrics
Enterprise Financial Services Corp (EFSC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years19.51%
5 Years21.31%
3 Years19.57%
TTM-
Profit CAGR
10 Years18.01%
5 Years22.04%
3 Years-0.27%
TTM8.69%
EPS CAGR
10 Years10.88%
5 Years13.98%
3 Years0%
TTM9.71%
Return on Capital
10 Years10.42%
5 Years9.9%
3 Years8.62%
Last Year2.91%
EFSC Recent Earnings
Enterprise Financial Services Corp (EFSC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 2/12 qtrs (17%)
Q2 2026Latest
Apr 22, 2026Metric
Actual
Est
EPS
$1.31+0.8%
$1.30
Rev
$189M+11.3%
$170M
Q1 2026
Jan 26, 2026Metric
Actual
Est
EPS
$1.36+2.3%
$1.33
Rev
$191M+1.3%
$189M
Q4 2025
Oct 27, 2025Metric
Actual
Est
EPS
$1.20-7.0%
$1.29
Rev
$177M-2.5%
$181M
Q3 2025
Jul 28, 2025Metric
Actual
Est
EPS
$1.37+13.2%
$1.21
Rev
$143M-15.3%
$169M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $1.31vs $1.30+0.8% | $189Mvs $170M+11.3% |
| Q1 2026 | Jan 26, 2026 | $1.36vs $1.33+2.3% | $191Mvs $189M+1.3% |
| Q4 2025 | Oct 27, 2025 | $1.20vs $1.29-7.0% | $177Mvs $181M-2.5% |
| Q3 2025 | Jul 28, 2025 | $1.37vs $1.21+13.2% | $143Mvs $169M-15.3% |
Based on last 12 quarters of dataView full earnings history →
EFSC Peer Comparison
Enterprise Financial Services Corp (EFSC) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 IBCP | 706.3M | 34.31 | 10.49 | -0.3% | 22.12% | 14.2% | 0.23 | |
 FFIN | 4.7B | 32.78 | 18.52 | 11.71% | 30.71% | 14.16% | 0.01 | |
 CVBF | 2.83B | 20.81 | 13.69 | -2.33% | 32.48% | 9.25% | 0.43 | |
 SFBS | 4.4B | 80.46 | 15.90 | 4.13% | 27.18% | 15.75% | 0.81 | |
 BOKF | 7.92B | 130.33 | 14.20 | -1.07% | 17.38% | 9.79% | 0.78 | |
 UMBF | 10.13B | 133.06 | 14.57 | 68.52% | 19.79% | 11.67% | 0.49 | |
 TCBK | 1.65B | 51.40 | 13.85 | 1.78% | 22.79% | 9.43% | 0.06 | |
 BANF | 3.77B | 111.31 | 15.63 | -9.29% | 29.19% | 13.68% | 0.07 |
Compare EFSC vs Peers
Enterprise Financial Services Corp (EFSC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
EFSC Income Statement
Enterprise Financial Services Corp (EFSC) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 176.85M | 191M | 237.66M | 269.11M | 358.92M | 472.53M | 561.18M | 566.28M | 625.58M |
NII Growth % | 30.74% | 8% | 24.43% | 13.23% | 33.37% | 31.65% | 18.76% | 0.91% | 10.47% |
Net Interest Margin % | 3.34% | 3.38% | 3.24% | 2.76% | 2.65% | 3.62% | 3.87% | 3.63% | 3.62% |
Interest Income | 202.54M | 237.8M | 305.13M | 304.78M | 383.23M | 515.08M | 763.51M | 849.24M | 887.88M |
Interest Expense | 25.23M | 45.9M | 66.42M | 34.78M | 23.04M | 41.18M | 202.33M | 282.95M | 261.67M |
Loan Loss Provision | 10.13M | 6.64M | 6.37M | 65.4M | 13.38M | -611K | 36.6M | 21.51M | 26.34M |
Non-Interest Income | 31.81M | 35.53M | 40.26M | 42.48M | 38.37M | 18.58M | -19.99M | -34.83M | 24.51M |
Non-Interest Income % | 13.57% | 13% | 11.66% | 12.23% | 9.1% | 3.48% | -2.69% | -4.28% | 2.69% |
Total Revenue | 234.35M▲ 0% | 273.33M▲ 16.6% | 345.39M▲ 26.4% | 347.26M▲ 0.5% | 421.6M▲ 21.4% | 533.66M▲ 26.6% | 743.52M▲ 39.3% | 814.41M▲ 9.5% | 912.39M▲ 12.0% |
Revenue Growth % | 31.45% | 16.63% | 26.36% | 0.54% | 21.41% | 26.58% | 39.32% | 9.53% | 12.03% |
Non-Interest Expense | 112.47M | 116.21M | 156.57M | 155.13M | 216.55M | 233.63M | 258.06M | 278.7M | 340.66M |
Efficiency Ratio | 47.99% | 42.52% | 45.33% | 44.67% | 51.36% | 43.78% | 34.71% | 34.22% | 37.34% |
Operating Income | 86.52M▲ 0% | 104.58M▲ 20.9% | 116.04M▲ 11.0% | 91.95M▼ 20.8% | 168.63M▲ 83.4% | 259.46M▲ 53.9% | 246.53M▼ 5.0% | 231.24M▼ 6.2% | 283.72M▲ 22.7% |
Operating Margin % | 36.92% | 38.26% | 33.6% | 26.48% | 40% | 48.62% | 33.16% | 28.39% | 31.1% |
Operating Income Growth % | 15.6% | 20.87% | 10.96% | -20.76% | 83.4% | 53.86% | -4.98% | -6.2% | 22.69% |
Pretax Income | 86.52M▲ 0% | 104.58M▲ 20.9% | 116.04M▲ 11.0% | 91.95M▼ 20.8% | 168.63M▲ 83.4% | 259.46M▲ 53.9% | 246.53M▼ 5.0% | 231.24M▼ 6.2% | 283.72M▲ 22.7% |
Pretax Margin % | 36.92% | 38.26% | 33.6% | 26.48% | 40% | 48.62% | 33.16% | 28.39% | 31.1% |
Income Tax | 38.33M | 15.36M | 23.3M | 17.56M | 35.58M | 56.42M | 52.47M | 45.98M | 82.34M |
Effective Tax Rate % | 44.3% | 14.69% | 20.08% | 19.1% | 21.1% | 21.74% | 21.28% | 19.88% | 29.02% |
Net Income | 48.19M▲ 0% | 89.22M▲ 85.1% | 92.74M▲ 3.9% | 74.38M▼ 19.8% | 133.06M▲ 78.9% | 203.04M▲ 52.6% | 194.06M▼ 4.4% | 185.27M▼ 4.5% | 201.37M▲ 8.7% |
Net Margin % | 20.56% | 32.64% | 26.85% | 21.42% | 31.56% | 38.05% | 26.1% | 22.75% | 22.07% |
Net Income Growth % | -1.32% | 85.14% | 3.95% | -19.79% | 78.88% | 52.6% | -4.42% | -4.53% | 8.69% |
Net Income (Continuing) | 48.19M | 89.22M | 92.74M | 74.38M | 133.06M | 203.04M | 194.06M | 185.27M | 201.37M |
EPS (Diluted) | 2.07▲ 0% | 3.83▲ 85.0% | 3.55▼ 7.3% | 2.76▼ 22.3% | 3.86▲ 39.9% | 5.31▲ 37.6% | 5.07▼ 4.5% | 4.83▼ 4.7% | 5.31▲ 9.9% |
EPS Growth % | -14.11% | 85.02% | -7.31% | -22.25% | 39.86% | 37.56% | -4.52% | -4.73% | 9.94% |
EPS (Basic) | 2.10 | 3.86 | 3.56 | 2.76 | 3.86 | 5.32 | 5.09 | 4.86 | 5.35 |
Diluted Shares Outstanding | 23.28M | 23.29M | 26.16M | 26.99M | 34.5M | 37.5M | 37.51M | 37.57M | 37.29M |
EFSC Balance Sheet
Enterprise Financial Services Corp (EFSC) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 796.13M | 919.39M | 1.3B | 1.46B | 3.39B | 1.83B | 2.05B | 875.37M | 213.87M |
Cash & Due from Banks | 154.75M | 198.02M | 167.93M | 543.81M | 2.03B | 297.63M | 434M | 760.35M | 208.08M |
Short Term Investments | 641.38M | 721.37M | 1.14B | 912.43M | 1.37B | 1.54B | 1.62B | 115.02M | 5.79M |
Total Investments | 4.84B | 5.16B | 6.63B | 8.55B | 10.72B | 11.9B | 13.18B | 13.94B | 11.66B |
Investments Growth % | 30.24% | 6.51% | 28.56% | 28.95% | 25.4% | 10.95% | 10.76% | 5.78% | -16.34% |
Long-Term Investments | 4.2B | 4.44B | 5.5B | 7.64B | 9.36B | 10.36B | 11.56B | 13.82B | 11.66B |
Accounts Receivables | 14.07M | 16.07M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Goodwill & Intangibles | 128.4M | 125.9M | 236.42M | 283.65M | 387.45M | 382.08M | 377.48M | 373.65M | 438.14M |
Goodwill | 117.34M | 117.34M | 210.34M | 260.57M | 365.16M | 365.16M | 365.16M | 365.16M | 416.97M |
Intangible Assets | 11.06M | 8.55M | 26.08M | 23.08M | 22.29M | 16.92M | 12.32M | 8.48M | 21.18M |
PP&E (Net) | 32.62M | 32.11M | 60.01M | 53.17M | 47.91M | 42.98M | 42.68M | 45.01M | 58.99M |
Other Assets | 116.5M | 115.36M | 238.29M | 320.31M | 352.17M | 434.54M | 487.64M | 479.63M | 4.94B |
Total Current Assets | 810.2M | 935.46M | 1.3B | 1.46B | 3.39B | 1.83B | 2.05B | 875.37M | 208.08M |
Total Non-Current Assets | 4.48B | 4.71B | 6.03B | 8.3B | 10.14B | 11.22B | 12.47B | 14.72B | 17.09B |
Total Assets | 5.29B▲ 0% | 5.65B▲ 6.7% | 7.33B▲ 29.9% | 9.75B▲ 33.0% | 13.54B▲ 38.8% | 13.05B▼ 3.6% | 14.52B▲ 11.2% | 15.6B▲ 7.4% | 17.3B▲ 10.9% |
Asset Growth % | 29.6% | 6.74% | 29.9% | 32.97% | 38.82% | -3.57% | 11.22% | 7.42% | 10.93% |
Return on Assets (ROA) | 1.03% | 1.63% | 1.43% | 0.87% | 1.14% | 1.53% | 1.41% | 1.23% | 1.22% |
Accounts Payable | 1.73M | 1.98M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Debt | 544.52M | 411.61M | 628.84M | 554.72M | 558.76M | 579.55M | 453.81M | 437.37M | 508.55M |
Net Debt | 389.78M | 213.58M | 460.91M | 10.91M | -1.47B | 281.92M | 19.81M | -322.97M | 300.46M |
Long-Term Debt | 290.85M | 190.16M | 397.95M | 283.64M | 227.76M | 308.78M | 203.62M | 192.75M | 481.4M |
Short-Term Debt | 253.67M | 221.45M | 230.89M | 271.08M | 331.01M | 270.77M | 250.2M | 244.62M | 7.65M |
Other Liabilities | 37.99M | 40.29M | 66.75M | 132.49M | 105.68M | 123.21M | 172.34M | 188.56M | 14.75B |
Total Current Liabilities | 4.41B | 4.81B | 6B | 8.26B | 11.67B | 11.1B | 12.43B | 13.39B | 7.65M |
Total Non-Current Liabilities | 328.83M | 230.45M | 464.7M | 416.13M | 333.44M | 431.99M | 375.95M | 381.32M | 15.29B |
Total Liabilities | 4.74B | 5.04B | 6.47B | 8.67B | 12.01B | 11.53B | 12.8B | 13.77B | 15.26B |
Total Equity | 548.57M▲ 0% | 603.8M▲ 10.1% | 867.18M▲ 43.6% | 1.08B▲ 24.4% | 1.53B▲ 41.7% | 1.52B▼ 0.4% | 1.72B▲ 12.7% | 1.82B▲ 6.3% | 2.04B▲ 11.8% |
Equity Growth % | 41.71% | 10.07% | 43.62% | 24.42% | 41.72% | -0.45% | 12.73% | 6.29% | 11.81% |
Equity / Assets (Capital Ratio) | 10.37% | 10.7% | 11.82% | 11.06% | 11.3% | 11.66% | 11.82% | 11.69% | 11.79% |
Return on Equity (ROE) | 10.3% | 15.48% | 12.61% | 7.64% | 10.2% | 13.31% | 11.99% | 10.47% | 10.42% |
Book Value per Share | 23.56 | 25.92 | 33.15 | 39.98 | 44.33 | 40.59 | 45.75 | 48.55 | 54.69 |
Tangible BV per Share | 18.05 | 20.52 | 24.11 | 29.47 | 33.10 | 30.40 | 35.69 | 38.61 | 42.94 |
Common Stock | 238K | 239K | 281K | 332K | 398K | 373K | 374K | 370K | 370K |
Additional Paid-in Capital | 350.06M | 350.94M | 526.6M | 697.84M | 1.02B | 982.66M | 995.21M | 990.73M | 1B |
Retained Earnings | 225.36M | 304.57M | 380.74M | 417.21M | 492.68M | 597.57M | 749.51M | 877.63M | 1.02B |
Accumulated OCI | -3.82M | -9.28M | 17.75M | 37.12M | 18.78M | -130.33M | -101.02M | -116.72M | -54.59M |
Treasury Stock | -23.27M | -42.66M | -58.18M | -73.53M | -73.53M | 0 | 0 | 0 | 0 |
Preferred Stock | 0 | 0 | 0 | 0 | 71.99M | 71.99M | 71.99M | 71.99M | 71.99M |
EFSC Cash Flow Statement
Enterprise Financial Services Corp (EFSC) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 45.79M | 108.81M | 92.46M | 135.51M | 160.57M | 216.64M | 268.24M | 247.4M | 193.51M |
Operating CF Growth % | -44.51% | 137.62% | -15.03% | 46.57% | 18.49% | 34.92% | 23.82% | -7.77% | -21.78% |
Net Income | 48.19M | 89.22M | 92.74M | 74.38M | 133.06M | 203.04M | 194.06M | 185.27M | 201.37M |
Depreciation & Amortization | 5.89M | 6.04M | 11.26M | 11.82M | 14.15M | 14.01M | 11.34M | 10.07M | 11.43M |
Deferred Taxes | 18.52M | 487K | 3.25M | -14.59M | -1.68M | 688K | 1.48M | -5.49M | -6.38M |
Other Non-Cash Items | 13.71M | 9.69M | -5.85M | 58.84M | 26.29M | 10.88M | 42.5M | 23.33M | 23.85M |
Working Capital Changes | -43.95M | -77K | -12.97M | 876K | -17.26M | -19.98M | 8.71M | 23.35M | -50.25M |
Cash from Investing | -312.44M | -331.62M | -378.52M | -702.83M | -23.11M | -1.38B | -1.31B | -796.87M | -1.08B |
Purchase of Investments | -381.81M | -223.85M | -646.17M | -502.96M | -789.04M | -929.54M | -489.91M | -828.82M | -1.61B |
Sale/Maturity of Investments | 337.74M | 142.31M | 573.47M | 434.5M | 401.6M | 263.81M | 375.97M | 392.35M | 732.76M |
Net Investment Activity | -44.06M | -81.54M | -72.7M | -68.46M | -387.44M | -665.73M | -113.94M | -436.47M | -875.24M |
Acquisitions | 4.46M | 0 | -23.38M | 62.11M | 212.64M | 0 | 0 | 0 | 277.04M |
Other Investing | -270.29M | -247.04M | -276.1M | -694.23M | 154.19M | -716.13M | -1.19B | -352.93M | -468.76M |
Cash from Financing | 221.17M | 266.04M | 256.77M | 937.76M | 1.35B | -563.19M | 1.18B | 880.61M | 803.17M |
Dividends Paid | -10.25M | -10.85M | -16.57M | -19.8M | -26.15M | -37.64M | -41.12M | -43.3M | -48.84M |
Share Repurchases | -16.64M | -19.39M | -15.53M | -15.35M | -60.59M | -32.92M | 0 | -29.64M | -14.14M |
Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Net Stock Activity | -16.64M | -19.39M | -15.53M | -15.35M | -60.59M | -32.92M | 0 | -29.64M | -14.14M |
Debt Issuance (Net) | 1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | -1000K | 1000K |
Other Financing | 154.98M | 429M | 101.64M | 1.13B | 1.52B | -512.88M | 1.35B | 970.56M | 822.51M |
Net Change in Cash | -45.48M▲ 0% | 43.23M▲ 195.1% | -29.3M▼ 167.8% | 370.45M▲ 1364.5% | 1.48B▲ 300.6% | -1.73B▼ 216.6% | 141.67M▲ 108.2% | 331.14M▲ 133.7% | -82.27M▼ 124.8% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 198.8M | 153.32M | 196.55M | 167.26M | 537.7M | 2.02B | 291.36M | 433.03M | 764.17M |
Cash at End | 153.32M | 196.55M | 167.26M | 537.7M | 2.02B | 291.36M | 433.03M | 764.17M | 681.9M |
Interest Paid | 24.61M | 45.65M | 65.67M | 35.42M | 23.96M | 40.74M | 195.39M | 284.36M | 260.02M |
Income Taxes Paid | 12.45M | 10.14M | 13.58M | 7.51M | 56.84M | 46.01M | 50.12M | 28.14M | 82.87M |
Free Cash Flow | 43.24M▲ 0% | 105.77M▲ 144.6% | 86.12M▼ 18.6% | 133.25M▲ 54.7% | 158.07M▲ 18.6% | 214.71M▲ 35.8% | 261.68M▲ 21.9% | 239.93M▼ 8.3% | 181.53M▼ 24.3% |
FCF Growth % | -45.96% | 144.59% | -18.58% | 54.73% | 18.63% | 35.83% | 21.88% | -8.31% | -24.34% |
EFSC Banking Ratios
Enterprise Financial Services Corp (EFSC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 13.24% | 10.3% | 15.48% | 12.61% | 7.64% | 10.2% | 13.31% | 11.99% | 10.47% | 10.42% |
Return on Assets (ROA) | 1.27% | 1.03% | 1.63% | 1.43% | 0.87% | 1.14% | 1.53% | 1.41% | 1.23% | 1.22% |
Net Interest Margin | 3.31% | 3.34% | 3.38% | 3.24% | 2.76% | 2.65% | 3.62% | 3.87% | 3.63% | 3.62% |
Efficiency Ratio | 48.3% | 47.99% | 42.52% | 45.33% | 44.67% | 51.36% | 43.78% | 34.71% | 34.22% | 37.34% |
Equity / Assets | 9.48% | 10.37% | 10.7% | 11.82% | 11.06% | 11.3% | 11.66% | 11.82% | 11.69% | 11.79% |
Book Value / Share | 19.1 | 23.56 | 25.92 | 33.15 | 39.98 | 44.33 | 40.59 | 45.75 | 48.55 | 54.69 |
NII Growth | 12.47% | 30.74% | 8% | 24.43% | 13.23% | 33.37% | 31.65% | 18.76% | 0.91% | 10.47% |
Dividend Payout | - | - | - | 17.87% | 26.61% | 19.66% | 16.55% | 19.26% | 21.35% | 22.39% |
Related:EFSC Dividend History·EFSC Revenue History·EFSC Price History·EFSC P/E History·EFSC Financial Ratios·EFSC Institutional Holders
EFSC SEC Filings & Documents
Enterprise Financial Services Corp (EFSC) SEC filings — annual & quarterly reports (10-K, 10-Q)
EFSC Frequently Asked Questions
Enterprise Financial Services Corp (EFSC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Enterprise Financial Services Corp (EFSC) grew revenue by 12.0% over the past year. This is steady growth.
Yes, Enterprise Financial Services Corp (EFSC) is profitable, generating $201.4M in net income for fiscal year 2025 (22.1% net margin).
Dividend & Returns
Yes, Enterprise Financial Services Corp (EFSC) pays a dividend with a yield of 1.95%. This makes it attractive for income-focused investors.
Enterprise Financial Services Corp (EFSC) has a return on equity (ROE) of 10.4%. This is reasonable for most industries.
Industry Metrics
Enterprise Financial Services Corp (EFSC) has a net interest margin (NIM) of 3.6%. This indicates healthy earnings from lending activities.
Enterprise Financial Services Corp (EFSC) has an efficiency ratio of 37.3%. This is excellent, indicating strong cost control.