Enterprise Financial Services Corp

Enterprise Financial Services Corp ( EFSC ) Q3 2026 Earnings Call October 22, 2026 11:00 AM EDT Company Participants James Lally - President, CEO & Director Douglas Bauche - Senior EVP & Chief Banking Officer Keene Turner - Senior EVP, CFO & COO Conference Call Participants Jeff Rulis - D.A. Davidson & Co., Research Division Daniel Tamayo - Raymond James & Associates, Inc., Research Division Brandon Rud - Stephens Inc., Research Division Damon Del Monte - Keefe, Bruyette, & Woods, Inc., Research Division Nathan Race - Piper Sandler & Co., Research Division Andrew Liesch - StoneX Financial, Inc., Research Division Brian Martin - Brean Capital, LLC, Research Division Presentation Operator Hello, everyone.

Enterprise Financial Services NASDAQ: EFSC reported third-quarter net income of $42 million, or $1.14 per diluted share, as strong loan and deposit growth and stable net interest margin were offset by elevated credit costs.

Although the revenue and EPS for Enterprise Financial Services (EFSC) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Enterprise Financial Services (EFSC) came out with quarterly earnings of $1.17 per share, missing the Zacks Consensus Estimate of $1.38 per share. This compares to earnings of $1.2 per share a year ago.