8-K Announcements
6Apr 22, 2026·SEC
Mar 18, 2026·SEC
Feb 25, 2026·SEC
Eagle Bancorp, Inc. (EGBN) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Eagle Bancorp, Inc. (EGBN) stock price & volume — 10-year historical chart
Eagle Bancorp, Inc. (EGBN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Eagle Bancorp, Inc. (EGBN) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.48vs $0.28+71.4% | $76Mvs $75M+1.2% |
| Q2 2026 | Mar 9, 2026 | $0.25 | $162M |
| Q1 2026 | Jan 21, 2026 | $0.25vs $0.12+308.3% | $80Mvs $74M+9.4% |
| Q4 2025 | Oct 22, 2025 | $2.22vs $0.30-640.0% | $71Mvs $70M+1.1% |
Eagle Bancorp, Inc. (EGBN) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
Eagle Bancorp, Inc. (EGBN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Eagle Bancorp, Inc. (EGBN) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 283.89M | 316.99M | 324.05M | 321.56M | 324.51M | 332.87M | 290.55M | 288.69M | 269.89M |
| NII Growth % | 9.96% | 11.66% | 2.22% | -0.77% | 0.92% | 2.57% | -12.71% | -0.64% | -6.51% |
| Net Interest Margin % | 3.8% | 3.78% | 3.61% | 2.89% | 2.74% | 2.99% | 2.49% | 2.59% | 2.57% |
| Interest Income | 324.03M | 393.29M | 429.63M | 389.99M | 364.5M | 424.61M | 625.33M | 687.56M | 604.95M |
| Interest Expense | 40.15M | 76.29M | 105.58M | 68.42M | 39.98M | 91.75M | 334.78M | 398.88M | 335.06M |
| Loan Loss Provision | 8.97M | 8.66M | 13.09M | 46.95M | -21.94M | 1.74M | 31.27M | 64.23M | 279.05M |
| Non-Interest Income | 29.37M | 22.59M | 25.7M | 45.7M | 40.38M | 23.65M | 21.54M | 19.94M | 29.31M |
| Non-Interest Income % | 8.31% | 5.43% | 5.64% | 10.49% | 9.97% | 5.28% | 3.33% | 2.82% | 4.62% |
| Total Revenue | 353.41M▲ 0% | 415.87M▲ 17.7% | 455.33M▲ 9.5% | 435.68M▼ 4.3% | 404.88M▼ 7.1% | 448.27M▲ 10.7% | 646.86M▲ 44.3% | 707.5M▲ 9.4% | 634.26M▼ 10.4% |
| Revenue Growth % | 12.88% | 17.68% | 9.49% | -4.31% | -7.07% | 10.72% | 44.3% | 9.37% | -10.35% |
| Non-Interest Expense | 118.55M | 126.71M | 139.86M | 144.16M | 149.16M | 165.1M | 153.29M | 274.63M | 190.66M |
| Efficiency Ratio | 33.55% | 30.47% | 30.72% | 33.09% | 36.84% | 36.83% | 23.7% | 38.82% | 30.06% |
| Operating Income | 185.74M▲ 0% | 204.21M▲ 9.9% | 196.79M▼ 3.6% | 176.15M▼ 10.5% | 237.67M▲ 34.9% | 189.68M▼ 20.2% | 127.52M▼ 32.8% | -30.24M▼ 123.7% | -170.51M▼ 463.9% |
| Operating Margin % | 52.56% | 49.1% | 43.22% | 40.43% | 58.7% | 42.31% | 19.71% | -4.27% | -26.88% |
| Operating Income Growth % | 16.74% | 9.95% | -3.63% | -10.49% | 34.93% | -20.19% | -32.77% | -123.71% | -463.87% |
| Pretax Income | 185.74M▲ 0% | 204.21M▲ 9.9% | 196.79M▼ 3.6% | 176.15M▼ 10.5% | 237.67M▲ 34.9% | 189.68M▼ 20.2% | 127.52M▼ 32.8% | -30.24M▼ 123.7% | -186.18M▼ 515.7% |
| Pretax Margin % | 52.56% | 49.1% | 43.22% | 40.43% | 58.7% | 42.31% | 19.71% | -4.27% | -29.35% |
| Income Tax | 85.5M | 51.93M | 53.85M | 43.93M | 60.98M | 48.75M | 26.99M | 16.8M | -58.13M |
| Effective Tax Rate % | 46.04% | 25.43% | 27.36% | 24.94% | 25.66% | 25.7% | 21.16% | -55.54% | 31.22% |
| Net Income | 100.23M▲ 0% | 152.28M▲ 51.9% | 142.94M▼ 6.1% | 132.22M▼ 7.5% | 176.69M▲ 33.6% | 140.93M▼ 20.2% | 100.53M▼ 28.7% | -47.03M▼ 146.8% | -128.05M▼ 172.2% |
| Net Margin % | 28.36% | 36.62% | 31.39% | 30.35% | 43.64% | 31.44% | 15.54% | -6.65% | -20.19% |
| Net Income Growth % | 2.58% | 51.92% | -6.13% | -7.5% | 33.64% | -20.24% | -28.66% | -146.79% | -172.25% |
| Net Income (Continuing) | 100.23M | 152.28M | 142.94M | 132.22M | 176.69M | 140.93M | 100.53M | -47.03M | -128.05M |
| EPS (Diluted) | 2.92▲ 0% | 4.42▲ 51.4% | 4.18▼ 5.4% | 4.09▼ 2.2% | 5.52▲ 35.0% | 4.39▼ 20.5% | 3.31▼ 24.6% | -1.56▼ 147.1% | -4.21▼ 169.9% |
| EPS Growth % | 2.1% | 51.37% | -5.43% | -2.15% | 34.96% | -20.47% | -24.6% | -147.13% | -169.87% |
| EPS (Basic) | 2.94 | 4.44 | 4.18 | 4.09 | 5.53 | 4.40 | 3.31 | -1.56 | -4.21 |
| Diluted Shares Outstanding | 34.32M | 34.44M | 34.21M | 32.36M | 32M | 32.08M | 30.39M | 30.16M | 30.24M |
Eagle Bancorp, Inc. (EGBN) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 763.97M | 1.09B | 1.05B | 2.91B | 4.32B | 1.88B | 2.23B | 1.5B | 988.46M |
| Cash & Due from Banks | 174.71M | 309.93M | 202.99M | 1.76B | 1.69B | 277.93M | 718.94M | 630.9M | 11.69M |
| Short Term Investments | 589.27M | 784.14M | 843.36M | 1.15B | 2.62B | 1.6B | 1.51B | 866.12M | 976.77M |
| Total Investments | 6.96B | 7.72B | 8.37B | 8.89B | 9.66B | 10.26B | 10.4B | 10.03B | 9.04B |
| Investments Growth % | 12.12% | 10.97% | 8.38% | 6.18% | 8.68% | 6.2% | 1.41% | -3.64% | -9.81% |
| Long-Term Investments | 6.37B | 6.94B | 7.53B | 7.74B | 7.04B | 8.66B | 8.9B | 9.16B | 8.35B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 107.21M | 105.77M | 104.74M | 105.11M | 104.25M | 104.23M | 104.92M | 16K | 0 |
| Goodwill | 104.17M | 104.17M | 104.17M | 104.17M | 104.17M | 104.17M | 104.17M | 104.17M | 0 |
| Intangible Assets | 3.04M | 1.6M | 571K | 946K | 87K | 65K | 757K | -104.15M | 0 |
| PP&E (Net) | 20.99M | 16.85M | 41.99M | 38.79M | 45.11M | 38.02M | 29.32M | 26.19M | 41.25M |
| Other Assets | 186.22M | 198.67M | 237.04M | 284.55M | 299.68M | 374.15M | 319.85M | 354.38M | 1.96B |
| Total Current Assets | 763.97M | 1.09B | 1.05B | 2.91B | 4.32B | 1.88B | 2.23B | 1.5B | 11.69M |
| Total Non-Current Assets | 6.72B | 7.3B | 7.94B | 8.21B | 7.53B | 9.27B | 9.44B | 9.63B | 10.49B |
| Total Assets | 7.48B▲ 0% | 8.39B▲ 12.2% | 8.99B▲ 7.1% | 11.12B▲ 23.7% | 11.85B▲ 6.6% | 11.15B▼ 5.9% | 11.66B▲ 4.6% | 11.13B▼ 4.6% | 10.5B▼ 5.7% |
| Asset Growth % | 8.5% | 12.22% | 7.15% | 23.69% | 6.56% | -5.88% | 4.61% | -4.59% | -5.68% |
| Return on Assets (ROA) | 1.4% | 1.92% | 1.65% | 1.32% | 1.54% | 1.23% | 0.88% | -0.41% | -1.18% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 618.47M | 247.71M | 528.63M | 622.83M | 429.09M | 1.11B | 1.49B | 623.08M | 146.94M |
| Net Debt | 443.76M | -62.22M | 325.64M | -1.14B | -1.26B | 831.24M | 774.72M | -7.82M | 135.25M |
| Long-Term Debt | 216.91M | 217.3M | 217.69M | 268.08M | 69.67M | 69.79M | 69.92M | 76.11M | 81.16M |
| Short-Term Debt | 401.56M | 30.41M | 280.98M | 326.73M | 323.92M | 1.01B | 1.4B | 523.16M | 35.26M |
| Other Liabilities | 56.14M | 58.2M | 45.02M | 64.88M | 85.91M | 100.19M | 88.56M | 149.29M | 9.24B |
| Total Current Liabilities | 6.26B | 7B | 7.51B | 9.52B | 10.31B | 9.72B | 10.21B | 9.65B | 35.26M |
| Total Non-Current Liabilities | 273.05M | 275.5M | 292.67M | 360.98M | 191.08M | 199.25M | 181.71M | 249.21M | 9.36B |
| Total Liabilities | 6.53B | 7.28B | 7.8B | 9.88B | 10.5B | 9.92B | 10.39B | 9.9B | 9.36B |
| Total Equity | 950.44M▲ 0% | 1.11B▲ 16.7% | 1.19B▲ 7.4% | 1.24B▲ 4.2% | 1.35B▲ 8.9% | 1.23B▼ 9.1% | 1.27B▲ 3.7% | 1.23B▼ 3.8% | 1.14B▼ 6.9% |
| Equity Growth % | 12.77% | 16.68% | 7.37% | 4.22% | 8.86% | -9.07% | 3.74% | -3.78% | -6.91% |
| Equity / Assets (Capital Ratio) | 12.71% | 13.22% | 13.25% | 11.16% | 11.4% | 11.02% | 10.92% | 11.02% | 10.87% |
| Return on Equity (ROE) | 11.18% | 14.79% | 12.43% | 10.88% | 13.64% | 10.93% | 8.03% | -3.76% | -10.82% |
| Book Value per Share | 27.69 | 32.20 | 34.80 | 38.34 | 42.21 | 38.29 | 41.93 | 40.66 | 37.74 |
| Tangible BV per Share | 24.57 | 29.13 | 31.74 | 35.10 | 38.95 | 35.04 | 38.47 | 40.66 | 37.74 |
| Common Stock | 340K | 342K | 331K | 315K | 316K | 310K | 296K | 298K | 300K |
| Additional Paid-in Capital | 520.3M | 528.38M | 482.29M | 427.02M | 434.64M | 412.3M | 374.89M | 384.93M | 391.2M |
| Retained Earnings | 431.54M | 584.49M | 705.11M | 798.06M | 930.06M | 1.02B | 1.06B | 982.3M | 838.94M |
| Accumulated OCI | -1.75M | -4.28M | 2.96M | 15.5M | -14.24M | -199.51M | -162.36M | -141.47M | -89.16M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Eagle Bancorp, Inc. (EGBN) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 160.92M | 165.46M | 132.68M | 133.14M | 238.44M | 194.9M | 195.63M | 123.77M | 28.5M |
| Operating CF Growth % | 37.75% | 2.82% | -19.81% | 0.34% | 79.09% | -18.26% | 0.37% | -36.73% | -76.98% |
| Net Income | 100.23M | 152.28M | 142.94M | 132.22M | 176.69M | 140.93M | 100.53M | -47.03M | -128.05M |
| Depreciation & Amortization | 6.88M | 6.97M | 6.17M | 4.7M | 5.87M | 3.32M | 3.48M | 3.2M | 330K |
| Deferred Taxes | 18.97M | -3.5M | -61K | -8.33M | 5.77M | 6.56M | -3.38M | 2.6M | 0 |
| Other Non-Cash Items | 39.71M | 19.3M | -20.74M | 20.11M | 18.17M | 50.32M | 44.21M | 172.23M | 215.5M |
| Working Capital Changes | -10.44M | -16.09M | -3.31M | -20.87M | 24.12M | -16.13M | 40.76M | -16.79M | -66.33M |
| Cash from Investing | -810.38M | -784.8M | -637.13M | -557.68M | -857.92M | -927.08M | -97.7M | 310.74M | 570.43M |
| Purchase of Investments | -202.97M | -331.88M | -374.65M | -739.96M | -2.03B | -716M | 0 | 0 | 0 |
| Sale/Maturity of Investments | 149M | 130.14M | 318.99M | 426.62M | 514.96M | 392.35M | 213.24M | 338.61M | 0 |
| Net Investment Activity | -53.97M | -201.74M | -55.66M | -313.34M | -1.51B | -323.65M | 213.24M | 338.61M | 0 |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -750.65M | -581.58M | -578.63M | -241.39M | 661.84M | -601.31M | -310.87M | -27.54M | 570.43M |
| Cash from Financing | 471.76M | 750.74M | 424.55M | 1.97B | 544.65M | -670.19M | 312.9M | -523.71M | -536.72M |
| Dividends Paid | 0 | 0 | -22.33M | -28.33M | -44.69M | -55.78M | -54.99M | -45.62M | -15.31M |
| Share Repurchases | 0 | 0 | -54.9M | -61.43M | -682K | -33.09M | -48.03M | 0 | 0 |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 485K | -772K |
| Net Stock Activity | 0 | 0 | -54.9M | -61.43M | -682K | -33.09M | -48.03M | 485K | -772K |
| Debt Issuance (Net) | 1000K | -1000K | 1000K | 1000K | -1000K | 1000K | 1000K | -1000K | -1000K |
| Other Financing | 146.76M | 1.08B | 251.79M | 1.96B | 790.02M | -1.27B | 95.44M | 325.61M | 2.53M |
| Net Change in Cash | -177.69M▲ 0% | 131.39M▲ 173.9% | -79.89M▼ 160.8% | 1.55B▲ 2036.5% | -74.83M▼ 104.8% | -1.4B▼ 1774.0% | 410.83M▲ 129.3% | -89.2M▼ 121.7% | -14.87M▲ 83.3% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -62.21M |
| Cash at Beginning | 368.16M | 190.47M | 321.86M | 241.97M | 1.79B | 1.71B | 311.85M | 722.68M | 23.56M |
| Cash at End | 190.47M | 321.86M | 241.97M | 1.79B | 1.71B | 311.85M | 722.68M | 633.48M | 8.69M |
| Interest Paid | 39.77M | 73.81M | 105.98M | 70.18M | 30.99M | 90.59M | 376.84M | 438.22M | 0 |
| Income Taxes Paid | 69.2M | 55.2M | 54.65M | 37.4M | 54.36M | 23.45M | 21.54M | 8.21M | 0 |
| Free Cash Flow | 155.17M▲ 0% | 163.97M▲ 5.7% | 129.84M▼ 20.8% | 130.19M▲ 0.3% | 233.15M▲ 79.1% | 192.79M▼ 17.3% | 195.56M▲ 1.4% | 123.44M▼ 36.9% | 20.76M▼ 83.2% |
| FCF Growth % | 41.84% | 5.68% | -20.81% | 0.27% | 79.08% | -17.31% | 1.44% | -36.88% | -83.18% |
Eagle Bancorp, Inc. (EGBN) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 12.36% | 11.18% | 14.79% | 12.43% | 10.88% | 13.64% | 10.93% | 8.03% | -3.76% | -10.82% |
| Return on Assets (ROA) | 1.51% | 1.4% | 1.92% | 1.65% | 1.32% | 1.54% | 1.23% | 0.88% | -0.41% | -1.18% |
| Net Interest Margin | 3.75% | 3.8% | 3.78% | 3.61% | 2.89% | 2.74% | 2.99% | 2.49% | 2.59% | 2.57% |
| Efficiency Ratio | 36.74% | 33.55% | 30.47% | 30.72% | 33.09% | 36.84% | 36.83% | 23.7% | 38.82% | 30.06% |
| Equity / Assets | 12.23% | 12.71% | 13.22% | 13.25% | 11.16% | 11.4% | 11.02% | 10.92% | 11.02% | 10.87% |
| Book Value / Share | 24.66 | 27.69 | 32.2 | 34.8 | 38.34 | 42.21 | 38.29 | 41.93 | 40.66 | 37.74 |
| NII Growth | 10.35% | 9.96% | 11.66% | 2.22% | -0.77% | 0.92% | 2.57% | -12.71% | -0.64% | -6.51% |
| Dividend Payout | - | - | - | 15.62% | 21.43% | 25.29% | 39.58% | 54.7% | - | - |
Eagle Bancorp, Inc. (EGBN) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 22, 2026·SEC
Mar 18, 2026·SEC
Feb 25, 2026·SEC
Eagle Bancorp, Inc. (EGBN) stock FAQ — growth, dividends, profitability & financials explained
Eagle Bancorp, Inc. (EGBN) saw revenue decline by 10.4% over the past year.
Eagle Bancorp, Inc. (EGBN) reported a net loss of $128.1M for fiscal year 2025.
Yes, Eagle Bancorp, Inc. (EGBN) pays a dividend with a yield of 1.91%. This makes it attractive for income-focused investors.
Eagle Bancorp, Inc. (EGBN) has a return on equity (ROE) of -10.8%. Negative ROE indicates the company is unprofitable.
Eagle Bancorp, Inc. (EGBN) has a net interest margin (NIM) of 2.6%. NIM has been under pressure due to interest rate environment.
Eagle Bancorp, Inc. (EGBN) has an efficiency ratio of 30.1%. This is excellent, indicating strong cost control.
Eagle Bancorp, Inc. (EGBN) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates