Essent Group's exceptional underwriting discipline, evidenced by a 36.5% combined ratio in Q2 2026, continues to drive robust profitability despite flat revenue growth. The company's fortress balance sheet, with a debt-to-equity ratio of 0.09 and equity of $5.7B, provides ample capital flexibility.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Nov 6, 2026 | $1.82-1.6% vs $1.85 | $374M+8.7% vs $344M |
Q3 2026 Aug 7, 2026 | $2.08+18.2% vs $1.76 | $363M+12.8% vs $322M |
Q2 2026 May 8, 2026 | $1.82+4.0% vs $1.75 | $336M+12.9% vs $298M |
Q1 2026 Feb 13, 2026 | $1.60-8.0% vs $1.74 | $312M-0.1% vs $313M |
Essent Group (NYSE: ESNT) reported third-quarter 2026 net income of $163 million, or $1.82 per diluted share, as its mortgage insurance portfolio posted higher defaults and the company continued to return capital to shareholders. Earnings per share rose from $1.67 a year earlier but declined from $2.08 in the second quarter, Chief Financial Officer David Weinstock
Essent missed on analyst profitability estimates. It saw a dip in new mortgage insurance written; such policies are at the heart of its business.
Essent Group Ltd. (ESNT) Q3 2026 Earnings Call Transcript
Essent Group (ESNT) came out with quarterly earnings of $1.82 per share, missing the Zacks Consensus Estimate of $1.88 per share. This compares to earnings of $1.67 per share a year ago.
Benchmark ESNT against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Essent Group Ltd. (ESNT)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $63.41 | $5.84B | 8.37 | -0.49% | 49.31% | 12% | 1.92% | |
| $28.60 | $5.87B | 8.49 | 0.49% | 58.12% | 13.8% | 2.05% | |
| $35.97 | $4.78B | 8.65 | -3.36% | 28.41% | 11.73% | 2.93% | |
| $39.03 | $2.97B | 7.56 | 8.39% | 53.13% | 14.78% | — | |
| $65.59 | $3.41B | 14.52 | 55.29% | 5.44% | 5.54% | 1.77% | |
| $46.43 | $6.48B | 9.46 | 2.37% | 54.13% | 12.75% | 1.74% |
Essent Group Ltd. (ESNT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Essent Group Ltd. (ESNT) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 7, 2026·SEC
May 8, 2026·SEC
Feb 13, 2026·SEC
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Essent Group Ltd. (ESNT) stock FAQ — growth, dividends, profitability & financials explained
Essent Group Ltd. (ESNT) grew revenue by 5.4% over the trailing twelve months, compared with the twelve months before.
Yes. Essent Group Ltd. (ESNT) earned $679.9M in net income over the trailing twelve months (a 49.3% net margin).
Yes. Essent Group Ltd. (ESNT) pays a dividend that yields 1.92% at the current price, a moderate yield.
Essent Group Ltd. (ESNT) had a return on equity (ROE) of 12.0% over the trailing twelve months. That is in line with the market's typical 10-15%.
Essent Group Ltd. (ESNT) has a combined ratio of 34.8%. A ratio below 100% indicates underwriting profitability.
