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Essent Group Ltd.(ESNT)Earnings, Financials & Key Ratios
ESNT•NYSE•Insurance & Managed Care
$60.17
$5.87B mkt cap·8.8× P/E·Price updated May 6, 2026
AboutEssent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. The company was founded in 2008 and is based in Hamilton, Bermuda.Show more
- Revenue$1.27B+12.0%
- Combined Ratio32.49%+19.3%
- Net Income$729M+4.7%
- Return on Equity13.63%-6.4%
- Medical Cost Ratio6.41%+129.8%
- Operating Margin67.51%-7.2%
- Net Margin57.56%-6.5%
- ROA10.78%-6.0%
- Equity / Assets78.8%-0.8%
- Book Value per Share52.59+10.4%
- Tangible BV/Share52.59+12.0%
- Debt/Equity0.09+6.6%
ESNT Key Insights
Essent Group Ltd. (ESNT) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Profitable underwriting: 32.5% combined ratio
- ✓Low loss ratio of 6.4%
- ✓Good 3Y average ROE of 15.8%
- ✓Trading at only 1.1x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
ESNT Price & Volume
Essent Group Ltd. (ESNT) stock price & volume — 10-year historical chart
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ESNT Growth Metrics
Essent Group Ltd. (ESNT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years18.13%
5 Years7.87%
3 Years7.2%
TTM5.8%
Profit CAGR
10 Years23.48%
5 Years5.59%
3 Years2.28%
TTM-4.61%
EPS CAGR
10 Years20.86%
5 Years3.89%
3 Years3.88%
TTM-0.43%
Return on Capital
10 Years18.02%
5 Years14.84%
3 Years15.31%
Last Year12.64%
ESNT Recent Earnings
Essent Group Ltd. (ESNT) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 6/12 qtrs (50%)
Q1 2026Latest
Feb 13, 2026EPS
$1.60
Est $1.74
-8.0%
Revenue
$312M
Est $313M
-0.1%
Q4 2025
Nov 7, 2025EPS
$1.67
Est $1.77
-5.6%
Revenue
$319M
Est $316M
+1.0%
Q3 2025
Aug 8, 2025EPS
$1.93
Est $1.68
+14.9%
Revenue
$319M
Est $323M
-1.2%
Q2 2025
May 9, 2025EPS
$1.69
Est $1.65
+2.4%
Revenue
$32M
Est $310M
-89.8%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 13, 2026 | $1.60vs $1.74-8.0% | $312Mvs $313M-0.1% |
| Q4 2025 | Nov 7, 2025 | $1.67vs $1.77-5.6% | $319Mvs $316M+1.0% |
| Q3 2025 | Aug 8, 2025 | $1.93vs $1.68+14.9% | $319Mvs $323M-1.2% |
| Q2 2025 | May 9, 2025 | $1.69vs $1.65+2.4% | $32Mvs $310M-89.8% |
Based on last 12 quarters of dataView full earnings history →
ESNT Peer Comparison
Essent Group Ltd. (ESNT) competitors in Mortgage and Title Insurance — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 MTG | 5.55B | 26.24 | 8.36 | 0.49% | 59.63% | 14% | 15.35% | 0.13 |
 RDN | 4.82B | 35.58 | 9.08 | 4.04% | 45.61% | 12.38% | 0.51 | |
 NMIH | 2.87B | 37.66 | 7.65 | 8.39% | 55.07% | 15.8% | 14.38% | 0.16 |
 PFSI | 4.56B | 87.48 | 9.41 | 173.81% | 11.48% | 12.02% | 5.35 | |
 ACT | 5.97B | 42.31 | 9.36 | 2.37% | 54.62% | 12.83% | 12.13% | 0.14 |
 FAF | 7B | 68.38 | 11.40 | 21.64% | 11.19% | 12.54% | 10.9% | 0.35 |
 FNF | 13.87B | 51.18 | 11.01 | 15.92% | 8.52% | 12.52% | 48.08% | 0.55 |
 STC | 2.09B | 68.61 | 16.98 | 17.32% | 3.96% | 7.72% | 6.32% | 0.54 |
Compare ESNT vs Peers
Essent Group Ltd. (ESNT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
ESNT Income Statement
Essent Group Ltd. (ESNT) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 458.26M | 576.51M | 719.35M | 867.57M | 955.15M | 1.03B | 1.02B | 1.13B | 1.27B | 1.31B |
| Revenue Growth % | 29.71% | 25.8% | 24.78% | 20.6% | 10.1% | 7.68% | -0.99% | 11.07% | 12.03% | 5.8% |
| Medical Costs & Claims | 0 | 27.23M | 11.57M | 32.99M | 301.29M | 31.06M | -174.7M | 31.54M | 81.22M | 134.24M |
| Medical Cost Ratio % | 0% | 4.72% | 1.61% | 3.8% | 31.54% | 3.02% | -17.16% | 2.79% | 6.41% | 10.26% |
| Gross Profit | 458.26M▲ 0% | 549.28M▲ 19.9% | 707.78M▲ 28.9% | 834.58M▲ 17.9% | 653.86M▼ 21.7% | 997.45M▲ 52.5% | 1.19B▲ 19.6% | 1.1B▼ 7.8% | 1.19B▲ 7.9% | 1.17B▲ 0% |
| Gross Margin % | 100% | 95.28% | 98.39% | 96.2% | 68.46% | 96.98% | 117.16% | 97.21% | 93.59% | 89.74% |
| Gross Profit Growth % | 29.71% | 19.86% | 28.86% | 17.92% | -21.65% | 52.55% | 19.61% | -7.84% | 7.86% | - |
| Operating Expenses | 146.38M | 150.71M | 161.08M | 175.52M | 163.76M | 175.14M | 204.85M | 276.54M | 330.44M | 341.6M |
| OpEx / Revenue % | 31.94% | 26.14% | 22.39% | 20.23% | 17.15% | 17.03% | 20.12% | 24.45% | 26.08% | 26.11% |
| Depreciation & Amortization | 4.06M | 3.92M | 3.4M | 3.77M | 3.33M | 3.38M | 3.02M | 4.53M | 5.78M | 5.41M |
| Combined Ratio % | 31.94% | 30.87% | 24% | 24.03% | 48.69% | 20.05% | 2.96% | 27.24% | 32.49% | 36.38% |
| Operating Income | 311.88M▲ 0% | 398.57M▲ 27.8% | 546.7M▲ 37.2% | 659.06M▲ 20.6% | 490.1M▼ 25.6% | 822.31M▲ 67.8% | 988.19M▲ 20.2% | 823M▼ 16.7% | 855.49M▲ 3.9% | 832.28M▲ 0% |
| Operating Margin % | 68.06% | 69.13% | 76% | 75.97% | 51.31% | 79.95% | 97.04% | 72.76% | 67.51% | 63.62% |
| Operating Income Growth % | 36.55% | 27.79% | 37.17% | 20.55% | -25.64% | 67.79% | 20.17% | -16.72% | 3.95% | - |
| EBITDA | 315.95M | 402.49M | 550.1M | 662.83M | 493.42M | 825.69M | 991.21M | 827.52M | 861.27M | 837.69M |
| EBITDA Margin % | 68.95% | 69.81% | 76.47% | 76.4% | 51.66% | 80.28% | 97.34% | 73.16% | 67.97% | 64.04% |
| Interest Expense | 426K | 5.18M | 10.18M | 10.15M | 9.07M | 8.28M | 15.61M | 30.14M | 35.32M | 32.7M |
| Non-Operating Income | -426K | -5.18M | -10.18M | -10.15M | -9.07M | -8.28M | -15.61M | -30.14M | -35.32M | -32.7M |
| Pretax Income | 311.88M▲ 0% | 398.57M▲ 27.8% | 546.7M▲ 37.2% | 659.06M▲ 20.6% | 490.1M▼ 25.6% | 822.31M▲ 67.8% | 988.19M▲ 20.2% | 823M▼ 16.7% | 855.49M▲ 3.9% | 832.28M▲ 0% |
| Pretax Margin % | 68.06% | 69.13% | 76% | 75.97% | 51.31% | 79.95% | 97.04% | 72.76% | 67.51% | 63.62% |
| Income Tax | 89.28M | 18.82M | 79.34M | 103.35M | 77.06M | 140.53M | 156.83M | 126.61M | 126.09M | 129.4M |
| Effective Tax Rate % | 28.62% | 4.72% | 14.51% | 15.68% | 15.72% | 17.09% | 15.87% | 15.38% | 14.74% | 15.55% |
| Net Income | 222.61M▲ 0% | 379.75M▲ 70.6% | 467.36M▲ 23.1% | 555.71M▲ 18.9% | 413.04M▼ 25.7% | 681.78M▲ 65.1% | 831.35M▲ 21.9% | 696.39M▼ 16.2% | 729.4M▲ 4.7% | 702.89M▲ 0% |
| Net Margin % | 48.58% | 65.87% | 64.97% | 64.05% | 43.24% | 66.29% | 81.64% | 61.57% | 57.56% | 53.73% |
| Net Income Growth % | 41.49% | 70.59% | 23.07% | 18.9% | -25.67% | 65.06% | 21.94% | -16.23% | 4.74% | -4.61% |
| EPS (Diluted) | 2.41▲ 0% | 3.99▲ 65.6% | 4.77▲ 19.5% | 5.66▲ 18.7% | 3.88▼ 31.4% | 6.11▲ 57.5% | 7.72▲ 26.4% | 6.50▼ 15.8% | 6.85▲ 5.4% | 6.95▲ 0% |
| EPS Growth % | 40.12% | 65.56% | 19.55% | 18.66% | -31.45% | 57.47% | 26.35% | -15.8% | 5.38% | -0.43% |
| EPS (Basic) | 2.45 | 4.07 | 4.80 | 5.68 | 3.89 | 6.13 | 7.75 | 6.56 | 6.92 | - |
| Diluted Shares Outstanding | 92.25M | 95.21M | 97.97M | 98.23M | 106.38M | 111.56M | 107.65M | 107.13M | 106.55M | 101.16M |
ESNT Balance Sheet
Essent Group Ltd. (ESNT) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 1.88B | 2.67B | 3.15B | 3.87B | 5.2B | 5.72B | 5.72B | 6.43B | 7.11B | 7.35B |
| Asset Growth % | 28.17% | 42.03% | 17.78% | 22.97% | 34.32% | 9.98% | 0.03% | 12.28% | 10.66% | 31.45% |
| Total Investment Assets | 1.62B | 500K | 30.95M | 78.87M | 88.9M | 9.93B | -4.23B | 277.23M | 6.18B | 4M |
| Long-Term Investments | 1.62B | -2.3B | -2.73B | -3.27B | -4.48B | 4.96B | -4.48B | 277.23M | 5.88B | 18.1B |
| Short-Term Investments | 0 | 2.31B | 2.76B | 3.35B | 4.57B | 4.96B | 252.03M | 0 | 5.88B | 6.09B |
| Total Current Assets | 49.16M | 73.28M | 101.83M | 3.46B | 4.72B | 5.09B | 390.67M | 205.05M | 0 | 145.09M |
| Cash & Equivalents | 27.53M | 43.52M | 64.95M | 71.35M | 102.83M | 81.49M | 81.24M | 141.79M | 131.48M | 91.41M |
| Receivables | 21.63M | 29.75M | 36.88M | 40.66M | 50.14M | 46.16M | 57.4M | 63.27M | 55.56M | 214.71M |
| Other Current Assets | -1.62B | -2.31B | -2.76B | 0 | 0 | 0 | 0 | 0 | -6.55B | -490.46M |
| Goodwill & Intangibles | 16.31M | 17.64M | 19.27M | 18.35M | 19.87M | 15.09M | 13.93M | 72.83M | 79.56M | 325.31M |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 16.31M | 17.64M | 19.27M | 18.35M | 19.87M | 15.09M | 13.93M | 72.83M | 0 | 87.69M |
| PP&E (Net) | 8.12M | 6.98M | 7.63M | 17.31M | 15.1M | 11.92M | 19.57M | 41.3M | 41.87M | 49.96M |
| Other Assets | 18.67M | 4.54B | 5.56B | 6.57B | 9.04B | -44.19M | 4.38B | 3.64B | -6B | -379.26M |
| Total Liabilities | 539.23M | 733.93M | 784.25M | 888.58M | 1.34B | 1.49B | 1.26B | 1.32B | 1.51B | 1.61B |
| Total Debt | 100M | 248.59M | 223.66M | 224.24M | 321.72M | 419.82M | 420.86M | 421.92M | 493.96M | 494.96M |
| Net Debt | 72.47M | 205.07M | 158.72M | 152.89M | 218.89M | 338.33M | 339.62M | 280.13M | 362.48M | -91.41M |
| Long-Term Debt | 100M | 248.59M | 223.66M | 224.24M | 321.72M | 419.82M | 420.86M | 421.92M | 493.96M | 494.96M |
| Short-Term Debt | 100M | 248.59M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 439.23M | 252.16M | 560.59M | 664.34M | 321.72M | 419.82M | 418.46M | 500.25M | 0 | 490.46M |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 96.58M |
| Other Current Liabilities | 305.34M | -32.62M | 517.57M | 597.87M | 233.84M | 328.07M | 329M | 361.18M | -176.75M | 393.88M |
| Deferred Taxes | 0 | 1000K | 0 | 0 | 1000K | 1000K | 1000K | 0 | 1000K | 1.67B |
| Other Liabilities | 0 | 357.7M | 0 | 0 | 732.35M | -373.65M | 65.35M | 431.56M | -886.39M | -252.03M |
| Total Equity | 1.34B▲ 0% | 1.94B▲ 44.4% | 2.37B▲ 21.9% | 2.98B▲ 26.2% | 3.86B▲ 29.4% | 4.24B▲ 9.7% | 4.46B▲ 5.3% | 5.1B▲ 14.3% | 5.6B▲ 9.8% | 5.74B▲ 0% |
| Equity Growth % | 20.06% | 44.4% | 21.92% | 26.17% | 29.41% | 9.67% | 5.34% | 14.35% | 9.82% | 25.29% |
| Shareholders Equity | 1.34B | 1.94B | 2.37B | 2.98B | 3.86B | 4.24B | 4.46B | 5.1B | 5.6B | 5.74B |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 436.33M | 815.08M | 1.28B | 1.81B | 2.15B | 2.75B | 3.49B | 4.08B | 4.69B | 5.13B |
| Common Stock | 1.4M | 1.48M | 1.47M | 1.48M | 1.69M | 1.64M | 1.61M | 1.6M | 1.57M | 1.46M |
| Accumulated OCI | -12.26M | -3.25M | -28.99M | 56.19M | 138.27M | 50.71M | -382.79M | -280.5M | -303.98M | -165.43M |
| Return on Equity (ROE) | 18.08% | 23.13% | 21.71% | 20.77% | 12.06% | 16.84% | 19.11% | 14.56% | 13.63% | 12.25% |
| Return on Assets (ROA) | 13.28% | 16.67% | 16.05% | 15.82% | 9.1% | 12.48% | 14.53% | 11.46% | 10.78% | 9.56% |
| Equity / Assets | 71.36% | 72.56% | 75.1% | 77.06% | 74.24% | 74.03% | 77.96% | 79.4% | 78.8% | 78.06% |
| Debt / Equity | 0.07x | 0.13x | 0.09x | 0.08x | 0.08x | 0.10x | 0.09x | 0.08x | 0.09x | 0.09x |
| Book Value per Share | 14.57 | 20.38 | 24.15 | 30.39 | 36.31 | 37.97 | 41.45 | 47.63 | 52.59 | 56.73 |
| Tangible BV per Share | 14.39 | 20.20 | 23.95 | 30.20 | 36.12 | 37.84 | 41.32 | 46.95 | 52.59 | 55.87 |
ESNT Cash Flow Statement
Essent Group Ltd. (ESNT) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 273.48M | 368.57M | 625.32M | 589.85M | 727.93M | 709.26M | 588.82M | 763M | 861.53M | 861.53M |
| Operating CF Growth % | 22.01% | 34.77% | 69.66% | -5.67% | 23.41% | -2.57% | -16.98% | 29.58% | 12.91% | 1.98% |
| Operating CF / Revenue % | 59.68% | 63.93% | 86.93% | 67.99% | 76.21% | 68.96% | 57.82% | 67.46% | 67.99% | 65.86% |
| Net Income | 222.61M | 379.75M | 467.36M | 555.71M | 413.04M | 681.78M | 831.35M | 696.39M | 729.4M | 702.89M |
| Depreciation & Amortization | 4.06M | 3.92M | 3.4M | 3.77M | 3.33M | 3.38M | 3.02M | 4.53M | 5.78M | 5.41M |
| Stock-Based Compensation | 16.88M | 18.69M | 15.07M | 16.59M | 18.46M | 20.84M | 18.38M | 18.45M | 24.78M | 21.01M |
| Deferred Taxes | 57.56M | -19.43M | 50.69M | 59.48M | 38.65M | 84.02M | 58.17M | -13.25M | 32.17M | 25.63M |
| Other Non-Cash Items | 7.47M | 10.02M | 13M | 13.36M | 22.19M | 2.67M | 16.95M | 40.66M | 29.05M | 12.11M |
| Working Capital Changes | -35.11M | -24.38M | 75.79M | -59.06M | 232.26M | -83.44M | -339.06M | 16.23M | 40.34M | 86.62M |
| Cash from Investing | -365.32M | -690.14M | -546.9M | -545.08M | -1.15B | -583.17M | -398.87M | -525.57M | -706.93M | -220.85M |
| Capital Expenditures | -3.16M | -2.78M | -4.05M | -3.41M | -2.45M | -2.5M | -3.98M | -4M | -6.77M | -6.95M |
| Acquisitions | 44.42M | 178.33M | -30.54M | -47.54M | 0 | 0 | -72.9M | -86.76M | -33.14M | -2M |
| Purchase of Investments | -703.12M | -1.01B | -1.13B | -1.21B | -2B | -2.34B | -1.38B | -1.12B | -1.65B | -1.26B |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 4M |
| Other Investing | -44.42M | -178.33M | 0 | 0 | 0 | 0 | 0 | -690.47M | -10M | 52.92M |
| Cash from Financing | 94.77M | 337.56M | -56.99M | -38.37M | 457.97M | -147.43M | -190.2M | -176.88M | -164.91M | -650.71M |
| Dividends Paid | 0 | 0 | 0 | -29.35M | -69.41M | -77.72M | -92.13M | -106.22M | -118.04M | -121.97M |
| Share Repurchases | -4.02M | -7.58M | -31.41M | -9.01M | -6.35M | -163.85M | -97.91M | -70.67M | -111.54M | -527.85M |
| Stock Issued | 0 | 197.83M | 0 | 0 | 439.96M | 0 | 0 | 0 | 0 | 0 |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | 0 | 1000K | 1000K | 0 | 0 | 1000K | -894K |
| Other Financing | -1.21M | -2.69M | -580K | -15K | -6.23M | -5.85M | -154K | 0 | -8.49M | 0 |
| Net Change in Cash | 2.92M▲ 0% | 15.99M▲ 446.8% | 21.42M▲ 33.9% | 6.4M▼ 70.1% | 31.48M▲ 391.6% | -21.34M▼ 167.8% | -251K▲ 98.8% | 60.55M▲ 24222.3% | -10.31M▼ 117.0% | -17.89M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 24.61M | 27.53M | 43.52M | 64.95M | 71.35M | 102.83M | 81.49M | 81.24M | 141.79M | 92.12M |
| Cash at End | 27.53M | 43.52M | 64.95M | 71.35M | 102.83M | 81.49M | 81.24M | 141.79M | 131.48M | 91.41M |
| Free Cash Flow | 270.31M▲ 0% | 365.79M▲ 35.3% | 621.27M▲ 69.8% | 586.44M▼ 5.6% | 725.49M▲ 23.7% | 706.76M▼ 2.6% | 584.84M▼ 17.3% | 759M▲ 29.8% | 854.77M▲ 12.6% | 836.72M▲ 0% |
| FCF Growth % | 23.33% | 35.32% | 69.84% | -5.61% | 23.71% | -2.58% | -17.25% | 29.78% | 12.62% | -0.64% |
| FCF Margin % | 58.99% | 63.45% | 86.36% | 67.6% | 75.95% | 68.72% | 57.43% | 67.1% | 67.46% | 63.96% |
| FCF per Share | 2.93 | 3.84 | 6.34 | 5.97 | 6.82 | 6.34 | 5.43 | 7.08 | 8.02 | 8.02 |
ESNT Key Ratios
Essent Group Ltd. (ESNT) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 31.94% | 30.87% | 24% | 24.03% | 48.69% | 20.05% | 2.96% | 27.24% | 32.49% | 36.38% |
| Medical Cost Ratio | 0% | 4.72% | 1.61% | 3.8% | 31.54% | 3.02% | -17.16% | 2.79% | 6.41% | 10.26% |
| Return on Equity (ROE) | 18.08% | 23.13% | 21.71% | 20.77% | 12.06% | 16.84% | 19.11% | 14.56% | 13.63% | 12.25% |
| Return on Assets (ROA) | 13.28% | 16.67% | 16.05% | 15.82% | 9.1% | 12.48% | 14.53% | 11.46% | 10.78% | 9.56% |
| Equity / Assets | 71.36% | 72.56% | 75.1% | 77.06% | 74.24% | 74.03% | 77.96% | 79.4% | 78.8% | 78.06% |
| Book Value / Share | 14.57 | 20.38 | 24.15 | 30.39 | 36.31 | 37.97 | 41.45 | 47.63 | 52.59 | 56.73 |
| Debt / Equity | 0.07x | 0.13x | 0.09x | 0.08x | 0.08x | 0.10x | 0.09x | 0.08x | 0.09x | 0.09x |
| Revenue Growth | 29.71% | 25.8% | 24.78% | 20.6% | 10.1% | 7.68% | -0.99% | 11.07% | 12.03% | 5.8% |
ESNT SEC Filings & Documents
Essent Group Ltd. (ESNT) SEC filings — annual & quarterly reports (10-K, 10-Q)
ESNT Frequently Asked Questions
Essent Group Ltd. (ESNT) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Essent Group Ltd. (ESNT) grew revenue by 12.0% over the past year. This is steady growth.
Yes, Essent Group Ltd. (ESNT) is profitable, generating $702.9M in net income for fiscal year 2024 (57.6% net margin).
Dividend & Returns
Yes, Essent Group Ltd. (ESNT) pays a dividend with a yield of 1.84%. This makes it attractive for income-focused investors.
Essent Group Ltd. (ESNT) has a return on equity (ROE) of 13.6%. This is reasonable for most industries.
Industry Metrics
Essent Group Ltd. (ESNT) has a combined ratio of 32.5%. A ratio below 100% indicates underwriting profitability.
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