8-K Announcements
6May 7, 2026·SEC
Apr 21, 2026·SEC
Mar 26, 2026·SEC
Radian Group Inc. (RDN) fundamental analysis — strengths, weaknesses & financial health based on data analysis
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Radian Group Inc. (RDN) stock price & volume — 10-year historical chart
Radian Group Inc. (RDN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Radian Group Inc. (RDN) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 6, 2026 | $1.27vs $1.17+8.5% | $466Mvs $416M+12.1% |
| Q1 2026 | Feb 18, 2026 | $1.16vs $1.11+4.5% | $301Mvs $301M-0.1% |
| Q4 2025 | Nov 4, 2025 | $1.15vs $0.95+21.1% | $311Mvs $309M+0.6% |
| Q3 2025 | Jul 30, 2025 | $1.01vs $0.93+8.6% | $318Mvs $309M+2.9% |
Radian Group Inc. (RDN) competitors in Mortgage and Title Insurance — business model, growth, and fundamentals comparison
Radian Group Inc. (RDN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Radian Group Inc. (RDN) annual income statement — 10-year revenue, gross profit & net income history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 1.22B | 1.27B | 1.53B | 1.44B | 1.33B | 1.19B | 1.24B | 1.29B | 1.25B | 1.4B |
Revenue Growth % | -1.36% | 4.21% | 19.95% | -5.7% | -7.7% | -10.41% | 4.19% | 4.04% | -3.36% | 9.47% |
Medical Costs & Claims | 264.03M | 228.03M | 265.67M | 602.17M | 153.62M | -231.96M | 20.54M | 63.07M | 96.1M | 173.71M |
Medical Cost Ratio % | 21.61% | 17.91% | 17.4% | 41.82% | 11.56% | -19.48% | 1.66% | 4.89% | 7.7% | 12.44% |
Gross Profit | 957.6M▲ 0% | 1.04B▲ 9.1% | 1.26B▲ 20.7% | 837.7M▼ 33.6% | 1.18B▲ 40.3% | 1.42B▲ 21.0% | 1.22B▼ 14.2% | 1.23B▲ 0.6% | 1.15B▼ 6.2% | 1.22B▲ 0% |
Gross Margin % | 78.39% | 82.09% | 82.6% | 58.18% | 88.44% | 119.48% | 98.34% | 95.11% | 92.3% | 87.56% |
Gross Profit Growth % | 6.64% | 9.12% | 20.7% | -33.58% | 40.31% | 21.04% | -14.24% | 0.62% | -6.23% | - |
Operating Expenses | 610.86M | 360.79M | 412.29M | 358.26M | 410.56M | 469.91M | 452.56M | 456.29M | 387.5M | 473.32M |
OpEx / Revenue % | 50% | 28.34% | 27% | 24.88% | 30.89% | 39.46% | 36.48% | 35.35% | 31.07% | 33.91% |
Depreciation & Amortization | 85.83M | 69.09M | 72.73M | 71.73M | 75.47M | 76.58M | 88.92M | 78.75M | 43.68M | 29.3M |
Combined Ratio % | 71.62% | 46.25% | 44.4% | 66.7% | 42.45% | 19.98% | 38.14% | 40.24% | 38.77% | 46.35% |
Operating Income | 346.74M▲ 0% | 684.19M▲ 97.3% | 848.99M▲ 24.1% | 479.44M▼ 43.5% | 764.83M▲ 59.5% | 952.78M▲ 24.6% | 767.49M▼ 19.4% | 771.29M▲ 0.5% | 763.15M▼ 1.1% | 748.37M▲ 0% |
Operating Margin % | 28.38% | 53.75% | 55.6% | 33.3% | 57.55% | 80.02% | 61.86% | 59.76% | 61.19% | 53.61% |
Operating Income Growth % | -28.31% | 97.32% | 24.09% | -43.53% | 59.53% | 24.57% | -19.45% | 0.5% | -1.06% | - |
EBITDA | 432.57M | 753.28M | 921.72M | 551.17M | 840.3M | 1.03B | 856.4M | 850.04M | 806.83M | 798.27M |
EBITDA Margin % | 35.41% | 59.17% | 60.36% | 38.28% | 63.23% | 86.45% | 69.03% | 65.86% | 64.69% | 57.19% |
Interest Expense | 62.76M | 61.49M | 56.31M | 71.15M | 84.46M | 84.45M | 89.69M | 103.74M | 65.56M | 63.65M |
Non-Operating Income | -62.76M | -61.49M | -56.31M | -71.15M | -84.46M | -84.45M | -89.69M | -103.74M | -65.56M | -63.65M |
Pretax Income | 346.74M▲ 0% | 684.19M▲ 97.3% | 848.99M▲ 24.1% | 479.44M▼ 43.5% | 764.83M▲ 59.5% | 952.78M▲ 24.6% | 767.49M▼ 19.4% | 771.29M▲ 0.5% | 763.15M▼ 1.1% | 748.37M▲ 0% |
Pretax Margin % | 28.38% | 53.75% | 55.6% | 33.3% | 57.55% | 80.02% | 61.86% | 59.76% | 61.19% | 53.61% |
Income Tax | 225.65M | 78.17M | 176.68M | 85.81M | 164.16M | 209.84M | 164.37M | 166.85M | 164.99M | 165.31M |
Effective Tax Rate % | 65.08% | 11.43% | 20.81% | 17.9% | 21.46% | 22.02% | 21.42% | 21.63% | 21.62% | 22.09% |
Net Income | 121.09M▲ 0% | 606.01M▲ 400.5% | 672.31M▲ 10.9% | 393.63M▼ 41.5% | 600.67M▲ 52.6% | 742.93M▲ 23.7% | 603.12M▼ 18.8% | 604.44M▲ 0.2% | 582.8M▼ 3.6% | 562.33M▲ 0% |
Net Margin % | 9.91% | 47.6% | 44.03% | 27.34% | 45.2% | 62.39% | 48.62% | 46.83% | 46.73% | 40.28% |
Net Income Growth % | -60.72% | 400.47% | 10.94% | -41.45% | 52.6% | 23.68% | -18.82% | 0.22% | -3.58% | -5.75% |
EPS (Diluted) | 0.55▲ 0% | 2.77▲ 403.6% | 3.20▲ 15.5% | 2.00▼ 37.5% | 3.16▲ 58.0% | 4.35▲ 37.7% | 3.77▼ 13.3% | 3.92▲ 4.0% | 4.14▲ 5.6% | 4.06▲ 0% |
EPS Growth % | -59.85% | 403.64% | 15.52% | -37.5% | 58% | 37.66% | -13.33% | 3.98% | 5.61% | 4.33% |
EPS (Basic) | 0.56 | 2.83 | 3.22 | 2.01 | 3.19 | 4.42 | 3.81 | 3.96 | 4.18 | - |
Diluted Shares Outstanding | 220.41M | 218.55M | 210.34M | 196.64M | 190.26M | 170.66M | 160.13M | 154.19M | 138M | 138.49M |
Radian Group Inc. (RDN) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Total Assets | 5.9B | 6.31B | 6.81B | 7.95B | 7.84B | 7.06B | 7.59B | 8.66B | 8.12B | 10.65B |
Asset Growth % | 0.64% | 7.01% | 7.82% | 16.74% | -1.37% | -9.89% | 7.51% | 14.09% | -6.25% | 30.57% |
Total Investment Assets | 3.87B | 4.55B | 5.21B | 6.34B | 6.07B | 5.42B | 5.85B | 5.6B | 6.07B | 4M |
Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 188.63M | 9.82B |
Short-Term Investments | 3.87B | 4.55B | 5.21B | 6.34B | 6.07B | 5.42B | 5.85B | 5.6B | 5.88B | 0 |
Total Current Assets | 4.42B | 5.2B | 5.91B | 7.1B | 6.97B | 6.36B | 6.87B | 6.79B | 7.43B | 55.45M |
Cash & Equivalents | 80.57M | 95.39M | 92.73M | 87.92M | 151.15M | 56.18M | 19M | 38.82M | 24.83M | 55.45M |
Receivables | 81.05M | 137.56M | 110.61M | 194.5M | 191.91M | 145.47M | 149.77M | 164.53M | 351.17M | 1.77B |
Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 62.22M | -665.91M |
Goodwill & Intangibles | 112.96M | 110.36M | 28.19M | 23.04M | 19.59M | 15.29M | 0 | 38.21M | 19.02M | 473.71M |
Goodwill | 10.92M | 14.09M | 9.8M | 9.8M | 9.8M | 9.8M | 0 | 0 | 0 | 420.74M |
Intangible Assets | 102.04M | 96.27M | 18.39M | 13.24M | 9.79M | 5.48M | 0 | 38.21M | 19.02M | 0 |
PP&E (Net) | 38.29M | 37.09M | 125.75M | 113.44M | 106.96M | 92.08M | 63.82M | 27.64M | 17.16M | 0 |
Other Assets | 1.1B | 835M | 745.09M | 709.25M | 745.19M | 597.14M | 661.79M | 1.8B | 471.35M | -7.04B |
Total Liabilities | 2.9B | 2.83B | 2.76B | 3.66B | 3.58B | 3.14B | 3.2B | 4.04B | 3.34B | 5.84B |
Total Debt | 1.03B | 1.11B | 1.02B | 1.58B | 1.56B | 1.57B | 1.58B | 2.34B | 1.13B | 1.27B |
Net Debt | 946.5M | 1.02B | 929.26M | 1.49B | 1.41B | 1.51B | 1.56B | 2.31B | 1.11B | 1.21B |
Long-Term Debt | 1.03B | 1.11B | 923.98M | 1.45B | 1.44B | 984.25M | 480.32M | 2.27B | 1.11B | 773.95M |
Short-Term Debt | 0 | 0 | 98M | 128.55M | 124.05M | 585.07M | 1.06B | 36.14M | 0 | 494.73M |
Total Current Liabilities | 288.4M | 321.21M | 389.83M | 407.11M | 352.12M | 737.14M | 1.19B | 158.13M | 1.74B | 1.55B |
Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 159.34M | 0 |
Other Current Liabilities | 288.4M | 321.21M | 291.83M | 278.56M | 228.08M | 152.07M | 130.56M | 98.69M | 1.47B | 1.06B |
Deferred Taxes | 0 | 0 | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 3.67B |
Other Liabilities | 1.5B | 1.22B | 1.37B | 1.59B | 1.45B | 1.03B | 874.09M | 812.43M | -468.36M | 3.73B |
Total Equity | 3B▲ 0% | 3.49B▲ 16.3% | 4.05B▲ 16.1% | 4.28B▲ 5.8% | 4.26B▼ 0.6% | 3.92B▼ 8.0% | 4.4B▲ 12.2% | 4.62B▲ 5.1% | 4.78B▲ 3.4% | 4.81B▲ 0% |
Equity Growth % | 4.45% | 16.29% | 16.05% | 5.82% | -0.6% | -7.97% | 12.21% | 5.14% | 3.41% | 7.5% |
Shareholders Equity | 3B | 3.49B | 4.05B | 4.28B | 4.26B | 3.92B | 4.4B | 4.62B | 4.78B | 4.81B |
Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Retained Earnings | 1.12B | 1.72B | 2.39B | 2.68B | 3.18B | 3.79B | 4.24B | 4.7B | 5.13B | 5.22B |
Common Stock | 233K | 231K | 219K | 210K | 194K | 176K | 173K | 168K | 157K | 156K |
Accumulated OCI | 23.09M | -60.92M | 110.49M | 263.73M | 120.09M | -456.8M | -330.85M | -350.24M | -222.16M | -262.11M |
Return on Equity (ROE) | 4.12% | 18.68% | 17.84% | 9.45% | 14.06% | 18.17% | 14.5% | 13.4% | 12.39% | 12.01% |
Return on Assets (ROA) | 2.06% | 9.92% | 10.25% | 5.33% | 7.61% | 9.97% | 8.23% | 7.44% | 6.94% | 6.15% |
Equity / Assets | 50.84% | 55.25% | 59.47% | 53.9% | 54.33% | 55.49% | 57.91% | 53.37% | 58.87% | 45.15% |
Debt / Equity | 0.34x | 0.32x | 0.25x | 0.37x | 0.37x | 0.40x | 0.36x | 0.51x | 0.24x | 0.26x |
Book Value per Share | 13.61 | 15.96 | 19.25 | 21.79 | 22.38 | 22.97 | 27.46 | 29.99 | 34.65 | 34.73 |
Tangible BV per Share | 13.10 | 15.46 | 19.11 | 21.67 | 22.28 | 22.88 | 27.46 | 29.74 | 34.51 | 31.69 |
Radian Group Inc. (RDN) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 360.57M | 677.79M | 694.43M | 658.43M | 557.11M | 388.3M | 529.43M | -663.57M | 340.79M | 137.01M |
Operating CF Growth % | -5.54% | 87.97% | 2.46% | -5.18% | -15.39% | -30.3% | 36.35% | -225.34% | 151.36% | 282.86% |
Operating CF / Revenue % | 29.52% | 53.24% | 45.48% | 45.73% | 41.92% | 32.61% | 42.68% | -51.41% | 27.32% | 9.82% |
Net Income | 121.09M | 606.01M | 672.31M | 393.63M | 600.67M | 742.93M | 603.12M | 0 | 582.8M | 562.33M |
Depreciation & Amortization | 85.83M | 69.09M | 0 | 71.73M | 75.47M | 76.58M | 79.11M | 0 | 0 | -14.38M |
Stock-Based Compensation | 0 | 0 | 21.41M | 19.19M | 28.44M | 38.06M | 41.13M | 0 | 0 | 0 |
Deferred Taxes | 166.53M | 120.57M | 157.16M | 102.08M | 161.79M | 206.93M | 165M | 0 | 0 | -42.7M |
Other Non-Cash Items | 232.22M | 42.48M | 27.16M | -79.47M | -44.05M | 39.17M | -72.82M | -419.23M | -158.23M | -373.75M |
Working Capital Changes | -245.1M | -160.36M | -183.61M | 151.28M | -265.22M | -715.37M | -286.11M | -244.35M | -83.78M | 5.51M |
Cash from Investing | -201.49M | -689.41M | -302.05M | -883.18M | -1.86M | -5.17M | -300.84M | 327.75M | 231.77M | 21.05M |
Capital Expenditures | -28.68M | -26.01M | -27.63M | -17.02M | -12.6M | -17.67M | -16.28M | 0 | 0 | 1.21M |
Acquisitions | -736K | -7.96M | 0 | 16.48M | 0 | 0 | 0 | 0 | 0 | 0 |
Purchase of Investments | -2.16B | -2.05B | -1.97B | -2.53B | -2.09B | -1.44B | -1.19B | 0 | 0 | 291.98M |
Sale/Maturity of Investments | 1.99B | 1.39B | 1.7B | 1.73B | 2.09B | 1.46B | 908.74M | 0 | 0 | -360.29M |
Other Investing | 882K | 2.59M | -739K | -90.45M | 6.13M | -6.89M | -45K | 327.75M | 231.77M | 88.15M |
Cash from Financing | -125.08M | 22.39M | -403.11M | 222.62M | -496.78M | -479.18M | -265.09M | 357.23M | -568.44M | -111.34M |
Dividends Paid | -2.15M | -2.14M | -2.06M | -97.46M | -103.3M | -135.44M | -145.91M | -151.96M | -145.62M | -143.63M |
Share Repurchases | -6K | -50.05M | -300.2M | -226.31M | -399.1M | -400.19M | -133.31M | -225.06M | -431.91M | -273M |
Stock Issued | 7.13M | 1.39M | 2.42M | 1.55M | 1.38M | 1.34M | 1.75M | 928K | 1.04M | 1.09M |
Debt Issuance (Net) | -1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | -1000K | -1000K |
Other Financing | 21.57M | 0 | -989K | -2.29M | 1.38M | -814K | -904K | -812K | 80.22M | 303.04M |
Net Change in Cash | 34.43M▲ 0% | 10.76M▼ 68.8% | -10.73M▼ 199.7% | -2.13M▲ 80.2% | 58.47M▲ 2847.8% | -96.06M▼ 264.3% | -36.49M▲ 62.0% | 21.41M▲ 158.7% | 4.12M▼ 80.7% | 47.09M▲ 0% |
Exchange Rate Effect | 431K | 0 | -4K | 0 | 0 | 0 | 0 | 0 | 0 | -19.07M |
Cash at Beginning | 61.81M | 96.24M | 107M | 96.27M | 94.15M | 152.62M | 56.56M | 20.07M | 5.78M | 45.52M |
Cash at End | 96.24M | 107M | 96.27M | 94.15M | 152.62M | 56.56M | 20.07M | 41.47M | 9.9M | 95.34M |
Free Cash Flow | 331.9M▲ 0% | 651.78M▲ 96.4% | 666.8M▲ 2.3% | 641.42M▼ 3.8% | 544.51M▼ 15.1% | 370.63M▼ 31.9% | 513.15M▲ 38.5% | -666.75M▼ 229.9% | 336.58M▲ 150.5% | 134.02M▲ 0% |
FCF Growth % | -4.13% | 96.38% | 2.31% | -3.81% | -15.11% | -31.93% | 38.46% | -229.93% | 150.48% | 120.68% |
FCF Margin % | 27.17% | 51.2% | 43.67% | 44.55% | 40.97% | 31.13% | 41.36% | -51.66% | 26.99% | 9.6% |
FCF per Share | 1.51 | 2.98 | 3.17 | 3.26 | 2.86 | 2.17 | 3.2 | -4.32 | 2.44 | 0.97 |
Radian Group Inc. (RDN) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Combined Ratio | 71.62% | 46.25% | 44.4% | 66.7% | 42.45% | 19.98% | 38.14% | 40.24% | 38.77% | 46.35% |
Medical Cost Ratio | 21.61% | 17.91% | 17.4% | 41.82% | 11.56% | -19.48% | 1.66% | 4.89% | 7.7% | 12.44% |
Return on Equity (ROE) | 4.12% | 18.68% | 17.84% | 9.45% | 14.06% | 18.17% | 14.5% | 13.4% | 12.39% | 12.01% |
Return on Assets (ROA) | 2.06% | 9.92% | 10.25% | 5.33% | 7.61% | 9.97% | 8.23% | 7.44% | 6.94% | 6.15% |
Equity / Assets | 50.84% | 55.25% | 59.47% | 53.9% | 54.33% | 55.49% | 57.91% | 53.37% | 58.87% | 45.15% |
Book Value / Share | 13.61 | 15.96 | 19.25 | 21.79 | 22.38 | 22.97 | 27.46 | 29.99 | 34.65 | 34.73 |
Debt / Equity | 0.34x | 0.32x | 0.25x | 0.37x | 0.37x | 0.40x | 0.36x | 0.51x | 0.24x | 0.26x |
Revenue Growth | -1.36% | 4.21% | 19.95% | -5.7% | -7.7% | -10.41% | 4.19% | 4.04% | -3.36% | 9.47% |
Radian Group Inc. (RDN) SEC filings — annual & quarterly reports (10-K, 10-Q)
May 7, 2026·SEC
Apr 21, 2026·SEC
Mar 26, 2026·SEC
Radian Group Inc. (RDN) stock FAQ — growth, dividends, profitability & financials explained
Radian Group Inc. (RDN) saw revenue decline by 3.4% over the past year.
Yes, Radian Group Inc. (RDN) is profitable, generating $562.3M in net income for fiscal year 2025 (46.7% net margin).
Yes, Radian Group Inc. (RDN) pays a dividend with a yield of 3.04%. This makes it attractive for income-focused investors.
Radian Group Inc. (RDN) has a return on equity (ROE) of 12.4%. This is reasonable for most industries.
Radian Group Inc. (RDN) has a combined ratio of 38.8%. A ratio below 100% indicates underwriting profitability.