8-K Announcements
6Mar 26, 2026·SEC
Mar 23, 2026·SEC
Feb 19, 2026·SEC
Radian Group Inc. (RDN) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Radian Group Inc. (RDN) stock price & volume — 10-year historical chart
Radian Group Inc. (RDN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Radian Group Inc. (RDN) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 18, 2026 | $1.16vs $1.11+4.5% | $301Mvs $301M-0.1% |
| Q4 2025 | Nov 4, 2025 | $1.15vs $0.95+21.1% | $311Mvs $309M+0.6% |
| Q3 2025 | Jul 30, 2025 | $1.01vs $0.93+8.6% | $318Mvs $309M+2.9% |
| Q2 2025 | Apr 30, 2025 | $0.99vs $0.95+4.2% | $318Mvs $322M-1.2% |
Radian Group Inc. (RDN) competitors in Mortgage and Title Insurance — business model, growth, and fundamentals comparison
Radian Group Inc. (RDN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Radian Group Inc. (RDN) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.24B | 1.22B | 1.27B | 1.53B | 1.44B | 1.33B | 1.19B | 1.24B | 1.29B | 1.26B |
| Revenue Growth % | 3.79% | -1.36% | 4.21% | 19.95% | -5.7% | -7.7% | -10.41% | 4.19% | 4.04% | -1.81% |
| Medical Costs & Claims | 340.44M | 264.03M | 228.03M | 265.67M | 602.17M | 153.62M | -231.96M | 20.54M | 63.07M | 99.62M |
| Medical Cost Ratio % | 27.49% | 21.61% | 17.91% | 17.4% | 41.82% | 11.56% | -19.48% | 1.66% | 4.89% | 7.89% |
| Gross Profit | 898.01M▲ 0% | 957.6M▲ 6.6% | 1.04B▲ 9.1% | 1.26B▲ 20.7% | 837.7M▼ 33.6% | 1.18B▲ 40.3% | 1.42B▲ 21.0% | 1.22B▼ 14.2% | 1.23B▲ 0.6% | 1.16B▲ 0% |
| Gross Margin % | 72.51% | 78.39% | 82.09% | 82.6% | 58.18% | 88.44% | 119.48% | 98.34% | 95.11% | 92.11% |
| Gross Profit Growth % | 2.22% | 6.64% | 9.12% | 20.7% | -33.58% | 40.31% | 21.04% | -14.24% | 0.62% | - |
| Operating Expenses | 414.32M | 610.86M | 360.79M | 412.29M | 358.26M | 410.56M | 469.91M | 452.56M | 456.29M | 412.05M |
| OpEx / Revenue % | 33.45% | 50% | 28.34% | 27% | 24.88% | 30.89% | 39.46% | 36.48% | 35.35% | 32.63% |
| Depreciation & Amortization | 71.02M | 85.83M | 69.09M | 72.73M | 71.73M | 75.47M | 76.58M | 88.92M | 78.75M | 69.4M |
| Combined Ratio % | 60.94% | 71.62% | 46.25% | 44.4% | 66.7% | 42.45% | 19.98% | 38.14% | 40.24% | 40.51% |
| Operating Income | 483.69M▲ 0% | 346.74M▼ 28.3% | 684.19M▲ 97.3% | 848.99M▲ 24.1% | 479.44M▼ 43.5% | 764.83M▲ 59.5% | 952.78M▲ 24.6% | 767.49M▼ 19.4% | 771.29M▲ 0.5% | 751.27M▲ 0% |
| Operating Margin % | 39.06% | 28.38% | 53.75% | 55.6% | 33.3% | 57.55% | 80.02% | 61.86% | 59.76% | 59.49% |
| Operating Income Growth % | 10.47% | -28.31% | 97.32% | 24.09% | -43.53% | 59.53% | 24.57% | -19.45% | 0.5% | - |
| EBITDA | 554.7M | 432.57M | 753.28M | 921.72M | 551.17M | 840.3M | 1.03B | 856.4M | 850.04M | 820.68M |
| EBITDA Margin % | 44.79% | 35.41% | 59.17% | 60.36% | 38.28% | 63.23% | 86.45% | 69.03% | 65.86% | 64.98% |
| Interest Expense | 81.13M | 62.76M | 61.49M | 56.31M | 71.15M | 84.46M | 84.45M | 89.69M | 103.74M | 88.07M |
| Non-Operating Income | -81.13M | -62.76M | -61.49M | -56.31M | -71.15M | -84.46M | -84.45M | -89.69M | -103.74M | -88.07M |
| Pretax Income | 483.69M▲ 0% | 346.74M▼ 28.3% | 684.19M▲ 97.3% | 848.99M▲ 24.1% | 479.44M▼ 43.5% | 764.83M▲ 59.5% | 952.78M▲ 24.6% | 767.49M▼ 19.4% | 771.29M▲ 0.5% | 751.27M▲ 0% |
| Pretax Margin % | 39.06% | 28.38% | 53.75% | 55.6% | 33.3% | 57.55% | 80.02% | 61.86% | 59.76% | 59.49% |
| Income Tax | 175.43M | 225.65M | 78.17M | 176.68M | 85.81M | 164.16M | 209.84M | 164.37M | 166.85M | 163.83M |
| Effective Tax Rate % | 36.27% | 65.08% | 11.43% | 20.81% | 17.9% | 21.46% | 22.02% | 21.42% | 21.63% | 21.81% |
| Net Income | 308.25M▲ 0% | 121.09M▼ 60.7% | 606.01M▲ 400.5% | 672.31M▲ 10.9% | 393.63M▼ 41.5% | 600.67M▲ 52.6% | 742.93M▲ 23.7% | 603.12M▼ 18.8% | 604.44M▲ 0.2% | 576.09M▲ 0% |
| Net Margin % | 24.89% | 9.91% | 47.6% | 44.03% | 27.34% | 45.2% | 62.39% | 48.62% | 46.83% | 45.61% |
| Net Income Growth % | 7.43% | -60.72% | 400.47% | 10.94% | -41.45% | 52.6% | 23.68% | -18.82% | 0.22% | -3.8% |
| EPS (Diluted) | 1.37▲ 0% | 0.55▼ 59.9% | 2.77▲ 403.6% | 3.20▲ 15.5% | 2.00▼ 37.5% | 3.16▲ 58.0% | 4.35▲ 37.7% | 3.77▼ 13.3% | 3.92▲ 4.0% | 4.18▲ 0% |
| EPS Growth % | 12.3% | -59.85% | 403.64% | 15.52% | -37.5% | 58% | 37.66% | -13.33% | 3.98% | 3.89% |
| EPS (Basic) | 1.46 | 0.56 | 2.83 | 3.22 | 2.01 | 3.19 | 4.42 | 3.81 | 3.96 | - |
| Diluted Shares Outstanding | 229.26M | 220.41M | 218.55M | 210.34M | 196.64M | 190.26M | 170.66M | 160.13M | 154.19M | 137.93M |
Radian Group Inc. (RDN) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 5.86B | 5.9B | 6.31B | 6.81B | 7.95B | 7.84B | 7.06B | 7.59B | 8.66B | 8.2B |
| Asset Growth % | 3.92% | 0.64% | 7.01% | 7.82% | 16.74% | -1.37% | -9.89% | 7.51% | 14.09% | 42.34% |
| Total Investment Assets | 3.58B | 3.87B | 4.55B | 5.21B | 6.34B | 6.07B | 5.42B | 5.85B | 5.6B | 4M |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5.83B |
| Short-Term Investments | 3.58B | 3.87B | 4.55B | 5.21B | 6.34B | 6.07B | 5.42B | 5.85B | 5.6B | 5.65B |
| Total Current Assets | 3.95B | 4.42B | 5.2B | 5.91B | 7.1B | 6.97B | 6.36B | 6.87B | 6.79B | 0 |
| Cash & Equivalents | 52.15M | 80.57M | 95.39M | 92.73M | 87.92M | 151.15M | 56.18M | 19M | 38.82M | 15.26M |
| Receivables | 85M | 81.05M | 137.56M | 110.61M | 194.5M | 191.91M | 145.47M | 149.77M | 164.53M | 679.77M |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -6.91B |
| Goodwill & Intangibles | 276.23M | 112.96M | 110.36M | 28.19M | 23.04M | 19.59M | 15.29M | 0 | 38.21M | 16.71M |
| Goodwill | 195.17M | 10.92M | 14.09M | 9.8M | 9.8M | 9.8M | 9.8M | 0 | 0 | 0 |
| Intangible Assets | 81.06M | 102.04M | 96.27M | 18.39M | 13.24M | 9.79M | 5.48M | 0 | 38.21M | 16.71M |
| PP&E (Net) | 70.67M | 38.29M | 37.09M | 125.75M | 113.44M | 106.96M | 92.08M | 63.82M | 27.64M | 18.66M |
| Other Assets | 1.16B | 1.1B | 835M | 745.09M | 709.25M | 745.19M | 597.14M | 661.79M | 1.8B | 7.95B |
| Total Liabilities | 2.99B | 2.9B | 2.83B | 2.76B | 3.66B | 3.58B | 3.14B | 3.2B | 4.04B | 3.55B |
| Total Debt | 1.07B | 1.03B | 1.11B | 1.02B | 1.58B | 1.56B | 1.57B | 1.58B | 2.34B | 1.15B |
| Net Debt | 1.02B | 946.5M | 1.02B | 929.26M | 1.49B | 1.41B | 1.51B | 1.56B | 2.31B | 1.14B |
| Long-Term Debt | 1.07B | 1.03B | 1.11B | 923.98M | 1.45B | 1.44B | 984.25M | 480.32M | 2.27B | 1.08B |
| Short-Term Debt | 0 | 0 | 0 | 98M | 128.55M | 124.05M | 585.07M | 1.06B | 36.14M | 47.24M |
| Total Current Liabilities | 164.85M | 288.4M | 321.21M | 389.83M | 407.11M | 352.12M | 737.14M | 1.19B | 158.13M | 0 |
| Accounts Payable | 6.85M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 158M | 288.4M | 321.21M | 291.83M | 278.56M | 228.08M | 152.07M | 130.56M | 98.69M | -73.43M |
| Deferred Taxes | 0 | 0 | 0 | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 3.3B |
| Other Liabilities | 1.76B | 1.5B | 1.22B | 1.37B | 1.59B | 1.45B | 1.03B | 874.09M | 812.43M | -262.3M |
| Total Equity | 2.87B▲ 0% | 3B▲ 4.4% | 3.49B▲ 16.3% | 4.05B▲ 16.1% | 4.28B▲ 5.8% | 4.26B▼ 0.6% | 3.92B▼ 8.0% | 4.4B▲ 12.2% | 4.62B▲ 5.1% | 4.65B▲ 0% |
| Equity Growth % | 15.03% | 4.45% | 16.29% | 16.05% | 5.82% | -0.6% | -7.97% | 12.21% | 5.14% | 7.7% |
| Shareholders Equity | 2.87B | 3B | 3.49B | 4.05B | 4.28B | 4.26B | 3.92B | 4.4B | 4.62B | 4.65B |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 997.89M | 1.12B | 1.72B | 2.39B | 2.68B | 3.18B | 3.79B | 4.24B | 4.7B | 5.01B |
| Common Stock | 232K | 233K | 231K | 219K | 210K | 194K | 176K | 173K | 168K | 157K |
| Accumulated OCI | -12.39M | 23.09M | -60.92M | 110.49M | 263.73M | 120.09M | -456.8M | -330.85M | -350.24M | -226.42M |
| Return on Equity (ROE) | 11.48% | 4.12% | 18.68% | 17.84% | 9.45% | 14.06% | 18.17% | 14.5% | 13.4% | 12.38% |
| Return on Assets (ROA) | 5.36% | 2.06% | 9.92% | 10.25% | 5.33% | 7.61% | 9.97% | 8.23% | 7.44% | 7.02% |
| Equity / Assets | 48.99% | 50.84% | 55.25% | 59.47% | 53.9% | 54.33% | 55.49% | 57.91% | 53.37% | 56.7% |
| Debt / Equity | 0.37x | 0.34x | 0.32x | 0.25x | 0.37x | 0.37x | 0.40x | 0.36x | 0.51x | 0.51x |
| Book Value per Share | 12.53 | 13.61 | 15.96 | 19.25 | 21.79 | 22.38 | 22.97 | 27.46 | 29.99 | 33.73 |
| Tangible BV per Share | 11.32 | 13.10 | 15.46 | 19.11 | 21.67 | 22.28 | 22.88 | 27.46 | 29.74 | 33.61 |
Radian Group Inc. (RDN) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 381.72M | 360.57M | 677.79M | 694.43M | 658.43M | 557.11M | 388.3M | 529.43M | -663.57M | -663.57M |
| Operating CF Growth % | 3156.75% | -5.54% | 87.97% | 2.46% | -5.18% | -15.39% | -30.3% | 36.35% | -225.34% | -162.34% |
| Operating CF / Revenue % | 30.82% | 29.52% | 53.24% | 45.48% | 45.73% | 41.92% | 32.61% | 42.68% | -51.41% | -52.54% |
| Net Income | 308.25M | 121.09M | 606.01M | 672.31M | 393.63M | 600.67M | 742.93M | 603.12M | 0 | 576.09M |
| Depreciation & Amortization | 71.02M | 85.83M | 69.09M | 0 | 71.73M | 75.47M | 76.58M | 79.11M | 0 | 45.6M |
| Stock-Based Compensation | 0 | 0 | 0 | 21.41M | 19.19M | 28.44M | 38.06M | 41.13M | 0 | 0 |
| Deferred Taxes | 170.89M | 166.53M | 120.57M | 157.16M | 102.08M | 161.79M | 206.93M | 165M | 0 | 167.08M |
| Other Non-Cash Items | 44.32M | 232.22M | 42.48M | 27.16M | -79.47M | -44.05M | 39.17M | -72.82M | -419.23M | -1.23B |
| Working Capital Changes | -212.76M | -245.1M | -160.36M | -183.61M | 151.28M | -265.22M | -715.37M | -286.11M | -244.35M | -145.08M |
| Cash from Investing | -176.06M | -201.49M | -689.41M | -302.05M | -883.18M | -1.86M | -5.17M | -300.84M | 327.75M | 239.92M |
| Capital Expenditures | -35.54M | -28.68M | -26.01M | -27.63M | -17.02M | -12.6M | -17.67M | -16.28M | 0 | -3.68M |
| Acquisitions | -150K | -736K | -7.96M | 0 | 16.48M | 0 | 0 | 0 | 0 | 0 |
| Purchase of Investments | -1.99B | -2.16B | -2.05B | -1.97B | -2.53B | -2.09B | -1.44B | -1.19B | 0 | -1.26B |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 | 4M |
| Other Investing | 2.49M | 882K | 2.59M | -739K | -90.45M | 6.13M | -6.89M | -45K | 327.75M | 264.66M |
| Cash from Financing | -203.27M | -125.08M | 22.39M | -403.11M | 222.62M | -496.78M | -479.18M | -265.09M | 357.23M | 302.6M |
| Dividends Paid | -2.1M | -2.15M | -2.14M | -2.06M | -97.46M | -103.3M | -135.44M | -145.91M | -151.96M | -147.48M |
| Share Repurchases | -100.19M | -6K | -50.05M | -300.2M | -226.31M | -399.1M | -400.19M | -133.31M | -225.06M | -507.93M |
| Stock Issued | 717K | 7.13M | 1.39M | 2.42M | 1.55M | 1.38M | 1.34M | 1.75M | 928K | 1.03M |
| Debt Issuance (Net) | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 2M |
| Other Financing | 333K | 21.57M | 0 | -989K | -2.29M | 1.38M | -814K | -904K | -812K | 592.77M |
| Net Change in Cash | 1.92M▲ 0% | 34.43M▲ 1697.0% | 10.76M▼ 68.8% | -10.73M▼ 199.7% | -2.13M▲ 80.2% | 58.47M▲ 2847.8% | -96.06M▼ 264.3% | -36.49M▲ 62.0% | 21.41M▲ 158.7% | -14.03M▲ 0% |
| Exchange Rate Effect | -481K | 431K | 0 | -4K | 0 | 0 | 0 | 0 | 0 | -1K |
| Cash at Beginning | 59.9M | 61.81M | 96.24M | 107M | 96.27M | 94.15M | 152.62M | 56.56M | 20.07M | 22.2M |
| Cash at End | 61.81M | 96.24M | 107M | 96.27M | 94.15M | 152.62M | 56.56M | 20.07M | 41.47M | 16.05M |
| Free Cash Flow | 346.18M▲ 0% | 331.9M▼ 4.1% | 651.78M▲ 96.4% | 666.8M▲ 2.3% | 641.42M▼ 3.8% | 544.51M▼ 15.1% | 370.63M▼ 31.9% | 513.15M▲ 38.5% | -666.75M▼ 229.9% | -560.23M▲ 0% |
| FCF Growth % | 2618.6% | -4.13% | 96.38% | 2.31% | -3.81% | -15.11% | -31.93% | 38.46% | -229.93% | -322.89% |
| FCF Margin % | 27.95% | 27.17% | 51.2% | 43.67% | 44.55% | 40.97% | 31.13% | 41.36% | -51.66% | -44.36% |
| FCF per Share | 1.51 | 1.51 | 2.98 | 3.17 | 3.26 | 2.86 | 2.17 | 3.2 | -4.32 | -4.32 |
Radian Group Inc. (RDN) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 60.94% | 71.62% | 46.25% | 44.4% | 66.7% | 42.45% | 19.98% | 38.14% | 40.24% | 40.51% |
| Medical Cost Ratio | 27.49% | 21.61% | 17.91% | 17.4% | 41.82% | 11.56% | -19.48% | 1.66% | 4.89% | 7.89% |
| Return on Equity (ROE) | 11.48% | 4.12% | 18.68% | 17.84% | 9.45% | 14.06% | 18.17% | 14.5% | 13.4% | 12.38% |
| Return on Assets (ROA) | 5.36% | 2.06% | 9.92% | 10.25% | 5.33% | 7.61% | 9.97% | 8.23% | 7.44% | 7.02% |
| Equity / Assets | 48.99% | 50.84% | 55.25% | 59.47% | 53.9% | 54.33% | 55.49% | 57.91% | 53.37% | 56.7% |
| Book Value / Share | 12.53 | 13.61 | 15.96 | 19.25 | 21.79 | 22.38 | 22.97 | 27.46 | 29.99 | 33.73 |
| Debt / Equity | 0.37x | 0.34x | 0.32x | 0.25x | 0.37x | 0.37x | 0.40x | 0.36x | 0.51x | 0.51x |
| Revenue Growth | 3.79% | -1.36% | 4.21% | 19.95% | -5.7% | -7.7% | -10.41% | 4.19% | 4.04% | -1.81% |
Radian Group Inc. (RDN) SEC filings — annual & quarterly reports (10-K, 10-Q)
Mar 26, 2026·SEC
Mar 23, 2026·SEC
Feb 19, 2026·SEC
Radian Group Inc. (RDN) stock FAQ — growth, dividends, profitability & financials explained
Radian Group Inc. (RDN) grew revenue by 4.0% over the past year. Growth has been modest.
Yes, Radian Group Inc. (RDN) is profitable, generating $576.1M in net income for fiscal year 2024 (46.8% net margin).
Yes, Radian Group Inc. (RDN) pays a dividend with a yield of 2.77%. This makes it attractive for income-focused investors.
Radian Group Inc. (RDN) has a return on equity (ROE) of 13.4%. This is reasonable for most industries.
Radian Group Inc. (RDN) has a combined ratio of 40.2%. A ratio below 100% indicates underwriting profitability.
Radian Group Inc. (RDN) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates