NMI Holdings is compounding capital at a high rate, with total revenue up 8.1% year-over-year in 2026Q2 and net income of $105.8M, while maintaining an exceptionally low loss ratio of 11.0%. The company's underwriting profitability is robust, with an underlyin...
Price trend, volume and key moving averages
Trailing total returns as of 10/3/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 30, 2026 | $1.38+7.8% vs $1.28 | $158M+0.8% vs $156M |
Q2 2026 Apr 30, 2026 | $1.28+4.9% vs $1.22 | $155M+0.5% vs $154M |
Q1 2026 Feb 10, 2026 | $1.20+2.6% vs $1.17 | $152M-0.2% vs $153M |
Q4 2025 Nov 4, 2025 | $1.21+0.0% vs $1.21 | $179M-1.1% vs $181M |
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
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PennyMac Financial Services (NYSE: PFSI - Get Free Report) and NMI (NASDAQ: NMIH - Get Free Report) are both mid-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, risk, dividends, institutional ownership, analyst recommendations, profitability and earnings. Profitability This table compares PennyMac Financial Services
NMI Holdings (NMIH) has become technically an oversold stock now, which implies exhaustion of the heavy selling pressure on it. This, combined with strong agreement among Wall Street analysts in revising earnings estimates higher, indicates a potential trend reversal for the stock in the near term.
Benchmark NMIH against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for NMI Holdings, Inc. (NMIH)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $38.83 | $2.95B | 7.89 | 8.39% | 55.12% | 16.17% | — | |
| $26.95 | $5.53B | 8.58 | 0.49% | 59.2% | 13.9% | — | |
| $32.57 | $4.33B | 7.87 | -3.36% | 32.45% | 11.26% | — | |
| $60.22 | $5.55B | 8.73 | -0.49% | 51.43% | 11.91% | — | |
| $62.00 | $3.22B | 6.67 | 339.48% | 13.68% | 9.14% | — | |
| $45.26 | $6.32B | 10.01 | 2.37% | 54.56% | 12.76% | — |
NMI Holdings, Inc. (NMIH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
NMI Holdings, Inc. (NMIH) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 30, 2026·SEC
May 15, 2026·SEC
Apr 30, 2026·SEC
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NMI Holdings, Inc. (NMIH) stock FAQ — growth, dividends, profitability & financials explained
NMI Holdings, Inc. (NMIH) grew revenue by 8.4% over the past year. This is steady growth.
Yes, NMI Holdings, Inc. (NMIH) is profitable, generating $395.3M in net income for fiscal year 2025 (55.1% net margin).
NMI Holdings, Inc. (NMIH) has a return on equity (ROE) of 16.2%. This is reasonable for most industries.
NMI Holdings, Inc. (NMIH) has a combined ratio of 29.2%. A ratio below 100% indicates underwriting profitability.
