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Apr 22, 2026·SEC
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First BanCorp.(FBP)Earnings, Financials & Key Ratios
FBP•NYSE•Banking & Credit
$24.19
$3.77B mkt cap·11.3× P/E·Price updated May 6, 2026
AboutFirst BanCorp. operates as a bank holding company for FirstBank Puerto Rico that provides various financial services for retail, commercial, and institutional clients. The company operates through six segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers commercial loans, including commercial real estate and construction loans and floor plan financings; and other products, such as cash management and business management services. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; acquisition and sale of mortgages in the secondary markets; and purchase of mortgage loans from other local banks and mortgage bankers. The Consumer (Retail) Banking segment provides auto, boat, credit card, and personal loans; lines of credit; deposit products comprising interest bearing and non-interest bearing checking and savings accounts, individual retirement accounts, and retail certificates of deposit (CDs); and finance leasing and insurance agency services. The Treasury and Investments segment offers funding and liquidity management services. The United States Operations segment provides checking, savings, and money market accounts, as well as retail CDs; traditional commercial and industrial, and commercial real estate loans; and internet banking, cash management, remote deposit capture, and automated clearing house, and transactions services. The Virgin Islands Operations segment is involved in consumer, commercial lending, and deposit-taking activities. The company operates 64 branches in Puerto Rico, 8 branches in the U.S. Virgin Islands and British Virgin Islands, and 11 branches in the state of Florida. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico.Show more
- Net Interest Income$869M+7.6%
- Total Revenue$1.26B+5.3%
- Net Income$345M+15.4%
- Return on Equity18.97%+0.5%
- Net Interest Margin4.54%+8.5%
- Efficiency Ratio39.76%+4.8%
- ROA1.8%+14.8%
- Equity / Assets10.28%+18.8%
- Book Value per Share12.24+21.2%
- Tangible BV/Share11.97+21.9%
- Debt/Equity0.19-44.9%
FBP Key Insights
First BanCorp. (FBP) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 27.5%
- ✓Strong Piotroski F-Score: 9/9
- ✓Strong NIM of 4.5%
- ✓Efficient operations: 39.8% efficiency ratio
- ✓Well capitalized: 10.3% equity/assets
- ✓Good 3Y average ROE of 19.8%
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
FBP Price & Volume
First BanCorp. (FBP) stock price & volume — 10-year historical chart
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FBP Growth Metrics
First BanCorp. (FBP) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years7.54%
5 Years10.29%
3 Years9.62%
TTM-
Profit CAGR
10 Years32.11%
5 Years27.52%
3 Years4.17%
TTM15.45%
EPS CAGR
10 Years35.91%
5 Years36.12%
3 Years10.58%
TTM18.78%
Return on Capital
10 Years10.38%
5 Years15.41%
3 Years13.28%
Last Year3.89%
FBP Recent Earnings
First BanCorp. (FBP) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 12/12 qtrs (100%)●Beat Revenue 6/12 qtrs (50%)
Q2 2026Latest
Apr 22, 2026EPS
$0.57
Est $0.52
+9.6%
Revenue
$259M
Est $259M
-0.0%
Q1 2026
Jan 27, 2026EPS
$0.55
Est $0.52
+5.8%
Revenue
$257M
Est $257M
+0.0%
Q4 2025
Oct 23, 2025EPS
$0.51
Est $0.49
+4.8%
Revenue
$240M
Est $256M
-6.2%
Q3 2025
Jul 22, 2025EPS
$0.50
Est $0.47
+6.4%
Revenue
$31M
Est $259M
-88.0%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.57vs $0.52+9.6% | $259Mvs $259M-0.0% |
| Q1 2026 | Jan 27, 2026 | $0.55vs $0.52+5.8% | $257Mvs $257M+0.0% |
| Q4 2025 | Oct 23, 2025 | $0.51vs $0.49+4.8% | $240Mvs $256M-6.2% |
| Q3 2025 | Jul 22, 2025 | $0.50vs $0.47+6.4% | $31Mvs $259M-88.0% |
Based on last 12 quarters of dataView full earnings history →
FBP Peer Comparison
First BanCorp. (FBP) competitors in Mortgage originators and servicers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 OFG | 1.96B | 45.53 | 10.14 | 4.84% | 23.78% | 15.21% | 10.17% | 0.42 |
 BPOP | 9.64B | 148.37 | 12.06 | 5.7% | 18.81% | 13.82% | 7.06% | 0.25 |
 NBTB | 2.33B | 44.69 | 13.42 | 10.36% | 19.51% | 9.51% | 9.38% | 0.17 |
 HBAN | 25.97B | 16.41 | 11.81 | 4.38% | 17.71% | 10.04% | 8.77% | 0.76 |
 CFG | 27.77B | 64.36 | 21.24 | 1.31% | 12.22% | 6.6% | 6.77% | 0.51 |
 IBOC | 4.46B | 71.76 | 10.84 | 1.03% | 39.13% | 13.41% | 11.09% | 0.22 |
 FFIN | 4.58B | 32.22 | 20.65 | 18.79% | 30.24% | 13.25% | 6.39% | 0.12 |
 BOKF | 10.38B | 134.76 | 16.56 | 10.4% | 15.57% | 8.91% | 13.78% | 0.80 |
Compare FBP vs Peers
First BanCorp. (FBP) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
FBP Income Statement
First BanCorp. (FBP) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 491.55M | 525.38M | 567.08M | 600.32M | 729.93M | 795.29M | 797.11M | 807.48M | 868.94M |
| NII Growth % | 1.54% | 6.88% | 7.94% | 5.86% | 21.59% | 8.95% | 0.23% | 1.3% | 7.61% |
| Net Interest Margin % | 4.01% | 4.29% | 4.5% | 3.19% | 3.51% | 4.27% | 4.22% | 4.19% | 4.54% |
| Interest Income | 588.42M | 624.97M | 675.9M | 692.98M | 794.71M | 862.61M | 1.02B | 1.1B | 1.12B |
| Interest Expense | 96.87M | 99.58M | 108.82M | 92.66M | 64.78M | 67.32M | 226.38M | 287.67M | 254.22M |
| Loan Loss Provision | 143.33M | 58.99M | 39.81M | 170.99M | -65.29M | 28.41M | 67.01M | 61.37M | 85.96M |
| Non-Interest Income | 32.22M | 43.64M | 54.67M | 77.16M | 87.31M | 91.28M | 100.06M | 97.61M | 133.4M |
| Non-Interest Income % | 5.19% | 6.53% | 7.48% | 10.02% | 9.9% | 9.57% | 8.91% | 8.18% | 10.62% |
| Total Revenue | 620.64M▲ 0% | 668.61M▲ 7.7% | 730.57M▲ 9.3% | 770.14M▲ 5.4% | 882.02M▲ 14.5% | 953.89M▲ 8.1% | 1.12B▲ 17.8% | 1.19B▲ 6.2% | 1.26B▲ 5.3% |
| Revenue Growth % | -2.82% | 7.73% | 9.27% | 5.42% | 14.53% | 8.15% | 17.79% | 6.16% | 5.35% |
| Non-Interest Expense | 318.46M | 319.39M | 342.57M | 390.17M | 454.71M | 410.57M | 432.72M | 452.51M | 499.65M |
| Efficiency Ratio | 51.31% | 47.77% | 46.89% | 50.66% | 51.55% | 43.04% | 38.51% | 37.94% | 39.76% |
| Operating Income | 61.98M▲ 0% | 190.64M▲ 207.6% | 239.37M▲ 25.6% | 116.32M▼ 51.4% | 427.82M▲ 267.8% | 447.58M▲ 4.6% | 397.44M▼ 11.2% | 391.21M▼ 1.6% | 416.73M▲ 6.5% |
| Operating Margin % | 9.99% | 28.51% | 32.77% | 15.1% | 48.5% | 46.92% | 35.37% | 32.8% | 33.16% |
| Operating Income Growth % | -52.42% | 207.56% | 25.56% | -51.4% | 267.78% | 4.62% | -11.2% | -1.57% | 6.53% |
| Pretax Income | 61.98M▲ 0% | 190.64M▲ 207.6% | 239.37M▲ 25.6% | 116.32M▼ 51.4% | 427.82M▲ 267.8% | 447.58M▲ 4.6% | 397.44M▼ 11.2% | 391.21M▼ 1.6% | 416.73M▲ 6.5% |
| Pretax Margin % | 9.99% | 28.51% | 32.77% | 15.1% | 48.5% | 46.92% | 35.37% | 32.8% | 33.16% |
| Income Tax | -4.97M | -10.97M | 72M | 14.05M | 146.79M | 142.51M | 94.57M | 92.48M | 71.87M |
| Effective Tax Rate % | -8.02% | -5.75% | 30.08% | 12.08% | 34.31% | 31.84% | 23.8% | 23.64% | 17.25% |
| Net Income | 66.96M▲ 0% | 201.61M▲ 201.1% | 167.38M▼ 17.0% | 102.27M▼ 38.9% | 281.02M▲ 174.8% | 305.07M▲ 8.6% | 302.86M▼ 0.7% | 298.72M▼ 1.4% | 344.87M▲ 15.4% |
| Net Margin % | 10.79% | 30.15% | 22.91% | 13.28% | 31.86% | 31.98% | 26.96% | 25.04% | 27.45% |
| Net Income Growth % | -28.18% | 201.11% | -16.98% | -38.9% | 174.78% | 8.56% | -0.72% | -1.37% | 15.45% |
| Net Income (Continuing) | 66.96M | 201.61M | 167.38M | 102.27M | 281.02M | 305.07M | 302.86M | 298.72M | 344.87M |
| EPS (Diluted) | 0.30▲ 0% | 0.92▲ 206.7% | 0.76▼ 17.4% | 0.46▼ 39.5% | 1.31▲ 184.8% | 1.59▲ 21.4% | 1.71▲ 7.5% | 1.81▲ 5.8% | 2.15▲ 18.8% |
| EPS Growth % | -30.23% | 206.67% | -17.39% | -39.47% | 184.78% | 21.37% | 7.55% | 5.85% | 18.78% |
| EPS (Basic) | 0.30 | 0.92 | 0.76 | 0.46 | 1.32 | 1.60 | 1.72 | 1.82 | 2.16 |
| Diluted Shares Outstanding | 216.12M | 216.68M | 217.13M | 217.67M | 211.3M | 191.97M | 177.18M | 165.27M | 160.74M |
FBP Balance Sheet
First BanCorp. (FBP) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 2.26B | 2.35B | 2.64B | 5.8B | 8.68B | 6B | 5.89B | 5.72B | 657.15M |
| Cash & Due from Banks | 709.11M | 578.91M | 546.69M | 1.43B | 2.54B | 478.78M | 662.23M | 1.16B | 657.15M |
| Short Term Investments | 1.55B | 1.77B | 2.09B | 4.37B | 6.13B | 5.52B | 5.23B | 4.57B | 0 |
| Total Investments | 10.14B | 10.33B | 11.15B | 16.03B | 17.16B | 17.31B | 17.56B | 17.45B | 17.77B |
| Investments Growth % | -1.08% | 1.89% | 8% | 43.67% | 7.1% | 0.85% | 1.47% | -0.63% | 1.79% |
| Long-Term Investments | 8.59B | 8.56B | 9.06B | 11.66B | 11.03B | 11.79B | 12.33B | 12.89B | 17.77B |
| Accounts Receivables | 57.17M | 50.37M | 50.2M | 69.5M | 61.51M | 69.73M | 77.72M | 71.88M | 0 |
| Goodwill & Intangibles | 67.61M | 66.19M | 35.67M | 79.53M | 68.55M | 59.73M | 51.99M | 45.58M | 42.07M |
| Goodwill | 28.1M | 28.1M | 28.1M | 38.63M | 38.61M | 38.61M | 38.61M | 38.61M | 38.61M |
| Intangible Assets | 39.51M | 38.09M | 7.57M | 40.89M | 29.93M | 21.12M | 13.38M | 6.97M | 3.46M |
| PP&E (Net) | 141.9M | 147.81M | 149.99M | 158.21M | 146.42M | 142.94M | 142.02M | 133.44M | 126.92M |
| Other Assets | 664.75M | 485.2M | 409.63M | 697.59M | 596.17M | 418.38M | 261.88M | 294.06M | 328.74M |
| Total Current Assets | 2.57B | 2.73B | 2.69B | 5.87B | 8.74B | 6.07B | 5.97B | 5.8B | 737.47M |
| Total Non-Current Assets | 9.69B | 9.51B | 9.92B | 12.92B | 12.05B | 12.57B | 12.94B | 13.5B | 18.41B |
| Total Assets | 12.26B▲ 0% | 12.24B▼ 0.1% | 12.61B▲ 3.0% | 18.79B▲ 49.0% | 20.79B▲ 10.6% | 18.63B▼ 10.3% | 18.91B▲ 1.5% | 19.29B▲ 2.0% | 19.13B▼ 0.8% |
| Asset Growth % | 2.84% | -0.14% | 3% | 49.02% | 10.6% | -10.35% | 1.48% | 2.03% | -0.83% |
| Return on Assets (ROA) | 0.55% | 1.65% | 1.35% | 0.65% | 1.42% | 1.55% | 1.61% | 1.56% | 1.8% |
| Accounts Payable | 145.91M | 129.91M | 180.61M | 276.75M | 214.85M | 231.58M | 0 | 0 | 0 |
| Total Debt | 1.22B | 1.07B | 854.15M | 923.76M | 683.76M | 933.89M | 661.7M | 561.7M | 364.37M |
| Net Debt | 514.53M | 495.32M | 307.46M | -509.8M | -1.86B | 455.12M | -525K | -597.01M | -292.78M |
| Long-Term Debt | 923.63M | 924.15M | 754.15M | 623.76M | 383.76M | 383.76M | 661.7M | 561.7M | 200M |
| Short-Term Debt | 300M | 150.09M | 100M | 300M | 300M | 550.13M | 0 | 0 | 107.61M |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 194.25M | 190.69M | 16.8B |
| Total Current Liabilities | 9.47B | 9.27B | 9.63B | 15.89B | 18.3B | 16.93B | 16.56B | 16.87B | 107.61M |
| Total Non-Current Liabilities | 923.63M | 924.15M | 754.15M | 623.76M | 383.76M | 383.76M | 855.96M | 752.39M | 17.07B |
| Total Liabilities | 10.39B | 10.2B | 10.38B | 16.52B | 18.68B | 17.31B | 17.41B | 17.62B | 17.17B |
| Total Equity | 1.87B▲ 0% | 2.04B▲ 9.4% | 2.23B▲ 9.0% | 2.28B▲ 2.1% | 2.1B▼ 7.6% | 1.33B▼ 36.9% | 1.5B▲ 13.0% | 1.67B▲ 11.5% | 1.97B▲ 17.8% |
| Equity Growth % | 4.64% | 9.4% | 8.97% | 2.11% | -7.62% | -36.93% | 12.98% | 11.46% | 17.83% |
| Equity / Assets (Capital Ratio) | 15.24% | 16.7% | 17.67% | 12.11% | 10.11% | 7.11% | 7.92% | 8.65% | 10.28% |
| Return on Equity (ROE) | 3.66% | 10.3% | 7.83% | 4.54% | 12.84% | 17.8% | 21.46% | 18.87% | 18.97% |
| Book Value per Share | 8.65 | 9.44 | 10.26 | 10.45 | 9.95 | 6.91 | 8.45 | 10.10 | 12.24 |
| Tangible BV per Share | 8.34 | 9.13 | 10.10 | 10.09 | 9.62 | 6.59 | 8.16 | 9.82 | 11.97 |
| Common Stock | 22.04M | 22.18M | 22.21M | 22.3M | 22.37M | 22.37M | 22.37M | 22.37M | 22.37M |
| Additional Paid-in Capital | 936.77M | 939.67M | 941.65M | 946.48M | 972.55M | 970.72M | 965.71M | 964.96M | 963.54M |
| Retained Earnings | 895.21M | 1.09B | 1.22B | 1.22B | 1.43B | 1.48B | 1.65B | 1.81B | 2.27B |
| Accumulated OCI | -20.61M | -40.41M | 6.76M | 55.45M | -84M | -636.29M | -439.59M | -336.38M | -354.55M |
| Treasury Stock | -410K | -455K | -474K | -480K | -236.44M | -506.98M | -697.41M | -790.35M | -932.5M |
| Preferred Stock | 36.1M | 36.1M | 36.1M | 36.1M | 0 | 0 | 0 | 0 | 0 |
FBP Cash Flow Statement
First BanCorp. (FBP) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 235.96M | 288.32M | 294.28M | 297.74M | 399.72M | 440.49M | 362.96M | 404.15M | 445.07M |
| Operating CF Growth % | 18.32% | 22.19% | 2.07% | 1.17% | 34.25% | 10.2% | -17.6% | 11.35% | 10.12% |
| Net Income | 66.96M | 201.61M | 167.38M | 102.27M | 281.02M | 305.07M | 302.86M | 298.72M | 344.87M |
| Depreciation & Amortization | 20.83M | 18.62M | 20.68M | 25.98M | 36.37M | 31.11M | 28.24M | 25M | 0 |
| Deferred Taxes | -13.15M | -25.04M | 55.01M | -4.37M | 118.32M | 54.22M | 6.11M | 14.13M | 0 |
| Other Non-Cash Items | 157.94M | 72.77M | 20.23M | 161.21M | -58.22M | 36.32M | 62.88M | 57.33M | 95.3M |
| Working Capital Changes | -3.26M | 14.27M | 27.04M | 7.53M | 16.76M | 8.37M | -44.92M | 266K | 4.9M |
| Cash from Investing | -73.26M | -223.26M | -342.97M | -1.24B | -1.26B | -681.46M | -78.45M | 136.23M | -166.9M |
| Purchase of Investments | -265.54M | -510.88M | -765.43M | -3.82B | -3.45B | -825.75M | -5.46M | -268.55M | -1.94B |
| Sale/Maturity of Investments | 261.95M | 441.45M | 641.11M | 2.48B | 1.46B | 658.96M | 641.27M | 1.04B | 2.28B |
| Net Investment Activity | -3.59M | -69.43M | -124.33M | -1.34B | -1.98B | -166.79M | 635.82M | 766.89M | 341.91M |
| Acquisitions | 0 | 0 | 0 | 406.63M | -3.38M | 0 | 0 | 0 | 25K |
| Other Investing | -60.24M | -133.32M | -196.16M | -292.6M | 737.8M | -494.21M | -691.67M | -620.65M | -497.81M |
| Cash from Financing | 254M | -195.26M | 106.58M | 1.79B | 1.91B | -1.82B | -101.85M | -44.13M | -778.98M |
| Dividends Paid | -2.68M | -9.19M | -33.03M | -46.09M | -67.47M | -87.82M | -99.67M | -105.58M | -115.52M |
| Share Repurchases | -2.5M | -2.83M | -1.96M | -206K | -252.63M | -277.77M | -203.24M | -102.39M | -153.67M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -2.5M | -2.83M | -1.96M | -206K | -252.63M | -277.77M | -203.24M | -102.39M | -153.67M |
| Debt Issuance (Net) | 1000K | -1000K | -1000K | -1000K | -1000K | 1000K | -1000K | -1000K | -1000K |
| Other Financing | 220.1M | -36.89M | 361.66M | 1.97B | 2.47B | -1.71B | 470.98M | 260.84M | -239.94M |
| Net Change in Cash | 416.71M▲ 0% | -130.19M▼ 131.2% | 57.9M▲ 144.5% | 849.73M▲ 1367.7% | 1.05B▲ 23.5% | -2.06B▼ 296.6% | 182.66M▲ 108.9% | 496.25M▲ 171.7% | 0▼ 100.0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 500.82M |
| Cash at Beginning | 299.69M | 716.39M | 586.2M | 644.1M | 1.49B | 2.54B | 480.5M | 663.16M | 0 |
| Cash at End | 716.39M | 586.2M | 644.1M | 1.49B | 2.54B | 480.5M | 663.16M | 1.16B | 0 |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 65.99M | 207.83M | 281.73M | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 51.8M | 109.51M | 93.23M | 0 |
| Free Cash Flow | 226.55M▲ 0% | 267.81M▲ 18.2% | 271.81M▲ 1.5% | 281.67M▲ 3.6% | 386.37M▲ 37.2% | 420.03M▲ 8.7% | 340.36M▼ 19.0% | 394.14M▲ 15.8% | 434.03M▲ 10.1% |
| FCF Growth % | 19.83% | 18.21% | 1.49% | 3.63% | 37.17% | 8.71% | -18.97% | 15.8% | 10.12% |
FBP Banking Ratios
First BanCorp. (FBP) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 5.36% | 3.66% | 10.3% | 7.83% | 4.54% | 12.84% | 17.8% | 21.46% | 18.87% | 18.97% |
| Return on Assets (ROA) | 0.76% | 0.55% | 1.65% | 1.35% | 0.65% | 1.42% | 1.55% | 1.61% | 1.56% | 1.8% |
| Net Interest Margin | 4.06% | 4.01% | 4.29% | 4.5% | 3.19% | 3.51% | 4.27% | 4.22% | 4.19% | 4.54% |
| Efficiency Ratio | 50% | 51.31% | 47.77% | 46.89% | 50.66% | 51.55% | 43.04% | 38.51% | 37.94% | 39.76% |
| Equity / Assets | 14.98% | 15.24% | 16.7% | 17.67% | 12.11% | 10.11% | 7.11% | 7.92% | 8.65% | 10.28% |
| Book Value / Share | 8.28 | 8.65 | 9.44 | 10.26 | 10.45 | 9.95 | 6.91 | 8.45 | 10.1 | 12.24 |
| NII Growth | -3.61% | 1.54% | 6.88% | 7.94% | 5.86% | 21.59% | 8.95% | 0.23% | 1.3% | 7.61% |
| Dividend Payout | - | - | 3.23% | 18.14% | 42.45% | 23.14% | 28.79% | 32.91% | 35.34% | 33.5% |
FBP SEC Filings & Documents
First BanCorp. (FBP) SEC filings — annual & quarterly reports (10-K, 10-Q)
FBP Frequently Asked Questions
First BanCorp. (FBP) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
First BanCorp. (FBP) grew revenue by 5.3% over the past year. This is steady growth.
Yes, First BanCorp. (FBP) is profitable, generating $344.9M in net income for fiscal year 2025 (27.4% net margin).
Dividend & Returns
Yes, First BanCorp. (FBP) pays a dividend with a yield of 2.97%. This makes it attractive for income-focused investors.
First BanCorp. (FBP) has a return on equity (ROE) of 19.0%. This is reasonable for most industries.
Industry Metrics
First BanCorp. (FBP) has a net interest margin (NIM) of 4.5%. This indicates healthy earnings from lending activities.
First BanCorp. (FBP) has an efficiency ratio of 39.8%. This is excellent, indicating strong cost control.
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First BanCorp. (FBP) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
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Dividend History
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Earnings History
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Price History
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Revenue History
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Financial Ratios
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Valuation
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