First BanCorp.

First BanCorp. ( FBP ) Q3 2026 Earnings Call October 22, 2026 10:00 AM EDT Company Participants Ramon Rodriguez - Senior Vice President of Corporate Strategy / Investor Relations Aurelio Alemán-Bermúdez - President, CEO & Director Said Ortiz - Executive VP & CFO Conference Call Participants Arren Cyganovich - Truist Securities, Inc., Research Division Brett Rabatin - StoneX Financial, Inc., Research Division Kelly Motta - Keefe, Bruyette, & Woods, Inc., Research Division Chase Steward - Raymond James & Associates, Inc., Research Division Manuel Navas - Piper Sandler & Co., Research Division Presentation Operator Thank you for joining us, and welcome to the First BanCorp Third Quarter 2026 Financial Results. I will now hand the conference over to Ramon Rodriguez, IR Officer.

While the top- and bottom-line numbers for First BanCorp (FBP) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

First BanCorp (FBP) came out with quarterly earnings of $0.63 per share, beating the Zacks Consensus Estimate of $0.58 per share. This compares to earnings of $0.51 per share a year ago.

SAN JUAN, Puerto Rico--(BUSINESS WIRE)--First BanCorp. (the “Corporation” or “First BanCorp.”) (NYSE: FBP), the bank holding company for FirstBank Puerto Rico (“FirstBank” or “the Bank”), today reported a net income of $96.1 million, or $0.63 per diluted share, for the third quarter of 2026, compared to $96.1 million, or $0.62 per diluted share, for the second quarter of 2026, and $100.5 million, or $0.63 per diluted share, for the third quarter of 2025.   Aurelio Alemán, President and Chief Ex.