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FBPFirst BanCorp.
$21.44
Analysis updated: Jan 16, 2026

Investment Thesis

FBP is a market laggard (RS 43/99, Top 57%) with weak fundamentals. avoid chasing - protect capital. Smart traders skip this one until the setup improves.

Weak relative strength + ordinary growth = Pass

Key Takeaways

Earnings Momentum

-2%
Q3'24
$0.45
N/A
Q4'24
$0.46
+7%
Q1'25
$0.47
+9%
Q2'25
$0.50
Earnings Growing

Price Structure

Partial Alignment
Price
$21.44
50 DMA
$20.62
100 DMA
$21.04
150 DMA
$21.05
200 DMA
$20.67
Alignment Score: 2/4

FBP Price Chart

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50 DMA150 DMA200 DMA
LEADERSHIP TEST FAILED

RS Rating 43/99 is in Bottom 43% of market. Minervini target: Top 20% (RS 80+)

Why Not BUY Yet?

RS Rating
43 (Top 57%)>80 (Top 20%)
EPS Growth
9%>25% Qtr YoY
Pattern Stage
AT_PIVOTAt pivot or near breakout

What Would Change Our Mind?

To turn bullish on FBP, we need:

Twin Engines Dashboard

Technical Health

RS Rating
43/99
Top 57% (Need 80+)
Trend
Weak Uptrend
Above 200 DMA
RSI (14)
50
NEUTRAL
VCP Setup
COOL
Score: 5/9
Volume
1.0M
-9% vs avg
From Entry
+0.3%
$21.37

Fundamental Horsepower

EPS Qtr YoY
+9%
Accelerating
EPS 3Y CAGR
+11%
Annual Earnings
Revenue Qtr
N/A
NO DATA
F-Score
6/9
Piotroski Quality
ROE
19%
Return on Equity
EPS Rank
45/99
Percentile

Trade Plan

Stalled Breakout

Broke out 6 months ago at $21.37 — flat from entry (+0.3%).

Breakout has stalled. Wait for new momentum or a fresh base pattern to develop.

Breakout Date2025-07-01199 days ago
Entry Was$21.37Breakout price
Gain Since+0%From entry
Reclaim$21.1021 EMA support

If/Then Playbook

IF: RS Rating improves to >80
THEN: Re-evaluate for WATCHLIST
IF: Price closes below 200 DMA
THEN: Remove from radar entirely
IF: EPS growth accelerates to >40% next quarter
THEN: Reassess as potential turnaround

Key Price Levels

Resistance

  • Pivot$22.46+4.8%
  • 52W High$22.61+5.5%
Current$21.44

Support

  • 20 DMA$21.24-0.9%
  • 200 DMA$20.67-3.6%
  • 50 DMA$20.62-3.8%

Frequently Asked Questions

Is FBP stock a buy now?

FBP is a market laggard (RS 43/99, Top 57%) with weak fundamentals. avoid chasing - protect capital. Smart traders skip this one until the setup improves.

What is the buy point for FBP?

FBP broke out at $21.37 6 month(s) ago but has stalled (flat). Wait for fresh momentum or new base pattern.

What is FBP's RS Rating?

FBP has an RS Rating of 43/99, meaning it's in the Top 57% of all stocks for relative price performance over the past 12 months. Minervini recommends RS 80+ for momentum trades.

Important Disclosure: This analysis is for educational and informational purposes only. Technical and fundamental indicators are based on historical data and do not guarantee future performance. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.