Last 48 quarters of trend data · Technology · Software - Application
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Fair Isaac Corporation's quarterly P/E stands at 63.9x, down 21.1% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 35.2% YoY to 45.8x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 53.10 | 63.94 | 58.28 | 61.76 | 69.96 | 81.06 | 89.32 | 73.70 | 60.54 | 60.63 | 54.15 | 39.82 | 43.92 |
| — | -21.1% | -34.8% | -16.2% | +15.6% | +33.7% | +64.9% | +85.1% | +37.9% | +55.6% | +86.6% | +43.4% | +48.8% | |
| P/S Ratio | 16.82 | 19.78 | 17.53 | 20.94 | 22.82 | 28.09 | 26.85 | 20.79 | 18.11 | 19.21 | 14.08 | 12.86 | 11.74 |
| — | -29.6% | -34.7% | +0.7% | +26.0% | +46.2% | +90.7% | +61.7% | +54.3% | +74.0% | +86.4% | +73.1% | +36.1% | |
| P/B Ratio | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/FCF | 43.50 | 58.24 | 41.18 | 40.66 | 173.78 | 66.14 | 55.55 | 45.26 | 127.54 | 60.77 | 33.67 | 42.07 | 50.58 |
| — | -11.9% | -25.9% | -10.2% | +36.3% | +8.8% | +65.0% | +7.6% | +152.1% | +46.2% | +84.1% | +87.0% | +97.3% | |
| EV / EBITDA | 38.76 | 45.76 | 40.53 | 44.59 | 48.11 | 70.59 | 63.23 | 50.54 | 42.10 | 50.56 | 35.15 | 30.92 | 30.06 |
| — | -35.2% | -35.9% | -11.8% | +14.3% | +39.6% | +79.9% | +63.4% | +40.0% | +71.4% | +58.4% | +47.6% | +35.4% | |
| EV / EBIT | 39.39 | 46.57 | 40.33 | 44.03 | 49.02 | 71.94 | 63.57 | 50.51 | 41.97 | 50.38 | 35.98 | 30.59 | 30.51 |
| — | -35.3% | -36.6% | -12.8% | +16.8% | +42.8% | +76.7% | +65.1% | +37.5% | +66.2% | +56.5% | +39.9% | +30.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Fair Isaac Corporation's operating margin was 45.7% in Q1 2026, down 0.3 pp QoQ and up 4.9 pp YoY. This marks the 4th consecutive quarter of margin compression, signaling a persistent pressure on profitability that investors should monitor. The trailing four-quarter average of 47.5% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind. Gross margin expanded 3.5% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 82.2% | 83.0% | 82.3% | 83.7% | 82.4% | 80.1% | 80.3% | 80.2% | 79.9% | 78.2% | 78.7% | 82.0% | 79.0% |
| — | +3.5% | +2.6% | +4.3% | +3.2% | +2.5% | +1.9% | -2.1% | +1.1% | +0.5% | +3.1% | +5.8% | -1.1% | |
| Operating Margin | 46.5% | 45.7% | 46.0% | 48.9% | 49.3% | 40.8% | 43.4% | 42.5% | 44.9% | 39.6% | 42.5% | 44.4% | 42.0% |
| — | +12.0% | +5.8% | +15.2% | +9.7% | +3.0% | +2.2% | -4.3% | +6.9% | -2.6% | +10.5% | +10.2% | -1.3% | |
| Net Margin | 32.7% | 30.9% | 30.1% | 33.9% | 32.6% | 34.7% | 29.9% | 28.2% | 29.9% | 31.7% | 26.0% | 32.3% | 26.7% |
| — | -10.8% | +0.5% | +20.2% | +9.0% | +9.4% | +14.9% | -12.7% | +12.0% | +11.9% | +0.1% | +20.5% | -8.6% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| ROA | 36.4% | 8.5% | 8.3% | 9.8% | 9.2% | 8.9% | 7.9% | 7.4% | 7.9% | 7.6% | 6.4% | 8.3% | 6.9% |
| — | -4.5% | +4.9% | +32.9% | +16.6% | +16.6% | +23.4% | -11.3% | +14.8% | +13.5% | +2.6% | +31.3% | -3.1% | |
| ROIC | 59.7% | 14.3% | 14.8% | 15.8% | 15.4% | 12.0% | 12.9% | 12.0% | 12.6% | 10.4% | 11.4% | 12.2% | 11.5% |
| — | +19.3% | +14.6% | +31.4% | +21.5% | +15.0% | +13.1% | -1.8% | +10.4% | -0.7% | +11.7% | +16.2% | -0.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Fair Isaac Corporation's Debt/EBITDA ratio is 13.6x, up from 12.7x last quarter — elevated, raising questions about debt serviceability. The current ratio has weakened 48.3% YoY to 0.93x, tightening the short-term liquidity position.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Debt / EBITDA | 3.27 | 13.58 | 12.75 | 10.51 | 10.23 | 13.34 | 11.16 | 11.08 | 10.49 | 12.90 | 11.27 | 10.93 | 12.04 |
| — | +1.8% | +14.3% | -5.2% | -2.4% | +3.4% | -1.0% | +1.4% | -12.9% | -5.4% | -18.2% | -20.3% | +2.9% | |
| Current Ratio | 0.83 | 0.93 | 0.83 | 0.92 | 2.11 | 1.80 | 1.62 | 1.87 | 2.04 | 1.31 | 1.51 | 1.46 | 1.40 |
| — | -48.3% | -48.9% | -50.8% | +3.7% | +37.8% | +7.3% | +27.9% | +45.8% | -4.2% | +3.5% | +18.7% | +10.9% | |
| Quick Ratio | 0.83 | 0.93 | 0.83 | 0.92 | 2.11 | 1.80 | 1.62 | 1.87 | 2.04 | 1.31 | 1.51 | 1.46 | 1.40 |
| — | -48.3% | -48.9% | -50.8% | +3.7% | +37.8% | +7.3% | +27.9% | +45.8% | -4.2% | +3.5% | +18.7% | +10.9% | |
| Interest Coverage | 6.92 | 5.57 | 5.95 | 7.98 | 7.83 | 6.09 | 6.91 | 7.08 | 7.47 | 6.26 | 6.82 | 7.21 | 6.69 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Start ComparisonFair Isaac Corporation's current P/E is 53.1x. The average P/E over the last 4 quarters is 63.5x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Fair Isaac Corporation's current operating margin is 46.5%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Fair Isaac Corporation's business trajectory between earnings reports.