46.3% Below Target

The consensus Wall Street price target for FICO is $1604.67, representing 46.3% upside from the current price of $1096.48. With 19 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.

FICO has a consensus rating of "Buy" based on 19 Wall Street analysts. The rating breakdown is predominantly bullish, with 16 Buy/Strong Buy ratings. The consensus 12-month price target of $1604.67 implies 46.3% upside from current levels.

FICO trades at a forward P/E of 25.5032x, representing a moderate valuation. With analysts targeting $1604.67 (46.3% implied move), the stock appears reasonably valued with upside.

The most bullish Wall Street analyst has a price target of $1950 for FICO, while the most conservative target is $1250. The consensus of $1604.67 represents the median expectation. Our quantitative valuation model projects a bull case target of $2746 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.

FICO is well covered by analysts, with 19 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 16 have Buy ratings, 3 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.

The 12-month FICO stock forecast based on 19 Wall Street analysts shows a consensus price target of $1604.67, with estimates ranging from $1250 (bear case) to $1950 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $2084, with bear/bull scenarios of $1313/$2746.

Our quantitative valuation model calculates FICO's fair value at $2084 (base case), with a bear case of $1313 and bull case of $2746. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 53/100.

FICO trades at a forward P/E ratio of 25.5x based on next-twelve-months earnings estimates compared to a trailing P/E of 41.3x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.

Wall Street analysts are very optimistic on FICO, with a "Buy" consensus rating and $1604.67 price target (46.3% upside). 16 of 19 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.

FICO analyst price targets range from $1250 to $1950, a 44% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $1604.67 consensus represents the middle ground. Our model's $1313-$2746 range provides an independent fundamental perspective.