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Fair Isaac Corporation (FICO) Price Target Analysis

Wall Street analyst price targets, ratings consensus & upside potential · Updated Feb 28, 2026

Current Price
$1409.36
Market reference
Price Target
$2111.17
+49.8% Upside
Target Range
$1640.00 — $2400.00
Moderate consensus
Analyst Rating
Buy
18 analysts
Forward P/E33.9x
Trailing P/E53.1x
Forward PEG1.24
Implied Growth+51.3%
Median Target$2225.00
Analyst Spread36.0%

Analysts see +49.8% upside to their consensus target of $2111.17. The bullish rating consensus aligns with positive price target gap.

Price Forecast (1 Year)

Last 12 months price action with 12-month analyst target path

Current$1409.36
Consensus$2111.17
High$2400.00
Low$1640.00
Model$2212.20
Bear Case
$1640
+16.4%
Consensus
$2111
+49.8%
Bull Case
$2400
+70.3%
Valuation Model TargetsConfidence: 63/100
Bear$626
Base$2212
Bull$2126

Analyst Ratings Distribution

Breakdown of 18 published analyst recommendations for FICO

15/18 analysts are bullish
+42
BearishBullish
Weighted analyst sentiment score based on 18 ratings
ConsensusBuy
Coverage18 Analysts
Net Score+42
Bull / Bear83% / 0%
Strong Buy00%
Buy1583%
Hold317%
Sell00%
Strong Sell00%
Strong Buy
00%
Buy
1583%
Hold
317%
Sell
00%
Strong Sell
00%
Recommendation Mix83% Buy · 17% Hold · 0% Sell
Buy (15)Hold (3)Sell (0)

FICO Price Target Analysis

Updated February 28, 2026

As of February 28, 2026, Fair Isaac Corporation (FICO) has a Wall Street consensus price target of $2111.17, based on estimates from 18 covering analysts. With the stock currently trading at $1409.36, this represents a potential upside of +49.8%. The company has a market capitalization of $33.49B.

Analyst price targets range from a low of $1640.00 to a high of $2400.00, representing a 36% spread in expectations. The median target of $2225.00 differs from the mean, suggesting potential outlier estimates.

The current analyst consensus rating is Buy, with 15 analysts rating the stock as a Buy or Strong Buy,3 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.

From a valuation perspective, FICO trades at a trailing P/E of 53.1x and forward P/E of 33.9x. The forward PEG ratio of 1.24 indicates reasonable valuation for growth. Analysts expect EPS to grow +51.3% over the next year.

Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $2212.20, with bear and bull scenarios of $626.47 and $2126.34 respectively. Model confidence stands at 63/100, reflecting moderate uncertainty in projections.

Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Technology stocks.

Analyst Sentiment Comparison

Industry Peer Analysis
Avg Peer Upside+48.5%
Avg Forward P/E23.2x
Peers with Coverage10 / 10
CompanyMarket CapPriceTargetUpsideRatingFwd P/EAnalysts
FICOFair Isaac Corporation
$33.5B$1409.36$2111.17+49.8%Buy33.9x18
INTUIntuit Inc.$114.2B$409.03$728.11+78.0%Buy17.6x42
SSNCSS&C Technologies Holdings, Inc.$18.3B$75.29$101.14+34.3%Buy11.0x24
GWREGuidewire Software, Inc.$12.3B$145.32$253.50+74.4%Buy49.3x26
FRGEForge Global Holdings, Inc.$8.4B$45.00$45.00+0.0%Hold—5
QTWOQ2 Holdings, Inc.$3.0B$48.12$76.40+58.8%Buy16.5x32
SPNSSapiens International Corporation N.V.$2.4B$43.45$38.00-12.5%Hold27.9x10
BLBlackLine, Inc.$2.2B$35.25$53.25+51.1%Hold14.7x25
NCNOnCino, Inc.$1.9B$16.14$33.25+106.0%Buy17.8x22
ALKTAlkami Technology, Inc.$1.8B$16.55$24.00+45.1%Buy20.5x12

Upside Potential Comparison

NCNO
+106.0%
INTU
+78.0%
GWRE
+74.4%
QTWO
+58.8%
BL
+51.1%
FICO
+49.8%
ALKT
+45.1%
SSNC
+34.3%

See FICO's True Return

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Is FICO Undervalued?

See our Bear / Base / Bull DCF models and intrinsic value estimates.

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Compare FICO vs NVDA

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Frequently Asked Questions

What is the FICO stock price target for 2026?

The consensus Wall Street price target for FICO is $2111.17, representing 49.8% upside from the current price of $1409.36. With 18 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.

Is FICO a buy, sell, or hold?

FICO has a consensus rating of "Buy" based on 18 Wall Street analysts. The rating breakdown is predominantly bullish, with 15 Buy/Strong Buy ratings. The consensus 12-month price target of $2111.17 implies 49.8% upside from current levels.

Is FICO stock overvalued or undervalued?

FICO trades at a forward P/E of 33.9327x, representing a moderate valuation. With analysts targeting $2111.17 (49.8% implied move), the stock appears reasonably valued with upside.

How high can FICO stock go?

The most bullish Wall Street analyst has a price target of $2400 for FICO, while the most conservative target is $1640. The consensus of $2111.17 represents the median expectation. Our quantitative valuation model projects a bull case target of $2126 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.

How many analysts cover FICO stock?

FICO is well covered by analysts, with 18 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 15 have Buy ratings, 3 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.

What is the FICO stock forecast?

The 12-month FICO stock forecast based on 18 Wall Street analysts shows a consensus price target of $2111.17, with estimates ranging from $1640 (bear case) to $2400 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $2212, with bear/bull scenarios of $626/$2126.

What is FICO's fair value based on fundamentals?

Our quantitative valuation model calculates FICO's fair value at $2212 (base case), with a bear case of $626 and bull case of $2126. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 63/100.

What is FICO's forward P/E ratio?

FICO trades at a forward P/E ratio of 33.9x based on next-twelve-months earnings estimates compared to a trailing P/E of 53.1x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.

Should I buy FICO stock?

Wall Street analysts are very optimistic on FICO, with a "Buy" consensus rating and $2111.17 price target (49.8% upside). 15 of 18 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.

Why do FICO price targets vary so much?

FICO analyst price targets range from $1640 to $2400, a 36% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $2111.17 consensus represents the middle ground. Our model's $626-$2126 range provides an independent fundamental perspective.

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