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GSHDGoosehead Insurance, Inc
$43.52$1.1B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
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P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
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GSHD logo

Goosehead Insurance, Inc

GSHD
NASDAQ · Diversified Insurance
$43.52
At close - Sep 23, 4:00 PM EDT - USD
Market Cap$1.06B
P/E41.8x
52W High$80.03
Volume889.36K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Accelerating Premium Growth Masks Negative Equity Strain

Goosehead Insurance is delivering accelerating revenue growth, with Q2 2026 revenue up 20.6% year-over-year and a combined ratio of 67.6%, reflecting strong operating leverage from its franchise model. However, the balance sheet has deteriorated sharply, with ...

GrowthAccelerating
ProfitabilityStable
ValuationAttractive
TechnicalsWeak
Explore valuation models
MARKET ACTION

GSHD price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

9/12 Beats

EPS beat 9 of last 12 quarters

02

Valuation risk

+153% Peers

P/E is 153% above peer median

03

Market leadership

RS 68 · Avg

Average momentum (RS Rating: 68)

04

Weak Trend

Below 200DMA

Price < 200DMA

Next CatalystEstimated earnings · Oct 22

Market performance

Price History →

Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
GSHD-37.97%
S&P 500 (^GSPC)+12.39%
1-Year Return
GSHD-43.75%
S&P 500 (^GSPC)+15.77%
3-Year Return
GSHD-34.87%
S&P 500 (^GSPC)+72.89%
5-Year Return
GSHD-69.36%
S&P 500 (^GSPC)+65.59%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y Low
41.8x
Forward P/EExpansion
20.3x
EV/EBITDA0th %ile
16.1x
FCF YieldCash Flow
8.1%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
41.8x
92.4x
0th· Low
EV/EBITDA
16.1x
58.3x
0th· Low
Price/FCF
12.4x
49.5x
0th· Low
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$12.13-72.1%
Base (Fair)$23.77-56.4%
Bull$39.18-10.0%
$12.13 Bear$23.77 Base$39.18 Bull
Current Market Price: $43.52
Trades at a 83.1% premium to Base DCF ($23.77)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$365M+16.2% YoY
Net income
$28M-8.5% YoY
Free cash flow
$86M+22.0% YoY
Operating margin
20.4%+0.9 pts YoY
ROIC (TTM)38.6%
Avg ROIC 5Y-
ROE (TTM)-
Piotroski Score7 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate9/12 (75%)
Revenue Beat Rate6/12 (50%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 22, 2026
$0.64+35.0%
vs $0.47
$113M+9.8%
vs $103M
Q2 2026
Apr 22, 2026
$0.30+50.0%
vs $0.20
$93M+9.5%
vs $85M
Q1 2026
Feb 17, 2026
$0.64+18.5%
vs $0.54
$105M+6.0%
vs $99M
Q4 2025
Oct 22, 2025
$0.46-2.1%
vs $0.47
$90M-9.5%
vs $100M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
247 Wallst·Aug 27, 2026
Here Are Thursday’s Top Wall Street Analyst Research Calls: Abercrombie & Fitch, Choice Hotels International, DigitalOcean Holdings, First Solar, LTC Properties, Okta, Regions Financial, Synopsys, and More

Wall Street analysts delivered a flurry of rating changes Thursday, reshuffling positions on retailers, REITs, solar stocks, and cybersecurity names while markets digest hotter inflation data and brace for a pivotal Fed speech at Jackson Hole.

The Motley Fool·Aug 6, 2026
Goosehead Insurance Director Buys $100K oif Shares. What Does This Signal to Investors?

The director acquired 1,600 shares at $63.14 per share, representing a total capital commitment of ~$101,000 on July 31, 2026. This transaction established a new direct equity position of 1,600 shares for the insider.

Fool - Investing News·Aug 6, 2026
Company Insider Scoops Up 1,600 Shares of Insurance Stock

Peter R. Lane's $101,000 purchase comes after a 32% stock decline, signaling insider confidence in the insurance brokerage's recovery potential.

Seeking Alpha·Jul 24, 2026
Goosehead Insurance: Strong Q2, But The Valuation Leaves Little Room For Error

Goosehead Insurance (GSHD) delivered 20% year-over-year revenue growth in Q2 2026, with $113.4 million in revenues and 86% client retention. GSHD's dual distribution model leverages a growing franchise network and technology platforms, supporting scalable premium growth with limited capital intensity. The company trades at a forward P/E of 36.7x, reflecting high growth expectations but exposing investors to valuation risk if growth or retention falters.

Filtered for Goosehead Insurance, IncMore Headlines
04

Compare before deciding

Benchmark GSHD against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Goosehead Insurance, Inc (GSHD)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
GSHD logoGSHDGoosehead Insurance, IncCurrent
$43.52$1.06B41.8516.15%7.62%—8.79%
SLQT logoSLQTSelectQuote, Inc.
$0.43$76.32M32.5515.5%2.68%7%—
HIFS logoHIFSHingham Institution for Savings
$292.63$638.01M11.8258.43%22.1%10.76%—
RYAN logoRYANRyan Specialty Holdings, Inc.
$36.17$10.07B76.9621.28%5.84%15.93%—
ACGL logoACGLArch Capital Group Ltd.
$95.16$33.25B8.1914.27%24.44%19.52%—
AON logoAONAon plc
$281.60$59.73B16.559.45%22.27%41.97%—

Compare GSHD vs Peers

Goosehead Insurance, Inc (GSHD) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs SLQT

Most directly comparable listed peer for GSHD.

Scale Benchmark

vs CB

Larger-name benchmark to compare GSHD against a more recognizable public peer.

Peer Set

Compare Top 5

vs SLQT, HIFS, RYAN, ACGL

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

GSHD SEC Filings & Documents

Goosehead Insurance, Inc (GSHD) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jul 22, 2026·SEC

Material company update

Jul 14, 2026·SEC

Material company update

May 4, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 19, 2026·SEC

FY 2025

Mar 3, 2025·SEC

FY 2024

Feb 22, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Jul 23, 2026·SEC

FY 2026

Apr 23, 2026·SEC

FY 2025

Oct 23, 2025·SEC

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GSHD Frequently Asked Questions

Goosehead Insurance, Inc (GSHD) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Goosehead Insurance, Inc growing?

Goosehead Insurance, Inc (GSHD) grew revenue by 16.2% over the past year. This is strong growth.

Is GSHD profitable?

Yes, Goosehead Insurance, Inc (GSHD) is profitable, generating $35.3M in net income for fiscal year 2025 (7.6% net margin).

Dividend & Returns
Does GSHD pay dividends?

Yes, Goosehead Insurance, Inc (GSHD) pays a dividend with a yield of 8.79%. This makes it attractive for income-focused investors.

Industry Metrics
What is Goosehead Insurance, Inc's combined ratio?

Goosehead Insurance, Inc (GSHD) has a combined ratio of 79.6%. A ratio below 100% indicates underwriting profitability.

What if you invested $1,000 in GSHD back in 2016?

Total return calculator · dividends reinvested · 10+ years of data

See returns →