8-K Announcements
6Apr 22, 2026·SEC
Feb 17, 2026·SEC
Oct 22, 2025·SEC
Goosehead Insurance, Inc (GSHD) fundamental analysis — strengths, weaknesses & financial health based on data analysis
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Goosehead Insurance, Inc (GSHD) stock price & volume — 10-year historical chart
Goosehead Insurance, Inc (GSHD) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Goosehead Insurance, Inc (GSHD) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.30vs $0.20+50.0% | $93Mvs $85M+9.5% |
| Q1 2026 | Feb 17, 2026 | $0.64vs $0.54+18.5% | $105Mvs $99M+6.0% |
| Q4 2025 | Oct 22, 2025 | $0.46vs $0.47-2.1% | $90Mvs $100M-9.5% |
| Q3 2025 | Jul 23, 2025 | $0.49vs $0.53-7.5% | $94Mvs $96M-1.6% |
Goosehead Insurance, Inc (GSHD) competitors in Insurance brokers and holding companies — business model, growth, and fundamentals comparison
Goosehead Insurance, Inc (GSHD) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Goosehead Insurance, Inc (GSHD) annual income statement — 10-year revenue, gross profit & net income history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 42.71M | 60.15M | 77.49M | 117.01M | 151.31M | 209.39M | 261.28M | 314.5M | 365.3M | 382.8M |
Revenue Growth % | 35.66% | 40.83% | 28.83% | 51.01% | 29.31% | 38.38% | 24.78% | 20.37% | 16.15% | 17.56% |
Medical Costs & Claims | 24.54M | 0 | 0 | 0 | 0 | 0 | 0 | 172.94M | 196.36M | 100.85M |
Medical Cost Ratio % | 57.47% | 0% | 0% | 0% | 0% | 0% | 0% | 54.99% | 53.75% | 26.35% |
Gross Profit | 18.17M▲ 0% | 60.15M▲ 231.1% | 77.49M▲ 28.8% | 117.01M▲ 51.0% | 151.31M▲ 29.3% | 209.39M▲ 38.4% | 261.28M▲ 24.8% | 141.56M▼ 45.8% | 168.94M▲ 19.3% | 281.94M▲ 0% |
Gross Margin % | 42.53% | 100% | 100% | 100% | 100% | 100% | 100% | 45.01% | 46.25% | 73.65% |
Gross Profit Growth % | -42.3% | 231.09% | 28.83% | 51.01% | 29.31% | 38.38% | 24.78% | -45.82% | 19.34% | - |
Operating Expenses | -31.56M | 78.37M | 65.8M | 99.29M | 145.31M | 204.26M | 234.89M | 80.42M | 94.49M | 204.6M |
OpEx / Revenue % | -73.89% | 130.29% | 84.92% | 84.86% | 96.03% | 97.55% | 89.9% | 25.57% | 25.87% | 53.45% |
Depreciation & Amortization | 876.05K | 2.52M | 2.15M | 3.57M | 5.12M | 7.11M | 9.47M | 10.96M | 11.27M | 12.2M |
Combined Ratio % | -16.43% | 130.29% | 84.92% | 84.86% | 96.03% | 97.55% | 89.9% | 80.56% | 79.62% | 79.8% |
Operating Income | 11.15M▲ 0% | -18.22M▼ 263.4% | 11.69M▲ 164.1% | 17.72M▲ 51.6% | 6M▼ 66.1% | 5.13M▼ 14.6% | 26.39M▲ 414.5% | 61.14M▲ 131.7% | 74.45M▲ 21.8% | 77.34M▲ 0% |
Operating Margin % | 26.11% | -30.29% | 15.08% | 15.14% | 3.97% | 2.45% | 10.1% | 19.44% | 20.38% | 20.2% |
Operating Income Growth % | 136.12% | -263.38% | 164.15% | 51.63% | -66.12% | -14.57% | 414.49% | 131.7% | 21.77% | - |
EBITDA | 12.03M | -15.7M | 13.83M | 21.29M | 11.12M | 12.24M | 35.86M | 72.09M | 85.72M | 89.54M |
EBITDA Margin % | 28.16% | -26.1% | 17.85% | 18.19% | 7.35% | 5.84% | 13.72% | 22.92% | 23.47% | 23.39% |
Interest Expense | 2.47M | 4.27M | 2.39M | 2.31M | 2.85M | 5M | 6.57M | 7.34M | 23.79M | 23.44M |
Non-Operating Income | -3.54M | -4.27M | -2.39M | -2.31M | -2.85M | -5M | -6.57M | 7.1M | -192K | -5.78M |
Pretax Income | 8.68M▲ 0% | -18.22M▼ 310.0% | 11.69M▲ 164.1% | 17.72M▲ 51.6% | 6M▼ 66.1% | 5.13M▼ 14.6% | 26.39M▲ 414.5% | 46.7M▲ 77.0% | 50.85M▲ 8.9% | 59.68M▲ 0% |
Pretax Margin % | 20.32% | -30.29% | 15.08% | 15.14% | 3.97% | 2.45% | 10.1% | 14.85% | 13.92% | 15.59% |
Income Tax | 17.91M | 449K | 1.3M | -1.03M | -2.29M | 2.5M | 2.69M | -2.41M | 6.4M | 12.98M |
Effective Tax Rate % | 206.43% | -2.46% | 11.16% | -5.84% | -38.17% | 48.72% | 10.2% | -5.17% | 12.58% | 21.76% |
Net Income | 8.68M▲ 0% | -8.9M▼ 202.6% | 3.57M▲ 140.1% | 9.29M▲ 160.4% | 5.4M▼ 41.8% | 565K▼ 89.5% | 14.14M▲ 2402.7% | 30.43M▲ 115.2% | 27.83M▼ 8.5% | 30.38M▲ 0% |
Net Margin % | 20.32% | -14.8% | 4.6% | 7.94% | 3.57% | 0.27% | 5.41% | 9.67% | 7.62% | 7.94% |
Net Income Growth % | 83.73% | -202.61% | 140.07% | 160.36% | -41.82% | -89.54% | 2402.65% | 115.18% | -8.53% | -1.86% |
EPS (Diluted) | 0.25▲ 0% | -0.66▼ 366.2% | 0.64▲ 197.0% | 0.51▼ 20.3% | 0.26▼ 49.0% | 0.03▼ 88.5% | 0.37▲ 1133.3% | 1.16▲ 213.5% | 1.04▼ 10.3% | 0.83▲ 0% |
EPS Growth % | 90.7% | -366.23% | 196.97% | -20.31% | -49.02% | -88.46% | 1133.33% | 213.51% | -10.34% | -1.82% |
EPS (Basic) | 0.71 | -0.66 | 0.70 | 0.55 | 0.28 | 0.03 | 0.59 | 1.23 | 1.11 | - |
Diluted Shares Outstanding | 35M | 13.55M | 16.1M | 18.38M | 20.81M | 21.77M | 25.2M | 38.3M | 38.1M | 36.64M |
Goosehead Insurance, Inc (GSHD) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Total Assets | 16.71M | 34.8M | 64.63M | 185.84M | 270.29M | 321.35M | 354.89M | 397.65M | 414.86M | 392.81M |
Asset Growth % | 92.15% | 108.29% | 85.72% | 187.55% | 45.45% | 18.89% | 10.44% | 12.05% | 4.33% | 41.35% |
Total Investment Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Current Assets | 8.56M | 23.78M | 35.76M | 65.12M | 74.7M | 73.59M | 75.94M | 103.89M | 88.63M | 73.29M |
Cash & Equivalents | 5.37M | 19.01M | 15.26M | 26.24M | 30.48M | 30.39M | 44.05M | 57.97M | 34.39M | 25.65M |
Receivables | 1.83M | 4.77M | 20.5M | 38.88M | 44.22M | 43.21M | 31.89M | 45.92M | 50.69M | 286.35M |
Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3.55M | -135.65M |
Goodwill & Intangibles | 216.47K | 248K | 445K | 549K | 2.8M | 4.49M | 17.27M | 25.08M | 39.7M | 148.46M |
Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Intangible Assets | 216.47K | 248K | 445K | 549K | 2.8M | 4.49M | 17.27M | 25.08M | 39.7M | 44.06M |
PP&E (Net) | 6.85M | 7.58M | 9.54M | 39.16M | 57.59M | 79.43M | 68.72M | 61.52M | 55.64M | 55.18M |
Other Assets | 1.09M | 1.24M | 3.34M | 7.64M | 9.53M | 8.53M | 11.76M | 13.69M | 14.53M | 8.84M |
Total Liabilities | 57.84M | 60M | 95.64M | 224.24M | 339.48M | 354.98M | 338.11M | 358.58M | 577.65M | 597M |
Total Debt | 48.66M | 48.45M | 46.16M | 119.04M | 174.96M | 165.16M | 143.22M | 153.38M | 352.29M | 57.82M |
Net Debt | 43.29M | 29.44M | 30.9M | 92.81M | 144.49M | 134.77M | 99.17M | 95.41M | 317.9M | 32.17M |
Long-Term Debt | 48.16M | 45.95M | 42.16M | 79.41M | 118.36M | 86.71M | 67.56M | 82.25M | 289.46M | 48.78M |
Short-Term Debt | 500K | 2.5M | 4M | 6.7M | 9.27M | 13.5M | 18.27M | 16.6M | 2.99M | 9.04M |
Total Current Liabilities | 500K | 2.5M | 4M | 6.7M | 9.27M | 13.5M | 18.27M | 16.6M | 11.66M | 55.64M |
Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 33.63M | 34.44M |
Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -33.63M | -153.52M |
Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Liabilities | 8.12M | 11.02M | 26.68M | 71M | 115.91M | 143.26M | 167.79M | 186.73M | 209.1M | 492.58M |
Total Equity | 2.16M▲ 0% | -25.2M▼ 1268.0% | -31.01M▼ 23.0% | -38.4M▼ 23.9% | -69.19M▼ 80.2% | -33.62M▲ 51.4% | 16.79M▲ 149.9% | 39.08M▲ 132.8% | -162.79M▼ 516.6% | -204.19M▲ 0% |
Equity Growth % | 104.64% | -1267.99% | -23.03% | -23.86% | -80.16% | 51.4% | 149.92% | 132.79% | -516.59% | -8823.17% |
Shareholders Equity | -41.13M | 82.59M | -9.01M | -4.88M | -14.02M | 10.67M | 56.55M | 43.89M | -95.5M | -121.27M |
Minority Interest | 43.29M | -107.8M | -22M | -33.53M | -55.17M | -44.29M | -39.77M | -4.81M | -67.28M | -82.91M |
Retained Earnings | -41.13M | -6.58M | -23.81M | -34.61M | -60.67M | -60.57M | -47.06M | -15.4M | -133.36M | -128.47M |
Common Stock | 123.4M | 362K | 362K | 367K | 370K | 374K | 380K | 373K | 366K | 356K |
Accumulated OCI | -41.13M | -25.2M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Return on Equity (ROE) | 540.24% | - | - | - | - | - | 84.24% | 108.93% | - | -18.18% |
Return on Assets (ROA) | 68.32% | -34.57% | 7.18% | 7.42% | 2.37% | 0.19% | 4.18% | 8.09% | 6.85% | 7.37% |
Equity / Assets | 12.92% | -72.43% | -47.98% | -20.67% | -25.6% | -10.46% | 4.73% | 9.83% | -39.24% | -51.98% |
Debt / Equity | 22.55x | - | - | - | - | - | 8.53x | 3.93x | - | -0.28x |
Book Value per Share | 0.06 | -1.86 | -1.93 | -2.09 | -3.32 | -1.54 | 0.67 | 1.02 | -4.27 | -5.57 |
Tangible BV per Share | 0.06 | -1.88 | -1.95 | -2.12 | -3.46 | -1.75 | -0.02 | 0.37 | -5.31 | -6.78 |
Goosehead Insurance, Inc (GSHD) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 13.54M | 10.28M | 21.24M | 24.64M | 35.44M | 36.03M | 50.76M | 71.54M | 91.76M | 99.14M |
Operating CF Growth % | 207.64% | -24.12% | 106.73% | 16.02% | 43.83% | 1.66% | 40.87% | 40.95% | 28.25% | 172.22% |
Operating CF / Revenue % | 31.71% | 17.08% | 27.41% | 21.06% | 23.42% | 17.21% | 19.43% | 22.75% | 25.12% | 25.9% |
Net Income | 8.68M | -18.67M | 10.38M | 18.75M | 8.3M | 2.63M | 14.14M | 49.11M | 44.45M | 30.38M |
Depreciation & Amortization | 876.05K | 2.52M | 2.15M | 3.57M | 5.12M | 7.11M | 9.47M | 10.96M | 11.27M | 11.52M |
Stock-Based Compensation | 2.23M | 26.96M | 1.53M | 4.75M | 7.29M | 19.64M | 23.99M | 27.97M | 23.38M | 23.36M |
Deferred Taxes | 0 | -30K | 294K | -306K | -2.52M | 2.23M | 1.52M | -3.75M | 5.89M | 9.33M |
Other Non-Cash Items | 1.08M | 1.32M | 725K | 15.19M | 7.03M | 8.2M | 16.71M | 6.34M | 11.14M | 11.29M |
Working Capital Changes | 2.91M | -1.83M | 6.17M | -17.31M | 10.23M | -3.77M | -15.07M | -19.09M | -4.37M | -6.2M |
Cash from Investing | -6.13M | -2.18M | -4.08M | -10.33M | -15.38M | -12.57M | -19.18M | -12.42M | -23.54M | -27.37M |
Capital Expenditures | -6.45M | -2.24M | -4.1M | -9.97M | -15.41M | -10.13M | -4.45M | -979K | -5.67M | -6.72M |
Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | -6.89M | 0 | 0 | 0 |
Purchase of Investments | -117.63K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Sale/Maturity of Investments | 0 | 42K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Investing | 316.38K | 64K | 19K | -358K | 32K | -2.44M | -7.83M | -11.44M | -17.87M | -20.64M |
Cash from Financing | -6.24M | 5.59M | -20.91M | -3.33M | -15.83M | -23.55M | -17.92M | -45.2M | -88.25M | -115.25M |
Dividends Paid | -25.52M | -80.06M | -18.74M | -44.7M | -60M | 0 | 0 | 0 | -145.79M | -200.6M |
Share Repurchases | -25.52M | 0 | 0 | 0 | 0 | 0 | 0 | -63.18M | -81.72M | -131.55M |
Stock Issued | 0 | 86.92M | 325K | 5.04M | 4.59M | 6.13M | 9.9M | 12.23M | 0 | 3.08M |
Debt Issuance (Net) | 1000K | -625K | -1000K | 1000K | 1000K | -1000K | -1000K | 1000K | 1000K | -513K |
Other Financing | -342.23K | -639K | 0 | -677K | -666K | -309K | -10.94M | -9.83M | -65.42M | 190.08M |
Net Change in Cash | 1.17M▲ 0% | 13.69M▲ 1070.3% | -3.75M▼ 127.4% | 10.98M▲ 392.6% | 4.24M▼ 61.3% | -92K▼ 102.2% | 13.66M▲ 14947.8% | 13.93M▲ 1.9% | -20.04M▼ 243.9% | -43.48M▲ 0% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 3.78M | 4.95M | 19.01M | 15.26M | 26.24M | 30.48M | 30.39M | 44.05M | 57.97M | 37.94M |
Cash at End | 4.95M | 18.64M | 15.26M | 26.24M | 30.48M | 30.39M | 44.05M | 57.97M | 37.94M | 29.09M |
Free Cash Flow | 7.09M▲ 0% | 8.03M▲ 13.3% | 17.14M▲ 113.5% | 14.28M▼ 16.7% | 20.04M▲ 40.4% | 23.42M▲ 16.9% | 38.6M▲ 64.8% | 70.56M▲ 82.8% | 86.09M▲ 22.0% | 95.19M▲ 0% |
FCF Growth % | 90.29% | 13.27% | 113.47% | -16.73% | 40.36% | 16.88% | 64.83% | 82.81% | 22% | 53.02% |
FCF Margin % | 16.6% | 13.35% | 22.13% | 12.2% | 13.24% | 11.18% | 14.77% | 22.44% | 23.57% | 24.87% |
FCF per Share | 0.2 | 0.59 | 1.06 | 0.78 | 0.96 | 1.08 | 1.53 | 1.84 | 2.26 | 2.6 |
Goosehead Insurance, Inc (GSHD) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Combined Ratio | -16.43% | 130.29% | 84.92% | 84.86% | 96.03% | 97.55% | 89.9% | 80.56% | 79.62% | 79.8% |
Medical Cost Ratio | 57.47% | 0% | 0% | 0% | 0% | 0% | 0% | 54.99% | 53.75% | 26.35% |
Return on Equity (ROE) | 540.24% | - | - | - | - | - | 84.24% | 108.93% | - | -18.18% |
Return on Assets (ROA) | 68.32% | -34.57% | 7.18% | 7.42% | 2.37% | 0.19% | 4.18% | 8.09% | 6.85% | 7.37% |
Equity / Assets | 12.92% | -72.43% | -47.98% | -20.67% | -25.6% | -10.46% | 4.73% | 9.83% | -39.24% | -51.98% |
Book Value / Share | 0.06 | -1.86 | -1.93 | -2.09 | -3.32 | -1.54 | 0.67 | 1.02 | -4.27 | -5.57 |
Debt / Equity | 22.55x | - | - | - | - | - | 8.53x | 3.93x | - | -0.28x |
Revenue Growth | 35.66% | 40.83% | 28.83% | 51.01% | 29.31% | 38.38% | 24.78% | 20.37% | 16.15% | 17.56% |
Goosehead Insurance, Inc (GSHD) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 22, 2026·SEC
Feb 17, 2026·SEC
Oct 22, 2025·SEC
Goosehead Insurance, Inc (GSHD) stock FAQ — growth, dividends, profitability & financials explained
Goosehead Insurance, Inc (GSHD) grew revenue by 16.2% over the past year. This is strong growth.
Yes, Goosehead Insurance, Inc (GSHD) is profitable, generating $30.4M in net income for fiscal year 2025 (7.6% net margin).
Yes, Goosehead Insurance, Inc (GSHD) pays a dividend with a yield of 10.37%. This makes it attractive for income-focused investors.
Goosehead Insurance, Inc (GSHD) has a combined ratio of 79.6%. A ratio below 100% indicates underwriting profitability.