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Apr 23, 2026·SEC
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Old Republic International Corporation(ORI)Earnings, Financials & Key Ratios
ORI•NYSE•Insurance & Managed Care
$39.20
$9.55B mkt cap·10.5× P/E·Price updated May 6, 2026
AboutOld Republic International Corporation, through its subsidiaries, engages in the insurance underwriting and related services business primarily in the United States and Canada. The company operates through three segments: General Insurance, Title Insurance, and the Republic Financial Indemnity Group Run-off Business. The General Insurance segment offers automobile extended warranty, aviation, commercial automobile, commercial multi-peril, commercial property, general liability, home warranty, inland marine, travel accident, and workers' compensation insurance products; and financial indemnity products for specialty coverages, including errors and omissions, fidelity, guaranteed asset protection, and surety. This segment provides its insurance products to businesses, government, and other institutions in transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment offers lenders' and owners' title insurance policies to real estate purchasers and investors based upon searches of the public records. This segment also provides escrow closing and construction disbursement services; and real estate information products, national default management services, and various other services pertaining to real estate transfers and loan transactions. The Republic Financial Indemnity Group Run-off Business segment offers private mortgage insurance coverage that protects mortgage lenders and investors from default related losses on residential mortgage loans made primarily to homebuyers. The company was founded in 1923 and is based in Chicago, Illinois.Show more
- Revenue$9.09B+10.4%
- Combined Ratio86.98%
- Net Income$936M+9.8%
- Return on Equity16.21%+14.4%
- Medical Cost Ratio49.65%+35.1%
- Operating Margin13.02%+0.2%
- Net Margin10.3%-0.6%
- ROA3.24%+3.3%
- Equity / Assets19.81%-1.8%
- Book Value per Share23.75+11.2%
- Tangible BV/Share23.05+8.0%
- Debt/Equity0.30+6.3%
ORI Key Insights
Old Republic International Corporation (ORI) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Profitable underwriting: 87.0% combined ratio
- ✓Low loss ratio of 49.7%
- ✓Share count reduced 5.1% through buybacks
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
ORI Price & Volume
Old Republic International Corporation (ORI) stock price & volume — 10-year historical chart
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ORI Growth Metrics
Old Republic International Corporation (ORI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years4.65%
5 Years4.87%
3 Years3.98%
TTM10.41%
Profit CAGR
10 Years8.29%
5 Years10.88%
3 Years10.9%
TTM9.81%
EPS CAGR
10 Years9.68%
5 Years14.81%
3 Years18.18%
TTM15.12%
Return on Capital
10 Years5.07%
5 Years4.48%
3 Years3.64%
Last Year4.1%
ORI Recent Earnings
Old Republic International Corporation (ORI) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 9/12 qtrs (75%)●Beat Revenue 7/12 qtrs (58%)
Q2 2026Latest
Apr 23, 2026EPS
$0.68
Est $0.79
-13.9%
Revenue
$2.4B
Est $2.3B
+5.7%
Q1 2026
Jan 22, 2026EPS
$0.74
Est $0.89
-16.9%
Revenue
$2.4B
Est $2.3B
+3.3%
Q4 2025
Oct 23, 2025EPS
$1.11
Est $0.76
+45.9%
Revenue
$2.4B
Est $2.3B
+6.5%
Q3 2025
Jul 24, 2025EPS
$0.83
Est $0.79
+5.1%
Revenue
$2.2B
Est $2.3B
-3.5%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $0.68vs $0.79-13.9% | $2.4Bvs $2.3B+5.7% |
| Q1 2026 | Jan 22, 2026 | $0.74vs $0.89-16.9% | $2.4Bvs $2.3B+3.3% |
| Q4 2025 | Oct 23, 2025 | $1.11vs $0.76+45.9% | $2.4Bvs $2.3B+6.5% |
| Q3 2025 | Jul 24, 2025 | $0.83vs $0.79+5.1% | $2.2Bvs $2.3B-3.5% |
Based on last 12 quarters of dataView full earnings history →
ORI Peer Comparison
Old Republic International Corporation (ORI) competitors in Housing and title insurers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 HIG | 36.71B | 133.49 | 10.02 | 7.1% | 14.13% | 22.01% | 0.23 | |
 CNA | 11.75B | 43.43 | 9.26 | 5.1% | 8.95% | 11.94% | 0.26 | |
 WRB | 24.76B | 66.12 | 14.86 | 7.82% | 12.1% | 18.86% | 0.29 | |
 MKL | 22.34B | 1785.58 | 10.55 | -0.96% | 10.7% | 9.56% | 0.23 | |
 HCI | 2B | 154.14 | 6.20 | 20.21% | 33.16% | 36.22% | 0.06 | |
 ERIE | 9.86B | 213.56 | 20.11 | 7.17% | 13.2% | 25.03% | ||
 FAF | 7.16B | 69.96 | 11.66 | 21.64% | 11.19% | 12.54% | 0.35 | |
 FNF | 13.8B | 51.28 | 23.20 | 8.61% | 4.22% | 6.7% | 0.53 |
Compare ORI vs Peers
Old Republic International Corporation (ORI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
ORI Income Statement
Old Republic International Corporation (ORI) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6.26B | 6.26B | 7.46B | 7.17B | 9.34B | 8.08B | 7.26B | 8.23B | 9.09B |
| Revenue Growth % | 6.15% | -0.07% | 19.2% | -3.95% | 30.36% | -13.47% | -10.21% | 13.41% | 10.41% |
| Medical Costs & Claims | 5.45B | 5.52B | 5.82B | 2.47B | 2.4B | 2.43B | 2.58B | 3.02B | 4.51B |
| Medical Cost Ratio % | 87.1% | 88.22% | 78.06% | 34.51% | 25.67% | 30.03% | 35.55% | 36.74% | 49.65% |
| Gross Profit | 808M▲ 0% | 737.1M▼ 8.8% | 1.64B▲ 122.0% | 4.69B▲ 186.8% | 6.94B▲ 47.9% | 5.66B▼ 18.5% | 4.68B▼ 17.3% | 5.21B▲ 11.3% | 4.58B▼ 12.1% |
| Gross Margin % | 12.9% | 11.78% | 21.94% | 65.49% | 74.33% | 69.97% | 64.45% | 63.26% | 50.35% |
| Gross Profit Growth % | 7.13% | -8.77% | 122.02% | 186.78% | 47.94% | -18.54% | -17.29% | 11.3% | -12.12% |
| Operating Expenses | 82.8M | 299.2M | 314.3M | 4B | 5.02B | 4.8B | 3.93B | 4.14B | 3.39B |
| OpEx / Revenue % | 1.32% | 4.78% | 4.21% | 55.89% | 53.75% | 59.36% | 54.16% | 50.26% | 37.33% |
| Depreciation & Amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Combined Ratio % | 88.42% | 93% | 82.28% | 90.4% | 79.43% | 89.4% | 89.7% | 87.01% | 86.98% |
| Operating Income | 725.2M▲ 0% | 437.9M▼ 39.6% | 1.32B▲ 201.9% | 688.1M▼ 48.0% | 1.92B▲ 179.3% | 857.1M▼ 55.4% | 747.3M▼ 12.8% | 1.07B▲ 43.1% | 1.18B▲ 10.6% |
| Operating Margin % | 11.58% | 7% | 17.72% | 9.6% | 20.57% | 10.6% | 10.3% | 12.99% | 13.02% |
| Operating Income Growth % | 5.75% | -39.62% | 201.94% | -47.96% | 179.31% | -55.4% | -12.81% | 43.13% | 10.63% |
| EBITDA | 788.4M | 480.3M | 1.36B | 732.1M | 1.98B | 924.1M | 817.9M | 1.15B | 1.24B |
| EBITDA Margin % | 12.59% | 7.67% | 18.26% | 10.22% | 21.18% | 11.43% | 11.27% | 13.93% | 13.61% |
| Interest Expense | 63M | 42.2M | 40M | 43.7M | 56.2M | 66.7M | 70.5M | 77.3M | 70.1M |
| Non-Operating Income | -63.2M | -42.4M | -40.2M | -44M | -56.4M | -67M | -70.6M | -77.4M | -53.2M |
| Pretax Income | 725.4M▲ 0% | 438.1M▼ 39.6% | 1.32B▲ 201.8% | 688.4M▼ 47.9% | 1.92B▲ 179.2% | 857.4M▼ 55.4% | 747.4M▼ 12.8% | 1.07B▲ 43.1% | 1.18B▲ 10.7% |
| Pretax Margin % | 11.58% | 7% | 17.73% | 9.61% | 20.58% | 10.61% | 10.3% | 13% | 13.03% |
| Income Tax | 164.8M | 67.6M | 265.9M | 129.7M | 387.7M | 170.9M | 148.7M | 216.9M | 241.9M |
| Effective Tax Rate % | 22.72% | 15.43% | 20.11% | 18.84% | 20.17% | 19.93% | 19.9% | 20.28% | 20.43% |
| Net Income | 560.5M▲ 0% | 370.5M▼ 33.9% | 1.06B▲ 185.1% | 558.6M▼ 47.1% | 1.53B▲ 174.7% | 686.4M▼ 55.3% | 598.6M▼ 12.8% | 852.7M▲ 42.4% | 936.1M▲ 9.8% |
| Net Margin % | 8.95% | 5.92% | 14.16% | 7.8% | 16.42% | 8.49% | 8.25% | 10.36% | 10.3% |
| Net Income Growth % | 20.05% | -33.9% | 185.13% | -47.12% | 174.67% | -55.26% | -12.79% | 42.45% | 9.78% |
| EPS (Diluted) | 1.92▲ 0% | 1.23▼ 35.9% | 3.51▲ 185.4% | 1.87▼ 46.7% | 5.05▲ 170.1% | 2.26▼ 55.2% | 2.10▼ 7.1% | 3.24▲ 54.3% | 3.73▲ 15.1% |
| EPS Growth % | 18.52% | -35.94% | 185.37% | -46.72% | 170.05% | -55.25% | -7.08% | 54.29% | 15.12% |
| EPS (Basic) | 2.14 | 1.26 | 3.52 | 1.87 | 5.08 | 2.28 | 2.12 | 3.30 | 3.84 |
| Diluted Shares Outstanding | 299.39M | 301.02M | 301.23M | 298.9M | 303.67M | 303.3M | 285.47M | 263.18M | 249.64M |
ORI Balance Sheet
Old Republic International Corporation (ORI) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 19.4B | 19.33B | 21.08B | 22.82B | 24.98B | 25.16B | 26.5B | 27.84B | 29.92B |
| Asset Growth % | 4.37% | -0.39% | 9.05% | 8.25% | 9.5% | 0.71% | 5.33% | 5.06% | 7.48% |
| Total Investment Assets | 3.27B | 3.38B | 14.36B | 15.33B | 16.58B | 15.86B | 15.87B | 16.08B | 16.84B |
| Long-Term Investments | 3.27B | 3.38B | 14.33B | 15.3B | 16.54B | 3.22B | 15.83B | 16.04B | 13.87B |
| Short-Term Investments | 0 | 0 | 9.28B | 11.25B | 11.24B | 12.61B | 13.17B | 2.84B | 2.97B |
| Total Current Assets | 292.9M | 13.64B | 0 | 0 | 18.12B | 20.22B | 0 | 0 | 3.05B |
| Cash & Equivalents | 10.15B | 9.68B | 78.8M | 118.7M | 158.1M | 81M | 202.8M | 201.9M | 263.2M |
| Receivables | 0 | 0 | 5.3B | 5.96B | 6.72B | 6.76B | 7.38B | 8.48B | 2.78B |
| Other Current Assets | 0 | 0 | -14.66B | -17.32B | 3.82B | 5.15B | -21.55B | -12.44B | -2.97B |
| Goodwill & Intangibles | 297.8M | 490.3M | 0 | 0 | 0 | 356.2M | 0 | 0 | 173.2M |
| Goodwill | 0 | 174M | 0 | 0 | 174.5M | 178.1M | 0 | 0 | 173.2M |
| Intangible Assets | 297.8M | 316.3M | 0 | 0 | 174.5M | 178.1M | 0 | 0 | 0 |
| PP&E (Net) | 2.71B | -771M | 0 | 0 | 4.62B | -677.8M | 0 | 0 | 0 |
| Other Assets | -3.27B | 9.58B | -14.33B | -15.3B | -16.54B | 12.61B | -15.83B | -16.04B | -14.04B |
| Total Liabilities | 14.67B | 14.18B | 15.08B | 16.63B | 18.09B | 18.99B | 20.09B | 22.22B | 16.51B |
| Total Debt | 1.45B | 981.3M | 973.9M | 966.4M | 1.59B | 1.6B | 1.59B | 1.59B | 1.78B |
| Net Debt | -8.7B | -8.7B | 895.1M | 847.7M | -9.81B | 1.52B | 1.39B | 1.39B | 1.52B |
| Long-Term Debt | 1.45B | 981.3M | 576.6M | 568.5M | 1.59B | 1.2B | 1.19B | 1.59B | 1.59B |
| Short-Term Debt | 0 | 0 | 397.3M | 397.9M | 1.59B | 399M | 399.5M | 0 | 52.3M |
| Total Current Liabilities | 10.3B | 10.54B | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4.04B |
| Other Current Liabilities | -554.2M | -525.4M | -948.2M | -1.07B | -2.16B | -913.8M | -932.4M | -547.5M | -4.09B |
| Deferred Taxes | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Liabilities | 13.22B | 13.2B | -688.8M | -705.8M | -1.84B | -1.24B | -1.3B | -1.72B | 14.24B |
| Total Equity | 4.73B▲ 0% | 5.15B▲ 8.7% | 6B▲ 16.6% | 6.19B▲ 3.1% | 6.89B▲ 11.4% | 6.17B▼ 10.5% | 6.41B▲ 4.0% | 5.62B▼ 12.3% | 5.93B▲ 5.5% |
| Equity Growth % | 5.85% | 8.72% | 16.59% | 3.11% | 11.42% | -10.55% | 3.97% | -12.35% | 5.51% |
| Shareholders Equity | 4.73B | 5.15B | 6B | 6.19B | 6.89B | 6.17B | 6.41B | 5.62B | 5.91B |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 14.4M |
| Retained Earnings | 3.21B | 3.85B | 4.39B | 4.39B | 5.21B | 5.32B | 5.64B | 5.52B | 5.52B |
| Common Stock | 269.2M | 302.7M | 303.6M | 304.1M | 307.5M | 296.9M | 278.3M | 248.8M | 246.3M |
| Accumulated OCI | 474.2M | -210M | 77.7M | 284M | 78M | -522.7M | -132.4M | -102.4M | 163.1M |
| Return on Equity (ROE) | 12.18% | 7.5% | 18.96% | 9.17% | 23.46% | 10.51% | 9.52% | 14.18% | 16.21% |
| Return on Assets (ROA) | 2.95% | 1.91% | 5.23% | 2.55% | 6.42% | 2.74% | 2.32% | 3.14% | 3.24% |
| Equity / Assets | 24.39% | 26.63% | 28.47% | 27.12% | 27.59% | 24.51% | 24.19% | 20.18% | 19.81% |
| Debt / Equity | 0.31x | 0.19x | 0.16x | 0.16x | 0.23x | 0.26x | 0.25x | 0.28x | 0.30x |
| Book Value per Share | 15.81 | 17.10 | 19.92 | 20.70 | 22.70 | 20.33 | 22.46 | 21.35 | 23.75 |
| Tangible BV per Share | 14.82 | 15.47 | 19.92 | 20.70 | 21.55 | 19.16 | 22.46 | 21.35 | 23.05 |
ORI Cash Flow Statement
Old Republic International Corporation (ORI) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 452.8M | 760.5M | 936.2M | 1.19B | 1.31B | 1.17B | 880.4M | 1.23B | 1.16B |
| Operating CF Growth % | -28.95% | 67.95% | 23.1% | 26.58% | 10.69% | -10.76% | -24.79% | 40.1% | -5.6% |
| Operating CF / Revenue % | 7.23% | 12.15% | 12.55% | 16.54% | 14.04% | 14.48% | 12.13% | 14.98% | 12.81% |
| Net Income | 560.5M | 370.5M | 1.06B | 558.6M | 1.53B | 686.4M | 598.6M | 852.7M | 937M |
| Depreciation & Amortization | 27.2M | 27.6M | 26.8M | 26.9M | 27.2M | 28.3M | 33M | 0 | 0 |
| Stock-Based Compensation | 3.5M | 3.8M | 3.7M | 2.1M | 3.2M | 9M | 19.5M | 0 | 0 |
| Deferred Taxes | 49.5M | -69.5M | 37.2M | -18.3M | 151.4M | -37.3M | 0 | 0 | 0 |
| Other Non-Cash Items | -315.1M | 185.9M | -712.5M | 128.9M | -962M | 169.3M | 421.7M | -228.9M | -174.8M |
| Working Capital Changes | 127.2M | 172.7M | 524.6M | 486.8M | 557.6M | 314.9M | -192.4M | 609.6M | 402.1M |
| Cash from Investing | -293.9M | -239.5M | -424.6M | -845.2M | -936.5M | -415M | 25.3M | -7.2M | -177.2M |
| Capital Expenditures | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Acquisitions | 0 | -13.1M | -1.2M | 0 | 0 | 0 | 0 | 136.6M | 0 |
| Purchase of Investments | -2.45B | -2.17B | -2.65B | -2.65B | -3.36B | -5.42B | -3.48B | -4.53B | -3.12B |
| Sale/Maturity of Investments | 2.18B | 1.98B | 2.25B | 1.84B | 2.47B | 5.02B | 3.51B | 4.39B | 2.94B |
| Other Investing | -24.3M | -31.9M | -28M | -41.8M | -47.1M | -12.3M | 200K | -4.5M | 2.3M |
| Cash from Financing | -178.5M | -546.5M | -533.1M | -300M | -335.7M | -832.7M | -783.2M | -1.23B | -925.7M |
| Dividends Paid | -198.8M | -498.8M | -538.7M | -250.1M | -1.02B | -579.7M | -275.5M | -271.9M | -782.6M |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | -281.2M | -535.3M | -942.2M | -123.8M |
| Stock Issued | 17.8M | 13.1M | 13.8M | 6.7M | 60M | 26.6M | 31.1M | 2M | 3.8M |
| Debt Issuance (Net) | -1000K | -1000K | -1000K | -1000K | 1000K | 0 | -1000K | -1000K | 0 |
| Other Financing | 6.4M | -6.1M | 200K | 2M | 2.7M | 1.6M | 1.8M | -10.7M | -23.1M |
| Net Change in Cash | -19.8M▲ 0% | -25.6M▼ 29.3% | -21.5M▲ 16.0% | 39.9M▲ 285.6% | 39.4M▼ 1.3% | -77.1M▼ 295.7% | 121.8M▲ 258.0% | -900K▼ 100.7% | 61.3M▲ 6911.1% |
| Exchange Rate Effect | -200K | -100K | 0 | 100K | -100K | 0 | -700K | -200K | -100K |
| Cash at Beginning | 145.7M | 125.9M | 100.3M | 78.8M | 118.7M | 158.1M | 81M | 202.8M | 201.9M |
| Cash at End | 125.9M | 100.3M | 78.8M | 118.7M | 158.1M | 81M | 202.8M | 201.9M | 263.2M |
| Free Cash Flow | 452.8M▲ 0% | 760.5M▲ 68.0% | 936.2M▲ 23.1% | 1.19B▲ 26.6% | 1.31B▲ 10.7% | 1.17B▼ 10.8% | 880.4M▼ 24.8% | 1.23B▲ 40.1% | 1.16B▼ 5.6% |
| FCF Growth % | -28.95% | 67.95% | 23.1% | 26.58% | 10.69% | -10.76% | -24.79% | 40.1% | -5.6% |
| FCF Margin % | 7.23% | 12.15% | 12.55% | 16.54% | 14.04% | 14.48% | 12.13% | 14.98% | 12.81% |
| FCF per Share | 1.51 | 2.53 | 3.11 | 3.96 | 4.32 | 3.86 | 3.08 | 4.69 | 4.66 |
ORI Key Ratios
Old Republic International Corporation (ORI) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 88.38% | 88.42% | 93% | 82.28% | 90.4% | 79.43% | 89.4% | 89.7% | 87.01% | 86.98% |
| Medical Cost Ratio | 87.22% | 87.1% | 88.22% | 78.06% | 34.51% | 25.67% | 30.03% | 35.55% | 36.74% | 49.65% |
| Return on Equity (ROE) | 11.18% | 12.18% | 7.5% | 18.96% | 9.17% | 23.46% | 10.51% | 9.52% | 14.18% | 16.21% |
| Return on Assets (ROA) | 2.62% | 2.95% | 1.91% | 5.23% | 2.55% | 6.42% | 2.74% | 2.32% | 3.14% | 3.24% |
| Equity / Assets | 24.05% | 24.39% | 26.63% | 28.47% | 27.12% | 27.59% | 24.51% | 24.19% | 20.18% | 19.81% |
| Book Value / Share | 15.09 | 15.81 | 17.1 | 19.92 | 20.7 | 22.7 | 20.33 | 22.46 | 21.35 | 23.75 |
| Debt / Equity | 0.34x | 0.31x | 0.19x | 0.16x | 0.16x | 0.23x | 0.26x | 0.25x | 0.28x | 0.30x |
| Revenue Growth | 2.33% | 6.15% | -0.07% | 19.2% | -3.95% | 30.36% | -13.47% | -10.21% | 13.41% | 10.41% |
ORI SEC Filings & Documents
Old Republic International Corporation (ORI) SEC filings — annual & quarterly reports (10-K, 10-Q)
ORI Frequently Asked Questions
Old Republic International Corporation (ORI) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Old Republic International Corporation (ORI) grew revenue by 10.4% over the past year. This is steady growth.
Yes, Old Republic International Corporation (ORI) is profitable, generating $936.1M in net income for fiscal year 2025 (10.3% net margin).
Dividend & Returns
Yes, Old Republic International Corporation (ORI) pays a dividend with a yield of 8.00%. This makes it attractive for income-focused investors.
Old Republic International Corporation (ORI) has a return on equity (ROE) of 16.2%. This is reasonable for most industries.
Industry Metrics
Old Republic International Corporation (ORI) has a combined ratio of 87.0%. A ratio below 100% indicates underwriting profitability.
Explore More ORI
Old Republic International Corporation (ORI) financial analysis — history, returns, DCA and operating performance tools
Full ORI Stock Analysis
Analyst verdict, bull/bear case, risk factors and peer comparison
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates