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Horace Mann Educators Corporation(HMN)Earnings, Financials & Key Ratios
HMN•NYSE•Insurance & Managed Care
$45.72
$1.85B mkt cap·11.7× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryProperty & Casualty InsuranceSub-IndustryPersonal auto and homeowners insurers
AboutHorace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates in three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. The company underwrites and markets personal lines of property and casualty insurance, including personal lines auto and property insurance products; supplemental insurance products, which include cancer, heart, hospital, supplemental disability, and accident coverages; retirement products, such as tax-qualified fixed and variable annuities; and life insurance products comprising whole life and term, as well as indexed universal life insurance products. It also offers student loan solutions, including online student loan management accounts for educators. The company markets its products through its sales force of full-time exclusive agents to K-12 teachers, administrators, and other employees of public schools and their families. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois.Show more
- Revenue$1.7B+9.7%
- Combined Ratio22.89%-75.0%
- Net Income$162M+57.7%
- Return on Equity11.7%+40.2%
- Medical Cost Ratio0%-100.0%
- Operating Margin77.11%+829.6%
- Net Margin9.53%+43.7%
- ROA1.09%+51.2%
- Equity / Assets9.71%+9.3%
- Book Value per Share35.64+14.9%
- Tangible BV/Share22.32-14.0%
- Debt/Equity0.40-5.8%
HMN Key Insights
Horace Mann Educators Corporation (HMN) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓16 consecutive years of dividend growth
- ✓Healthy dividend yield of 3.0%
- ✓Trading at only 1.3x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
HMN Price & Volume
Horace Mann Educators Corporation (HMN) stock price & volume — 10-year historical chart
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HMN Growth Metrics
Horace Mann Educators Corporation (HMN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years4.65%
5 Years5.7%
3 Years8.26%
TTM6.07%
Profit CAGR
10 Years5.66%
5 Years3.99%
3 Years101.55%
TTM57.68%
EPS CAGR
10 Years5.89%
5 Years3.91%
3 Years102.45%
TTM57.26%
Return on Capital
10 Years1.71%
5 Years2.35%
3 Years3.37%
Last Year8.82%
HMN Recent Earnings
Horace Mann Educators Corporation (HMN) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 11/12 qtrs (92%)●Beat Revenue 3/12 qtrs (25%)
Q1 2026Latest
Feb 3, 2026EPS
$1.21
Est $1.18
+2.5%
Revenue
$317M
Est $314M
+1.0%
Q4 2025
Nov 4, 2025EPS
$1.36
Est $1.04
+30.8%
Revenue
$417M
Est $431M
-3.2%
Q3 2025
Aug 6, 2025EPS
$1.06
Est $0.61
+73.8%
Revenue
$412M
Est $425M
-3.1%
Q2 2025
May 6, 2025EPS
$1.07
Est $0.88
+21.6%
Revenue
$416M
Est $420M
-0.9%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 3, 2026 | $1.21vs $1.18+2.5% | $317Mvs $314M+1.0% |
| Q4 2025 | Nov 4, 2025 | $1.36vs $1.04+30.8% | $417Mvs $431M-3.2% |
| Q3 2025 | Aug 6, 2025 | $1.06vs $0.61+73.8% | $412Mvs $425M-3.1% |
| Q2 2025 | May 6, 2025 | $1.07vs $0.88+21.6% | $416Mvs $420M-0.9% |
Based on last 12 quarters of dataView full earnings history →
HMN Peer Comparison
Horace Mann Educators Corporation (HMN) competitors in Personal auto and homeowners insurers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 AFL | 58.42B | 113.40 | 16.60 | -8.84% | 21% | 13.05% | 0.29 | |
 CNO | 4.28B | 45.71 | 19.45 | 0.94% | 4.94% | 8.6% | 1.54 | |
 GL | 12.11B | 154.39 | 10.98 | 3.82% | 19.36% | 20.64% | 0.44 | |
 FG | 4B | 29.46 | 15.67 | 5.72% | 4.8% | 5.61% | 0.45 | |
 MET | 52.27B | 80.16 | 16.70 | 10.22% | 4.44% | 11.88% | 0.70 | |
 PRU | 34.86B | 100.16 | 9.80 | -14.01% | 5.62% | 10.26% | 0.65 | |
 LNC | 6.41B | 37.62 | 2.04 | 53.61% | 11.43% | 20.18% | 0.77 | |
 UNM | 12.96B | 80.27 | 18.75 | 2.07% | 5.87% | 7.07% | 0.35 |
Compare HMN vs Peers
Horace Mann Educators Corporation (HMN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
HMN Income Statement
Horace Mann Educators Corporation (HMN) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.17B | 1.18B | 1.4B | 1.29B | 1.25B | 1.34B | 1.43B | 1.55B | 1.7B |
| Revenue Growth % | 3.78% | 0.4% | 19.44% | -8.21% | -3.04% | 7.26% | 6.84% | 8.21% | 9.74% |
| Medical Costs & Claims | 883.13M | 953.65M | 907.1M | 873.4M | 841.3M | 1.01B | 1.08B | 1.07B | 0 |
| Medical Cost Ratio % | 75.38% | 81.08% | 64.57% | 67.73% | 67.29% | 75.21% | 75.1% | 69.14% | 0% |
| Gross Profit | 288.42M▲ 0% | 222.54M▼ 22.8% | 497.7M▲ 123.6% | 416.1M▼ 16.4% | 409M▼ 1.7% | 332.5M▼ 18.7% | 356.8M▲ 7.3% | 478.4M▲ 34.1% | 1.7B▲ 255.6% |
| Gross Margin % | 24.62% | 18.92% | 35.43% | 32.27% | 32.71% | 24.79% | 24.9% | 30.86% | 100% |
| Gross Profit Growth % | -3.59% | -22.84% | 123.64% | -16.4% | -1.71% | -18.7% | 7.31% | 34.08% | 255.64% |
| Operating Expenses | 199.74M | 203.01M | 261.3M | 256.5M | 198.9M | 316M | 303.5M | 349.8M | 389.5M |
| OpEx / Revenue % | 17.05% | 17.26% | 18.6% | 19.89% | 15.91% | 23.56% | 21.18% | 22.56% | 22.89% |
| Depreciation & Amortization | 6.62M | 7.36M | 15.6M | 23.4M | 18.4M | 27.6M | 26.2M | 26.4M | 0 |
| Combined Ratio % | 92.43% | 98.34% | 83.17% | 87.62% | 83.2% | 98.77% | 96.28% | 91.71% | 22.89% |
| Operating Income | 88.69M▲ 0% | 19.54M▼ 78.0% | 236.4M▲ 1110.0% | 159.6M▼ 32.5% | 210.1M▲ 31.6% | 16.5M▼ 92.1% | 53.3M▲ 223.0% | 128.6M▲ 141.3% | 1.31B▲ 920.1% |
| Operating Margin % | 7.57% | 1.66% | 16.83% | 12.38% | 16.8% | 1.23% | 3.72% | 8.29% | 77.11% |
| Operating Income Growth % | -22.36% | -77.97% | 1110.01% | -32.49% | 31.64% | -92.15% | 223.03% | 141.28% | 920.14% |
| EBITDA | 95.3M | 26.89M | 252M | 183M | 228.5M | 44.1M | 79.5M | 155M | 1.31B |
| EBITDA Margin % | 8.13% | 2.29% | 17.94% | 14.19% | 18.28% | 3.29% | 5.55% | 10% | 77.11% |
| Interest Expense | 11.95M | 13M | 15.6M | 15.2M | 13.9M | 19.4M | 29.7M | 34.6M | 36.4M |
| Non-Operating Income | -11.95M | -13M | -15.6M | -15.2M | -13.9M | -19.4M | -29.7M | -34.6M | 1.31B |
| Pretax Income | 88.69M▲ 0% | 19.54M▼ 78.0% | 236.4M▲ 1110.0% | 159.6M▼ 32.5% | 210.1M▲ 31.6% | 16.5M▼ 92.1% | 53.3M▲ 223.0% | 128.6M▲ 141.3% | 201.2M▲ 56.5% |
| Pretax Margin % | 7.57% | 1.66% | 16.83% | 12.38% | 16.8% | 1.23% | 3.72% | 8.29% | 11.83% |
| Income Tax | -80.77M | 1.19M | 52M | 26.3M | 39.7M | -3.3M | 8.3M | 25.8M | 39.1M |
| Effective Tax Rate % | -91.08% | 6.11% | 22% | 16.48% | 18.9% | -20% | 15.57% | 20.06% | 19.43% |
| Net Income | 169.46M▲ 0% | 18.34M▼ 89.2% | 184.4M▲ 905.3% | 133.3M▼ 27.7% | 170.4M▲ 27.8% | 19.8M▼ 88.4% | 45M▲ 127.3% | 102.8M▲ 128.4% | 162.1M▲ 57.7% |
| Net Margin % | 14.46% | 1.56% | 13.13% | 10.34% | 13.63% | 1.48% | 3.14% | 6.63% | 9.53% |
| Net Income Growth % | 102.3% | -89.18% | 905.29% | -27.71% | 27.83% | -88.38% | 127.27% | 128.44% | 57.68% |
| EPS (Diluted) | 4.08▲ 0% | 0.44▼ 89.2% | 4.40▲ 900.0% | 3.22▼ 26.8% | 3.39▲ 5.3% | 0.47▼ 86.1% | 1.09▲ 131.9% | 2.48▲ 127.5% | 3.90▲ 57.3% |
| EPS Growth % | 101.98% | -89.22% | 900% | -26.82% | 5.28% | -86.14% | 131.91% | 127.52% | 57.26% |
| EPS (Basic) | 4.16 | 0.45 | 4.47 | 3.22 | 3.45 | 0.48 | 1.09 | 2.49 | 3.93 |
| Diluted Shares Outstanding | 41.56M | 41.89M | 41.9M | 42M | 42.2M | 41.8M | 41.4M | 41.5M | 41.6M |
HMN Balance Sheet
Horace Mann Educators Corporation (HMN) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 11.2B | 11.03B | 12.48B | 13.47B | 14.38B | 13.31B | 14.05B | 14.49B | 15.27B |
| Asset Growth % | 5.88% | -1.49% | 13.11% | 7.96% | 6.77% | -7.49% | 5.59% | 3.12% | 5.38% |
| Total Investment Assets | 8.35B | 8.25B | 6.64B | 7.26B | 14.04B | 6.59B | 6.83B | 1.12B | 7.3B |
| Long-Term Investments | 300.18M | 344.66M | 6.64B | 7.26B | 7.45B | 6.45B | 6.69B | 641.1M | 6.7B |
| Short-Term Investments | 8.11B | 7.92B | 6.15B | 6.69B | 6.59B | 5.37B | 5.46B | 480.2M | 608.3M |
| Total Current Assets | 7.63M | 395.75M | 0 | 0 | 6.72B | 0 | 0 | 938.1M | 0 |
| Cash & Equivalents | 7.63M | 11.91M | 25.51M | 21.8M | 133M | 42.2M | 29M | 33.1M | 26.2M |
| Receivables | 0 | 0 | 0 | 0 | 0 | 468M | 480.5M | 424.8M | 419M |
| Other Current Assets | 0 | 0 | -6.18B | -6.71B | 0 | -5.88B | -5.97B | 0 | -1.05B |
| Goodwill & Intangibles | 47.4M | 47.4M | 226.3M | 202M | 188.9M | 239.5M | 224.6M | 210.1M | 554M |
| Goodwill | 47.4M | 47.4M | 49.08M | 43.5M | 43.5M | 54.3M | 54.3M | 54.3M | 54.3M |
| Intangible Assets | 0 | 0 | 177.22M | 158.5M | 145.4M | 185.2M | 170.3M | 155.8M | 499.7M |
| PP&E (Net) | 38.94M | 40.98M | 60.13M | 64.7M | 75M | 69.3M | 68.6M | 73.4M | 0 |
| Other Assets | 10.5B | 10.14B | -6.93B | -7.53B | 6.54B | -6.76B | -6.98B | 12.63B | 8.02B |
| Total Liabilities | 9.7B | 9.74B | 10.91B | 11.68B | 12.58B | 12.21B | 12.87B | 13.2B | 13.78B |
| Total Debt | 297.47M | 297.74M | 433.02M | 437.3M | 502.6M | 498M | 546M | 547M | 593.4M |
| Net Debt | 289.84M | 285.83M | 407.52M | 415.5M | 369.6M | 455.8M | 517M | 513.9M | 567.2M |
| Long-Term Debt | 297.47M | 297.74M | 298.02M | 302.3M | 253.6M | 249M | 546M | 547M | 593.4M |
| Short-Term Debt | 0 | 0 | 135M | 135M | 249M | 249M | 0 | 0 | 0 |
| Total Current Liabilities | 0 | 0 | 0 | 0 | 249M | 0 | 0 | 0 | 0 |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 372.1M |
| Other Current Liabilities | 0 | 0 | -135M | -135M | 0 | -249M | 0 | 0 | -372.1M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 9.4B | 9.44B | -298.02M | -302.3M | 12.32B | -249M | -546M | 12.65B | 13.19B |
| Total Equity | 1.5B▲ 0% | 1.29B▼ 14.1% | 1.57B▲ 21.4% | 1.79B▲ 14.2% | 1.81B▲ 1.0% | 1.1B▼ 39.2% | 1.18B▲ 7.0% | 1.29B▲ 9.5% | 1.48B▲ 15.2% |
| Equity Growth % | 16.04% | -14.05% | 21.44% | 14.22% | 0.97% | -39.23% | 7.01% | 9.55% | 15.16% |
| Shareholders Equity | 1.5B | 1.29B | 1.57B | 1.79B | 1.81B | 1.1B | 1.18B | 1.29B | 1.48B |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 1.23B | 1.22B | 1.35B | 1.43B | 1.52B | 1.51B | 1.5B | 1.55B | 1.65B |
| Common Stock | 65K | 66K | 66K | 100K | 100K | 100K | 100K | 100K | 100K |
| Accumulated OCI | 286.96M | 84.76M | 219.68M | 355.1M | 280.5M | -399.4M | -314M | -253.5M | -154.6M |
| Return on Equity (ROE) | 12.12% | 1.31% | 12.9% | 7.94% | 9.47% | 1.36% | 3.96% | 8.35% | 11.7% |
| Return on Assets (ROA) | 1.56% | 0.17% | 1.57% | 1.03% | 1.22% | 0.14% | 0.33% | 0.72% | 1.09% |
| Equity / Assets | 13.41% | 11.7% | 12.56% | 13.29% | 12.57% | 8.25% | 8.37% | 8.89% | 9.71% |
| Debt / Equity | 0.20x | 0.23x | 0.28x | 0.24x | 0.28x | 0.45x | 0.46x | 0.42x | 0.40x |
| Book Value per Share | 36.13 | 30.81 | 37.41 | 42.62 | 42.83 | 26.28 | 28.39 | 31.02 | 35.64 |
| Tangible BV per Share | 34.99 | 29.67 | 32.00 | 37.81 | 38.35 | 20.55 | 22.96 | 25.96 | 22.32 |
HMN Cash Flow Statement
Horace Mann Educators Corporation (HMN) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 256.59M | 200.89M | 127.6M | 259.79M | 204.9M | 171.5M | 302.1M | 452.1M | 98M |
| Operating CF Growth % | 23.7% | -21.71% | -36.48% | 103.6% | -21.13% | -16.3% | 76.15% | 49.65% | -78.32% |
| Operating CF / Revenue % | 21.9% | 17.08% | 9.08% | 20.15% | 16.39% | 12.79% | 21.08% | 29.16% | 5.76% |
| Net Income | 169.46M | 18.34M | 184.4M | 133.31M | 170.4M | 19.8M | 45M | 102.8M | 162.1M |
| Depreciation & Amortization | 6.62M | 7.36M | 15.6M | 23.42M | 18.4M | 27.6M | 26.2M | 26.4M | 0 |
| Stock-Based Compensation | 8.59M | 8.35M | 7.3M | 6.7M | 8.4M | 8.9M | 9.5M | 9.9M | 0 |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -5.19M | 4.2M | -134.4M | 18.9M | -30.5M | 79.5M | 9.5M | 51.4M | -413.7M |
| Working Capital Changes | 77.11M | 162.65M | 54.7M | 77.46M | 38.2M | 35.7M | 211.9M | 261.6M | 349.6M |
| Cash from Investing | -228.66M | -186.5M | 55.9M | -406.76M | -302M | -214.6M | -107.4M | -135.8M | -75.9M |
| Capital Expenditures | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Acquisitions | 0 | -76.55M | -459.4M | 0 | -234.1M | -164.4M | -165.8M | 0 | 0 |
| Purchase of Investments | 0 | -1.5B | -1.12B | -1.48B | -1.51B | 0 | -639M | -1.24B | 0 |
| Sale/Maturity of Investments | 0 | 1.39B | 1.64B | 1.14B | 1.46B | 0 | 688.2M | 1.1B | 0 |
| Other Investing | -228.66M | 0 | 0 | -67.72M | -10.2M | -50.2M | 9.2M | 7.2M | -75.9M |
| Cash from Financing | -36.97M | -10.11M | -169.9M | 143.78M | 208.5M | -47.8M | -207.8M | -307.9M | -21.7M |
| Dividends Paid | -46.11M | -46.69M | -47.3M | -49.62M | -51.4M | -52.6M | -53.9M | -55.5M | -57.1M |
| Share Repurchases | -1.66M | -5.09M | 0 | -2.2M | -5.3M | -24M | -6.5M | -8.6M | -20.8M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5.1M | 5.3M |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | 1000K | -1000K | -1000K | -1000K | -1000K | -1000K |
| Other Financing | -31.2M | 19.8M | 47.4M | 191.6M | 562.2M | 182.8M | -6.6M | 18.6M | 520.9M |
| Net Change in Cash | -9.04M▲ 0% | 4.28M▲ 147.3% | 13.6M▲ 217.8% | -3.2M▼ 123.5% | 111.4M▲ 3581.3% | -90.9M▼ 181.6% | -13.1M▲ 85.6% | 8.4M▲ 164.1% | 400K▼ 95.2% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 16.67M | 7.63M | 11.9M | 25.5M | 22.3M | 133.7M | 42.8M | 29.7M | 100K |
| Cash at End | 7.63M | 11.91M | 25.5M | 22.3M | 133.7M | 42.8M | 29.7M | 38.1M | 500K |
| Free Cash Flow | 256.59M▲ 0% | 200.89M▼ 21.7% | 127.6M▼ 36.5% | 259.8M▲ 103.6% | 204.9M▼ 21.1% | 171.5M▼ 16.3% | 302.1M▲ 76.2% | 452.1M▲ 49.7% | 98M▼ 78.3% |
| FCF Growth % | 23.7% | -21.71% | -36.48% | 103.6% | -21.13% | -16.3% | 76.15% | 49.65% | -78.32% |
| FCF Margin % | 21.9% | 17.08% | 9.08% | 20.15% | 16.39% | 12.79% | 21.08% | 29.16% | 5.76% |
| FCF per Share | 6.17 | 4.8 | 3.05 | 6.19 | 4.86 | 4.1 | 7.3 | 10.89 | 2.36 |
HMN Key Ratios
Horace Mann Educators Corporation (HMN) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 89.88% | 92.43% | 98.34% | 83.17% | 87.62% | 83.2% | 98.77% | 96.28% | 91.71% | 22.89% |
| Medical Cost Ratio | 73.5% | 75.38% | 81.08% | 64.57% | 67.73% | 67.29% | 75.21% | 75.1% | 69.14% | 0% |
| Return on Equity (ROE) | 6.55% | 12.12% | 1.31% | 12.9% | 7.94% | 9.47% | 1.36% | 3.96% | 8.35% | 11.7% |
| Return on Assets (ROA) | 0.81% | 1.56% | 0.17% | 1.57% | 1.03% | 1.22% | 0.14% | 0.33% | 0.72% | 1.09% |
| Equity / Assets | 12.23% | 13.41% | 11.7% | 12.56% | 13.29% | 12.57% | 8.25% | 8.37% | 8.89% | 9.71% |
| Book Value / Share | 31.2 | 36.13 | 30.81 | 37.41 | 42.62 | 42.83 | 26.28 | 28.39 | 31.02 | 35.64 |
| Debt / Equity | 0.19x | 0.20x | 0.23x | 0.28x | 0.24x | 0.28x | 0.45x | 0.46x | 0.42x | 0.40x |
| Revenue Growth | 4.49% | 3.78% | 0.4% | 19.44% | -8.21% | -3.04% | 7.26% | 6.84% | 8.21% | 9.74% |
HMN SEC Filings & Documents
Horace Mann Educators Corporation (HMN) SEC filings — annual & quarterly reports (10-K, 10-Q)
HMN Frequently Asked Questions
Horace Mann Educators Corporation (HMN) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Horace Mann Educators Corporation (HMN) grew revenue by 9.7% over the past year. This is steady growth.
Yes, Horace Mann Educators Corporation (HMN) is profitable, generating $162.1M in net income for fiscal year 2025 (9.5% net margin).
Dividend & Returns
Yes, Horace Mann Educators Corporation (HMN) pays a dividend with a yield of 3.00%. This makes it attractive for income-focused investors.
Horace Mann Educators Corporation (HMN) has a return on equity (ROE) of 11.7%. This is reasonable for most industries.
Industry Metrics
Horace Mann Educators Corporation (HMN) has a combined ratio of 0.0%. A ratio below 100% indicates underwriting profitability.
Explore More HMN
Horace Mann Educators Corporation (HMN) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
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Dividend History
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Earnings History
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Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates