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Robinhood Markets, Inc. (HOOD) 10-Year Financial Performance & Capital Metrics

HOOD • • Banking & Credit
Financial ServicesCapital MarketsDigital Asset Trading & BrokerageMulti-Asset Trading Platforms
AboutRobinhood Markets, Inc. operates financial services platform in the United States. Its platform allows users to invest in stocks, exchange-traded funds (ETFs), options, gold, and cryptocurrencies. The company also offers various learning and education solutions comprise Snacks, a digest of business news stories; Learn, which is a collection of approximately articles, including guides, feature tutorials, and financial dictionary; Newsfeeds that offer access to free premium news from various sites, such as Barron's, Reuters, and The Wall Street Journal; lists and alerts, which allow users to create custom watchlists and alerts to monitor securities, ETFs, and cryptocurrencies, as well as cash management services; and offers First trade recommendations to all new customers who have yet to place a trade. Robinhood Markets, Inc. was incorporated in 2013 and is headquartered in Menlo Park, California.Show more
  • Net Interest Income $0
  • Total Revenue $2.95B +58.2%
  • Net Income $1.41B +360.8%
  • Return on Equity 19.24% +342.7%
  • Net Interest Margin 0%
  • Efficiency Ratio 47.14% -54.6%
  • ROA 6.44% +343.9%
  • Equity / Assets 30.44% -19.9%
  • Book Value per Share 8.80 +17.0%
  • Tangible BV/Share 8.56 +17.8%
  • Debt/Equity 0.94 +76.7%
Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

  • ✓Efficient operations: 47.1% efficiency ratio
  • ✓Momentum leader: RS Rating 80 (top 20%)
  • ✓Well capitalized: 30.4% equity/assets
  • ✓Diversified revenue: 100.0% from non-interest income

✗Weaknesses

  • ✗Expensive at 12.5x book value

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Price & Volume

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Growth Metrics

Revenue CAGR

10Y-
5Y60.45%
3Y17.59%
TTM-

Profit (Net Income) CAGR

10Y-
5Y-
3Y-
TTM317.9%

EPS CAGR

10Y-
5Y-
3Y-
TTM310.54%

ROCE

10Y Avg-10.73%
5Y Avg-10.24%
3Y Avg-2.26%
Latest14.2%

Peer Comparison

Multi-Asset Trading Platforms
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Sector-Specific
NameMarket CapCurrent PriceP/E RatioRevenue Growth 1YNet MarginROEFCF YieldDebt/Equity
HOODRobinhood Markets, Inc.86.77B110.3570.7458.23%47.81%25.61%0.94
TIGRUP Fintech Holding Limited1.59B9.2525.6943.68%15.51%15.49%52.14%0.27
FUTUFutu Holdings Limited16.73B176.504.5435.79%40.05%23.78%100%0.31
ETOReToro Group Ltd.1.48B31.273.57225.73%1.52%14.96%18.03%0.06
TOPTOP Financial Group Limited27.34M1.01-6.31-58.58%-179.3%5.41%0.01

Profit & Loss

Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024
Net Interest Income+70.64M177.44M0000
NII Growth %-1.51%-1%---
Net Interest Margin %------
Interest Income71.63M182.32M0000
Interest Expense991K4.88M0000
Loan Loss Provision92.21M232.12M509M588M459M504M
Non-Interest Income+205.9M775.68M1.81B1.36B1.86B2.95B
Non-Interest Income %------
Total Revenue+277.53M958M1.81B1.36B1.86B2.95B
Revenue Growth %-2.45%0.89%-0.25%0.37%0.58%
Non-Interest Expense291.26M721M2.95B1.74B1.94B1.39B
Efficiency Ratio------
Operating Income+-106.93M0-1.64B-966M-531M1.06B
Operating Margin %------
Operating Income Growth %-1%-0.41%0.45%2.99%
Pretax Income+-107.59M13M-3.69B-1.03B-533M1.06B
Pretax Margin %------
Income Tax+-1.02M6M2M1M8M-347M
Effective Tax Rate %------
Net Income+-106.57M7M-3.69B-1.03B-541M1.41B
Net Margin %------
Net Income Growth %-1.07%-527.71%0.72%0.47%3.61%
Net Income (Continuing)-106.57M7M-3.69B-1.03B-541M1.41B
EPS (Diluted)+-0.130.00-4.27-1.17-0.611.56
EPS Growth %-1.03%-0.73%0.48%3.57%
EPS (Basic)-0.130.00-4.27-1.17-0.611.60
Diluted Shares Outstanding850.18M850.18M863.91M878.63M890.86M906.17M

Balance Sheet

Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024
Cash & Short Term Investments+1000K1000K1000K1000K1000K1000K
Cash & Due from Banks644.05M1.4B6.25B6.34B4.83B4.33B
Short Term Investments1000K1000K1000K1000K1000K1000K
Total Investments+3M802.48M1.83B1.51B3.68B6.16B
Investments Growth %-266.76%1.29%-0.17%1.43%0.68%
Long-Term Investments000073M0
Accounts Receivables1000K1000K1000K1000K1000K1000K
Goodwill & Intangibles+------
Goodwill00101M100M175M179M
Intangible Assets0185K34M25M48M38M
PP&E (Net)25.3M45.83M146M146M120M139M
Other Assets42.99M69.87M205M149M126M728M
Total Current Assets3.88B10.87B19.28B22.92B17.08B25.1B
Total Non-Current Assets68.29M115.89M486M420M542M1.08B
Total Assets+3.94B10.99B19.77B23.34B17.62B26.19B
Asset Growth %-1.79%0.8%0.18%-0.24%0.49%
Return on Assets (ROA)-0.03%0%-0.24%-0.05%-0.03%0.06%
Accounts Payable37.59M104.65M252M185M384M397M
Total Debt+674.03M1.92B3.65B1.83B3.55B7.46B
Net Debt29.98M518.49M-2.6B-4.5B-1.29B3.13B
Long-Term Debt000000
Short-Term Debt674.03M1.92B3.65B1.83B3.55B7.46B
Other Liabilities940.07M2.23B129M128M91M111M
Total Current Liabilities3.1B8.82B12.35B16.25B10.84B18.1B
Total Non-Current Liabilities940.07M2.23B129M128M91M111M
Total Liabilities4.04B11.04B12.48B16.38B10.93B18.21B
Total Equity+-97.05M-55.32M7.29B6.96B6.7B7.97B
Equity Growth %-0.43%132.83%-0.05%-0.04%0.19%
Equity / Assets (Capital Ratio)------
Return on Equity (ROE)---1.02%-0.14%-0.08%0.19%
Book Value per Share-0.11-0.078.447.927.528.80
Tangible BV per Share------
Common Stock1K1K0000
Additional Paid-in Capital99.44M134.31M11.17B11.86B12.14B12.01B
Retained Earnings-196.68M-190.1M-3.88B-4.91B-5.45B-4.04B
Accumulated OCI189K473K1M0-3M-1M
Treasury Stock000000
Preferred Stock000000

Cash Flow

Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024
Cash from Operations+1.26B1.88B-884.77M-852M1.18B-157M
Operating CF Growth %-0.49%-1.47%0.04%2.39%-1.13%
Net Income-106.57M7.45M-3.69B-1.03B-541M1.41B
Depreciation & Amortization5.44M9.94M25.5M61M71M77M
Deferred Taxes-665K-261K78.34M00-369M
Other Non-Cash Items11.94M61.53M2.05B116M185M76M
Working Capital Changes1.32B1.77B-918.11M-655M595M-1.66B
Cash from Investing+-12.31M-32.33M-237.88M-60M-582M-148M
Purchase of Investments0-134.99M-27.2M-25M-759M-556M
Sale/Maturity of Investments141K0-1000K1000K1000K0
Net Investment Activity------
Acquisitions00-125.43M0-93M-6M
Other Investing-5.2M134.99M18.87M-20M-20M427M
Cash from Financing+375.35M1.28B5.2B0-610M-345M
Dividends Paid000000
Share Repurchases0000-608M-257M
Stock Issued002.05B000
Net Stock Activity------
Debt Issuance (Net)001000K001000K
Other Financing2.62M9M-401M010M-219M
Net Change in Cash+1.62B3.12B4.08B-913M-11M-651M
Exchange Rate Effect179K284K-68K-1000K0-1000K
Cash at Beginning1.45B3.07B6.19B10.27B9.36B9.35B
Cash at End3.07B6.19B10.27B9.36B9.35B8.7B
Interest Paid621K3M12M12M12M16M
Income Taxes Paid1.4M6M6M4M9M18M
Free Cash Flow+1.25B1.84B-968.43M-909M1.16B-170M
FCF Growth %-0.48%-1.53%0.06%2.28%-1.15%

Banking Ratios

Metric201920202021202220232024
Return on Equity (ROE)---101.88%-14.43%-7.93%19.24%
Return on Assets (ROA)-2.7%0.09%-23.97%-4.77%-2.64%6.44%
Net Interest Margin1.79%1.61%0%0%0%0%
Efficiency Ratio104.95%75.26%162.37%127.84%103.86%47.14%
Equity / Assets-2.46%-0.5%36.89%29.81%37.99%30.44%
Book Value / Share-0.11-0.078.447.927.528.8
NII Growth-151.19%-100%---

Revenue by Segment

2021202220232024
Transaction-Based Revenues1.4B814M785M1.65B
Transaction-Based Revenues Growth--41.95%-3.56%109.81%
Gold Subscription Revenues155.83M120M151M109M
Gold Subscription Revenues Growth--22.99%25.83%-27.81%
Proxy Revenues---60M
Proxy Revenues Growth----
Other Revenue---26M
Other Revenue Growth----

Frequently Asked Questions

Valuation & Price

Robinhood Markets, Inc. (HOOD) has a price-to-earnings (P/E) ratio of 70.7x. This suggests investors expect higher future growth.

Growth & Financials

Robinhood Markets, Inc. (HOOD) grew revenue by 58.2% over the past year. This is strong growth.

Yes, Robinhood Markets, Inc. (HOOD) is profitable, generating $2.19B in net income for fiscal year 2024 (47.8% net margin).

Dividend & Returns

Robinhood Markets, Inc. (HOOD) has a return on equity (ROE) of 19.2%. This is reasonable for most industries.

Industry Metrics

Robinhood Markets, Inc. (HOOD) has a net interest margin (NIM) of N/A. NIM has been under pressure due to interest rate environment.

Robinhood Markets, Inc. (HOOD) has an efficiency ratio of 47.1%. This is excellent, indicating strong cost control.

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