8-K Announcements
6Material company update
Apr 23, 2026·SEC
Material company update
Apr 23, 2026·SEC
Material company update
Feb 5, 2026·SEC
Hilltop Holdings Inc.(HTH)Earnings, Financials & Key Ratios
HTH•NYSE•Banking & Credit
$38.12
$2.27B mkt cap·14.4× P/E·Price updated May 6, 2026
AboutHilltop Holdings Inc. provides business and consumer banking, and financial products and services. It operates through three segments: Banking, Broker-Dealer, and Mortgage Origination. The Banking segment offers savings, checking, interest-bearing checking, and money market accounts; certificates of deposit; lines and letters of credit, home improvement and equity loans, loans for purchasing and carrying securities, equipment loans and leases, agricultural and commercial real estate loans, and other loans; and commercial and industrial loans, and term and construction finance. This segment also provides treasury management, wealth management, asset management, check cards, safe deposit boxes, online banking, bill pay, trust, and overdraft services; and estate planning, management and administration, investment portfolio management, employee benefit accounts, and individual retirement accounts, as well as automated teller machines. The Broker-Dealer segment offers public finance services that assist public entities in originating, syndicating, and distributing securities of municipalities and political subdivisions; specialized advisory and investment banking services; advice and guidance to arbitrage rebate compliance, portfolio management, and local government investment pool administration; structured finance services, which include advisory services for derivatives and commodities; sells, trades in, and underwrites U.S. government and government agency bonds, corporate bonds, and municipal bonds, as well as mortgage-backed, asset-backed, and commercial mortgage-backed securities and structured products. This segment also provides asset and liability management advisory, clearing, retail, and securities lending services. The Mortgage Origination segment offers mortgage, jumbo, Federal Housing Administration, Veterans Affairs, and United States Department of Agriculture loans. Hilltop Holdings Inc. was founded in 1998 and is headquartered in Dallas, Texas.Show more
- Net Interest Income$441M+5.5%
- Total Revenue$1.63B+5.5%
- Net Income$166M+46.3%
- Return on Equity7.5%+44.7%
- Net Interest Margin2.78%+8.3%
- Efficiency Ratio64.82%+3.3%
- ROA1.03%+49.1%
- Equity / Assets13.87%+1.7%
- Book Value per Share35.04+2.8%
- Tangible BV/Share30.69+3.0%
- Debt/Equity0.42-30.6%
HTH Key Insights
Hilltop Holdings Inc. (HTH) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓10 consecutive years of dividend growth
- ✓Well capitalized: 13.9% equity/assets
- ✓Share count reduced 3.6% through buybacks
- ✓Diversified revenue: 51.8% from non-interest income
- ✓Trading at only 1.1x book value
✗Weaknesses
- ✗Profits declining 18.0% over 5 years
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
HTH Price & Volume
Hilltop Holdings Inc. (HTH) stock price & volume — 10-year historical chart
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HTH Growth Metrics
Hilltop Holdings Inc. (HTH) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years0.55%
5 Years-5.52%
3 Years6.3%
TTM-
Profit CAGR
10 Years-2.39%
5 Years-18.04%
3 Years13.54%
TTM27.29%
EPS CAGR
10 Years2.36%
5 Years-10.43%
3 Years18.17%
TTM34.01%
Return on Capital
10 Years8.38%
5 Years6.56%
3 Years4.44%
Last Year3.21%
HTH Recent Earnings
Hilltop Holdings Inc. (HTH) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 11/12 qtrs (92%)●Beat Revenue 10/12 qtrs (83%)
Q2 2026Latest
Apr 23, 2026EPS
$0.64
Est $0.54
+18.5%
Revenue
$301M
Est $305M
-1.4%
Q1 2026
Jan 29, 2026EPS
$0.69
Est $0.46
+50.0%
Revenue
$330M
Est $302M
+9.4%
Q4 2025
Oct 23, 2025EPS
$0.74
Est $0.51
+46.5%
Revenue
$330M
Est $311M
+6.3%
Q3 2025
Jul 24, 2025EPS
$0.57
Est $0.41
+40.7%
Revenue
$303M
Est $319M
-4.8%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $0.64vs $0.54+18.5% | $301Mvs $305M-1.4% |
| Q1 2026 | Jan 29, 2026 | $0.69vs $0.46+50.0% | $330Mvs $302M+9.4% |
| Q4 2025 | Oct 23, 2025 | $0.74vs $0.51+46.5% | $330Mvs $311M+6.3% |
| Q3 2025 | Jul 24, 2025 | $0.57vs $0.41+40.7% | $303Mvs $319M-4.8% |
Based on last 12 quarters of dataView full earnings history →
HTH Peer Comparison
Hilltop Holdings Inc. (HTH) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 IBCP | 696.01M | 33.81 | 10.34 | -0.3% | 14.2% | 0.23 | ||
 WSFS | 3.8B | 72.11 | 14.17 | -3.05% | 10.65% | 0.11 | ||
 CVBF | 2.8B | 20.63 | 13.57 | -2.33% | 9.25% | 0.43 | ||
 BOKF | 10.44B | 135.54 | 16.65 | 10.4% | 8.91% | 0.80 | ||
 TCBI | 4.53B | 102.35 | 15.05 | 13.54% | 9.93% | 0.26 | ||
 FFIN | 4.64B | 32.60 | 20.90 | 18.79% | 13.25% | 0.12 | ||
 PFSI | 4.54B | 86.94 | 9.35 | 173.81% | 12.02% | 5.35 | ||
 RKT | 2.07B | 14.65 | 69.76 | 34.84% | -1.15% | 1.55 |
Compare HTH vs Peers
Hilltop Holdings Inc. (HTH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
HTH Income Statement
Hilltop Holdings Inc. (HTH) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 421.75M | 433.3M | 438.98M | 424.17M | 422.98M | 458.98M | 466.85M | 417.8M | 440.71M | 335.59M |
| NII Growth % | 6.09% | 2.74% | 1.31% | -3.37% | -0.28% | 8.51% | 1.72% | -10.51% | 5.48% | -79.55% |
| Net Interest Margin % | 3.15% | 3.17% | 2.89% | 2.5% | 2.26% | 2.82% | 2.84% | 2.57% | 2.78% | 2.14% |
| Interest Income | 507.16M | 579.43M | 614.83M | 546.5M | 529.97M | 591.12M | 838.38M | 836.39M | 784.05M | 591.25M |
| Interest Expense | 85.41M | 141.32M | 171.72M | 122.33M | 106.99M | 132.14M | 371.53M | 418.59M | 343.34M | 327.86M |
| Loan Loss Provision | 14.27M | 5.09M | 7.21M | 96.49M | -58.21M | 8.31M | 18.39M | 941K | 7.31M | -74.22M |
| Non-Interest Income | 1.12B | 812.73M | 996.58M | 1.61B | 1.32B | 761.76M | 665.25M | 704.76M | 841.14M | 812.09M |
| Non-Interest Income % | 68.82% | 58.38% | 61.85% | 74.69% | 71.41% | 56.31% | 44.24% | 45.73% | 51.76% | 57.87% |
| Total Revenue | 1.63B▲ 0% | 1.39B▼ 14.4% | 1.61B▲ 15.7% | 2.16B▲ 34.0% | 1.85B▼ 14.1% | 1.35B▼ 27.0% | 1.5B▲ 11.1% | 1.54B▲ 2.5% | 1.63B▲ 5.5% | 1.4B▲ 0% |
| Revenue Growth % | -1.66% | -14.4% | 15.75% | 33.98% | -14.13% | -27.02% | 11.14% | 2.5% | 5.45% | -34.03% |
| Non-Interest Expense | 1.28B | 1.09B | 1.15B | 1.38B | 1.3B | 1.06B | 964.59M | 967.36M | 1.05B | 838.92M |
| Efficiency Ratio | 78.91% | 78.35% | 71.35% | 63.72% | 70.18% | 78.08% | 64.15% | 62.77% | 64.82% | 59.78% |
| Operating Income | 243.29M▲ 0% | 155.01M▼ 36.3% | 282.7M▲ 82.4% | 564.35M▲ 99.6% | 504.07M▼ 10.7% | 156.13M▼ 69.0% | 149.12M▼ 4.5% | 154.26M▲ 3.4% | 221.06M▲ 43.3% | 163.42M▲ 0% |
| Operating Margin % | 14.96% | 11.13% | 17.54% | 26.14% | 27.19% | 11.54% | 9.92% | 10.01% | 13.6% | 11.64% |
| Operating Income Growth % | 5.13% | -36.28% | 82.37% | 99.63% | -10.68% | -69.03% | -4.49% | 3.45% | 43.31% | - |
| Pretax Income | 243.29M▲ 0% | 155.01M▼ 36.3% | 282.7M▲ 82.4% | 564.35M▲ 99.6% | 504.07M▼ 10.7% | 156.13M▼ 69.0% | 149.12M▼ 4.5% | 154.26M▲ 3.4% | 221.06M▲ 43.3% | 213.86M▲ 0% |
| Pretax Margin % | 14.96% | 11.13% | 17.54% | 26.14% | 27.19% | 11.54% | 9.92% | 10.01% | 13.6% | 15.24% |
| Income Tax | 110.14M | 34.23M | 63.71M | 133.07M | 117.98M | 36.83M | 31.14M | 31.05M | 49.04M | 47.35M |
| Effective Tax Rate % | 45.27% | 22.08% | 22.54% | 23.58% | 23.4% | 23.59% | 20.88% | 20.13% | 22.19% | 22.14% |
| Net Income | 132.54M▲ 0% | 121.44M▼ 8.4% | 225.29M▲ 85.5% | 447.84M▲ 98.8% | 374.5M▼ 16.4% | 113.13M▼ 69.8% | 109.65M▼ 3.1% | 113.21M▲ 3.3% | 165.59M▲ 46.3% | 162.49M▲ 0% |
| Net Margin % | 8.15% | 8.72% | 13.98% | 20.74% | 20.2% | 8.36% | 7.29% | 7.35% | 10.19% | 11.58% |
| Net Income Growth % | -9.15% | -8.38% | 85.51% | 98.78% | -16.38% | -69.79% | -3.08% | 3.25% | 46.27% | 27.29% |
| Net Income (Continuing) | 133.14M | 120.79M | 218.99M | 431.28M | 386.1M | 119.29M | 117.98M | 123.21M | 172.02M | 166.51M |
| EPS (Diluted) | 1.36▲ 0% | 1.28▼ 5.9% | 2.44▲ 90.6% | 4.58▲ 87.7% | 4.61▲ 0.7% | 1.60▼ 65.3% | 1.69▲ 5.6% | 1.74▲ 3.0% | 2.64▲ 51.7% | 2.74▲ 0% |
| EPS Growth % | -8.11% | -5.88% | 90.63% | 87.7% | 0.66% | -65.29% | 5.63% | 2.96% | 51.72% | 34.01% |
| EPS (Basic) | 1.36 | 1.28 | 2.44 | 4.59 | 4.64 | 1.61 | 1.69 | 1.74 | 2.64 | - |
| Diluted Shares Outstanding | 97.35M | 95.07M | 92.39M | 89.3M | 81.17M | 70.63M | 65.05M | 65.05M | 62.71M | 59.21M |
HTH Balance Sheet
Hilltop Holdings Inc. (HTH) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1.23B | 1.52B | 1.35B | 2.52B | 4.95B | 3.24B | 3.37B | 3.7B | 3.19B | 8.93B |
| Cash & Due from Banks | 486.98M | 644.07M | 433.63M | 1.06B | 2.82B | 1.58B | 1.86B | 2.3B | 1.23B | 874.19M |
| Short Term Investments | 744.32M | 875.66M | 911.49M | 1.46B | 2.13B | 1.66B | 1.51B | 1.4B | 1.96B | 0 |
| Total Investments | 9.23B | 9.51B | 10.97B | 12.11B | 12.07B | 11.51B | 11.23B | 10.84B | 12.01B | 0 |
| Investments Growth % | 4.99% | 3.05% | 15.38% | 10.33% | -0.34% | -4.57% | -2.45% | -3.47% | 10.74% | -90.8% |
| Long-Term Investments | 8.48B | 8.63B | 10.06B | 10.64B | 9.93B | 9.86B | 9.73B | 9.45B | 10.05B | 29.75B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 288.24M | 329.44M | 349.62M | 431.55M | 369.72M | 379.59M | 372.57M | 279.8M | 273.05M | 272.81M |
| Goodwill | 251.81M | 291.44M | 267.45M | 267.45M | 267.45M | 267.45M | 267.45M | 267.45M | 267.45M | 267.45M |
| Intangible Assets | 36.43M | 38.01M | 82.17M | 164.11M | 102.27M | 112.14M | 105.12M | 12.36M | 5.61M | 5.37M |
| PP&E (Net) | 177.58M | 237.37M | 324.69M | 317.35M | 316.77M | 287.39M | 257.44M | 238.81M | 316.73M | 331.56M |
| Other Assets | 1.72B | 1.52B | 1.31B | 1.62B | 1.44B | 1.46B | 1.17B | 1.16B | -10.05B | 0 |
| Total Current Assets | 2.72B | 2.96B | 3.13B | 3.93B | 6.63B | 4.28B | 4.94B | 5.15B | 1.23B | 874.19M |
| Total Non-Current Assets | 10.67B | 10.72B | 12.05B | 13.01B | 12.06B | 11.98B | 11.53B | 11.12B | 589.78M | 604.37M |
| Total Assets | 13.37B▲ 0% | 13.68B▲ 2.3% | 15.18B▲ 10.9% | 16.94B▲ 11.6% | 18.69B▲ 10.3% | 16.27B▼ 13.0% | 16.47B▲ 1.2% | 16.27B▼ 1.2% | 15.84B▼ 2.6% | 15.7B▲ 0% |
| Asset Growth % | 4.98% | 2.32% | 10.92% | 11.64% | 10.3% | -12.96% | 1.22% | -1.21% | -2.6% | -6.97% |
| Return on Assets (ROA) | 1.02% | 0.9% | 1.56% | 2.79% | 2.1% | 0.65% | 0.67% | 0.69% | 1.03% | 1.04% |
| Accounts Payable | 1.29B | 1.29B | 1.61B | 1.37B | 1.48B | 966.47M | 1.43B | 1.33B | 1.52B | 0 |
| Total Debt | 1.72B | 1.44B | 1.9B | 1.35B | 1.47B | 1.5B | 1.39B | 1.35B | 926.75M | 1.14B |
| Net Debt | 1.23B | 799.28M | 1.48B | 287.48M | -1.35B | -83.02M | -467.64M | -950.95M | -305.19M | 265.26M |
| Long-Term Debt | 262.37M | 247.51M | 244.63M | 412.76M | 346.19M | 346.65M | 347.14M | 347.67M | 148.59M | 148.65M |
| Short-Term Debt | 1.45B | 1.2B | 1.55B | 811.82M | 997.74M | 1.02B | 934.91M | 891.26M | 706.88M | 990.81M |
| Other Liabilities | 470.23M | 435.24M | 489.19M | 632.89M | 369.61M | 417.04M | 431.68M | 304.57M | 8.32B | 12.39B |
| Total Current Liabilities | 10.72B | 11.03B | 12.18B | 13.42B | 15.29B | 13.31B | 13.43B | 13.29B | 5.07B | 990.81M |
| Total Non-Current Liabilities | 732.6M | 682.75M | 859.44M | 1.17B | 846.76M | 890.46M | 887.83M | 761.34M | 8.58B | 12.54B |
| Total Liabilities | 11.46B | 11.71B | 13.05B | 14.59B | 16.14B | 14.2B | 14.32B | 14.05B | 13.65B | 13.53B |
| Total Equity | 1.91B▲ 0% | 1.97B▲ 3.1% | 2.13B▲ 7.8% | 2.35B▲ 10.4% | 2.55B▲ 8.4% | 2.07B▼ 18.7% | 2.15B▲ 3.8% | 2.22B▲ 3.2% | 2.2B▼ 0.9% | 2.17B▲ 0% |
| Equity Growth % | 2.15% | 3.09% | 7.85% | 10.42% | 8.45% | -18.72% | 3.78% | 3.16% | -0.93% | 0.04% |
| Equity / Assets (Capital Ratio) | 14.32% | 14.43% | 14.03% | 13.87% | 13.64% | 12.74% | 13.06% | 13.64% | 13.87% | 13.84% |
| Return on Equity (ROE) | 7% | 6.25% | 10.98% | 20% | 15.29% | 4.9% | 5.19% | 5.18% | 7.5% | 7.37% |
| Book Value per Share | 19.67 | 20.76 | 23.04 | 26.32 | 31.40 | 29.34 | 33.06 | 34.10 | 35.04 | 36.71 |
| Tangible BV per Share | 16.71 | 17.30 | 19.26 | 21.49 | 26.85 | 23.96 | 27.33 | 29.80 | 30.69 | 32.11 |
| Common Stock | 960K | 936K | 906K | 822K | 790K | 647K | 652K | 650K | 595K | 585K |
| Additional Paid-in Capital | 1.53B | 1.49B | 1.45B | 1.32B | 1.27B | 1.05B | 1.05B | 1.05B | 973.07M | 0 |
| Retained Earnings | 384.55M | 466.74M | 644.86M | 986.79M | 1.26B | 1.12B | 1.19B | 1.25B | 1.27B | 1.27B |
| Accumulated OCI | -394K | -8.63M | 11.42M | 17.76M | -10.22M | -133.53M | -121.5M | -111.5M | -79.88M | -82.35M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
HTH Cash Flow Statement
Hilltop Holdings Inc. (HTH) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -320.72M | 389.54M | -433.02M | 280.44M | 765.62M | 1.19B | 443.02M | 273.93M | -78.26M | -78.26M |
| Operating CF Growth % | -99.24% | 221.46% | -211.16% | 164.76% | 173.01% | 55.36% | -62.75% | -38.17% | -128.57% | -2410.04% |
| Net Income | 133.14M | 125.73M | 232.98M | 469.68M | 374.5M | 119.29M | 117.98M | 123.21M | 165.59M | 162.49M |
| Depreciation & Amortization | -13.87M | -5.27M | -1.48M | 21.93M | 24.63M | 32.63M | 19.63M | 19.95M | 0 | 9.92M |
| Deferred Taxes | 40.93M | 13.01M | -4.06M | 16.58M | -7.08M | 8.18M | 7M | -19.54M | 0 | 8.32M |
| Other Non-Cash Items | 125.28M | 325.91M | -689.02M | -770.99M | 976.31M | 930.14M | 52.59M | 42.56M | -261.05M | -345.41M |
| Working Capital Changes | -606.21M | -69.83M | 28.57M | 543.24M | -620.23M | 99.2M | 245.82M | 107.75M | 17.19M | 37.92M |
| Cash from Investing | -357.96M | -289.67M | -604.29M | -827.67M | -553.27M | -877.3M | 158.34M | 354.22M | -325.28M | -513.14M |
| Purchase of Investments | -531.99M | -345.26M | -525.38M | -982.84M | -1.34B | -781.67M | -85.08M | -117.59M | -395.27M | -392.74M |
| Sale/Maturity of Investments | 355.1M | 259.07M | 370.74M | 514.97M | 665.68M | 425.16M | 318.4M | 330.35M | 443.02M | 360.2M |
| Net Investment Activity | -176.89M | -86.2M | -154.65M | -467.87M | -678.08M | -356.51M | 233.32M | 212.76M | 47.75M | -32.53M |
| Acquisitions | 0 | -63.24M | 0 | 0 | 0 | 0 | 0 | 0 | 74.91M | 5.37M |
| Other Investing | -149.92M | -72.5M | -407.36M | -322.05M | 149.56M | -510.99M | -66.5M | 148.59M | -431.11M | -469.94M |
| Cash from Financing | 480.88M | 4.63M | 901.64M | 1.26B | 1.48B | -1.71B | -332.51M | -174.31M | -714.24M | -261.98M |
| Dividends Paid | -23.14M | -26.7M | -29.63M | -32.52M | -38.98M | -42.96M | -41.6M | -44.26M | -45.4M | -45.57M |
| Share Repurchases | -27.39M | -58.99M | -73.39M | -208.66M | -123.63M | -442.34M | -5.1M | -19.86M | -184.03M | -198.29M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -27.39M | -58.99M | -73.39M | -208.66M | -123.63M | -442.34M | -5.1M | -19.86M | -184.03M | -198.29M |
| Debt Issuance (Net) | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K | -1000K | -1000K | -1000K | -3M |
| Other Financing | 854.6M | 210.81M | 591.63M | 2.1B | 1.54B | -1.29B | -214.88M | -44.86M | -127.78M | 12.7M |
| Net Change in Cash | -197.8M▲ 0% | 104.51M▲ 152.8% | -135.68M▼ 229.8% | 710.51M▲ 623.7% | 1.69B▲ 138.1% | -1.4B▼ 182.6% | 268.85M▲ 119.2% | 453.85M▲ 68.8% | -1.12B▼ 346.3% | -899.21M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 871.76M | 673.96M | 778.47M | 642.79M | 1.35B | 3.05B | 1.65B | 1.92B | 2.37B | 1.25B |
| Cash at End | 673.96M | 778.47M | 642.79M | 1.35B | 3.05B | 1.65B | 1.92B | 2.37B | 1.25B | 892.52M |
| Interest Paid | 84.31M | 143.2M | 168.53M | 124.93M | 110.11M | 128.41M | 357.4M | 426.78M | 347.09M | 259.32M |
| Income Taxes Paid | 85.84M | 8.38M | 56.9M | 123.55M | 136.18M | 15.09M | 19.06M | 44.23M | 61.08M | 60.45M |
| Free Cash Flow | -351.87M▲ 0% | 321.46M▲ 191.4% | -475.31M▼ 247.9% | 242.69M▲ 151.1% | 740.87M▲ 205.3% | 1.18B▲ 59.2% | 434.54M▼ 63.2% | 266.8M▼ 38.6% | -95.1M▼ 135.6% | -140.12M▲ 0% |
| FCF Growth % | -73.41% | 191.36% | -247.86% | 151.06% | 205.27% | 59.22% | -63.16% | -38.6% | -135.64% | -168.88% |
HTH Banking Ratios
Hilltop Holdings Inc. (HTH) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 7% | 6.25% | 10.98% | 20% | 15.29% | 4.9% | 5.19% | 5.18% | 7.5% | 7.37% |
| Return on Assets (ROA) | 1.02% | 0.9% | 1.56% | 2.79% | 2.1% | 0.65% | 0.67% | 0.69% | 1.03% | 1.04% |
| Net Interest Margin | 3.15% | 3.17% | 2.89% | 2.5% | 2.26% | 2.82% | 2.84% | 2.57% | 2.78% | 2.14% |
| Efficiency Ratio | 78.91% | 78.35% | 71.35% | 63.72% | 70.18% | 78.08% | 64.15% | 62.77% | 64.82% | 59.78% |
| Equity / Assets | 14.32% | 14.43% | 14.03% | 13.87% | 13.64% | 12.74% | 13.06% | 13.64% | 13.87% | 13.84% |
| Book Value / Share | 19.67 | 20.76 | 23.04 | 26.32 | 31.4 | 29.34 | 33.06 | 34.1 | 35.04 | 36.71 |
| NII Growth | 6.09% | 2.74% | 1.31% | -3.37% | -0.28% | 8.51% | 1.72% | -10.51% | 5.48% | -19.96% |
| Dividend Payout | 17.46% | 21.98% | 13.15% | 7.26% | 10.41% | 37.98% | 37.94% | 39.09% | 27.42% | 20.77% |
HTH SEC Filings & Documents
Hilltop Holdings Inc. (HTH) SEC filings — annual & quarterly reports (10-K, 10-Q)
HTH Frequently Asked Questions
Hilltop Holdings Inc. (HTH) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Hilltop Holdings Inc. (HTH) grew revenue by 5.5% over the past year. This is steady growth.
Yes, Hilltop Holdings Inc. (HTH) is profitable, generating $162.5M in net income for fiscal year 2025 (10.2% net margin).
Dividend & Returns
Yes, Hilltop Holdings Inc. (HTH) pays a dividend with a yield of 1.90%. This makes it attractive for income-focused investors.
Hilltop Holdings Inc. (HTH) has a return on equity (ROE) of 7.5%. This is below average, suggesting room for improvement.
Industry Metrics
Hilltop Holdings Inc. (HTH) has a net interest margin (NIM) of 2.8%. NIM has been under pressure due to interest rate environment.
Hilltop Holdings Inc. (HTH) has an efficiency ratio of 64.8%. This is reasonable for a bank.
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