9F Inc.(JFU)Earnings, Financials & Key Ratios
JFU•NASDAQ
$3.40
$30M mkt cap·5.5× P/E·Price updated May 6, 2026
About9F Inc., together with its subsidiaries, operates internet securities service platform in the People's Republic of China. Its products include digital financial accounts that offer online lending, wealth management, and payment facilitation services; revolving and non-revolving loan products to borrowers, as well as traffic referral services to o financial institution partners; and a suite of online wealth management products, such as fixed income products, stocks, insurance, bank wealth management products, and mutual funds to investors in various platforms, including Wukong Licai, 9F Wallet, and 9F Puhui. The company also provides payment facilitation and other products and services that help users to pay credit card bills and household bills comprising utility bills; and other value-added services consisting of credit history search, debt consolidation, and user referral services. In addition, it offers technology empowerment services to banking, automobile, securities investment, and insurance industries; and engages in E-commerce business, which offers various categories of merchandise, including 3C products, beauty and skin care products, rice, noodle and oils, household appliances, jewelry, and liquor and beverages. It provides its services to borrowers, investors, and financial institutions partners. The company was formerly known as JIUFU Financial Technology Service Limited and changed its name to 9F Inc. in June 2014. 9F Inc. was founded in 2006 and is headquartered in Beijing, the People's Republic of China.Show more
- Revenue$310M-24.8%
- EBITDA-$23M+86.9%
- Net Income$50M+135.7%
- EPS (Diluted)4.20+135.0%
- Gross Margin65.21%-9.5%
- EBITDA Margin-7.46%+82.5%
- Operating Margin-14.66%+68.8%
- Net Margin16.13%+147.4%
- ROE1.38%+135.9%
- ROIC-1.31%+85.6%
- Debt/Equity0.00-36.4%
JFU Key Insights
9F Inc. (JFU) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Trading at only 0.1x book value
✗Weaknesses
- ✗Weak momentum: RS Rating 16 (bottom 16%)
- ✗Sales declining 41.2% over 5 years
- ✗Trading more than 30% below 52-week high
- ✗Low asset turnover indicates capital-intensive operations
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
JFU Price & Volume
9F Inc. (JFU) stock price & volume — 10-year historical chart
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JFU Growth Metrics
9F Inc. (JFU) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years-41.24%
3 Years-25.89%
TTM-24.85%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM135.65%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM135.06%
Return on Capital
10 Years3.54%
5 Years-7.11%
3 Years-3.44%
Last Year-1.25%
JFU Peer Comparison
9F Inc. (JFU) competitors in Payments Processing and Fintech Services — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 QFIN | 3.9B | 13.75 | 2.24 | 5.38% | 28.76% | 0.07 | ||
 LX | 154.1M | 2.16 | 2.27 | 8.78% | 14.68% | 0.49 | ||
 FINV | 2.96B | 5.22 | 3.93 | 3.69% | 17.43% | 0.00 | ||
 CNF | 1.03M | 3.06 | -0.02 | -60.88% | -1.25% | 1.18 | ||
 NTES | 74.95B | 118.37 | 15.82 | 4.05% | 30% | 20.38% | 0.04 | |
 BABA | 341.64B | 141.48 | 17.99 | 5.86% | 12.19% | 11.24% | 0.23 | |
 JD | 47.2B | 30.69 | 7.78 | 6.84% | 2.47% | 10.53% | 0.29 | |
 BIDU | 49.17B | 140.59 | 14.54 | -1.09% | 6.9% | 3.13% | 0.28 |
Compare JFU vs Peers
9F Inc. (JFU) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
JFU Income Statement
9F Inc. (JFU) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 |
|---|---|---|---|---|---|---|---|---|---|
| Sales/Revenue | 2.26B | 6.74B | 5.56B | 4.42B | 1.26B | 761.45M | 561.67M | 412.45M | 309.97M |
| Revenue Growth % | - | 198.22% | -17.58% | -20.36% | -71.62% | -39.38% | -26.24% | -26.57% | -24.85% |
| Cost of Goods Sold | 168.02M | 502.05M | 444.83M | 1.14B | 545.77M | 106.18M | 115.44M | 115.18M | 107.85M |
| COGS % of Revenue | 7.43% | 7.45% | 8.01% | 25.71% | 43.45% | 13.94% | 20.55% | 27.93% | 34.79% |
| Gross Profit | 2.09B▲ 0% | 6.24B▲ 198.2% | 5.11B▼ 18.1% | 3.29B▼ 35.7% | 710.23M▼ 78.4% | 655.27M▼ 7.7% | 446.23M▼ 31.9% | 297.27M▼ 33.4% | 202.13M▼ 32.0% |
| Gross Margin % | 92.57% | 92.55% | 91.99% | 74.29% | 56.55% | 86.06% | 79.45% | 72.07% | 65.21% |
| Gross Profit Growth % | - | 198.18% | -18.08% | -35.69% | -78.4% | -7.74% | -31.9% | -33.38% | -32.01% |
| Operating Expenses | 1.67B | 5.24B | 2.94B | 5.84B | 1.99B | 710.72M | 596.5M | 490.85M | 247.58M |
| OpEx % of Revenue | 74.02% | 77.68% | 52.95% | 132.01% | 158.63% | 93.34% | 106.2% | 119.01% | 79.87% |
| Selling, General & Admin | 1.7B | 5.32B | 2.91B | 3.5B | 1.64B | 688.3M | 437.13M | 298.09M | 237.02M |
| SG&A % of Revenue | 75.03% | 78.87% | 52.3% | 79.08% | 130.94% | 90.39% | 77.83% | 72.27% | 76.46% |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | 0 | 0 | 0 | 2.34B | 347.8M | 22.42M | 159.38M | 192.76M | 10.56M |
| Operating Income | 396.57M▲ 0% | 920.55M▲ 132.1% | 2.21B▲ 139.9% | -2.36B▼ 206.9% | -1.28B▲ 45.7% | -55.45M▲ 95.7% | -150.28M▼ 171.0% | -193.58M▼ 28.8% | -45.46M▲ 76.5% |
| Operating Margin % | 17.54% | 13.65% | 39.74% | -53.34% | -102.08% | -7.28% | -26.76% | -46.93% | -14.66% |
| Operating Income Growth % | - | 132.13% | 139.87% | -206.89% | 45.68% | 95.68% | -171.01% | -28.81% | 76.52% |
| EBITDA | 405.93M | 932.44M | 2.23B | -2.32B | -1.26B | -23.91M | -129.28M | -175.99M | -23.11M |
| EBITDA Margin % | 17.96% | 13.83% | 40.08% | -52.49% | -100.16% | -3.14% | -23.02% | -42.67% | -7.46% |
| EBITDA Growth % | - | 129.7% | 138.83% | -204.31% | 45.84% | 98.1% | -440.65% | -36.13% | 86.87% |
| D&A (Non-Cash Add-back) | 9.36M | 11.89M | 18.76M | 37.47M | 24.22M | 31.54M | 21M | 17.59M | 22.34M |
| EBIT | 396.57M | 920.55M | 2.21B | -2.36B | -1.28B | -55.45M | -150.28M | -193.58M | -45.46M |
| Net Interest Income | 13.42M | 73.64M | 208.35M | 225.75M | 102.42M | 47.51M | 47.59M | 97.67M | 84.62M |
| Interest Income | 13.42M | 73.64M | 208.35M | 225.75M | 102.42M | 47.51M | 47.59M | 97.67M | 84.62M |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Income/Expense | 36.19M | 155.63M | 169.42M | 32.06M | -430.71M | -151.48M | -433.03M | 60.97M | 109.59M |
| Pretax Income | 432.76M▲ 0% | 1.08B▲ 148.7% | 2.38B▲ 120.9% | -2.33B▼ 197.9% | -1.71B▲ 26.4% | -206.94M▲ 87.9% | -583.31M▼ 181.9% | -132.6M▲ 77.3% | 64.14M▲ 148.4% |
| Pretax Margin % | 19.14% | 15.96% | 42.79% | -52.62% | -136.38% | -27.18% | -103.85% | -32.15% | 20.69% |
| Income Tax | 271.13M | 352.43M | 402.4M | -174.6M | 538.32M | 26.73M | 11.62M | 7.75M | 13.98M |
| Effective Tax Rate % | 62.65% | 32.75% | 16.92% | 7.5% | -31.43% | -12.92% | -1.99% | -5.84% | 21.8% |
| Net Income | 142.31M▲ 0% | 401.31M▲ 182.0% | 1.72B▲ 328.6% | -2.17B▼ 226.2% | -2.26B▼ 4.1% | -234.91M▲ 89.6% | -594.74M▼ 153.2% | -140.19M▲ 76.4% | 49.98M▲ 135.7% |
| Net Margin % | 6.3% | 5.95% | 30.95% | -49.05% | -179.85% | -30.85% | -105.89% | -33.99% | 16.13% |
| Net Income Growth % | - | 181.99% | 328.6% | -226.18% | -4.08% | 89.6% | -153.18% | 76.43% | 135.65% |
| Net Income (Continuing) | 146.58M | 659.05M | 2.02B | -2.15B | -2.25B | -233.67M | -594.94M | -140.35M | 50.16M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 11.98M | 16.2M | 10.45M | 47.05M | 54.74M | 55.75M | 54.78M | 54.62M | 54.79M |
| EPS (Diluted) | 21.34▲ 0% | 58.57▲ 174.5% | 188.12▲ 221.2% | -248.60▼ 232.1% | -227.40▲ 8.5% | -22.00▲ 90.3% | -51.00▼ 131.8% | -12.00▲ 76.5% | 4.20▲ 135.0% |
| EPS Growth % | - | 174.46% | 221.19% | -232.15% | 8.53% | 90.33% | -131.82% | 76.47% | 135% |
| EPS (Basic) | 22.97 | 64.51 | 211.47 | -248.60 | -227.40 | -22.00 | -51.00 | -12.00 | 4.20 |
| Diluted Shares Outstanding | 9.69M | 9.69M | 9.69M | 8.73M | 9.93M | 10.68M | 11.66M | 11.77M | 11.8M |
| Basic Shares Outstanding | 9.69M | 9.69M | 9.69M | 8.73M | 9.93M | 10.68M | 11.66M | 11.77M | 11.77M |
| Dividend Payout Ratio | - | - | - | - | - | - | - | - | - |
JFU Balance Sheet
9F Inc. (JFU) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 |
|---|---|---|---|---|---|---|---|---|---|
| Total Current Assets | 1.9B | 5.54B | 7.93B | 7.22B | 4.49B | 4.18B | 3.64B | 2.86B | 3.17B |
| Cash & Short-Term Investments | 1.24B | 4.48B | 6.3B | 4.71B | 2.86B | 2.7B | 2.87B | 2.46B | 2.6B |
| Cash Only | 1.24B | 3.78B | 5.47B | 4.68B | 2.73B | 2.44B | 2.43B | 1.69B | 379.35M |
| Short-Term Investments | 0 | 700M | 833.48M | 24M | 133.76M | 253.11M | 433.11M | 774.6M | 2.22B |
| Accounts Receivable | 374.69M | 538.04M | 339.22M | 423.16M | 177.98M | 452.4M | 354.63M | 38.04M | 152.51M |
| Days Sales Outstanding | 60.5 | 29.13 | 22.28 | 34.9 | 51.72 | 216.86 | 230.46 | 33.66 | 179.58 |
| Inventory | 245.35M | 489.58M | 486.19M | 1.21B | 1.15B | 1.03B | 419.92M | 0 | 998K |
| Days Inventory Outstanding | 532.97 | 355.93 | 398.94 | 387.22 | 766.92 | 3.54K | 1.33K | - | 3.38 |
| Other Current Assets | 186.43M | 36.09M | 56.9M | -196.23M | 259.23M | -36.31M | -5.88M | 197.42M | 264.26M |
| Total Non-Current Assets | 254.83M | 734.63M | 1.18B | 1.66B | 896.87M | 871.24M | 668.12M | 1.18B | 949.28M |
| Property, Plant & Equipment | 20.07M | 54.67M | 86.27M | 232.17M | 92.06M | 62.07M | 78.05M | 79.95M | 64.8M |
| Fixed Asset Turnover | 112.66x | 123.32x | 64.41x | 19.06x | 13.64x | 12.27x | 7.20x | 5.16x | 4.78x |
| Goodwill | 10.63M | 13.06M | 13.38M | 72.22M | 22.12M | 22.12M | 24.73M | 0 | 0 |
| Intangible Assets | 17.85M | 46.05M | 44.73M | 73.48M | 44.41M | 37.28M | 35.13M | 29.5M | 4.63M |
| Long-Term Investments | 152.03M | 509.74M | 954.16M | 775.64M | 738.27M | 727.43M | 530.21M | 1.07B | 879.6M |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 22.35M | -668.12M | 2.15M | 253K |
| Total Assets | 2.15B▲ 0% | 6.28B▲ 191.4% | 9.11B▲ 45.1% | 8.88B▼ 2.5% | 5.39B▼ 39.3% | 5.05B▼ 6.3% | 4.31B▼ 14.6% | 4.04B▼ 6.3% | 4.12B▲ 2.1% |
| Asset Turnover | 1.05x | 1.07x | 0.61x | 0.50x | 0.23x | 0.15x | 0.13x | 0.10x | 0.08x |
| Asset Growth % | - | 191.4% | 45.13% | -2.5% | -39.34% | -6.25% | -14.63% | -6.3% | 2.07% |
| Total Current Liabilities | 936.76M | 1.74B | 1.46B | 2.41B | 1.12B | 834.03M | 584.19M | 445.96M | 453.73M |
| Accounts Payable | 32.06M | 20.02M | 47.5M | 125.44M | 405.72M | 273.77M | 153.7M | 42.95M | 57.17M |
| Days Payables Outstanding | 69.66 | 14.56 | 38.97 | 40.25 | 271.33 | 941.1 | 485.97 | 136.12 | 193.47 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue (Current) | 94.18M | 384.07M | 346.85M | 788.91M | 0 | 46.97M | 8.96M | 5.33M | 1.34M |
| Other Current Liabilities | 25.17M | 37.96M | 82.79M | 80.94M | 129.08M | 33.31M | 2.21M | 2.11M | 0 |
| Current Ratio | 2.03x | 3.18x | 5.42x | 3.00x | 3.99x | 5.01x | 6.24x | 6.42x | 6.99x |
| Quick Ratio | 1.77x | 2.90x | 5.09x | 2.50x | 2.97x | 3.78x | 5.52x | 6.42x | 6.99x |
| Cash Conversion Cycle | 523.81 | 370.5 | 382.25 | 381.87 | 547.3 | 2.81K | 1.07K | - | -10.51 |
| Total Non-Current Liabilities | 218.26M | 829.72M | 1.39B | 142.62M | 38.78M | 25.64M | 15.44M | 20.77M | 12.74M |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Capital Lease Obligations | 0 | 0 | 0 | 125.41M | 29.5M | 17.91M | 8.32M | 14.72M | 9.57M |
| Deferred Tax Liabilities | 2.94M | 9.31M | 9M | 17.21M | 9.28M | 7.73M | 7.13M | 6.05M | 763K |
| Other Non-Current Liabilities | 215.32M | 820.41M | 1.38B | 0 | -82.64M | 799.66M | 21.22M | 0 | 2.4M |
| Total Liabilities | 1.16B | 2.57B | 2.85B | 2.55B | 1.16B | 859.66M | 599.63M | 466.73M | 466.47M |
| Total Debt | 1M | 1M | 1M | 125.41M | 29.5M | 17.91M | 8.32M | 14.72M | 9.57M |
| Net Debt | -1.24B | -3.78B | -5.47B | -4.56B | -2.7B | -2.43B | -2.42B | -1.67B | -369.77M |
| Debt / Equity | 0.00x | 0.00x | 0.00x | 0.02x | 0.01x | 0.00x | 0.00x | 0.00x | 0.00x |
| Debt / EBITDA | 0.00x | 0.00x | 0.00x | - | - | - | - | - | - |
| Net Debt / EBITDA | -3.05x | -4.05x | -2.46x | - | - | - | - | - | - |
| Interest Coverage | - | - | - | - | - | - | - | - | - |
| Total Equity | 998.63M▲ 0% | 3.7B▲ 271.0% | 6.25B▲ 68.8% | 6.33B▲ 1.2% | 4.22B▼ 33.3% | 4.19B▼ 0.8% | 3.71B▼ 11.4% | 3.57B▼ 3.7% | 3.66B▲ 2.4% |
| Equity Growth % | - | 270.97% | 68.84% | 1.17% | -33.26% | -0.79% | -11.43% | -3.73% | 2.35% |
| Book Value per Share | 103.03 | 382.21 | 645.32 | 725.03 | 425.32 | 392.25 | 318.24 | 303.44 | 310.00 |
| Total Shareholders' Equity | 986.66M | 3.69B | 6.24B | 6.28B | 4.17B | 4.13B | 3.66B | 3.52B | 3.6B |
| Common Stock | 0 | 0 | 0 | 2K | 2K | 2K | 2K | 2K | 2K |
| Retained Earnings | 640.17M | 987.71M | 2.67B | 488.24M | -1.82B | -2.06B | -2.69B | -2.83B | -2.78B |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 95.31M | 162.17M | 526.47M | 551.25M | 459.4M | 411.36M | 556.48M | 630.5M | 670.4M |
| Minority Interest | 11.98M | 16.2M | 10.45M | 47.05M | 54.74M | 55.75M | 54.78M | 54.62M | 54.79M |
JFU Cash Flow Statement
9F Inc. (JFU) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 413.97M | 2.87B | 2.35B | -429.05M | -1.74B | -229.72M | 63.32M | 62.5M | 46.49M |
| Operating CF Margin % | 18.31% | 42.5% | 42.22% | -9.7% | -138.9% | -30.17% | 11.27% | 15.15% | 15% |
| Operating CF Growth % | - | 592.22% | -18.14% | -118.29% | -306.62% | 86.83% | 127.56% | -1.29% | -25.62% |
| Net Income | 156.04M | 597.7M | 1.98B | -2.16B | -2.26B | -234.91M | -594.74M | -140.35M | 50.16M |
| Depreciation & Amortization | 9.36M | 11.89M | 18.76M | 37.47M | 24.22M | 31.54M | 21M | 17.59M | 22.34M |
| Stock-Based Compensation | 110.43M | 2.18B | 508.16M | 353.15M | 290.63M | 52.34M | 5.46M | -72.13M | -959K |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -5.29M |
| Other Non-Cash Items | 297.29M | 471.29M | -103.11M | 2.43B | 666.1M | 217.52M | 618.3M | 227.64M | -20.79M |
| Working Capital Changes | -159.14M | -395.8M | -59.72M | -1.09B | -466.65M | -296.21M | 13.3M | 29.75M | 1.03M |
| Change in Receivables | -2.45M | -219.67M | 109.98M | -1.57B | -100.25M | -32.98M | -8.99M | 52.79M | -8.64M |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash from Investing | -222.91M | -1.01B | -1.24B | -707.61M | 39.47M | -321.52M | -277.77M | -949.02M | -1.29B |
| Capital Expenditures | -20.09M | -47.69M | -48.58M | -56.69M | 0 | -7.74M | -44.81M | -5.74M | -1.14M |
| CapEx % of Revenue | 0.89% | 0.71% | 0.87% | 1.28% | - | 1.02% | 7.98% | 1.39% | 0.37% |
| Acquisitions | -20.8M | -30.28M | 0 | -58.3M | 0 | -10.83M | -2.9M | -14K | 9.3M |
| Investments | - | - | - | - | - | - | - | - | - |
| Other Investing | -182.02M | -933.71M | -1.19B | -592.62M | 39.47M | -302.95M | -230.06M | -53.88M | 729K |
| Cash from Financing | 701K | 563.36M | 545.89M | 471.98M | 12.9M | 199.63M | 0 | 0 | 0 |
| Debt Issued (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Equity Issued (Net) | 0 | 1000K | 1000K | 1000K | 0 | 1000K | 0 | 0 | 0 |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing | 701K | 6.03M | 1.1M | 8.91M | 12.9M | 433K | 0 | 0 | 0 |
| Net Change in Cash | 1.38B▲ 0% | 2.39B▲ 72.9% | 1.69B▼ 29.4% | -659.64M▼ 139.0% | -1.69B▼ 156.5% | -378.08M▲ 77.7% | -107.32M▲ 71.6% | -811.99M▼ 656.6% | -1.18B▼ 44.9% |
| Free Cash Flow | 393.89M▲ 0% | 2.82B▲ 615.4% | 2.3B▼ 18.5% | -485.74M▼ 121.1% | -1.74B▼ 259.2% | -237.46M▲ 86.4% | 18.51M▲ 107.8% | 56.76M▲ 206.7% | 45.35M▼ 20.1% |
| FCF Margin % | 17.42% | 41.8% | 41.34% | -10.98% | -138.9% | -31.19% | 3.3% | 13.76% | 14.63% |
| FCF Growth % | - | 615.41% | -18.47% | -121.14% | -259.17% | 86.39% | 107.79% | 206.68% | -20.1% |
| FCF per Share | 40.64 | 290.72 | 237.01 | -55.66 | -175.69 | -22.23 | 1.59 | 4.82 | 3.85 |
| FCF Conversion (FCF/Net Income) | 2.91x | 7.14x | 1.36x | 0.20x | 0.77x | 0.98x | -0.11x | -0.45x | 0.93x |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Taxes Paid | 50.87M | 293.8M | 522.29M | 327.23M | 163M | 2.91M | 21.63M | 24.22M | 8.52M |
JFU Key Ratios
9F Inc. (JFU) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 14.25% | 17.07% | 34.54% | -34.5% | -42.82% | -5.58% | -15.05% | -3.85% | 1.38% |
| Return on Invested Capital (ROIC) | - | - | 463.66% | -138.51% | -58.36% | -2.53% | -7.39% | -9.11% | -1.31% |
| Gross Margin | 92.57% | 92.55% | 91.99% | 74.29% | 56.55% | 86.06% | 79.45% | 72.07% | 65.21% |
| Net Margin | 6.3% | 5.95% | 30.95% | -49.05% | -179.85% | -30.85% | -105.89% | -33.99% | 16.13% |
| Debt / Equity | 0.00x | 0.00x | 0.00x | 0.02x | 0.01x | 0.00x | 0.00x | 0.00x | 0.00x |
| FCF Conversion | 2.91x | 7.14x | 1.36x | 0.20x | 0.77x | 0.98x | -0.11x | -0.45x | 0.93x |
| Revenue Growth | - | 198.22% | -17.58% | -20.36% | -71.62% | -39.38% | -26.24% | -26.57% | -24.85% |
JFU Frequently Asked Questions
9F Inc. (JFU) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
9F Inc. (JFU) reported $310.0M in revenue for fiscal year 2024. This represents a 86% decrease from $2.26B in 2016.
9F Inc. (JFU) saw revenue decline by 24.8% over the past year.
Yes, 9F Inc. (JFU) is profitable, generating $50.0M in net income for fiscal year 2024 (16.1% net margin).
Dividend & Returns
9F Inc. (JFU) has a return on equity (ROE) of 1.4%. This is below average, suggesting room for improvement.
9F Inc. (JFU) generated $45.4M in free cash flow for fiscal year 2024. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.
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