VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemesMarketEarningsCompareWatchlistInsider
KPLTKatapult Holdings, Inc.
$6.29$30M
Research
Overview
Valuation
ValuationTargetsPrice
Financials
RevenueEarningsP/ERatiosDividend
Ownership
Holders
Tools
Total ReturnDCA Calculator
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly stock ideas — free

Follow VCP Scanner on XFollow VCP Scanner on LinkedIn
© 2026 VCP Scanner
AboutPrivacyTerms
Not financial advice. Do your own research.
ScreenerNewsCompareWatchlist

KPLT logoKatapult Holdings, Inc.(KPLT)Earnings, Financials & Key Ratios

KPLT•NASDAQ
Price updated Jun 19, 2026
SectorTechnologyIndustryInfrastructure SoftwareSub-IndustryPayments and fintech infrastructure
AboutKatapult Holdings, Inc., an e-commerce focused financial technology company, provides e-commerce point-of-sale lease-purchase options for nonprime consumers in the United States. The company's technology platform provides nonprime consumers with a lease purchase option to enable them to obtain durable goods from its network of e-commerce merchants. The company was formerly known as Cognical Holdings, Inc. and changed its name to Katapult Holdings, Inc. in February 2020. The company is headquartered in Plano, Texas.Show more
  • Revenue$292M+18.0%
  • EBITDA$193M+45.6%
  • Net Income$1M+105.3%
  • EPS (Diluted)-0.11+98.2%
  • Gross Margin-28.87%-255.9%
  • EBITDA Margin66.3%+23.4%
  • Operating Margin9.92%+402.8%
  • Net Margin0.47%+104.5%

KPLT Key Insights

Katapult Holdings, Inc. (KPLT) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Efficient asset utilization: 2.7x turnover

✗Weaknesses

  • ✗Profits declining 42.9% over 5 years
  • ✗Negative free cash flow
  • ✗Shares diluted 15.6% in last year
  • ✗Trading more than 30% below 52-week high

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Get notified when KPLT posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

KPLT Price & Volume

Katapult Holdings, Inc. (KPLT) stock price & volume — 10-year historical chart

Loading chart...

KPLT Growth Metrics

Katapult Holdings, Inc. (KPLT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years-
5 Years3.37%
3 Years11.67%
TTM17.62%

Profit CAGR

10 Years-
5 Years-42.92%
3 Years-
TTM141.05%

EPS CAGR

10 Years-
5 Years-
3 Years-
TTM118.12%

Return on Capital

10 Years-28.72%
5 Years-27.53%
3 Years-37.23%
Last Year39.64%

KPLT Recent Earnings

Katapult Holdings, Inc. (KPLT) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 6/12 qtrs (50%)●Beat Revenue 4/12 qtrs (33%)
Q2 2026Latest
May 7, 2026
Metric
Actual
Est
EPS
$0.69+1815.0%
$0.04
Rev
$79M-3.6%
$82M
Q2 2026
Mar 11, 2026
Metric
Actual
Est
EPS
$3.65+423.0%
$1.13
Rev
$74M-3.2%
$76M
Q4 2025
Nov 12, 2025
Metric
Actual
Est
EPS
$0.94+16.8%
$1.13
Rev
$74M-3.0%
$76M
Q3 2025
Aug 13, 2025
Metric
Actual
Est
EPS
$1.63-147.0%
$0.66
Rev
$72M-5.1%
$76M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMay 7, 2026
$0.69vs $0.04+1815.0%
$79Mvs $82M-3.6%
Q2 2026Mar 11, 2026
$3.65vs $1.13+423.0%
$74Mvs $76M-3.2%
Q4 2025Nov 12, 2025
$0.94vs $1.13+16.8%
$74Mvs $76M-3.0%
Q3 2025Aug 13, 2025
$1.63vs $0.66-147.0%
$72Mvs $76M-5.1%
Based on last 12 quarters of dataView full earnings history →

KPLT Peer Comparison

Katapult Holdings, Inc. (KPLT) competitors in Payments and fintech infrastructure — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
Institutional Holdings
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
UPBD logoUPBDUpbound Group, Inc.Direct Competitor1.06B18.3214.668.67%1.78%12.1%2.67
PRAA logoPRAAPRA Group, Inc.Direct Competitor569.83M14.94-1.9210.36%-21.88%-25%0.03
AFRM logoAFRMAffirm Holdings, Inc.Direct Competitor24.62B73.92492.8038.8%11.95%11.17%2.56
SEZL logoSEZLSezzle Inc.Direct Competitor5.49B163.2843.8966.08%30.83%90.93%0.83
FOUR logoFOURShift4 Payments, Inc.Product Competitor2.73B39.4236.5025.5%2.29%5.13%2.36
LPRO logoLPROOpen Lending CorporationProduct Competitor367.65M3.11-87.11288.02%-5.95%-7.04%1.17
ATLC logoATLCAtlanticus Holdings CorporationProduct Competitor1.51B100.1216.8053.29%10.79%21.82%10.84
CACC logoCACCCredit Acceptance CorporationProduct Competitor6.04B579.7315.448.57%19.61%29.39%4.17

Compare KPLT vs Peers

Katapult Holdings, Inc. (KPLT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs UPBD

Most directly comparable listed peer for KPLT.

Scale Benchmark

vs SHOP

Larger-name benchmark to compare KPLT against a more recognizable public peer.

Peer Set

Compare Top 5

vs UPBD, PRAA, AFRM, SEZL

KPLT Income Statement

Katapult Holdings, Inc. (KPLT) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
MetricDec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Sales/Revenue
43.15M91.88M247.2M303.11M209.5M221.59M247.19M291.76M298.84M
Revenue Growth %
-112.94%169.06%22.62%-30.88%5.77%11.56%18.03%17.62%
Cost of Goods Sold
37.62M71.22M167.41M214.12M172.09M179.88M201.42M376M297.92M
COGS % of Revenue
87.2%77.52%67.72%70.64%82.15%81.18%81.48%128.87%-
Gross Profit
5.52M▲ 0%
20.66M▲ 274.0%
79.79M▲ 286.3%
88.99M▲ 11.5%
37.41M▼ 58.0%
41.71M▲ 11.5%
45.77M▲ 9.7%
-84.24M▼ 284.0%
919K▲ 0%
Gross Margin %
12.8%22.48%32.28%29.36%17.85%18.82%18.52%-28.87%0.31%
Gross Profit Growth %
-273.95%286.25%11.53%-57.97%11.5%9.74%-284.05%-
Operating Expenses
24.05M30.05M42.88M90.65M65.85M60.5M53.87M-113.19M-4.25M
OpEx % of Revenue
55.73%32.71%17.35%29.9%31.43%27.3%21.79%-38.8%-
Selling, General & Admin
18.59M11.1M14.1M44.22M49.92M40.36M16.07M19.41M0
SG&A % of Revenue
43.08%12.08%5.7%14.59%23.83%18.22%6.5%6.65%-
Research & Development
000000000
R&D % of Revenue
---------
Other Operating Expenses
018.95M28.78M46.42M15.93M20.14M37.8M-132.6M2M
Operating Income
-13.06M▲ 0%
-9.39M▲ 28.1%
36.91M▲ 493.0%
-1.66M▼ 104.5%
-28.44M▼ 1616.4%
-18.79M▲ 33.9%
-8.1M▲ 56.9%
28.95M▲ 457.4%
5.17M▲ 0%
Operating Margin %
-30.28%-10.22%14.93%-0.55%-13.58%-8.48%-3.28%9.92%1.73%
Operating Income Growth %
-28.1%492.95%-104.49%-1616.42%33.93%56.89%457.39%-
EBITDA
12.19M37.69M148.35M142.34M88.76M108.1M132.85M193.45M151.86M
EBITDA Margin %
28.26%41.02%60.01%46.96%42.37%48.78%53.74%66.3%50.82%
EBITDA Growth %
-209.12%293.6%-4.06%-37.64%21.78%22.9%45.61%18.48%
D&A (Non-Cash Add-back)
25.26M47.08M111.45M143.99M117.2M126.89M140.95M164.5M146.69M
EBIT
-13.06M-10.21M36.61M38.23M-21.26M10.23M20.53M22.24M31.53M
Net Interest Income
0-8.58M-13.59M-16.48M-18.52M-16.13M-17.69M-20.36M-18.28M
Interest Income
4.99M000744K1.7M1.16M197K270K
Interest Expense
08.58M13.59M16.48M19.26M17.82M18.85M20.55M18.55M
Other Income/Expense
-6.64M-9.4M-13.89M20.09M-12.08M-17.71M-17.67M-27.27M7.81M
Pretax Income
-23.51M▲ 0%
-18.79M▲ 20.1%
23.02M▲ 222.5%
21.75M▼ 5.5%
-40.52M▼ 286.4%
-36.5M▲ 9.9%
-25.77M▲ 29.4%
1.68M▲ 106.5%
12.98M▲ 0%
Pretax Margin %
-54.49%-20.45%9.31%7.17%-19.34%-16.47%-10.43%0.58%4.35%
Income Tax
00487K539K-50K165K143K319K246K
Effective Tax Rate %
0%0%2.12%2.48%0.12%-0.45%-0.55%18.94%1.89%
Net Income
-23.51M▲ 0%
-18.79M▲ 20.1%
22.53M▲ 219.9%
21.21M▼ 5.9%
-40.47M▼ 290.9%
-36.67M▲ 9.4%
-25.91M▲ 29.3%
1.36M▲ 105.3%
12.74M▲ 0%
Net Margin %
-54.49%-20.45%9.11%7%-19.32%-16.55%-10.48%0.47%4.26%
Net Income Growth %
-20.06%219.9%-5.88%-290.85%9.4%29.32%105.27%141.05%
Net Income (Continuing)
-23.51M-18.79M22.53M21.21M-40.47M-36.67M-25.91M1.36M12.74M
Discontinued Operations
000000000
Minority Interest
000000000
EPS (Diluted)
-73.79▲ 0%
-21.44▲ 70.9%
12.00▲ 156.0%
6.50▼ 45.8%
-10.30▼ 258.5%
-8.97▲ 12.9%
-5.96▲ 33.6%
-0.11▲ 98.2%
2.34▲ 0%
EPS Growth %
-70.94%155.97%-45.83%-258.46%12.91%33.56%98.15%118.12%
EPS (Basic)
-73.79-21.4418.267.75-10.30-8.97-5.96-0.11-
Diluted Shares Outstanding
318.59K1.28M1.28M3.22M3.93M4.09M4.35M5.03M5.46M
Basic Shares Outstanding
318.59K1.28M1.28M4.09M3.93M4.09M4.35M5.03M5.46M
Dividend Payout Ratio
---------

KPLT Balance Sheet

Katapult Holdings, Inc. (KPLT) balance sheet — assets, liabilities & shareholders' equity

MetricDec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Total Current Assets
20.53M48.66M139.22M164.44M126.78M97.64M90.37M105.23M101.31M
Cash & Short-Term Investments
1.47M7.51M65.62M92.49M65.43M21.41M3.46M22.43M22.35M
Cash Only
1.47M7.51M65.62M92.49M65.43M21.41M3.46M22.43M22.35M
Short-Term Investments
000000000
Accounts Receivable
1.11M924K1.64M2.01M05M000
Days Sales Outstanding
9.423.672.422.42-8.24---
Inventory
000000000
Days Inventory Outstanding
---------
Other Current Assets
17.27M39.59M70.71M65.69M61.35M71.23M86.9M82.8M78.96M
Total Non-Current Assets
508K353K609K1.72M3.27M3.23M2.8M2.64M2.69M
Property, Plant & Equipment
156K179K330K576K1.33M1.22M636K502K470K
Fixed Asset Turnover
276.58x513.28x749.09x526.24x157.64x182.38x388.67x581.20x574.13x
Goodwill
000000000
Intangible Assets
54K49K188K1.06M1.85M1.92M2.08M2.12M2.2M
Long-Term Investments
000000000
Other Non-Current Assets
298K125K91K91K91K91K91K15K15K
Total Assets
21.04M▲ 0%
49.01M▲ 133.0%
139.83M▲ 185.3%
166.16M▲ 18.8%
130.05M▼ 21.7%
100.86M▼ 22.4%
93.17M▼ 7.6%
107.87M▲ 15.8%
104M▲ 0%
Asset Turnover
2.05x1.87x1.77x1.82x1.61x2.20x2.65x2.70x3.08x
Asset Growth %
-133%185.28%18.83%-21.73%-22.44%-7.63%15.77%11.63%
Total Current Liabilities
6.88M26.07M17.31M16.12M50.08M42.3M138.69M117.6M107.61M
Accounts Payable
1.07M920K1.69M2.03M1.26M903K1.49M1.89M4.29M
Days Payables Outstanding
10.374.713.683.462.681.832.71.843.59
Short-Term Debt
015.8M0025M0112.63M78.78M71.67M
Deferred Revenue (Current)
002.65M2.13M4.18M4.95M4.82M4.88M15.35M
Other Current Liabilities
873K1.37M600K02.38M4.18M4.21M24.92M26.2M
Current Ratio
2.99x1.87x8.04x10.20x2.53x2.31x0.65x0.89x0.94x
Quick Ratio
2.99x1.87x8.04x10.20x2.53x2.31x0.65x0.89x0.94x
Cash Conversion Cycle
---------
Total Non-Current Liabilities
35.76M46.89M123.47M109.24M82.04M86.56M1.27M437K406K
Long-Term Debt
35.76M46.89M110.73M101.9M80.7M85.85M00377K
Capital Lease Obligations
0000445K614K444K392K810K
Deferred Tax Liabilities
000-2.13M00000
Other Non-Current Liabilities
0012.74M7.34M902K95K828K45K29K
Total Liabilities
42.63M72.96M140.78M125.36M132.12M128.85M139.97M118.04M108.02M
Total Debt
35.76M62.7M110.73M101.9M106.52M90.34M113.25M79.17M72.05M
Net Debt
34.29M55.19M45.11M9.4M41.09M68.93M109.79M56.74M49.7M
Debt / Equity
---2.50x-----2.26x
Debt / EBITDA
2.93x1.66x0.75x0.72x1.20x0.84x0.85x0.41x0.47x
Net Debt / EBITDA
2.81x1.46x0.30x0.07x0.46x0.64x0.83x0.29x0.33x
Interest Coverage
--1.19x2.69x2.32x-1.10x0.57x1.09x1.08x1.70x
Total Equity
-21.6M▲ 0%
-23.94M▼ 10.9%
-949K▲ 96.0%
40.8M▲ 4399.2%
-2.07M▼ 105.1%
-27.99M▼ 1254.9%
-46.79M▼ 67.2%
-10.17M▲ 78.3%
-31.93M▲ 0%
Equity Growth %
--10.86%96.04%4399.16%-105.06%-1254.89%-67.17%78.26%7.42%
Book Value per Share
-67.80-18.76-0.7412.66-0.53-6.85-10.76-2.02-5.85
Total Shareholders' Equity
-21.6M-23.94M-949K40.8M-2.07M-27.99M-46.79M-10.17M-31.93M
Common Stock
1K9K3K10K00000
Retained Earnings
-59.31M-80.58M-58.05M-36.84M-85.87M-122.54M-148.45M-147.09M-141.4M
Treasury Stock
000000000
Accumulated OCI
000000000
Minority Interest
000000000

KPLT Cash Flow Statement

Katapult Holdings, Inc. (KPLT) cash flow — operating, investing & free cash flow history

MetricDec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Cash from Operations
-25.48M-31.58M-2.14M2.17M-20.85M-17.41M-32.57M-11.93M-3.16M
Operating CF Margin %
-59.05%-34.38%-0.87%0.71%-9.95%-7.86%-13.18%-4.09%-
Operating CF Growth %
--23.97%93.22%201.12%-1062.51%16.47%-87.03%63.36%-472.2%
Net Income
-23.51M-18.79M22.53M21.21M-37.87M-36.67M-25.91M1.36M12.74M
Depreciation & Amortization
25.26M47.08M111.45M143.99M116.7M126.89M140.95M164.5M117.53M
Stock-Based Compensation
181K315K351K13.02M6.44M7.03M5.76M3.69M2.63M
Deferred Taxes
0006.29M00000
Other Non-Cash Items
19.9M33.17M65.32M50.19M49.04M53.98M58.53M52.52M103.17M
Working Capital Changes
-47.31M-93.36M-201.79M-232.54M-155.15M-168.65M-211.9M-234.01M-233.89M
Change in Receivables
-5.1M-8.97M-16.78M-28.67M00000
Change in Inventory
000-4.86M00000
Change in Payables
0-150K768K344K-765K-361K588K400K1.25M
Cash from Investing
-58K91K-402K-1.44M-1.5M-974K-1.3M-1.1M-1.09M
Capital Expenditures
-24K-82K-234K-1.44M-1.5M-20K-54K-34K-867K
CapEx % of Revenue
0.06%0.09%0.09%0.47%0.72%0.01%0.02%0.01%0.29%
Acquisitions
000000000
Investments
---------
Other Investing
-34K173K-168K00-954K-1.25M-1.07M-221K
Cash from Financing
25.65M40.78M59.9M26.1M-4.24M-22.64M21.61M19.97M18.06M
Debt Issued (Net)
22.43M31.44M60.71M-13.44M-3.96M-22.25M22.02M-44.45M-42.84M
Equity Issued (Net)
09.34M0150.68M-344K-355K-613K64.41M64.6M
Dividends Paid
000000000
Share Repurchases
0000-344K-355K-613K-594K-399K
Other Financing
3.23M2K-819K-111.14M67K-33K211K0-3.71M
Net Change in Cash
119K▲ 0%
9.28M▲ 7701.7%
57.35M▲ 517.7%
26.83M▼ 53.2%
-26.59M▼ 199.1%
-41.03M▼ 54.3%
-12.26M▲ 70.1%
6.93M▲ 156.5%
13.81M▲ 0%
Free Cash Flow
-25.5M▲ 0%
-31.67M▼ 24.2%
-2.58M▲ 91.9%
730K▲ 128.3%
-22.35M▼ 3162.1%
-18.39M▲ 17.7%
-32.62M▼ 77.4%
-11.97M▲ 63.3%
-3.73M▲ 0%
FCF Margin %
-59.1%-34.47%-1.04%0.24%-10.67%-8.3%-13.2%-4.1%-1.25%
FCF Growth %
--24.18%91.86%128.32%-3162.05%17.74%-77.41%63.32%88.45%
FCF per Share
-80.04-24.80-2.020.23-5.69-4.50-7.50-2.38-0.68
FCF Conversion (FCF/Net Income)
1.08x1.68x-0.10x0.10x0.52x0.47x1.26x-8.74x-0.29x
Interest Paid
07.11M12.61M11.63M12.03M13.01M13.71M05.76M
Taxes Paid
0105K625K416K446K206K270K072K

KPLT Key Ratios

Katapult Holdings, Inc. (KPLT) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric2019202020212022202320242025TTM
Return on Equity (ROE)
--106.43%-208.98%----32.97%
Return on Invested Capital (ROIC)
-32.06%73.42%-2.63%-47.81%-35.25%-11.69%39.64%9.41%
Gross Margin
22.48%32.28%29.36%17.85%18.82%18.52%-28.87%0.31%
Net Margin
-20.45%9.11%7%-19.32%-16.55%-10.48%0.47%4.26%
Debt / Equity
--2.50x-----2.26x
Interest Coverage
-1.19x2.69x2.32x-1.10x0.57x1.09x1.08x1.70x
FCF Conversion
1.68x-0.10x0.10x0.52x0.47x1.26x-8.74x-0.29x
Revenue Growth
112.94%169.06%22.62%-30.88%5.77%11.56%18.03%17.62%
Related:KPLT Dividend History·KPLT Revenue History·KPLT Price History·KPLT P/E History·KPLT Financial Ratios·KPLT Institutional Holders

KPLT SEC Filings & Documents

Katapult Holdings, Inc. (KPLT) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

May 7, 2026·SEC

Material company update

May 5, 2026·SEC

Material company update

Apr 16, 2026·SEC

10-K Annual Reports

3
FY 2026

Mar 11, 2026·SEC

FY 2025

Mar 28, 2025·SEC

FY 2024

Apr 24, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

May 8, 2026·SEC

FY 2025

Nov 12, 2025·SEC

FY 2025

Aug 13, 2025·SEC

KPLT Frequently Asked Questions

Katapult Holdings, Inc. (KPLT) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Katapult Holdings, Inc. (KPLT) reported $298.8M in revenue for fiscal year 2025. This represents a 593% increase from $43.1M in 2018.

Katapult Holdings, Inc. (KPLT) grew revenue by 18.0% over the past year. This is strong growth.

Yes, Katapult Holdings, Inc. (KPLT) is profitable, generating $12.7M in net income for fiscal year 2025 (0.5% net margin).

Dividend & Returns

Katapult Holdings, Inc. (KPLT) had negative free cash flow of $3.7M in fiscal year 2025, likely due to heavy capital investments.

What if you invested $1,000 in KPLT back in 2018?

Total return calculator · dividends reinvested · 8+ years of data

See returns →

How much would $100/month in KPLT be worth today?

Dollar cost averaging calculator · DCA vs lump sum

Calculate →