Katapult Holdings, Inc. (KPLT) 10-Year Financial Performance & Capital Metrics

KPLT • • Industrial / General

TechnologyInfrastructure SoftwarePayment Processing & Digital CommerceDigital Commerce & BNPL Platforms

AboutKatapult Holdings, Inc., an e-commerce focused financial technology company, provides e-commerce point-of-sale lease-purchase options for nonprime consumers in the United States. The company's technology platform provides nonprime consumers with a lease purchase option to enable them to obtain durable goods from its network of e-commerce merchants. The company was formerly known as Cognical Holdings, Inc. and changed its name to Katapult Holdings, Inc. in February 2020. The company is headquartered in Plano, Texas.Show more

Revenue $247M +11.6%
EBITDA $133M +22.9%
Net Income -$26M +29.3%
EPS (Diluted) -5.96 +33.6%
Gross Margin 18.52% -1.6%
EBITDA Margin 53.74% +10.2%
Operating Margin -3.28% +61.4%
Net Margin -10.48% +36.6%
ROE -
ROIC -11.69% +66.8%
Debt/Equity -
Interest Coverage -0.43 +59.2%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓High quality earnings: Operating CF exceeds net income
✓Strong 5Y sales CAGR of 21.9%
✓Efficient asset utilization: 2.7x turnover

✗Weaknesses

✗Weak Piotroski F-Score: 2/9
✗Negative free cash flow
✗Weak momentum: RS Rating 19 (bottom 19%)
✗Trading more than 30% below 52-week high

Price & Volume

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Growth Metrics

Revenue CAGR

10Y-

5Y21.89%

3Y-6.57%

TTM16.86%

Profit (Net Income) CAGR

10Y-

5Y-

3Y-

TTM18.9%

EPS CAGR

10Y-

5Y-

3Y-

TTM28.24%

ROCE

10Y Avg-38.49%

5Y Avg-25.31%

3Y Avg-58.69%

Latest-124.2%

Peer Comparison

Digital Commerce & BNPL Platforms

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
KLARKlarna Group plc	10.82B	28.69	4282.09	21.17%	-9.4%	-10.65%	5.01%	0.35
AFRMAffirm Holdings, Inc.	20.78B	71.81	478.73	38.8%	6.74%	7.07%	2.9%	2.56
GCTGigaCloud Technology Inc.	1.2B	41.58	13.63	64.96%	10.62%	28.39%	11.83%	1.20
KSPIJoint Stock Company Kaspi.kz	15.06B	78.95	0.01	33.36%	30.32%	46.92%	100%	0.14
KPLTKatapult Holdings, Inc.	32.67M	6.92	-1.16	11.56%	-9.98%
MOGOMogo Inc.	29.01M	1.22	-2.18	9.18%	10.86%	9.71%		1.05

Profit & Loss

	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Sales/Revenue+	43.15M	91.88M	247.2M	303.11M	209.5M	221.59M	247.19M
Revenue Growth %	-	1.13%	1.69%	0.23%	-0.31%	0.06%	0.12%
Cost of Goods Sold+	37.62M	71.22M	167.41M	214.12M	172.09M	179.88M	201.42M
COGS % of Revenue	0.87%	0.78%	0.68%	0.71%	0.82%	0.81%	0.81%
Gross Profit+	5.52M	20.66M	79.79M	88.99M	37.41M	41.71M	45.77M
Gross Margin %	0.13%	0.22%	0.32%	0.29%	0.18%	0.19%	0.19%
Gross Profit Growth %	-	2.74%	2.86%	0.12%	-0.58%	0.12%	0.1%
Operating Expenses+	24.05M	30.05M	42.88M	90.65M	65.85M	60.5M	53.87M
OpEx % of Revenue	0.56%	0.33%	0.17%	0.3%	0.31%	0.27%	0.22%
Selling, General & Admin	18.59M	11.1M	14.1M	44.22M	49.92M	40.36M	16.07M
SG&A % of Revenue	0.43%	0.12%	0.06%	0.15%	0.24%	0.18%	0.06%
Research & Development	0	0	0	0	0	0	0
R&D % of Revenue	-	-	-	-	-	-	-
Other Operating Expenses	0	18.95M	28.78M	46.42M	15.93M	20.14M	37.8M
Operating Income+	-13.06M	-9.39M	36.91M	-1.66M	-28.44M	-18.79M	-8.1M
Operating Margin %	-0.3%	-0.1%	0.15%	-0.01%	-0.14%	-0.08%	-0.03%
Operating Income Growth %	-	0.28%	4.93%	-1.04%	-16.16%	0.34%	0.57%
EBITDA+	12.19M	37.69M	148.35M	142.34M	88.76M	108.1M	132.85M
EBITDA Margin %	0.28%	0.41%	0.6%	0.47%	0.42%	0.49%	0.54%
EBITDA Growth %	-	2.09%	2.94%	-0.04%	-0.38%	0.22%	0.23%
D&A (Non-Cash Add-back)	25.26M	47.08M	111.45M	143.99M	117.2M	126.89M	140.95M
EBIT	-13.06M	-10.21M	36.61M	38.23M	-21.26M	10.23M	20.53M
Net Interest Income+	0	-8.58M	-13.59M	-16.48M	-18.52M	-16.13M	-17.69M
Interest Income	4.99M	0	0	0	744K	1.7M	1.16M
Interest Expense	0	8.58M	13.59M	16.48M	19.26M	17.82M	18.85M
Other Income/Expense	-6.64M	-9.4M	-13.89M	23.4M	-12.08M	-17.71M	-17.67M
Pretax Income+	-23.51M	-18.79M	23.02M	21.75M	-40.52M	-36.5M	-25.77M
Pretax Margin %	-0.54%	-0.2%	0.09%	0.07%	-0.19%	-0.16%	-0.1%
Income Tax+	0	0	487K	539K	-50K	165K	143K
Effective Tax Rate %	1%	1%	0.98%	0.98%	1%	1%	1.01%
Net Income+	-23.51M	-18.79M	22.53M	21.21M	-40.47M	-36.67M	-25.91M
Net Margin %	-0.54%	-0.2%	0.09%	0.07%	-0.19%	-0.17%	-0.1%
Net Income Growth %	-	0.2%	2.2%	-0.06%	-2.91%	0.09%	0.29%
Net Income (Continuing)	-23.51M	-18.79M	22.53M	21.21M	-40.47M	-36.67M	-25.91M
Discontinued Operations	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0
EPS (Diluted)+	-73.79	-21.44	12.00	6.50	-10.30	-8.97	-5.96
EPS Growth %	-	0.71%	1.56%	-0.46%	-2.58%	0.13%	0.34%
EPS (Basic)	-73.79	-21.44	18.26	7.75	-10.30	-8.97	-5.96
Diluted Shares Outstanding	318.59K	1.28M	1.28M	3.22M	3.93M	4.09M	4.35M
Basic Shares Outstanding	318.59K	1.28M	1.28M	4.09M	3.93M	4.09M	4.35M
Dividend Payout Ratio	-	-	-	-	-	-	-

Balance Sheet

	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Total Current Assets+	20.53M	48.66M	139.22M	164.44M	126.78M	97.64M	90.37M
Cash & Short-Term Investments	1.47M	7.51M	65.62M	92.49M	65.43M	21.41M	3.46M
Cash Only	1.47M	7.51M	65.62M	92.49M	65.43M	21.41M	3.46M
Short-Term Investments	0	0	0	0	0	0	0
Accounts Receivable	1.11M	924K	1.64M	2.01M	0	5M	0
Days Sales Outstanding	9.42	3.67	2.42	2.42	-	8.24	-
Inventory	0	0	0	0	0	0	0
Days Inventory Outstanding	-	-	-	-	-	-	-
Other Current Assets	17.27M	39.59M	70.71M	65.69M	61.35M	71.23M	86.9M
Total Non-Current Assets+	508K	353K	609K	1.72M	3.27M	3.23M	2.8M
Property, Plant & Equipment	156K	179K	330K	576K	1.33M	1.22M	636K
Fixed Asset Turnover	276.58x	513.28x	749.09x	526.24x	157.64x	182.38x	388.67x
Goodwill	0	0	0	0	0	0	0
Intangible Assets	54K	49K	188K	1.06M	1.85M	1.92M	2.08M
Long-Term Investments	0	0	0	0	0	0	0
Other Non-Current Assets	298K	125K	91K	91K	91K	91K	91K
Total Assets+	21.04M	49.01M	139.83M	166.16M	130.05M	100.86M	93.17M
Asset Turnover	2.05x	1.87x	1.77x	1.82x	1.61x	2.20x	2.65x
Asset Growth %	-	1.33%	1.85%	0.19%	-0.22%	-0.22%	-0.08%
Total Current Liabilities+	6.88M	26.07M	17.31M	16.12M	50.08M	42.3M	138.69M
Accounts Payable	1.07M	920K	1.69M	2.03M	1.26M	903K	1.49M
Days Payables Outstanding	10.37	4.71	3.68	3.46	2.68	1.83	2.7
Short-Term Debt	0	15.8M	0	0	25M	0	112.63M
Deferred Revenue (Current)	0	0	1000K	1000K	1000K	1000K	1000K
Other Current Liabilities	873K	1.37M	600K	0	2.38M	4.18M	4.21M
Current Ratio	2.99x	1.87x	8.04x	10.20x	2.53x	2.31x	0.65x
Quick Ratio	2.99x	1.87x	8.04x	10.20x	2.53x	2.31x	0.65x
Cash Conversion Cycle	-	-	-	-	-	-	-
Total Non-Current Liabilities+	35.76M	46.89M	123.47M	109.24M	82.04M	86.56M	1.27M
Long-Term Debt	35.76M	46.89M	110.73M	101.9M	80.7M	85.85M	0
Capital Lease Obligations	0	0	0	0	445K	614K	444K
Deferred Tax Liabilities	0	0	0	-2.13M	0	0	0
Other Non-Current Liabilities	0	0	12.74M	7.34M	902K	95K	828K
Total Liabilities	42.63M	72.96M	140.78M	125.36M	132.12M	128.85M	139.97M
Total Debt+	35.76M	62.7M	110.73M	101.9M	106.52M	90.34M	113.25M
Net Debt	34.29M	55.19M	45.11M	9.4M	41.09M	68.93M	109.79M
Debt / Equity	-	-	-	2.50x	-	-	-
Debt / EBITDA	2.93x	1.66x	0.75x	0.72x	1.20x	0.84x	0.85x
Net Debt / EBITDA	2.81x	1.46x	0.30x	0.07x	0.46x	0.64x	0.83x
Interest Coverage	-	-1.10x	2.72x	-0.10x	-1.48x	-1.05x	-0.43x
Total Equity+	-21.6M	-23.94M	-949K	40.8M	-2.07M	-27.99M	-46.79M
Equity Growth %	-	-0.11%	0.96%	43.99%	-1.05%	-12.55%	-0.67%
Book Value per Share	-67.80	-18.76	-0.74	12.66	-0.53	-6.85	-10.76
Total Shareholders' Equity	-21.6M	-23.94M	-949K	40.8M	-2.07M	-27.99M	-46.79M
Common Stock	1K	9K	3K	10K	0	0	0
Retained Earnings	-59.31M	-80.58M	-58.05M	-36.84M	-85.87M	-122.54M	-148.45M
Treasury Stock	0	0	0	0	0	0	0
Accumulated OCI	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0

Cash Flow

	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash from Operations+	-25.48M	-31.58M	-2.14M	2.17M	-20.85M	-17.41M	-32.57M
Operating CF Margin %	-0.59%	-0.34%	-0.01%	0.01%	-0.1%	-0.08%	-0.13%
Operating CF Growth %	-	-0.24%	0.93%	2.01%	-10.63%	0.16%	-0.87%
Net Income	-23.51M	-18.79M	22.53M	21.21M	-37.87M	-36.67M	-25.91M
Depreciation & Amortization	25.26M	47.08M	111.45M	143.99M	116.7M	126.89M	140.95M
Stock-Based Compensation	181K	315K	351K	13.02M	6.44M	7.03M	5.76M
Deferred Taxes	0	0	0	6.29M	0	0	0
Other Non-Cash Items	19.9M	33.17M	65.32M	50.19M	49.04M	53.98M	58.53M
Working Capital Changes	-47.31M	-93.36M	-201.79M	-232.54M	-155.15M	-168.65M	-211.9M
Change in Receivables	-5.1M	-8.97M	-16.78M	-28.67M	0	0	0
Change in Inventory	0	0	0	-4.86M	0	0	0
Change in Payables	0	-150K	768K	344K	-765K	-361K	588K
Cash from Investing+	-58K	91K	-402K	-1.44M	-1.5M	-974K	-1.3M
Capital Expenditures	-24K	-82K	-234K	-1.44M	-1.5M	-20K	-54K
CapEx % of Revenue	0%	0%	0%	0%	0.01%	0%	0%
Acquisitions	-	-	-	-	-	-	-
Investments	-	-	-	-	-	-	-
Other Investing	-34K	173K	-168K	0	0	-954K	-1.25M
Cash from Financing+	25.65M	40.78M	59.9M	26.1M	-4.24M	-22.64M	21.61M
Debt Issued (Net)	-	-	-	-	-	-	-
Equity Issued (Net)	-	-	-	-	-	-	-
Dividends Paid	0	0	0	0	0	0	0
Share Repurchases	-	-	-	-	-	-	-
Other Financing	3.23M	2K	-819K	-111.14M	67K	-33K	211K
Net Change in Cash	-	-	-	-	-	-	-
Free Cash Flow+	-25.5M	-31.67M	-2.58M	730K	-22.35M	-18.39M	-32.62M
FCF Margin %	-0.59%	-0.34%	-0.01%	0%	-0.11%	-0.08%	-0.13%
FCF Growth %	-	-0.24%	0.92%	1.28%	-31.62%	0.18%	-0.77%
FCF per Share	-80.04	-24.80	-2.02	0.23	-5.69	-4.50	-7.50
FCF Conversion (FCF/Net Income)	1.08x	1.68x	-0.10x	0.10x	0.52x	0.47x	1.26x
Interest Paid	0	7.11M	12.61M	11.63M	12.03M	13.01M	13.71M
Taxes Paid	0	105K	625K	416K	446K	206K	270K

Key Ratios

Metric	2018	2019	2020	2021	2022	2023	2024
Return on Equity (ROE)	-	-	-	106.43%	-208.98%	-	-
Return on Invested Capital (ROIC)	-	-32.06%	73.42%	-2.63%	-47.81%	-35.25%	-11.69%
Gross Margin	12.8%	22.48%	32.28%	29.36%	17.85%	18.82%	18.52%
Net Margin	-54.49%	-20.45%	9.11%	7%	-19.32%	-16.55%	-10.48%
Debt / Equity	-	-	-	2.50x	-	-	-
Interest Coverage	-	-1.10x	2.72x	-0.10x	-1.48x	-1.05x	-0.43x
FCF Conversion	1.08x	1.68x	-0.10x	0.10x	0.52x	0.47x	1.26x
Revenue Growth	-	112.94%	169.06%	22.62%	-30.88%	5.77%	11.56%

Frequently Asked Questions

Growth & Financials

Katapult Holdings, Inc. (KPLT) reported $280.8M in revenue for fiscal year 2024. This represents a 551% increase from $43.1M in 2018.

Katapult Holdings, Inc. (KPLT) grew revenue by 11.6% over the past year. This is steady growth.

Katapult Holdings, Inc. (KPLT) reported a net loss of $28.0M for fiscal year 2024.

Dividend & Returns

Katapult Holdings, Inc. (KPLT) had negative free cash flow of $28.9M in fiscal year 2024, likely due to heavy capital investments.

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Katapult Holdings, Inc. (KPLT) 10-Year Financial Performance & Capital Metrics

KPLT • • Industrial / General

TechnologyInfrastructure SoftwarePayment Processing & Digital CommerceDigital Commerce & BNPL Platforms

Revenue $247M +11.6%
EBITDA $133M +22.9%
Net Income -$26M +29.3%
EPS (Diluted) -5.96 +33.6%
Gross Margin 18.52% -1.6%
EBITDA Margin 53.74% +10.2%
Operating Margin -3.28% +61.4%
Net Margin -10.48% +36.6%
ROE -
ROIC -11.69% +66.8%
Debt/Equity -
Interest Coverage -0.43 +59.2%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓High quality earnings: Operating CF exceeds net income
✓Strong 5Y sales CAGR of 21.9%
✓Efficient asset utilization: 2.7x turnover

✗Weaknesses

✗Weak Piotroski F-Score: 2/9
✗Negative free cash flow
✗Weak momentum: RS Rating 19 (bottom 19%)
✗Trading more than 30% below 52-week high

Price & Volume

Loading chart...

Growth Metrics

Revenue CAGR

10Y-

5Y21.89%

3Y-6.57%

TTM16.86%

Profit (Net Income) CAGR

10Y-

5Y-

3Y-

TTM18.9%

EPS CAGR

10Y-

5Y-

3Y-

TTM28.24%

ROCE

10Y Avg-38.49%

5Y Avg-25.31%

3Y Avg-58.69%

Latest-124.2%

Peer Comparison

Digital Commerce & BNPL Platforms

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
KLARKlarna Group plc	10.82B	28.69	4282.09	21.17%	-9.4%	-10.65%	5.01%	0.35
AFRMAffirm Holdings, Inc.	20.78B	71.81	478.73	38.8%	6.74%	7.07%	2.9%	2.56
GCTGigaCloud Technology Inc.	1.2B	41.58	13.63	64.96%	10.62%	28.39%	11.83%	1.20
KSPIJoint Stock Company Kaspi.kz	15.06B	78.95	0.01	33.36%	30.32%	46.92%	100%	0.14
KPLTKatapult Holdings, Inc.	32.67M	6.92	-1.16	11.56%	-9.98%
MOGOMogo Inc.	29.01M	1.22	-2.18	9.18%	10.86%	9.71%		1.05

Profit & Loss

	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Sales/Revenue+	43.15M	91.88M	247.2M	303.11M	209.5M	221.59M	247.19M
Revenue Growth %	-	1.13%	1.69%	0.23%	-0.31%	0.06%	0.12%
Cost of Goods Sold+	37.62M	71.22M	167.41M	214.12M	172.09M	179.88M	201.42M
COGS % of Revenue	0.87%	0.78%	0.68%	0.71%	0.82%	0.81%	0.81%
Gross Profit+	5.52M	20.66M	79.79M	88.99M	37.41M	41.71M	45.77M
Gross Margin %	0.13%	0.22%	0.32%	0.29%	0.18%	0.19%	0.19%
Gross Profit Growth %	-	2.74%	2.86%	0.12%	-0.58%	0.12%	0.1%
Operating Expenses+	24.05M	30.05M	42.88M	90.65M	65.85M	60.5M	53.87M
OpEx % of Revenue	0.56%	0.33%	0.17%	0.3%	0.31%	0.27%	0.22%
Selling, General & Admin	18.59M	11.1M	14.1M	44.22M	49.92M	40.36M	16.07M
SG&A % of Revenue	0.43%	0.12%	0.06%	0.15%	0.24%	0.18%	0.06%
Research & Development	0	0	0	0	0	0	0
R&D % of Revenue	-	-	-	-	-	-	-
Other Operating Expenses	0	18.95M	28.78M	46.42M	15.93M	20.14M	37.8M
Operating Income+	-13.06M	-9.39M	36.91M	-1.66M	-28.44M	-18.79M	-8.1M
Operating Margin %	-0.3%	-0.1%	0.15%	-0.01%	-0.14%	-0.08%	-0.03%
Operating Income Growth %	-	0.28%	4.93%	-1.04%	-16.16%	0.34%	0.57%
EBITDA+	12.19M	37.69M	148.35M	142.34M	88.76M	108.1M	132.85M
EBITDA Margin %	0.28%	0.41%	0.6%	0.47%	0.42%	0.49%	0.54%
EBITDA Growth %	-	2.09%	2.94%	-0.04%	-0.38%	0.22%	0.23%
D&A (Non-Cash Add-back)	25.26M	47.08M	111.45M	143.99M	117.2M	126.89M	140.95M
EBIT	-13.06M	-10.21M	36.61M	38.23M	-21.26M	10.23M	20.53M
Net Interest Income+	0	-8.58M	-13.59M	-16.48M	-18.52M	-16.13M	-17.69M
Interest Income	4.99M	0	0	0	744K	1.7M	1.16M
Interest Expense	0	8.58M	13.59M	16.48M	19.26M	17.82M	18.85M
Other Income/Expense	-6.64M	-9.4M	-13.89M	23.4M	-12.08M	-17.71M	-17.67M
Pretax Income+	-23.51M	-18.79M	23.02M	21.75M	-40.52M	-36.5M	-25.77M
Pretax Margin %	-0.54%	-0.2%	0.09%	0.07%	-0.19%	-0.16%	-0.1%
Income Tax+	0	0	487K	539K	-50K	165K	143K
Effective Tax Rate %	1%	1%	0.98%	0.98%	1%	1%	1.01%
Net Income+	-23.51M	-18.79M	22.53M	21.21M	-40.47M	-36.67M	-25.91M
Net Margin %	-0.54%	-0.2%	0.09%	0.07%	-0.19%	-0.17%	-0.1%
Net Income Growth %	-	0.2%	2.2%	-0.06%	-2.91%	0.09%	0.29%
Net Income (Continuing)	-23.51M	-18.79M	22.53M	21.21M	-40.47M	-36.67M	-25.91M
Discontinued Operations	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0
EPS (Diluted)+	-73.79	-21.44	12.00	6.50	-10.30	-8.97	-5.96
EPS Growth %	-	0.71%	1.56%	-0.46%	-2.58%	0.13%	0.34%
EPS (Basic)	-73.79	-21.44	18.26	7.75	-10.30	-8.97	-5.96
Diluted Shares Outstanding	318.59K	1.28M	1.28M	3.22M	3.93M	4.09M	4.35M
Basic Shares Outstanding	318.59K	1.28M	1.28M	4.09M	3.93M	4.09M	4.35M
Dividend Payout Ratio	-	-	-	-	-	-	-

Balance Sheet

	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Total Current Assets+	20.53M	48.66M	139.22M	164.44M	126.78M	97.64M	90.37M
Cash & Short-Term Investments	1.47M	7.51M	65.62M	92.49M	65.43M	21.41M	3.46M
Cash Only	1.47M	7.51M	65.62M	92.49M	65.43M	21.41M	3.46M
Short-Term Investments	0	0	0	0	0	0	0
Accounts Receivable	1.11M	924K	1.64M	2.01M	0	5M	0
Days Sales Outstanding	9.42	3.67	2.42	2.42	-	8.24	-
Inventory	0	0	0	0	0	0	0
Days Inventory Outstanding	-	-	-	-	-	-	-
Other Current Assets	17.27M	39.59M	70.71M	65.69M	61.35M	71.23M	86.9M
Total Non-Current Assets+	508K	353K	609K	1.72M	3.27M	3.23M	2.8M
Property, Plant & Equipment	156K	179K	330K	576K	1.33M	1.22M	636K
Fixed Asset Turnover	276.58x	513.28x	749.09x	526.24x	157.64x	182.38x	388.67x
Goodwill	0	0	0	0	0	0	0
Intangible Assets	54K	49K	188K	1.06M	1.85M	1.92M	2.08M
Long-Term Investments	0	0	0	0	0	0	0
Other Non-Current Assets	298K	125K	91K	91K	91K	91K	91K
Total Assets+	21.04M	49.01M	139.83M	166.16M	130.05M	100.86M	93.17M
Asset Turnover	2.05x	1.87x	1.77x	1.82x	1.61x	2.20x	2.65x
Asset Growth %	-	1.33%	1.85%	0.19%	-0.22%	-0.22%	-0.08%
Total Current Liabilities+	6.88M	26.07M	17.31M	16.12M	50.08M	42.3M	138.69M
Accounts Payable	1.07M	920K	1.69M	2.03M	1.26M	903K	1.49M
Days Payables Outstanding	10.37	4.71	3.68	3.46	2.68	1.83	2.7
Short-Term Debt	0	15.8M	0	0	25M	0	112.63M
Deferred Revenue (Current)	0	0	1000K	1000K	1000K	1000K	1000K
Other Current Liabilities	873K	1.37M	600K	0	2.38M	4.18M	4.21M
Current Ratio	2.99x	1.87x	8.04x	10.20x	2.53x	2.31x	0.65x
Quick Ratio	2.99x	1.87x	8.04x	10.20x	2.53x	2.31x	0.65x
Cash Conversion Cycle	-	-	-	-	-	-	-
Total Non-Current Liabilities+	35.76M	46.89M	123.47M	109.24M	82.04M	86.56M	1.27M
Long-Term Debt	35.76M	46.89M	110.73M	101.9M	80.7M	85.85M	0
Capital Lease Obligations	0	0	0	0	445K	614K	444K
Deferred Tax Liabilities	0	0	0	-2.13M	0	0	0
Other Non-Current Liabilities	0	0	12.74M	7.34M	902K	95K	828K
Total Liabilities	42.63M	72.96M	140.78M	125.36M	132.12M	128.85M	139.97M
Total Debt+	35.76M	62.7M	110.73M	101.9M	106.52M	90.34M	113.25M
Net Debt	34.29M	55.19M	45.11M	9.4M	41.09M	68.93M	109.79M
Debt / Equity	-	-	-	2.50x	-	-	-
Debt / EBITDA	2.93x	1.66x	0.75x	0.72x	1.20x	0.84x	0.85x
Net Debt / EBITDA	2.81x	1.46x	0.30x	0.07x	0.46x	0.64x	0.83x
Interest Coverage	-	-1.10x	2.72x	-0.10x	-1.48x	-1.05x	-0.43x
Total Equity+	-21.6M	-23.94M	-949K	40.8M	-2.07M	-27.99M	-46.79M
Equity Growth %	-	-0.11%	0.96%	43.99%	-1.05%	-12.55%	-0.67%
Book Value per Share	-67.80	-18.76	-0.74	12.66	-0.53	-6.85	-10.76
Total Shareholders' Equity	-21.6M	-23.94M	-949K	40.8M	-2.07M	-27.99M	-46.79M
Common Stock	1K	9K	3K	10K	0	0	0
Retained Earnings	-59.31M	-80.58M	-58.05M	-36.84M	-85.87M	-122.54M	-148.45M
Treasury Stock	0	0	0	0	0	0	0
Accumulated OCI	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0

Cash Flow

	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash from Operations+	-25.48M	-31.58M	-2.14M	2.17M	-20.85M	-17.41M	-32.57M
Operating CF Margin %	-0.59%	-0.34%	-0.01%	0.01%	-0.1%	-0.08%	-0.13%
Operating CF Growth %	-	-0.24%	0.93%	2.01%	-10.63%	0.16%	-0.87%
Net Income	-23.51M	-18.79M	22.53M	21.21M	-37.87M	-36.67M	-25.91M
Depreciation & Amortization	25.26M	47.08M	111.45M	143.99M	116.7M	126.89M	140.95M
Stock-Based Compensation	181K	315K	351K	13.02M	6.44M	7.03M	5.76M
Deferred Taxes	0	0	0	6.29M	0	0	0
Other Non-Cash Items	19.9M	33.17M	65.32M	50.19M	49.04M	53.98M	58.53M
Working Capital Changes	-47.31M	-93.36M	-201.79M	-232.54M	-155.15M	-168.65M	-211.9M
Change in Receivables	-5.1M	-8.97M	-16.78M	-28.67M	0	0	0
Change in Inventory	0	0	0	-4.86M	0	0	0
Change in Payables	0	-150K	768K	344K	-765K	-361K	588K
Cash from Investing+	-58K	91K	-402K	-1.44M	-1.5M	-974K	-1.3M
Capital Expenditures	-24K	-82K	-234K	-1.44M	-1.5M	-20K	-54K
CapEx % of Revenue	0%	0%	0%	0%	0.01%	0%	0%
Acquisitions	-	-	-	-	-	-	-
Investments	-	-	-	-	-	-	-
Other Investing	-34K	173K	-168K	0	0	-954K	-1.25M
Cash from Financing+	25.65M	40.78M	59.9M	26.1M	-4.24M	-22.64M	21.61M
Debt Issued (Net)	-	-	-	-	-	-	-
Equity Issued (Net)	-	-	-	-	-	-	-
Dividends Paid	0	0	0	0	0	0	0
Share Repurchases	-	-	-	-	-	-	-
Other Financing	3.23M	2K	-819K	-111.14M	67K	-33K	211K
Net Change in Cash	-	-	-	-	-	-	-
Free Cash Flow+	-25.5M	-31.67M	-2.58M	730K	-22.35M	-18.39M	-32.62M
FCF Margin %	-0.59%	-0.34%	-0.01%	0%	-0.11%	-0.08%	-0.13%
FCF Growth %	-	-0.24%	0.92%	1.28%	-31.62%	0.18%	-0.77%
FCF per Share	-80.04	-24.80	-2.02	0.23	-5.69	-4.50	-7.50
FCF Conversion (FCF/Net Income)	1.08x	1.68x	-0.10x	0.10x	0.52x	0.47x	1.26x
Interest Paid	0	7.11M	12.61M	11.63M	12.03M	13.01M	13.71M
Taxes Paid	0	105K	625K	416K	446K	206K	270K

Key Ratios

Metric	2018	2019	2020	2021	2022	2023	2024
Return on Equity (ROE)	-	-	-	106.43%	-208.98%	-	-
Return on Invested Capital (ROIC)	-	-32.06%	73.42%	-2.63%	-47.81%	-35.25%	-11.69%
Gross Margin	12.8%	22.48%	32.28%	29.36%	17.85%	18.82%	18.52%
Net Margin	-54.49%	-20.45%	9.11%	7%	-19.32%	-16.55%	-10.48%
Debt / Equity	-	-	-	2.50x	-	-	-
Interest Coverage	-	-1.10x	2.72x	-0.10x	-1.48x	-1.05x	-0.43x
FCF Conversion	1.08x	1.68x	-0.10x	0.10x	0.52x	0.47x	1.26x
Revenue Growth	-	112.94%	169.06%	22.62%	-30.88%	5.77%	11.56%

Frequently Asked Questions

Growth & Financials

Katapult Holdings, Inc. (KPLT) reported $280.8M in revenue for fiscal year 2024. This represents a 551% increase from $43.1M in 2018.

Katapult Holdings, Inc. (KPLT) grew revenue by 11.6% over the past year. This is steady growth.

Katapult Holdings, Inc. (KPLT) reported a net loss of $28.0M for fiscal year 2024.

Dividend & Returns

Katapult Holdings, Inc. (KPLT) had negative free cash flow of $28.9M in fiscal year 2024, likely due to heavy capital investments.