Lument Finance Trust, Inc.(LFT)Earnings, Financials & Key Ratios
LFT•NYSE•REIT / Real Estate
$1.16
$61M mkt cap·Price updated May 7, 2026
AboutLument Finance Trust, Inc., a real estate investment trust, focuses on investing in, financing, and managing a portfolio of commercial real estate (CRE) debt investments in the United States. The company primarily invests in transitional floating rate commercial mortgage loans on middle market multi-family assets; and other CRE -related investments, including mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed rate loans, construction loans, and other CRE debt instruments. Lument Finance Trust, Inc. is qualified as a real estate investment trust (REIT) under the Internal Revenue Code of 1986. As a REIT, it would not be subject to federal income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Hunt Companies Finance Trust, Inc. and changed its name to Lument Finance Trust, Inc. in December 2020. Lument Finance Trust, Inc. was incorporated in 2012 and is headquartered in New York, New York.Show more
- Revenue$0-100.0%
- FFO-$6M-126.5%
- FFO/Share-0.11-126.5%
- FFO Payout0%-100.0%
- FFO per Share-0.11-126.5%
- ROE-3.28%-134.6%
- ROA-0.64%-136.3%
- Book Value/Share4.19-8.0%
LFT Key Insights
Lument Finance Trust, Inc. (LFT) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Trading at only 0.3x book value
✗Weaknesses
- ✗Weak 3Y average ROE of 4.8%
- ✗Weak Piotroski F-Score: 2/9
- ✗Weak momentum: RS Rating 16 (bottom 16%)
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
LFT Price & Volume
Lument Finance Trust, Inc. (LFT) stock price & volume — 10-year historical chart
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LFT Growth Metrics
Lument Finance Trust, Inc. (LFT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years-
3 Years-
TTM75.85%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-133.05%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-141.59%
Return on Capital
10 Years74.37%
5 Years1.72%
3 Years1.72%
Last Year-
LFT Peer Comparison
Lument Finance Trust, Inc. (LFT) competitors in Commercial mortgage loan REITs — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 ACRE | 279.61M | 5.05 | -307.93 | -2.79% | -36.28% | -3.88% | 2.06 | |
 TPVG | 242.54M | 5.99 | 4.91 | 36.55% | -3.39% | 1.33 | ||
 RC | 356.87M | 2.16 | -1.50 | 17.26% | -45.83% | -12.22% | 3.55 | |
 GPMT | 74.28M | 1.55 | -1.34 | 187.77% | -30.49% | -7.1% | 2.12 | |
 BXMT | 3.23B | 19.15 | 29.92 | -13.96% | 6.75% | 2.93% | 4.61 | |
 KREF | 423.1M | 6.58 | -6.27 | -22.72% | -23.56% | -8.4% | 3.83 | |
 TRTX | 656.35M | 8.49 | 14.89 | 123.25% | 23.2% | 5.7% | 3.08 | |
 ARI | 1.45B | 10.91 | 13.47 | 1.28% | 17.9% | 6.88% | 4.27 |
Compare LFT vs Peers
Lument Finance Trust, Inc. (LFT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
LFT Income Statement
Lument Finance Trust, Inc. (LFT) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 18.05M | 4.99M | 16.27M | 19.14M | 21.07M | 20.02M | 32.08M | 34.86M | 0 |
| Revenue Growth % | 137.44% | -72.35% | 225.9% | 17.66% | 10.07% | -4.95% | 60.19% | 8.68% | -100% |
| Property Operating Expenses | 855.58M | 1B | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Operating Income (NOI) | -837.53M▲ 0% | -998.74M▼ 19.2% | 16.27M▲ 101.6% | 19.14M▲ 17.7% | 21.07M▲ 10.1% | 20.02M▼ 4.9% | 32.08M▲ 60.2% | 34.86M▲ 8.7% | 0▼ 100.0% |
| NOI Margin % | -4639.18% | -20008.55% | 100% | 100% | 100% | 100% | 100% | 100% | - |
| Operating Expenses | 5.45B | 32.61M | 16.27M | 19.14M | 21.07M | 20.02M | 10.1M | 34.86M | 3.95M |
| G&A Expenses | 7.88M | 6.6M | 6.77M | 6.25M | 6.12M | 3.71M | 10.1M | 4.84M | 3.95M |
| EBITDA | 7.26B | 94.2M | 0 | 0 | 0 | 0 | 94.52M | 0 | 0 |
| EBITDA Margin % | 40235.65% | 1887.13% | 0% | 0% | 0% | 0% | 294.66% | 0% | - |
| Depreciation & Amortization | 73.34M | 56.59M | 0 | 0 | 0 | 0 | 72.54M | 0 | 0 |
| D&A / Revenue % | 406.23% | 1133.78% | 0% | 0% | 0% | 0% | 226.13% | 0% | - |
| Operating Income | 7.19B▲ 0% | 37.6M▼ 99.5% | 0▼ 100.0% | 0▲ 0% | 0▲ 0% | 0▲ 0% | 21.98M▲ 0% | 0▼ 100.0% | 0▲ 0% |
| Operating Margin % | 39829.42% | 753.36% | 0% | 0% | 0% | 0% | 68.53% | 0% | - |
| Interest Expense | 69.15M | 41.55M | 23.64M | 15.19M | 15.51M | 32.81M | 74.8M | 80.77M | 0 |
| Interest Coverage | 103.99x | 0.90x | - | - | - | - | 0.29x | - | - |
| Non-Operating Income | -67.8M | 0 | 0 | 0 | 0 | 0 | -72.54M | 0 | 0 |
| Pretax Income | 4.71M▲ 0% | -3.95M▼ 183.9% | 6.21M▲ 257.1% | 7.97M▲ 28.5% | 10.61M▲ 33.0% | 9.87M▼ 6.9% | 19.72M▲ 99.7% | 22.67M▲ 14.9% | -2.74M▼ 112.1% |
| Pretax Margin % | 26.07% | -79.13% | 38.15% | 41.66% | 50.34% | 49.31% | 61.48% | 65.02% | - |
| Income Tax | 1.18B | 1.52M | -43.52K | -476.25K | 77.89K | 11.09K | 5.72K | 18.81K | -8.19K |
| Effective Tax Rate % | 25073.89% | -38.53% | -0.7% | -5.97% | 0.73% | 0.11% | 0.03% | 0.08% | 0.3% |
| Net Income | 4.71M▲ 0% | -5.47M▼ 216.2% | 6.25M▲ 214.2% | 8.45M▲ 35.2% | 10.53M▲ 24.6% | 9.86M▼ 6.3% | 19.71M▲ 99.9% | 22.65M▲ 14.9% | -7.49M▼ 133.0% |
| Net Margin % | 26.07% | -109.61% | 38.41% | 44.15% | 49.97% | 49.26% | 61.46% | 64.97% | - |
| Net Income Growth % | 158.91% | -216.24% | 214.21% | 35.22% | 24.59% | -6.3% | 99.87% | 14.89% | -133.05% |
| Funds From Operations (FFO) | 78.05M▲ 0% | 51.12M▼ 34.5% | 6.25M▼ 87.8% | -31.55M▼ 604.9% | 10.95M▲ 134.7% | 9.92M▼ 9.4% | 92.25M▲ 829.5% | 22.65M▼ 75.4% | -6.01M▼ 126.5% |
| FFO Margin % | 432.31% | 1024.16% | 38.41% | -164.84% | 51.99% | 49.56% | 287.59% | 64.97% | - |
| FFO Growth % | -6.14% | -34.5% | - | - | 134.72% | -9.39% | 829.52% | - | - |
| FFO per Share | 3.73 | 2.07 | 0.26 | -1.27 | 0.44 | 0.21 | 1.77 | 0.43 | -0.11 |
| FFO Payout Ratio % | 15.25% | 10.09% | 106.14% | -24.21% | 91.1% | 117.35% | 14.15% | 69.23% | 0% |
| EPS (Diluted) | 0.06▲ 0% | -0.22▼ 482.6% | 0.11▲ 150.0% | 0.34▲ 209.1% | 0.30▼ 11.8% | 0.11▼ 63.3% | 0.29▲ 163.6% | 0.34▲ 17.2% | -0.14▼ 141.2% |
| EPS Growth % | 111.06% | -482.61% | 150% | 209.09% | -11.76% | -63.33% | 163.64% | 17.24% | -141.18% |
| EPS (Basic) | 0.06 | -0.23 | 0.11 | 0.34 | 0.30 | 0.11 | 0.29 | 0.34 | -0.14 |
| Diluted Shares Outstanding | 20.93M | 24.65M | 23.69M | 24.93M | 24.95M | 48.34M | 52.23M | 52.3M | 52.34M |
LFT Balance Sheet
Lument Finance Trust, Inc. (LFT) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 2.61B | 679.35M | 657.9M | 621.49M | 1.05B | 1.13B | 1.45B | 1.13B | 1.22B |
| Asset Growth % | 13.61% | -74% | -3.16% | -5.53% | 68.78% | 7.54% | 28.28% | -22% | 7.74% |
| Real Estate & Other Assets | -1.29B | -24.36M | 1.59M | 1.83M | 1.89M | -795.66K | 2.25M | -649.29K | 0 |
| PP&E (Net) | -1.32B | -679.35M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investment Securities | 1000K | 1000K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 1.33T | 67.71M | 653.61M | 618.74M | 1.05B | 0 | 1.44B | 0 | 28.54M |
| Cash & Equivalents | 34.35M | 7.88M | 10.94M | 11.38M | 14.75M | 43.86M | 51.25M | 69.17M | 23.11M |
| Receivables | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Current Assets | 27.59M | 0 | 7.41M | 60.02M | 29.91M | -49.66M | 8.86M | -75.12M | 0 |
| Intangible Assets | 2.96M | 4M | 2.7M | 919.68K | 552K | 795.66K | 691.97K | 649.29K | 0 |
| Total Liabilities | 2.47B | 529.15M | 549.26M | 507.79M | 879.55M | 884.96M | 1.21B | 890.7M | 996.89M |
| Total Debt | 1.22B | 523.21M | 545.31M | 502.62M | 873.63M | 876.28M | 1.19B | 875.86M | 0 |
| Net Debt | 1.19B | 515.33M | 534.37M | 491.24M | 858.88M | 832.42M | 1.14B | 806.69M | -23.11M |
| Long-Term Debt | 1.22B | 523.21M | 545.31M | 502.62M | 873.63M | 876.28M | 1.19B | 875.86M | 0 |
| Short-Term Borrowings | 1.23B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Capital Lease Obligations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 7.32M | 1.23M | 3.94M | 5.17M | 5.92M | 0 | 10.34M | 14.16M | 0 |
| Accounts Payable | 7.32M | 1.23M | 369.16K | 338.42K | 147.8K | 2.36M | 0 | 2.7M | 0 |
| Deferred Revenue | 222.52K | -521.98M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | -523.21M | 1 | 0 | 0 | -876.28M | 2.37M | -875.86M | 0 |
| Total Equity | 2.56B▲ 0% | 150.2M▼ 94.1% | 108.64M▼ 27.7% | 113.7M▲ 4.7% | 169.38M▲ 49.0% | 243M▲ 43.5% | 240.79M▼ 0.9% | 237.9M▼ 1.2% | 219.09M▼ 7.9% |
| Equity Growth % | 13.76% | -94.13% | -27.67% | 4.66% | 48.96% | 43.47% | -0.91% | -1.2% | -7.91% |
| Shareholders Equity | 145.79M | 150.1M | 108.55M | 113.6M | 169.28M | 242.9M | 240.69M | 237.8M | 218.99M |
| Minority Interest | 2.41B | 99.5K | 99.5K | 99.5K | 99.5K | 99.5K | 99.5K | 99.5K | 99.5K |
| Common Stock | 221.39K | 236.83K | 236.88K | 249.39K | 249.43K | 522.25K | 522.49K | 523.09K | 524K |
| Additional Paid-in Capital | 224.05M | 231.31M | 228.14M | 233.85M | 233.83M | 314.6M | 314.59M | 314.7M | 0 |
| Retained Earnings | 4.07M | -3.84M | -119.83M | -120.5M | -122.06M | 31.25M | -131.67M | 70.02M | 0 |
| Preferred Stock | 37.16M | 37.16M | 0 | 0 | 57.25M | 57.25M | 57.25M | 57.25M | 57.25M |
| Return on Assets (ROA) | 0.19% | -0.33% | 0.93% | 1.32% | 1.26% | 0.91% | 1.53% | 1.76% | -0.64% |
| Return on Equity (ROE) | 0.2% | -0.4% | 4.83% | 7.6% | 7.44% | 4.78% | 8.15% | 9.46% | -3.28% |
| Debt / Assets | 46.84% | 77.02% | 82.89% | 80.87% | 83.29% | 77.69% | 82.48% | 77.61% | - |
| Debt / Equity | 0.48x | 3.48x | 5.02x | 4.42x | 5.16x | 3.61x | 4.96x | 3.68x | - |
| Net Debt / EBITDA | 0.16x | 5.47x | - | - | - | - | 12.08x | - | - |
| Book Value per Share | 122.26 | 6.09 | 4.59 | 4.56 | 6.79 | 5.03 | 4.61 | 4.55 | 4.19 |
LFT Cash Flow Statement
Lument Finance Trust, Inc. (LFT) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 4.24M | 12.25M | 7.28M | 12.22M | 13.85M | 16.29M | 24.74M | 27.13M | 10.1M |
| Operating CF Growth % | 81.03% | 189.13% | -40.57% | 67.79% | 13.32% | 17.64% | 51.87% | 9.67% | -62.78% |
| Operating CF / Revenue % | 23.47% | 245.47% | 44.77% | 63.84% | 65.73% | 81.34% | 77.12% | 77.82% | - |
| Net Income | 4.71M | -5.47M | 6.25M | 8.45M | 10.53M | 9.86M | 19.71M | 22.65M | -2.75M |
| Depreciation & Amortization | -1.48B | 2.14B | 0 | -40M | 425.66K | 61.14K | 0 | 0 | 1.48M |
| Stock-Based Compensation | -6.28K | 3.43K | 8.96K | 20.29K | 15.61K | 15.98K | 6.19K | 147.44K | 189.99K |
| Other Non-Cash Items | -1.9M | -285.78K | 3.33M | 3.91M | 4.57M | 6.52M | 4.49M | 4.18M | 11.18M |
| Working Capital Changes | -2.38M | 2.79M | -2.3M | -158.44K | -1.27M | -172.86K | 531.32K | 154.98K | 0 |
| Cash from Investing | -430.63M | 1.02B | -42.3M | 87.92M | -477.29M | -51.83M | -316.72M | 334.09M | -142.92M |
| Acquisitions (Net) | 10.91K | -58.22M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchase of Investments | -1.06B | -25.58M | 0 | -57.6B | -983.69M | -345.92M | 0 | 0 | -403.78M |
| Sale of Investments | 633.97M | 1.32B | 37.79M | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -486.48K | -1.12M | -80.09M | 57.69B | 506.4M | 294.09M | -316.72M | 334.09M | 260.86M |
| Cash from Financing | 434.12M | -1.02B | -8.19M | -46.77M | 412.35M | 64.63M | 296.13M | -341.17M | 87.87M |
| Dividends Paid | -15.43M | -8.68M | -7.17M | -7.65M | -12.09M | -16.39M | -17.8M | -20.42M | -18.31M |
| Common Dividends | -11.9M | -5.16M | -6.63M | -7.64M | -9.98M | -11.65M | -13.06M | -15.68M | 0 |
| Debt Issuance (Net) | 0 | -1000K | 1000K | -1000K | 1000K | 0 | 1000K | -1000K | 0 |
| Share Repurchases | 0 | 0 | 0 | 0 | -57.25M | 0 | 0 | 0 | 0 |
| Other Financing | 449.55M | 99.5K | -1.02M | 0 | -8.75M | -119.38K | -3.81M | 0 | 106.19M |
| Net Change in Cash | 7.73M▲ 0% | 13.59M▲ 75.8% | -43.2M▼ 417.9% | 53.36M▲ 223.5% | -51.1M▼ 195.8% | 29.09M▲ 156.9% | 4.15M▼ 85.7% | 20.05M▲ 383.0% | -44.95M▼ 324.2% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 37.89M | 45.62M | 59.21M | 16.01M | 69.38M | 18.28M | 47.37M | 51.52M | 71.56M |
| Cash at End | 45.62M | 59.21M | 16.01M | 69.38M | 18.28M | 47.37M | 51.52M | 71.56M | 26.62M |
| Free Cash Flow | 4.23M▲ 0% | -197.26M▼ 4766.6% | 7.28M▲ 103.7% | 12.22M▲ 67.8% | 13.85M▲ 13.3% | 16.29M▲ 17.6% | 24.74M▲ 51.9% | 27.13M▲ 9.7% | 10.1M▼ 62.8% |
| FCF Growth % | 80.56% | -4766.63% | 103.69% | 67.79% | 13.32% | 17.64% | 51.87% | 9.67% | -62.78% |
| FCF / Revenue % | 23.41% | -3951.77% | 44.77% | 63.84% | 65.73% | 81.34% | 77.12% | 77.82% | - |
LFT Key Ratios
Lument Finance Trust, Inc. (LFT) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| FFO per Share | 5.44 | 3.73 | 2.07 | 0.26 | -1.27 | 0.44 | 0.21 | 1.77 | 0.43 | -0.11 |
| FFO Payout Ratio | 35.96% | 15.25% | 10.09% | 106.14% | -24.21% | 91.1% | 117.35% | 14.15% | 69.23% | 0% |
| NOI Margin | -19370.02% | -4639.18% | -20008.55% | 100% | 100% | 100% | 100% | 100% | 100% | - |
| Net Debt / EBITDA | 15.78x | 0.16x | 5.47x | - | - | - | - | 12.08x | - | - |
| Debt / Assets | 58.25% | 46.84% | 77.02% | 82.89% | 80.87% | 83.29% | 77.69% | 82.48% | 77.61% | - |
| Interest Coverage | -0.11x | 103.99x | 0.90x | - | - | - | - | 0.29x | - | - |
| Book Value / Share | 147.15 | 122.26 | 6.09 | 4.59 | 4.56 | 6.79 | 5.03 | 4.61 | 4.55 | 4.19 |
| Revenue Growth | -58.32% | 137.44% | -72.35% | 225.9% | 17.66% | 10.07% | -4.95% | 60.19% | 8.68% | -100% |
LFT Frequently Asked Questions
Lument Finance Trust, Inc. (LFT) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Lument Finance Trust, Inc. (LFT) reported $61.3M in revenue for fiscal year 2025. This represents a 609% increase from $8.7M in 2012.
Lument Finance Trust, Inc. (LFT) saw revenue decline by 100.0% over the past year.
Lument Finance Trust, Inc. (LFT) reported a net loss of $7.5M for fiscal year 2025.
Dividend & Returns
Yes, Lument Finance Trust, Inc. (LFT) pays a dividend with a yield of 30.16%. This makes it attractive for income-focused investors.
Lument Finance Trust, Inc. (LFT) has a return on equity (ROE) of -3.3%. Negative ROE indicates the company is unprofitable.
Industry Metrics
Lument Finance Trust, Inc. (LFT) generated Funds From Operations (FFO) of $-6.6M in the trailing twelve months. FFO is the primary profitability metric for REITs.
Lument Finance Trust, Inc. (LFT) offers a 30.16% dividend yield, which is attractive for income investors. REITs are required to distribute at least 90% of taxable income to shareholders.
Explore More LFT
Lument Finance Trust, Inc. (LFT) financial analysis — history, returns, DCA and operating performance tools
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