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6May 20, 2026·SEC
Mar 23, 2026·SEC
Feb 23, 2026·SEC
Lument Finance Trust, Inc. (LFT) fundamental analysis — strengths, weaknesses & financial health based on data analysis
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Lument Finance Trust, Inc. (LFT) stock price & volume — 10-year historical chart
Lument Finance Trust, Inc. (LFT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Lument Finance Trust, Inc. (LFT) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 15, 2026 | $0.02vs $0.06-66.7% | $21Mvs $5M+360.7% |
| Q2 2026 | Mar 23, 2026 | $0.17vs $0.06-383.3% | $5Mvs $5M+8.1% |
| Q4 2025 | Nov 12, 2025 | $0.02vs $0.06-66.7% | $5Mvs $8M-34.4% |
| Q3 2025 | Aug 8, 2025 | $0.05vs $0.07-33.3% | $21Mvs $8M+147.4% |
Lument Finance Trust, Inc. (LFT) competitors in Commercial mortgage loan REITs — business model, growth, and fundamentals comparison
Lument Finance Trust, Inc. (LFT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Lument Finance Trust, Inc. (LFT) annual income statement — 10-year revenue, gross profit & net income history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 18.05M | 4.99M | 16.27M | 19.14M | 21.07M | 20.02M | 32.08M | 34.86M | 79.18M | 75M |
Revenue Growth % | 137.44% | -72.35% | 225.9% | 17.66% | 10.07% | -4.95% | 60.19% | 8.68% | 127.12% | 64.25% |
Property Operating Expenses | 855.58M | 1B | 0 | 0 | 0 | 0 | 0 | 0 | 7.88M | 39.21M |
Net Operating Income (NOI) | -837.53M▲ 0% | -998.74M▼ 19.2% | 16.27M▲ 101.6% | 19.14M▲ 17.7% | 21.07M▲ 10.1% | 20.02M▼ 4.9% | 32.08M▲ 60.2% | 34.86M▲ 8.7% | 71.3M▲ 104.5% | 35.78M▲ 0% |
NOI Margin % | -4639.18% | -20008.55% | 100% | 100% | 100% | 100% | 100% | 100% | 90.05% | 47.71% |
Operating Expenses | 5.45B | 32.61M | 16.27M | 19.14M | 21.07M | 20.02M | 10.1M | 34.86M | 19.13M | 6.41M |
G&A Expenses | 7.88M | 6.6M | 6.77M | 6.25M | 6.12M | 3.71M | 10.1M | 4.84M | 3.95M | 5.98M |
EBITDA | 7.26B | 94.2M | 0 | 0 | 0 | 0 | 94.52M | 0 | 52.95M | 30.32M |
EBITDA Margin % | 40235.65% | 1887.13% | 0% | 0% | 0% | 0% | 294.66% | 0% | 66.87% | 40.42% |
Depreciation & Amortization | 73.34M | 56.59M | 0 | 0 | 0 | 0 | 72.54M | 0 | 779.26K | 945.37K |
D&A / Revenue % | 406.23% | 1133.78% | 0% | 0% | 0% | 0% | 226.13% | 0% | 0.98% | 1.26% |
Operating Income | 7.19B▲ 0% | 37.6M▼ 99.5% | 0▼ 100.0% | 0▲ 0% | 0▲ 0% | 0▲ 0% | 21.98M▲ 0% | 0▼ 100.0% | 52.17M▲ 0% | 29.37M▲ 0% |
Operating Margin % | 39829.42% | 753.36% | 0% | 0% | 0% | 0% | 68.53% | 0% | 65.89% | 39.16% |
Interest Expense | 69.15M | 41.55M | 23.64M | 15.19M | 15.51M | 32.81M | 74.8M | 80.77M | 53.89M | 4M |
Interest Coverage | -90.02x | 0.90x | - | - | - | - | 1.26x | - | 0.95x | - |
Non-Operating Income | -67.8M | 0 | 0 | 0 | 0 | 0 | -72.54M | 0 | 1.02M | 2.78M |
Pretax Income | 4.71M▲ 0% | -3.95M▼ 183.9% | 6.21M▲ 257.1% | 7.97M▲ 28.5% | 10.61M▲ 33.0% | 9.87M▼ 6.9% | 19.72M▲ 99.7% | 22.67M▲ 14.9% | -2.74M▼ 112.1% | -2.02M▲ 0% |
Pretax Margin % | 26.07% | -79.13% | 38.15% | 41.66% | 50.34% | 49.31% | 61.48% | 65.02% | -3.46% | -2.69% |
Income Tax | 1.18B | 1.52M | -43.52K | -476.25K | 77.89K | 11.09K | 5.72K | 18.81K | 8.19K | -5K |
Effective Tax Rate % | 25073.89% | -38.53% | -0.7% | -5.97% | 0.73% | 0.11% | 0.03% | 0.08% | -0.3% | 0.25% |
Net Income | 4.71M▲ 0% | -5.47M▼ 216.2% | 6.25M▲ 214.2% | 8.45M▲ 35.2% | 10.53M▲ 24.6% | 9.86M▼ 6.3% | 19.71M▲ 99.9% | 22.65M▲ 14.9% | -2.75M▼ 112.1% | -2.02M▲ 0% |
Net Margin % | 26.07% | -109.61% | 38.41% | 44.15% | 49.97% | 49.26% | 61.46% | 64.97% | -3.47% | -2.69% |
Net Income Growth % | 158.91% | -216.24% | 214.21% | 35.22% | 24.59% | -6.3% | 99.87% | 14.89% | -112.12% | -113.31% |
Funds From Operations (FFO) | 78.05M▲ 0% | 51.12M▼ 34.5% | 6.25M▼ 87.8% | -31.55M▼ 604.9% | 10.95M▲ 134.7% | 9.92M▼ 9.4% | 92.25M▲ 829.5% | 22.65M▼ 75.4% | -1.97M▼ 108.7% | -6.35M▲ 0% |
FFO Margin % | 432.31% | 1024.16% | 38.41% | -164.84% | 51.99% | 49.56% | 287.59% | 64.97% | -2.48% | -8.47% |
FFO Growth % | -6.14% | -34.5% | - | - | 134.72% | -9.39% | 829.52% | - | - | 342.97% |
FFO per Share | 3.73 | 2.07 | 0.26 | -1.27 | 0.44 | 0.21 | 1.77 | 0.43 | -0.04 | -0.12 |
FFO Payout Ratio % | 15.25% | 10.09% | 106.14% | -24.21% | 91.1% | 117.35% | 14.15% | 69.23% | -931.49% | -78.07% |
EPS (Diluted) | 0.06▲ 0% | -0.22▼ 482.6% | 0.11▲ 150.0% | 0.34▲ 209.1% | 0.30▼ 11.8% | 0.11▼ 63.3% | 0.29▲ 163.6% | 0.34▲ 17.2% | -0.14▼ 141.2% | -0.04▲ 0% |
EPS Growth % | 111.06% | -482.61% | 150% | 209.09% | -11.76% | -63.33% | 163.64% | 17.24% | -141.18% | -164.39% |
EPS (Basic) | 0.06 | -0.23 | 0.11 | 0.34 | 0.30 | 0.11 | 0.29 | 0.34 | -0.14 | - |
Diluted Shares Outstanding | 20.93M | 24.65M | 23.69M | 24.93M | 24.95M | 48.34M | 52.23M | 52.3M | 52.34M | 52.4M |
Lument Finance Trust, Inc. (LFT) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Total Assets | 2.61B | 679.35M | 657.9M | 621.49M | 1.05B | 1.13B | 1.45B | 1.13B | 1.22B | 1.2B |
Asset Growth % | 13.61% | -74% | -3.16% | -5.53% | 68.78% | 7.54% | 28.28% | -22% | 7.74% | -25.69% |
Real Estate & Other Assets | -1.29B | -24.36M | 1.59M | 1.83M | 1.89M | -795.66K | 2.25M | -649.29K | -27.39M | 1.13B |
PP&E (Net) | -1.32B | -679.35M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investment Securities | 1000K | 1000K | 0 | 0 | 0 | 0 | 0 | 0 | 1000K | 1000K |
Total Current Assets | 1.33T | 67.71M | 653.61M | 618.74M | 1.05B | 0 | 1.44B | 0 | 28.54M | 36.17M |
Cash & Equivalents | 34.35M | 7.88M | 10.94M | 11.38M | 14.75M | 43.86M | 51.25M | 69.17M | 23.11M | 30.62M |
Receivables | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
Other Current Assets | 27.59M | 0 | 7.41M | 60.02M | 29.91M | -49.66M | 8.86M | -75.12M | 0 | 0 |
Intangible Assets | 2.96M | 4M | 2.7M | 919.68K | 552K | 795.66K | 691.97K | 649.29K | 554.25K | 524K |
Total Liabilities | 2.47B | 529.15M | 549.26M | 507.79M | 879.55M | 884.96M | 1.21B | 890.7M | 996.89M | 988.75M |
Total Debt | 1.22B | 523.21M | 545.31M | 502.62M | 873.63M | 876.28M | 1.19B | 875.86M | 988.1M | 978.66M |
Net Debt | 1.19B | 515.33M | 534.37M | 491.24M | 858.88M | 832.42M | 1.14B | 806.69M | 964.98M | 948.04M |
Long-Term Debt | 1.22B | 523.21M | 545.31M | 502.62M | 873.63M | 876.28M | 1.19B | 875.86M | 988.1M | 978.66M |
Short-Term Borrowings | 1.23B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Capital Lease Obligations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Current Liabilities | 7.32M | 1.23M | 3.94M | 5.17M | 5.92M | 0 | 10.34M | 14.16M | 0 | 0 |
Accounts Payable | 7.32M | 1.23M | 369.16K | 338.42K | 147.8K | 2.36M | 0 | 2.7M | 0 | 0 |
Deferred Revenue | 222.52K | -521.98M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Liabilities | 0 | -523.21M | 1 | 0 | 0 | -876.28M | 2.37M | -875.86M | 8.8M | 10.09M |
Total Equity | 2.56B▲ 0% | 150.2M▼ 94.1% | 108.64M▼ 27.7% | 113.7M▲ 4.7% | 169.38M▲ 49.0% | 243M▲ 43.5% | 240.79M▼ 0.9% | 237.9M▼ 1.2% | 219.09M▼ 7.9% | 216.06M▲ 0% |
Equity Growth % | 13.76% | -94.13% | -27.67% | 4.66% | 48.96% | 43.47% | -0.91% | -1.2% | -7.91% | -24.61% |
Shareholders Equity | 145.79M | 150.1M | 108.55M | 113.6M | 169.28M | 242.9M | 240.69M | 237.8M | 218.99M | 215.96M |
Minority Interest | 2.41B | 99.5K | 99.5K | 99.5K | 99.5K | 99.5K | 99.5K | 99.5K | 99.5K | 99.5K |
Common Stock | 221.39K | 236.83K | 236.88K | 249.39K | 249.43K | 522.25K | 522.49K | 523.09K | 524K | 524.4K |
Additional Paid-in Capital | 224.05M | 231.31M | 228.14M | 233.85M | 233.83M | 314.6M | 314.59M | 314.7M | 314.89M | 314.94M |
Retained Earnings | 4.07M | -3.84M | -119.83M | -120.5M | -122.06M | 31.25M | -131.67M | 70.02M | 67.28M | 67.48M |
Preferred Stock | 37.16M | 37.16M | 0 | 0 | 57.25M | 57.25M | 57.25M | 57.25M | 57.25M | 57.25M |
Return on Assets (ROA) | 0.19% | -0.33% | 0.93% | 1.32% | 1.26% | 0.91% | 1.53% | 1.76% | -0.23% | -0.18% |
Return on Equity (ROE) | 0.2% | -0.4% | 4.83% | 7.6% | 7.44% | 4.78% | 8.15% | 9.46% | -1.2% | -0.9% |
Debt / Assets | 46.84% | 77.02% | 82.89% | 80.87% | 83.29% | 77.69% | 82.48% | 77.61% | 81.26% | 81.23% |
Debt / Equity | 0.48x | 3.48x | 5.02x | 4.42x | 5.16x | 3.61x | 4.96x | 3.68x | 4.51x | 4.53x |
Net Debt / EBITDA | 0.16x | 5.47x | - | - | - | - | 12.08x | - | 18.22x | 31.27x |
Book Value per Share | 122.26 | 6.09 | 4.59 | 4.56 | 6.79 | 5.03 | 4.61 | 4.55 | 4.19 | 4.12 |
Lument Finance Trust, Inc. (LFT) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 4.24M | 12.25M | 7.28M | 12.22M | 13.85M | 16.29M | 24.74M | 27.13M | 10.1M | 9.57M |
Operating CF Growth % | 81.03% | 189.13% | -40.57% | 67.79% | 13.32% | 17.64% | 51.87% | 9.67% | -62.78% | -209.2% |
Operating CF / Revenue % | 23.47% | 245.47% | 44.77% | 63.84% | 65.73% | 81.34% | 77.12% | 77.82% | 12.75% | 12.77% |
Net Income | 4.71M | -5.47M | 6.25M | 8.45M | 10.53M | 9.86M | 19.71M | 22.65M | -2.75M | -2.02M |
Depreciation & Amortization | -1.48B | 2.14B | 0 | -40M | 425.66K | 61.14K | 0 | 0 | 779.26K | 1.49M |
Stock-Based Compensation | -6.28K | 3.43K | 8.96K | 20.29K | 15.61K | 15.98K | 6.19K | 147.44K | 189.99K | 199.99K |
Other Non-Cash Items | -1.9M | -285.78K | 3.33M | 3.91M | 4.57M | 6.52M | 4.49M | 4.18M | 11.8M | 7.55M |
Working Capital Changes | -2.38M | 2.79M | -2.3M | -158.44K | -1.27M | -172.86K | 531.32K | 154.98K | 75.38K | 2.36M |
Cash from Investing | -430.63M | 1.02B | -42.3M | 87.92M | -477.29M | -51.83M | -316.72M | 334.09M | -142.92M | -182.97M |
Acquisitions (Net) | 10.91K | -58.22M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Purchase of Investments | -1.06B | -25.58M | 0 | -57.6B | -983.69M | -345.92M | 0 | 0 | 0 | -448.02M |
Sale of Investments | 633.97M | 1.32B | 37.79M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Investing | -486.48K | -1.12M | -80.09M | 57.69B | 506.4M | 294.09M | -316.72M | 334.09M | -141.4M | 265.05M |
Cash from Financing | 434.12M | -1.02B | -8.19M | -46.77M | 412.35M | 64.63M | 296.13M | -341.17M | 87.87M | 139.5M |
Dividends Paid | -15.43M | -8.68M | -7.17M | -7.65M | -12.09M | -16.39M | -17.8M | -20.42M | -23.05M | -12.71M |
Common Dividends | -11.9M | -5.16M | -6.63M | -7.64M | -9.98M | -11.65M | -13.06M | -15.68M | -18.31M | -4.96M |
Debt Issuance (Net) | 0 | -1000K | 1000K | -1000K | 1000K | 0 | 1000K | -1000K | 1000K | -2M |
Share Repurchases | 0 | 0 | 0 | 0 | -57.25M | 0 | 0 | 0 | 0 | 0 |
Other Financing | 449.55M | 99.5K | -1.02M | 0 | -8.75M | -119.38K | -3.81M | 0 | -7.21M | 225.68M |
Net Change in Cash | 7.73M▲ 0% | 13.59M▲ 75.8% | -43.2M▼ 417.9% | 53.36M▲ 223.5% | -51.1M▼ 195.8% | 29.09M▲ 156.9% | 4.15M▼ 85.7% | 20.05M▲ 383.0% | -44.95M▼ 324.2% | -33.9M▲ 0% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 37.89M | 45.62M | 59.21M | 16.01M | 69.38M | 18.28M | 47.37M | 51.52M | 71.56M | 26.62M |
Cash at End | 45.62M | 59.21M | 16.01M | 69.38M | 18.28M | 47.37M | 51.52M | 71.56M | 26.62M | 30.62M |
Free Cash Flow | 4.23M▲ 0% | -197.26M▼ 4766.6% | 7.28M▲ 103.7% | 12.22M▲ 67.8% | 13.85M▲ 13.3% | 16.29M▲ 17.6% | 24.74M▲ 51.9% | 27.13M▲ 9.7% | 8.58M▼ 68.4% | 9.57M▲ 0% |
FCF Growth % | 80.56% | -4766.63% | 103.69% | 67.79% | 13.32% | 17.64% | 51.87% | 9.67% | -68.39% | -56.81% |
FCF / Revenue % | 23.41% | -3951.77% | 44.77% | 63.84% | 65.73% | 81.34% | 77.12% | 77.82% | 10.83% | 12.77% |
Lument Finance Trust, Inc. (LFT) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
FFO per Share | 3.73 | 2.07 | 0.26 | -1.27 | 0.44 | 0.21 | 1.77 | 0.43 | -0.04 | -0.12 |
FFO Payout Ratio | 15.25% | 10.09% | 106.14% | -24.21% | 91.1% | 117.35% | 14.15% | 69.23% | -931.49% | -78.07% |
NOI Margin | -4639.18% | -20008.55% | 100% | 100% | 100% | 100% | 100% | 100% | 90.05% | 47.71% |
Net Debt / EBITDA | 0.16x | 5.47x | - | - | - | - | 12.08x | - | 18.22x | 31.27x |
Debt / Assets | 46.84% | 77.02% | 82.89% | 80.87% | 83.29% | 77.69% | 82.48% | 77.61% | 81.26% | 81.23% |
Interest Coverage | -90.02x | 0.90x | - | - | - | - | 1.26x | - | 0.95x | - |
Book Value / Share | 122.26 | 6.09 | 4.59 | 4.56 | 6.79 | 5.03 | 4.61 | 4.55 | 4.19 | 4.12 |
Revenue Growth | 137.44% | -72.35% | 225.9% | 17.66% | 10.07% | -4.95% | 60.19% | 8.68% | 127.12% | 64.25% |
Lument Finance Trust, Inc. (LFT) SEC filings — annual & quarterly reports (10-K, 10-Q)
May 20, 2026·SEC
Mar 23, 2026·SEC
Feb 23, 2026·SEC
Lument Finance Trust, Inc. (LFT) stock FAQ — growth, dividends, profitability & financials explained
Lument Finance Trust, Inc. (LFT) reported $75.0M in revenue for fiscal year 2025. This represents a 767% increase from $8.7M in 2012.
Lument Finance Trust, Inc. (LFT) grew revenue by 127.1% over the past year. This is strong growth.
Lument Finance Trust, Inc. (LFT) reported a net loss of $2.0M for fiscal year 2025.
Yes, Lument Finance Trust, Inc. (LFT) pays a dividend with a yield of 34.99%. This makes it attractive for income-focused investors.
Lument Finance Trust, Inc. (LFT) has a return on equity (ROE) of -1.2%. Negative ROE indicates the company is unprofitable.
Lument Finance Trust, Inc. (LFT) generated Funds From Operations (FFO) of $-6.3M in the trailing twelve months. FFO is the primary profitability metric for REITs.
Lument Finance Trust, Inc. (LFT) offers a 34.99% dividend yield, which is attractive for income investors. REITs are required to distribute at least 90% of taxable income to shareholders.