Zacks Investment Research·Sep 15, 2026
NMI Holdings' Strong IIF Growth: Can It Drive Future Earnings?NMIH's strong IIF and NIW growth expand its mortgage insurance portfolio, while improving underwriting supports future earnings.
NMI Holdings is compounding capital at a high rate, with total revenue up 8.1% year-over-year in 2026Q2 and net income of $105.8M, while maintaining an exceptionally low loss ratio of 11.0%. The company's underwriting profitability is robust, with an underlyin...
Price trend, volume and key moving averages
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 30, 2026 | $1.38+7.8% vs $1.28 | $158M+0.8% vs $156M |
Q2 2026 Apr 30, 2026 | $1.28+4.9% vs $1.22 | $155M+0.5% vs $154M |
Q1 2026 Feb 10, 2026 | $1.20+2.6% vs $1.17 | $152M-0.2% vs $153M |
Q4 2025 Nov 4, 2025 | $1.21+0.0% vs $1.21 | $179M-1.1% vs $181M |
NMIH's strong IIF and NIW growth expand its mortgage insurance portfolio, while improving underwriting supports future earnings.
European banks have outperformed U.S. rivals by a wide margin over five years. Here is whether that advantage is worth the higher fee.
NMI Holdings' strong insurance growth, credit performance and capital position support earnings, with buybacks adding to shareholder value.
Bank of America Corp DE increased its stake in NMI Holdings Inc (NASDAQ: NMIH) by 22.7% in the undefined quarter, according to the company in its most recent filing with the SEC. The fund owned 1,304,633 shares of the financial services provider's stock after purchasing an additional 241,724 shares during the quarter. Bank
Benchmark NMIH against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for NMI Holdings, Inc. (NMIH)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $42.19 | $3.21B | 8.58 | 8.39% | 55.12% | 16.17% | — | |
| $29.30 | $6.01B | 9.33 | 0.49% | 59.2% | 13.9% | — | |
| $34.54 | $4.59B | 8.34 | -3.36% | 32.45% | 11.26% | — | |
| $65.45 | $6.03B | 9.49 | -0.49% | 51.43% | 11.91% | — | |
| $65.61 | $3.41B | 7.05 | 339.48% | 13.68% | 9.14% | — | |
| $47.75 | $6.67B | 10.56 | 2.37% | 54.56% | 12.76% | — |
NMI Holdings, Inc. (NMIH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
NMI Holdings, Inc. (NMIH) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 30, 2026·SEC
May 15, 2026·SEC
Apr 30, 2026·SEC
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NMI Holdings, Inc. (NMIH) stock FAQ — growth, dividends, profitability & financials explained
NMI Holdings, Inc. (NMIH) grew revenue by 8.4% over the past year. This is steady growth.
Yes, NMI Holdings, Inc. (NMIH) is profitable, generating $395.3M in net income for fiscal year 2025 (55.1% net margin).
NMI Holdings, Inc. (NMIH) has a return on equity (ROE) of 16.2%. This is reasonable for most industries.
NMI Holdings, Inc. (NMIH) has a combined ratio of 29.2%. A ratio below 100% indicates underwriting profitability.
