Preferred Bank is experiencing a rebound in earnings growth, with EPS rising 8.2% year-over-year in 2026Q2 and net interest income reaccelerating to 4.7% growth, suggesting the balance sheet repricing cycle is turning.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
Preferred Bank remains a soft 'buy' despite recent declines in revenue and profitability. PFBC's asset quality is strong, with return on assets at 1.69% and return on equity at 16.18%. The bank's shares trade at a P/E of 9.7, cheaper than peers, though price-to-book is less attractive.
Preferred Bank ( PFBC ) Q3 2026 Earnings Call October 23, 2026 2:00 PM EDT Company Participants Li Yu - Chairman, CEO & Corporate Secretary Edward Czajka - Executive VP & CFO Nick Pi - Executive VP & Chief Risk Officer Wellington Chen - President & COO Conference Call Participants Jeffrey Haas Matthew Clark - Piper Sandler & Co., Research Division Andrew Liesch - StoneX Financial, Inc., Research Division Andrew Terrell - Stephens Inc., Research Division Presentation Operator Good day, and welcome to the Preferred Bank Third Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note this event is being recorded.
Preferred Bank NASDAQ: PFBC reported third-quarter 2026 net income of $32.9 million, or $2.73 per share, as deposit growth and continued expense control were partly offset by a reversal of interest income and ongoing delays in resolving nonaccrual loans.
Although the revenue and EPS for Preferred Bank (PFBC) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Benchmark PFBC against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Preferred Bank (PFBC)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $102.89 | $1.22B | 9.88 | -0.2% | 47.15% | 17.21% | 2.9% | |
| $32.68 | $972.77M | 13.02 | 15.63% | 23.16% | 11.2% | 3.32% | |
| $128.84 | $17.65B | 13.53 | 14.85% | 46.52% | 16.14% | 1.86% | |
| $13.18 | $1.68B | 28.65 | 5.26% | 22.78% | 5.82% | 4.17% | |
| $25.72 | $435.59M | 14.05 | 12.6% | 16.76% | 7.85% | 2.56% | |
| $21.79 | $700.87M | 11.29 | 41.03% | 26.02% | 10.44% | 0.46% |
Preferred Bank (PFBC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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Preferred Bank (PFBC) stock FAQ — growth, dividends, profitability & financials explained
Preferred Bank (PFBC) revenue fell by 0.2% in fiscal year 2025, compared with the prior fiscal year.
Yes. Preferred Bank (PFBC) earned $135.4M in net income over the trailing twelve months (a 46.4% net margin).
Yes. Preferred Bank (PFBC) pays a dividend that yields 2.90% at the current price, a moderate yield.
Preferred Bank (PFBC) had a return on equity (ROE) of 17.2% in fiscal year 2025. That is above the market's typical 10-15%.
Preferred Bank (PFBC) has a net interest margin (NIM) of 3.6%. This indicates healthy earnings from lending activities.
Preferred Bank (PFBC) has an efficiency ratio of 29.9%. This is excellent, indicating strong cost control.
