Preferred Bank(PFBC)Earnings, Financials & Key Ratios
PFBC•NASDAQ•Banking & Credit
$96.08
$1.17B mkt cap·9.2× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutPreferred Bank provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals in the United States. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; and commercial loans comprising lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and SBA loans. In addition, the company offers trade finance services, including commercial and export letters of credit, import lines of credit, documentary collections, international wire transfers, acceptances/trust receipt financing products, export financing, documentary collections, and bills purchase programs. Further, it provides various high-wealth banking services to wealthy individuals residing in the Pacific Rim area; and remote deposit capture, and online and mobile banking services. Additionally, the company offers various banking services to physicians, accountants, attorneys, business managers, and other professionals; and safe deposit boxes, account reconciliation, courier service, and cash management services to the manufacturing, service, and distribution companies. As of December 31, 2021, it had eleven full-service branch offices in Alhambra, Century City, City of Industry, Torrance, Arcadia, Irvine, Diamond Bar, Pico Rivera, Tarzana, and San Francisco; and one branch in Flushing, New York. The company was incorporated in 1991 and is headquartered in Los Angeles, California.Show more
- Net Interest Income$271M-0.7%
- Total Revenue$499M-4.1%
- Net Income$134M+2.3%
- Return on Equity17.21%-3.9%
- Net Interest Margin3.56%-9.5%
- Efficiency Ratio16.98%+0.6%
- ROA1.84%-4.4%
- Equity / Assets10.39%-5.8%
- Book Value per Share61.50+9.2%
- Tangible BV/Share61.50+9.2%
- Debt/Equity0.49+124.2%
PFBC Key Insights
Preferred Bank (PFBC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong NIM of 3.6%
- ✓Efficient operations: 17.0% efficiency ratio
- ✓Well capitalized: 10.4% equity/assets
- ✓Good 3Y average ROE of 19.3%
- ✓Healthy dividend yield of 3.1%
- ✓Share count reduced 5.3% through buybacks
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
PFBC Price & Volume
Preferred Bank (PFBC) stock price & volume — 10-year historical chart
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PFBC Growth Metrics
Preferred Bank (PFBC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years17.55%
5 Years17.76%
3 Years18.3%
TTM-
Profit CAGR
10 Years16.21%
5 Years13.98%
3 Years1.22%
TTM2.27%
EPS CAGR
10 Years17.14%
5 Years17.49%
3 Years6.16%
TTM8.31%
Return on Capital
10 Years16.97%
5 Years17.16%
3 Years15.65%
Last Year4.42%
PFBC Recent Earnings
Preferred Bank (PFBC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 8/12 qtrs (67%)
Q2 2026Latest
Apr 22, 2026EPS
$2.53
Est $2.48
+2.0%
Revenue
$70M
Est $70M
-0.2%
Q1 2026
Jan 22, 2026EPS
$2.79
Est $2.78
+0.4%
Revenue
$78M
Est $75M
+4.7%
Q4 2025
Oct 20, 2025EPS
$2.84
Est $2.57
+10.5%
Revenue
$75M
Est $75M
+0.6%
Q3 2025
Jul 21, 2025EPS
$2.52
Est $2.43
+3.7%
Revenue
$71M
Est $73M
-2.9%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $2.53vs $2.48+2.0% | $70Mvs $70M-0.2% |
| Q1 2026 | Jan 22, 2026 | $2.79vs $2.78+0.4% | $78Mvs $75M+4.7% |
| Q4 2025 | Oct 20, 2025 | $2.84vs $2.57+10.5% | $75Mvs $75M+0.6% |
| Q3 2025 | Jul 21, 2025 | $2.52vs $2.43+3.7% | $71Mvs $73M-2.9% |
Based on last 12 quarters of dataView full earnings history →
PFBC Peer Comparison
Preferred Bank (PFBC) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 HAFC | 909.33M | 30.42 | 12.12 | 3.55% | 9.85% | 0.35 | ||
 EWBC | 17.23B | 125.22 | 13.15 | 4.63% | 15.77% | 0.36 | ||
 HOPE | 1.62B | 12.63 | 27.46 | -3.23% | 2.62% | 0.17 | ||
 RBB | 414.17M | 24.30 | 16.53 | -1.75% | 5.09% | 0.72 | ||
 BCAL | 612.5M | 19.05 | 9.87 | 26.23% | 11.36% | 0.12 | ||
 BANC | 2.99B | 19.39 | 16.43 | -3.31% | 6.56% | 0.85 | ||
 SMBC | 768.58M | 69.19 | 13.36 | 11.72% | 11.85% | 0.26 | ||
 CVBF | 2.8B | 20.63 | 13.57 | -2.33% | 9.25% | 0.43 |
Compare PFBC vs Peers
Preferred Bank (PFBC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PFBC Income Statement
Preferred Bank (PFBC) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 129.7M | 154.23M | 164.64M | 174.15M | 185.88M | 247.36M | 289.37M | 272.63M | 270.82M |
| NII Growth % | 24.5% | 18.91% | 6.75% | 5.78% | 6.73% | 33.08% | 16.99% | -5.79% | -0.66% |
| Net Interest Margin % | 3.44% | 3.66% | 3.56% | 3.39% | 3.07% | 3.85% | 4.35% | 3.94% | 3.56% |
| Interest Income | 157.6M | 195.16M | 226.72M | 214.26M | 211.03M | 294.38M | 477.99M | 509.1M | 486.45M |
| Interest Expense | 27.9M | 40.94M | 62.08M | 40.11M | 25.16M | 47.02M | 188.61M | 236.47M | 215.64M |
| Loan Loss Provision | 5.5M | 10.13M | 3.45M | 26M | -1M | 7.35M | 10M | 12.1M | 9.1M |
| Non-Interest Income | 5.26M | 8.79M | 6.25M | 6.06M | 7.74M | 7.04M | 3.77M | 11.33M | 12.58M |
| Non-Interest Income % | 3.23% | 4.31% | 2.68% | 2.75% | 3.54% | 2.34% | 0.78% | 2.18% | 2.52% |
| Total Revenue | 162.86M▲ 0% | 203.95M▲ 25.2% | 232.97M▲ 14.2% | 220.32M▼ 5.4% | 218.78M▼ 0.7% | 301.43M▲ 37.8% | 481.76M▲ 59.8% | 520.43M▲ 8.0% | 499.04M▼ 4.1% |
| Revenue Growth % | 27.69% | 25.23% | 14.23% | -5.43% | -0.7% | 37.78% | 59.83% | 8.03% | -4.11% |
| Non-Interest Expense | 48.98M | 54.19M | 56.03M | 57.35M | 60.79M | 67.86M | 73.29M | 87.83M | 84.75M |
| Efficiency Ratio | 30.08% | 26.57% | 24.05% | 26.03% | 27.79% | 22.51% | 15.21% | 16.88% | 16.98% |
| Operating Income | 80.48M▲ 0% | 98.7M▲ 22.6% | 111.41M▲ 12.9% | 96.86M▼ 13.1% | 133.83M▲ 38.2% | 179.2M▲ 33.9% | 210.63M▲ 17.5% | 184.03M▼ 12.6% | 189.55M▲ 3.0% |
| Operating Margin % | 49.42% | 48.39% | 47.82% | 43.96% | 61.17% | 59.45% | 43.72% | 35.36% | 37.98% |
| Operating Income Growth % | 34.81% | 22.64% | 12.88% | -13.06% | 38.17% | 33.9% | 17.54% | -12.63% | 3% |
| Pretax Income | 80.48M▲ 0% | 98.7M▲ 22.6% | 111.41M▲ 12.9% | 96.86M▼ 13.1% | 133.83M▲ 38.2% | 179.2M▲ 33.9% | 209.85M▲ 17.1% | 184.03M▼ 12.3% | 189.55M▲ 3.0% |
| Pretax Margin % | 49.42% | 48.39% | 47.82% | 43.96% | 61.17% | 59.45% | 43.56% | 35.36% | 37.98% |
| Income Tax | 37.09M | 27.7M | 33.03M | 27.39M | 38.59M | 50.35M | 59.81M | 53.37M | 55.91M |
| Effective Tax Rate % | 46.08% | 28.07% | 29.65% | 28.28% | 28.83% | 28.1% | 28.5% | 29% | 29.5% |
| Net Income | 43.39M▲ 0% | 70.99M▲ 63.6% | 78.37M▲ 10.4% | 69.47M▼ 11.4% | 95.24M▲ 37.1% | 128.84M▲ 35.3% | 150.04M▲ 16.4% | 130.66M▼ 12.9% | 133.63M▲ 2.3% |
| Net Margin % | 26.64% | 34.81% | 33.64% | 31.53% | 43.53% | 42.75% | 31.14% | 25.11% | 26.78% |
| Net Income Growth % | 19.32% | 63.6% | 10.39% | -11.36% | 37.1% | 35.28% | 16.45% | -12.92% | 2.27% |
| Net Income (Continuing) | 43.39M | 70.99M | 78.37M | 69.47M | 95.24M | 128.84M | 150.04M | 130.66M | 133.63M |
| EPS (Diluted) | 2.96▲ 0% | 4.64▲ 56.8% | 5.16▲ 11.2% | 4.65▼ 9.9% | 6.41▲ 37.8% | 8.70▲ 35.7% | 10.52▲ 20.9% | 9.65▼ 8.3% | 10.41▲ 7.9% |
| EPS Growth % | 15.63% | 56.76% | 11.21% | -9.88% | 37.85% | 35.73% | 20.92% | -8.27% | 7.88% |
| EPS (Basic) | 2.97 | 4.64 | 5.16 | 4.65 | 6.41 | 8.84 | 10.64 | 9.80 | 10.61 |
| Diluted Shares Outstanding | 14.49M | 15.06M | 15.06M | 14.88M | 14.87M | 14.81M | 14.26M | 13.55M | 12.84M |
PFBC Balance Sheet
Preferred Bank (PFBC) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 635.02M | 709.17M | 739.28M | 979.15M | 1.48B | 1.18B | 1.2B | 765.52M | 827.1M |
| Cash & Due from Banks | 446.82M | 526.76M | 498.64M | 739.47M | 1.03B | 747.53M | 890.85M | 765.51M | 807.1M |
| Short Term Investments | 188.2M | 182.41M | 240.64M | 239.68M | 451.91M | 428.3M | 313.84M | 3K | 20M |
| Total Investments | 3.14B | 3.53B | 3.99B | 4.28B | 4.88B | 5.51B | 5.58B | 5.99B | 6.66B |
| Investments Growth % | 14.22% | 12.55% | 12.84% | 7.22% | 14.21% | 12.79% | 1.39% | 7.24% | 11.19% |
| Long-Term Investments | 2.95B | 3.35B | 3.75B | 4.04B | 4.43B | 5.08B | 5.27B | 5.99B | 6.64B |
| Accounts Receivables | 11.29M | 14.27M | 14.96M | 23.69M | 14.65M | 23.59M | 33.89M | 33.56M | 34.23M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 5.68M | 7.5M | 29.34M | 27.93M | 32.5M | 30.72M | 31.74M | 21.64M | 38.59M |
| Other Assets | 145.67M | 114.02M | 74.45M | 51.92M | 58.27M | 72M | 66.69M | 63.92M | 19.19M |
| Total Current Assets | 649.03M | 723.44M | 757.61M | 1B | 1.5B | 1.2B | 1.24B | 801.27M | 861.25M |
| Total Non-Current Assets | 3.12B | 3.49B | 3.87B | 4.14B | 4.55B | 5.23B | 5.42B | 6.12B | 6.74B |
| Total Assets | 3.77B▲ 0% | 4.22B▲ 11.8% | 4.63B▲ 9.8% | 5.14B▲ 11.1% | 6.05B▲ 17.5% | 6.43B▲ 6.3% | 6.66B▲ 3.6% | 6.92B▲ 4.0% | 7.6B▲ 9.8% |
| Asset Growth % | 17.02% | 11.85% | 9.77% | 11.13% | 17.55% | 6.27% | 3.64% | 3.97% | 9.79% |
| Return on Assets (ROA) | 1.24% | 1.78% | 1.77% | 1.42% | 1.7% | 2.07% | 2.29% | 1.92% | 1.84% |
| Accounts Payable | 3.83M | 6.84M | 3.32M | 1.25M | 715K | 2.61M | 16.12M | 16.52M | 16.51M |
| Total Debt | 105.37M | 100.39M | 119.71M | 118.02M | 170.62M | 168.94M | 168M | 165.46M | 383.81M |
| Net Debt | -341.45M | -426.37M | -378.94M | -621.45M | -859.99M | -578.58M | -722.85M | -600.06M | -423.29M |
| Long-Term Debt | 105.36M | 100.39M | 99.21M | 99.33M | 147.76M | 148M | 148.23M | 148.47M | 348.71M |
| Short-Term Debt | 8K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5.76M |
| Other Liabilities | 42.93M | 52.87M | 52.14M | 56.45M | 62.74M | 66.38M | 70.71M | 61.45M | 6.43B |
| Total Current Liabilities | 3.27B | 3.65B | 3.99B | 4.44B | 5.23B | 5.56B | 5.73B | 5.93B | 5.76M |
| Total Non-Current Liabilities | 148.29M | 153.26M | 171.85M | 174.47M | 233.36M | 235.33M | 238.71M | 226.91M | 6.81B |
| Total Liabilities | 3.41B | 3.8B | 4.16B | 4.62B | 5.46B | 5.79B | 5.96B | 6.16B | 6.81B |
| Total Equity | 355.03M▲ 0% | 416.65M▲ 17.4% | 470.01M▲ 12.8% | 525.45M▲ 11.8% | 586.72M▲ 11.7% | 630.43M▲ 7.4% | 695.11M▲ 10.3% | 763.15M▲ 9.8% | 789.48M▲ 3.4% |
| Equity Growth % | 19.11% | 17.36% | 12.81% | 11.79% | 11.66% | 7.45% | 10.26% | 9.79% | 3.45% |
| Equity / Assets (Capital Ratio) | 9.42% | 9.88% | 10.15% | 10.22% | 9.7% | 9.81% | 10.44% | 11.02% | 10.39% |
| Return on Equity (ROE) | 13.29% | 18.4% | 17.68% | 13.96% | 17.13% | 21.17% | 22.64% | 17.92% | 17.21% |
| Book Value per Share | 24.50 | 27.67 | 31.21 | 35.30 | 39.47 | 42.57 | 48.74 | 56.30 | 61.50 |
| Tangible BV per Share | 24.50 | 27.67 | 31.21 | 35.30 | 39.47 | 42.57 | 48.74 | 56.30 | 61.50 |
| Common Stock | 207.95M | 210.88M | 210.88M | 210.88M | 210.88M | 210.88M | 210.88M | 210.88M | 210.88M |
| Additional Paid-in Capital | 39.46M | 47.42M | 55.17M | 64.06M | 73.17M | 81.56M | 86.83M | 95.79M | 105.11M |
| Retained Earnings | 139.68M | 194.85M | 255.05M | 300.97M | 372.95M | 475.07M | 592.33M | 685.11M | 780.64M |
| Accumulated OCI | 1.17M | -1.98M | 3.97M | 7.03M | 4.93M | -28.61M | -31.75M | -27.46M | -13.74M |
| Treasury Stock | -33.23M | -34.53M | -55.05M | -57.5M | -75.21M | -108.48M | -163.18M | -201.17M | -293.41M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
PFBC Cash Flow Statement
Preferred Bank (PFBC) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 53.18M | 99.01M | 86.76M | 103.77M | 119.63M | 143.76M | 175.39M | 164.52M | 168.14M |
| Operating CF Growth % | 1.05% | 86.18% | -12.38% | 19.6% | 15.29% | 20.16% | 22.01% | -6.2% | 2.2% |
| Net Income | 43.39M | 70.99M | 78.37M | 69.47M | 95.24M | 128.84M | 150.04M | 130.66M | 133.63M |
| Depreciation & Amortization | 990K | 953K | 1.34M | 1.91M | 1.9M | 1.89M | 1.72M | 2.15M | 1.75M |
| Deferred Taxes | 7.78M | -934K | -2.19M | -3.74M | -1.39M | -3.47M | -4.54M | -87K | 489K |
| Other Non-Cash Items | 6.25M | 12.16M | 8.91M | 30.06M | 1.46M | 11.09M | 23.41M | 15.16M | 22.78M |
| Working Capital Changes | -8.87M | 7.81M | -7.43M | -2.83M | 13.31M | -3M | -1.04M | 7.43M | -693K |
| Cash from Investing | -389.49M | -409.48M | -457.1M | -318.77M | -620.01M | -699.89M | -98.03M | -421.62M | -623.8M |
| Purchase of Investments | -15.37M | -28.99M | -126.46M | -185.35M | -281.89M | -119.93M | -72.56M | -60.63M | -269.86M |
| Sale/Maturity of Investments | 23.9M | 16.33M | 66.41M | 181.36M | 50.31M | 83.04M | 167.02M | 23.2M | 47.03M |
| Net Investment Activity | 8.53M | -12.66M | -60.06M | -4M | -231.58M | -36.89M | 94.47M | -37.43M | -222.83M |
| Acquisitions | 0 | -13.99M | -10.38M | -8.42M | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -396.67M | -380.06M | -380.58M | -304.85M | -387.83M | -662.65M | -190.09M | -383.27M | -399.62M |
| Cash from Financing | 487.81M | 357.9M | 303.48M | 438.82M | 791.52M | 273.05M | 65.97M | 131.76M | 497.24M |
| Dividends Paid | -11.04M | -15.63M | -18.29M | -17.91M | -21.43M | -25.14M | -31.14M | -37.5M | -38.25M |
| Share Repurchases | -14.12M | -1.3M | -20.54M | -2.45M | -17.72M | -33.29M | -55.23M | -38.25M | -93.1M |
| Stock Issued | 32.55M | 1.71M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 18.43M | 413K | -20.54M | -2.45M | -17.72M | -33.29M | -55.23M | -38.25M | -93.1M |
| Debt Issuance (Net) | -1000K | -1000K | -1000K | 0 | 1000K | 0 | 0 | 0 | 1000K |
| Other Financing | 500.41M | 378.15M | 343.61M | 459.19M | 783.03M | 331.49M | 152.34M | 207.51M | 428.6M |
| Net Change in Cash | 151.49M▲ 0% | 47.44M▼ 68.7% | -67.11M▼ 241.5% | 223.82M▲ 433.5% | 291.14M▲ 30.1% | -283.08M▼ 197.2% | 143.33M▲ 150.6% | -125.34M▼ 187.4% | 41.58M▲ 133.2% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 403.83M | 555.32M | 602.76M | 535.64M | 759.47M | 1.05B | 767.53M | 910.85M | 785.51M |
| Cash at End | 555.32M | 602.76M | 535.64M | 759.47M | 1.05B | 767.53M | 910.85M | 785.51M | 827.1M |
| Interest Paid | 27.26M | 37.93M | 65.6M | 42.19M | 25.69M | 45.13M | 175.1M | 236.07M | 215.64M |
| Income Taxes Paid | 29.6M | 18.4M | 34.54M | 20.91M | 29.29M | 43.67M | 58.38M | 46.33M | 41.49M |
| Free Cash Flow | 51.82M▲ 0% | 96.25M▲ 85.7% | 80.67M▼ 16.2% | 102.27M▲ 26.8% | 119.03M▲ 16.4% | 143.4M▲ 20.5% | 172.98M▲ 20.6% | 163.6M▼ 5.4% | 166.79M▲ 1.9% |
| FCF Growth % | -0.32% | 85.73% | -16.18% | 26.77% | 16.39% | 20.47% | 20.62% | -5.42% | 1.94% |
PFBC Banking Ratios
Preferred Bank (PFBC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 12.94% | 13.29% | 18.4% | 17.68% | 13.96% | 17.13% | 21.17% | 22.64% | 17.92% | 17.21% |
| Return on Assets (ROA) | 1.25% | 1.24% | 1.78% | 1.77% | 1.42% | 1.7% | 2.07% | 2.29% | 1.92% | 1.84% |
| Net Interest Margin | 3.23% | 3.44% | 3.66% | 3.56% | 3.39% | 3.07% | 3.85% | 4.35% | 3.94% | 3.56% |
| Efficiency Ratio | 33.49% | 30.08% | 26.57% | 24.05% | 26.03% | 27.79% | 22.51% | 15.21% | 16.88% | 16.98% |
| Equity / Assets | 9.25% | 9.42% | 9.88% | 10.15% | 10.22% | 9.7% | 9.81% | 10.44% | 11.02% | 10.39% |
| Book Value / Share | 21.31 | 24.5 | 27.67 | 31.21 | 35.3 | 39.47 | 42.57 | 48.74 | 56.3 | 61.5 |
| NII Growth | 24.25% | 24.5% | 18.91% | 6.75% | 5.78% | 6.73% | 33.08% | 16.99% | -5.79% | -0.66% |
| Dividend Payout | 23.2% | 25.43% | 22.01% | 23.34% | 25.79% | 22.5% | 19.51% | 20.76% | 28.7% | 28.62% |
PFBC Frequently Asked Questions
Preferred Bank (PFBC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Preferred Bank (PFBC) saw revenue decline by 4.1% over the past year.
Yes, Preferred Bank (PFBC) is profitable, generating $133.6M in net income for fiscal year 2025 (26.8% net margin).
Dividend & Returns
Yes, Preferred Bank (PFBC) pays a dividend with a yield of 3.10%. This makes it attractive for income-focused investors.
Preferred Bank (PFBC) has a return on equity (ROE) of 17.2%. This is reasonable for most industries.
Industry Metrics
Preferred Bank (PFBC) has a net interest margin (NIM) of 3.6%. This indicates healthy earnings from lending activities.
Preferred Bank (PFBC) has an efficiency ratio of 17.0%. This is excellent, indicating strong cost control.
Explore More PFBC
Preferred Bank (PFBC) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates