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RDNRadian Group Inc.
$34.70$4.7B
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RDN logoRadian Group Inc.(RDN)Earnings, Financials & Key Ratios

RDN•NYSE•Insurance & Managed Care
8.4× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustrySpecialty InsuranceSub-IndustryMortgage and Title Insurance
AboutRadian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting, and fulfillment solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company's Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania.Show more
  • Revenue$1.25B-3.4%
  • Combined Ratio38.77%-3.6%
  • Net Income$583M-3.6%
  • Return on Equity12.39%-7.5%
  • Medical Cost Ratio7.7%+57.7%
  • Operating Margin61.19%+2.4%
  • Net Margin46.73%-0.2%
  • ROA6.94%-6.6%
  • Equity / Assets58.87%+10.3%

RDN Key Insights

Radian Group Inc. (RDN) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Profitable underwriting: 38.8% combined ratio
  • ✓Low loss ratio of 7.7%
  • ✓Healthy dividend yield of 3.0%
  • ✓Share count reduced 10.5% through buybacks
  • ✓Trading at only 1.0x book value

✗Weaknesses

No significant weaknesses identified

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

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RDN Price & Volume

Radian Group Inc. (RDN) stock price & volume — 10-year historical chart

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RDN Growth Metrics

Radian Group Inc. (RDN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years0.44%
5 Years-2.83%
3 Years1.56%
TTM9.47%

Profit CAGR

10 Years7.34%
5 Years8.16%
3 Years-7.77%
TTM-5.75%

EPS CAGR

10 Years13%
5 Years15.66%
3 Years-1.64%
TTM4.33%

Return on Capital

10 Years10.36%
5 Years11.32%
3 Years10.88%
Last Year10.25%

RDN Recent Earnings

Radian Group Inc. (RDN) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 12/12 qtrs (100%)●Beat Revenue 10/12 qtrs (83%)
Q2 2026Latest
May 6, 2026
Metric
Actual
Est
EPS
$1.27+8.5%
$1.17
Rev
$466M+12.1%
$416M
Q1 2026
Feb 18, 2026
Metric
Actual
Est
EPS
$1.16+4.5%
$1.11
Rev
$301M-0.1%
$301M
Q4 2025
Nov 4, 2025
Metric
Actual
Est
EPS
$1.15+21.1%
$0.95
Rev
$311M+0.6%
$309M
Q3 2025
Jul 30, 2025
Metric
Actual
Est
EPS
$1.01+8.6%
$0.93
Rev
$318M+2.9%
$309M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMay 6, 2026
$1.27vs $1.17+8.5%
$466Mvs $416M+12.1%
Q1 2026Feb 18, 2026
$1.16vs $1.11+4.5%
$301Mvs $301M-0.1%
Q4 2025Nov 4, 2025
$1.15vs $0.95+21.1%
$311Mvs $309M+0.6%
Q3 2025Jul 30, 2025
$1.01vs $0.93+8.6%
$318Mvs $309M+2.9%
Based on last 12 quarters of dataView full earnings history →

RDN Peer Comparison

Radian Group Inc. (RDN) competitors in Mortgage and Title Insurance — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
Institutional Holdings
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
MTG logoMTGMGIC Investment CorporationDirect Competitor5.51B26.068.300.49%59.63%14%0.13
ESNT logoESNTEssent Group Ltd.Direct Competitor5.39B58.458.47-0.49%53.34%12.01%0.09
NMIH logoNMIHNMI Holdings, Inc.Direct Competitor2.85B37.487.628.39%55.07%15.8%0.16
PFSI logoPFSIPennyMac Financial Services, Inc.Direct Competitor4.3B82.388.86173.81%14.31%12.02%5.35
ACT logoACTEnact Holdings, Inc.Direct Competitor5.98B42.399.382.37%54.55%12.74%0.14
FAF logoFAFFirst American Financial CorporationProduct Competitor7.02B68.6311.4421.64%11.19%12.54%0.35
FNF logoFNFFidelity National Financial, Inc.Product Competitor12.6B46.8221.198.61%5.15%8.5%0.53
STC logoSTCStewart Information Services CorporationProduct Competitor2.03B66.4616.4517.32%3.96%7.72%0.54

Compare RDN vs Peers

Radian Group Inc. (RDN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs MTG

Most directly comparable listed peer for RDN.

Scale Benchmark

vs RKT

Larger-name benchmark to compare RDN against a more recognizable public peer.

Peer Set

Compare Top 5

vs MTG, ESNT, NMIH, PFSI

RDN Income Statement

Radian Group Inc. (RDN) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Revenue
1.22B1.27B1.53B1.44B1.33B1.19B1.24B1.29B1.25B1.4B
Revenue Growth %
-1.36%4.21%19.95%-5.7%-7.7%-10.41%4.19%4.04%-3.36%9.47%
Medical Costs & Claims
264.03M228.03M265.67M602.17M153.62M-231.96M20.54M63.07M96.1M173.71M
Medical Cost Ratio %
21.61%17.91%17.4%41.82%11.56%-19.48%1.66%4.89%7.7%12.44%
Gross Profit
957.6M▲ 0%
1.04B▲ 9.1%
1.26B▲ 20.7%
837.7M▼ 33.6%
1.18B▲ 40.3%
1.42B▲ 21.0%
1.22B▼ 14.2%
1.23B▲ 0.6%
1.15B▼ 6.2%
1.22B▲ 0%
Gross Margin %
78.39%82.09%82.6%58.18%88.44%119.48%98.34%95.11%92.3%87.56%
Gross Profit Growth %
6.64%9.12%20.7%-33.58%40.31%21.04%-14.24%0.62%-6.23%-
Operating Expenses
610.86M360.79M412.29M358.26M410.56M469.91M452.56M456.29M387.5M473.32M
OpEx / Revenue %
50%28.34%27%24.88%30.89%39.46%36.48%35.35%31.07%33.91%
Depreciation & Amortization
85.83M69.09M72.73M71.73M75.47M76.58M88.92M78.75M43.68M29.3M
Combined Ratio %
71.62%46.25%44.4%66.7%42.45%19.98%38.14%40.24%38.77%46.35%
Operating Income
346.74M▲ 0%
684.19M▲ 97.3%
848.99M▲ 24.1%
479.44M▼ 43.5%
764.83M▲ 59.5%
952.78M▲ 24.6%
767.49M▼ 19.4%
771.29M▲ 0.5%
763.15M▼ 1.1%
748.37M▲ 0%
Operating Margin %
28.38%53.75%55.6%33.3%57.55%80.02%61.86%59.76%61.19%53.61%
Operating Income Growth %
-28.31%97.32%24.09%-43.53%59.53%24.57%-19.45%0.5%-1.06%-
EBITDA
432.57M753.28M921.72M551.17M840.3M1.03B856.4M850.04M806.83M798.27M
EBITDA Margin %
35.41%59.17%60.36%38.28%63.23%86.45%69.03%65.86%64.69%57.19%
Interest Expense
62.76M61.49M56.31M71.15M84.46M84.45M89.69M103.74M65.56M63.65M
Non-Operating Income
-62.76M-61.49M-56.31M-71.15M-84.46M-84.45M-89.69M-103.74M-65.56M-63.65M
Pretax Income
346.74M▲ 0%
684.19M▲ 97.3%
848.99M▲ 24.1%
479.44M▼ 43.5%
764.83M▲ 59.5%
952.78M▲ 24.6%
767.49M▼ 19.4%
771.29M▲ 0.5%
763.15M▼ 1.1%
748.37M▲ 0%
Pretax Margin %
28.38%53.75%55.6%33.3%57.55%80.02%61.86%59.76%61.19%53.61%
Income Tax
225.65M78.17M176.68M85.81M164.16M209.84M164.37M166.85M164.99M165.31M
Effective Tax Rate %
65.08%11.43%20.81%17.9%21.46%22.02%21.42%21.63%21.62%22.09%
Net Income
121.09M▲ 0%
606.01M▲ 400.5%
672.31M▲ 10.9%
393.63M▼ 41.5%
600.67M▲ 52.6%
742.93M▲ 23.7%
603.12M▼ 18.8%
604.44M▲ 0.2%
582.8M▼ 3.6%
562.33M▲ 0%
Net Margin %
9.91%47.6%44.03%27.34%45.2%62.39%48.62%46.83%46.73%40.28%
Net Income Growth %
-60.72%400.47%10.94%-41.45%52.6%23.68%-18.82%0.22%-3.58%-5.75%
EPS (Diluted)
0.55▲ 0%
2.77▲ 403.6%
3.20▲ 15.5%
2.00▼ 37.5%
3.16▲ 58.0%
4.35▲ 37.7%
3.77▼ 13.3%
3.92▲ 4.0%
4.14▲ 5.6%
4.06▲ 0%
EPS Growth %
-59.85%403.64%15.52%-37.5%58%37.66%-13.33%3.98%5.61%4.33%
EPS (Basic)
0.562.833.222.013.194.423.813.964.18-
Diluted Shares Outstanding
220.41M218.55M210.34M196.64M190.26M170.66M160.13M154.19M138M138.49M

RDN Balance Sheet

Radian Group Inc. (RDN) balance sheet — assets, liabilities & shareholders' equity

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Total Assets
5.9B6.31B6.81B7.95B7.84B7.06B7.59B8.66B8.12B10.65B
Asset Growth %
0.64%7.01%7.82%16.74%-1.37%-9.89%7.51%14.09%-6.25%30.57%
Total Investment Assets
3.87B4.55B5.21B6.34B6.07B5.42B5.85B5.6B6.07B4M
Long-Term Investments
00000000188.63M9.82B
Short-Term Investments
3.87B4.55B5.21B6.34B6.07B5.42B5.85B5.6B5.88B0
Total Current Assets
4.42B5.2B5.91B7.1B6.97B6.36B6.87B6.79B7.43B55.45M
Cash & Equivalents
80.57M95.39M92.73M87.92M151.15M56.18M19M38.82M24.83M55.45M
Receivables
81.05M137.56M110.61M194.5M191.91M145.47M149.77M164.53M351.17M1.77B
Other Current Assets
0000000062.22M-665.91M
Goodwill & Intangibles
112.96M110.36M28.19M23.04M19.59M15.29M038.21M19.02M473.71M
Goodwill
10.92M14.09M9.8M9.8M9.8M9.8M000420.74M
Intangible Assets
102.04M96.27M18.39M13.24M9.79M5.48M038.21M19.02M0
PP&E (Net)
38.29M37.09M125.75M113.44M106.96M92.08M63.82M27.64M17.16M0
Other Assets
1.1B835M745.09M709.25M745.19M597.14M661.79M1.8B471.35M-7.04B
Total Liabilities
2.9B2.83B2.76B3.66B3.58B3.14B3.2B4.04B3.34B5.84B
Total Debt
1.03B1.11B1.02B1.58B1.56B1.57B1.58B2.34B1.13B1.27B
Net Debt
946.5M1.02B929.26M1.49B1.41B1.51B1.56B2.31B1.11B1.21B
Long-Term Debt
1.03B1.11B923.98M1.45B1.44B984.25M480.32M2.27B1.11B773.95M
Short-Term Debt
0098M128.55M124.05M585.07M1.06B36.14M0494.73M
Total Current Liabilities
288.4M321.21M389.83M407.11M352.12M737.14M1.19B158.13M1.74B1.55B
Accounts Payable
0000000000
Deferred Revenue
00000000159.34M0
Other Current Liabilities
288.4M321.21M291.83M278.56M228.08M152.07M130.56M98.69M1.47B1.06B
Deferred Taxes
001000K1000K1000K1000K1000K1000K1000K3.67B
Other Liabilities
1.5B1.22B1.37B1.59B1.45B1.03B874.09M812.43M-468.36M3.73B
Total Equity
3B▲ 0%
3.49B▲ 16.3%
4.05B▲ 16.1%
4.28B▲ 5.8%
4.26B▼ 0.6%
3.92B▼ 8.0%
4.4B▲ 12.2%
4.62B▲ 5.1%
4.78B▲ 3.4%
4.81B▲ 0%
Equity Growth %
4.45%16.29%16.05%5.82%-0.6%-7.97%12.21%5.14%3.41%7.5%
Shareholders Equity
3B3.49B4.05B4.28B4.26B3.92B4.4B4.62B4.78B4.81B
Minority Interest
0000000000
Retained Earnings
1.12B1.72B2.39B2.68B3.18B3.79B4.24B4.7B5.13B5.22B
Common Stock
233K231K219K210K194K176K173K168K157K156K
Accumulated OCI
23.09M-60.92M110.49M263.73M120.09M-456.8M-330.85M-350.24M-222.16M-262.11M
Return on Equity (ROE)
4.12%18.68%17.84%9.45%14.06%18.17%14.5%13.4%12.39%12.01%
Return on Assets (ROA)
2.06%9.92%10.25%5.33%7.61%9.97%8.23%7.44%6.94%6.15%
Equity / Assets
50.84%55.25%59.47%53.9%54.33%55.49%57.91%53.37%58.87%45.15%
Debt / Equity
0.34x0.32x0.25x0.37x0.37x0.40x0.36x0.51x0.24x0.26x
Book Value per Share
13.6115.9619.2521.7922.3822.9727.4629.9934.6534.73
Tangible BV per Share
13.1015.4619.1121.6722.2822.8827.4629.7434.5131.69

RDN Cash Flow Statement

Radian Group Inc. (RDN) cash flow — operating, investing & free cash flow history

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Cash from Operations
360.57M677.79M694.43M658.43M557.11M388.3M529.43M-663.57M340.79M137.01M
Operating CF Growth %
-5.54%87.97%2.46%-5.18%-15.39%-30.3%36.35%-225.34%151.36%282.86%
Operating CF / Revenue %
29.52%53.24%45.48%45.73%41.92%32.61%42.68%-51.41%27.32%9.82%
Net Income
121.09M606.01M672.31M393.63M600.67M742.93M603.12M0582.8M562.33M
Depreciation & Amortization
85.83M69.09M071.73M75.47M76.58M79.11M00-14.38M
Stock-Based Compensation
0021.41M19.19M28.44M38.06M41.13M000
Deferred Taxes
166.53M120.57M157.16M102.08M161.79M206.93M165M00-42.7M
Other Non-Cash Items
232.22M42.48M27.16M-79.47M-44.05M39.17M-72.82M-419.23M-158.23M-373.75M
Working Capital Changes
-245.1M-160.36M-183.61M151.28M-265.22M-715.37M-286.11M-244.35M-83.78M5.51M
Cash from Investing
-201.49M-689.41M-302.05M-883.18M-1.86M-5.17M-300.84M327.75M231.77M21.05M
Capital Expenditures
-28.68M-26.01M-27.63M-17.02M-12.6M-17.67M-16.28M001.21M
Acquisitions
-736K-7.96M016.48M000000
Purchase of Investments
-2.16B-2.05B-1.97B-2.53B-2.09B-1.44B-1.19B00291.98M
Sale/Maturity of Investments
1.99B1.39B1.7B1.73B2.09B1.46B908.74M00-360.29M
Other Investing
882K2.59M-739K-90.45M6.13M-6.89M-45K327.75M231.77M88.15M
Cash from Financing
-125.08M22.39M-403.11M222.62M-496.78M-479.18M-265.09M357.23M-568.44M-111.34M
Dividends Paid
-2.15M-2.14M-2.06M-97.46M-103.3M-135.44M-145.91M-151.96M-145.62M-143.63M
Share Repurchases
-6K-50.05M-300.2M-226.31M-399.1M-400.19M-133.31M-225.06M-431.91M-273M
Stock Issued
7.13M1.39M2.42M1.55M1.38M1.34M1.75M928K1.04M1.09M
Debt Issuance (Net)
-1000K1000K-1000K1000K1000K1000K1000K1000K-1000K-1000K
Other Financing
21.57M0-989K-2.29M1.38M-814K-904K-812K80.22M303.04M
Net Change in Cash
34.43M▲ 0%
10.76M▼ 68.8%
-10.73M▼ 199.7%
-2.13M▲ 80.2%
58.47M▲ 2847.8%
-96.06M▼ 264.3%
-36.49M▲ 62.0%
21.41M▲ 158.7%
4.12M▼ 80.7%
47.09M▲ 0%
Exchange Rate Effect
431K0-4K000000-19.07M
Cash at Beginning
61.81M96.24M107M96.27M94.15M152.62M56.56M20.07M5.78M45.52M
Cash at End
96.24M107M96.27M94.15M152.62M56.56M20.07M41.47M9.9M95.34M
Free Cash Flow
331.9M▲ 0%
651.78M▲ 96.4%
666.8M▲ 2.3%
641.42M▼ 3.8%
544.51M▼ 15.1%
370.63M▼ 31.9%
513.15M▲ 38.5%
-666.75M▼ 229.9%
336.58M▲ 150.5%
134.02M▲ 0%
FCF Growth %
-4.13%96.38%2.31%-3.81%-15.11%-31.93%38.46%-229.93%150.48%120.68%
FCF Margin %
27.17%51.2%43.67%44.55%40.97%31.13%41.36%-51.66%26.99%9.6%
FCF per Share
1.512.983.173.262.862.173.2-4.322.440.97

RDN Key Ratios

Radian Group Inc. (RDN) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric201720182019202020212022202320242025TTM
Combined Ratio
71.62%46.25%44.4%66.7%42.45%19.98%38.14%40.24%38.77%46.35%
Medical Cost Ratio
21.61%17.91%17.4%41.82%11.56%-19.48%1.66%4.89%7.7%12.44%
Return on Equity (ROE)
4.12%18.68%17.84%9.45%14.06%18.17%14.5%13.4%12.39%12.01%
Return on Assets (ROA)
2.06%9.92%10.25%5.33%7.61%9.97%8.23%7.44%6.94%6.15%
Equity / Assets
50.84%55.25%59.47%53.9%54.33%55.49%57.91%53.37%58.87%45.15%
Book Value / Share
13.6115.9619.2521.7922.3822.9727.4629.9934.6534.73
Debt / Equity
0.34x0.32x0.25x0.37x0.37x0.40x0.36x0.51x0.24x0.26x
Revenue Growth
-1.36%4.21%19.95%-5.7%-7.7%-10.41%4.19%4.04%-3.36%9.47%
Related:RDN Dividend History·RDN Revenue History·RDN Price History·RDN P/E History·RDN Financial Ratios·RDN Institutional Holders

RDN SEC Filings & Documents

Radian Group Inc. (RDN) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

May 7, 2026·SEC

Material company update

Apr 21, 2026·SEC

Material company update

Mar 26, 2026·SEC

10-K Annual Reports

2
FY 2026

Feb 20, 2026·SEC

FY 2025

Feb 14, 2025·SEC

10-Q Quarterly Reports

6
FY 2026

May 8, 2026·SEC

FY 2025

Nov 6, 2025·SEC

FY 2025

Aug 1, 2025·SEC

RDN Frequently Asked Questions

Radian Group Inc. (RDN) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Radian Group Inc. (RDN) saw revenue decline by 3.4% over the past year.

Yes, Radian Group Inc. (RDN) is profitable, generating $562.3M in net income for fiscal year 2025 (46.7% net margin).

Dividend & Returns

Yes, Radian Group Inc. (RDN) pays a dividend with a yield of 3.04%. This makes it attractive for income-focused investors.

Radian Group Inc. (RDN) has a return on equity (ROE) of 12.4%. This is reasonable for most industries.

Industry Metrics

Radian Group Inc. (RDN) has a combined ratio of 38.8%. A ratio below 100% indicates underwriting profitability.

What if you invested $1,000 in RDN back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

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How much would $100/month in RDN be worth today?

Dollar cost averaging calculator · DCA vs lump sum

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