← Back to Screener
ScreenerNewsCompareWatchlist
VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemesNewsCompareWatchlist
AnalyzeValuationTotal ReturnDCA CalculatorInsider Activity

RDN logoRadian Group Inc.(RDN)Earnings, Financials & Key Ratios

RDN•NYSE•Insurance & Managed Care
$35.74
$4.87B mkt cap·8.6× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustrySpecialty InsuranceSub-IndustryMortgage and Title Insurance
AboutRadian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting, and fulfillment solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company's Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania.Show more
  • Revenue$1.25B-3.4%
  • Combined Ratio38.77%-3.6%
  • Net Income$583M-3.6%
  • Return on Equity12.39%-7.5%
  • Medical Cost Ratio7.7%+57.7%
  • Operating Margin61.19%+2.4%
  • Net Margin46.73%-0.2%
  • ROA6.94%-6.6%
  • Equity / Assets58.87%+10.3%
  • Book Value per Share34.65+15.5%
  • Tangible BV/Share34.51+16.0%
  • Debt/Equity0.24-53.3%
Technical→

RDN Key Insights

Radian Group Inc. (RDN) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Profitable underwriting: 38.8% combined ratio
  • ✓11 consecutive years of dividend growth
  • ✓Low loss ratio of 7.7%
  • ✓Healthy dividend yield of 3.0%
  • ✓Share count reduced 10.5% through buybacks
  • ✓Trading at only 1.0x book value

✗Weaknesses

No significant weaknesses identified

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

RDN Price & Volume

Radian Group Inc. (RDN) stock price & volume — 10-year historical chart

Loading chart...

RDN Growth Metrics

Radian Group Inc. (RDN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years0.44%
5 Years-2.83%
3 Years1.56%
TTM-2.32%

Profit CAGR

10 Years7.34%
5 Years8.16%
3 Years-7.77%
TTM-3.58%

EPS CAGR

10 Years13%
5 Years15.66%
3 Years-1.64%
TTM6.36%

Return on Capital

10 Years10.32%
5 Years11.23%
3 Years10.73%
Last Year9.8%

RDN Recent Earnings

Radian Group Inc. (RDN) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 12/12 qtrs (100%)●Beat Revenue 10/12 qtrs (83%)
Q1 2026Latest
Feb 18, 2026
EPS
$1.16
Est $1.11
+4.5%
Revenue
$301M
Est $301M
-0.1%
Q4 2025
Nov 4, 2025
EPS
$1.15
Est $0.95
+21.1%
Revenue
$311M
Est $309M
+0.6%
Q3 2025
Jul 30, 2025
EPS
$1.01
Est $0.93
+8.6%
Revenue
$318M
Est $309M
+2.9%
Q2 2025
Apr 30, 2025
EPS
$0.99
Est $0.95
+4.2%
Revenue
$318M
Est $322M
-1.2%
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q1 2026LatestFeb 18, 2026
$1.16vs $1.11+4.5%
$301Mvs $301M-0.1%
Q4 2025Nov 4, 2025
$1.15vs $0.95+21.1%
$311Mvs $309M+0.6%
Q3 2025Jul 30, 2025
$1.01vs $0.93+8.6%
$318Mvs $309M+2.9%
Q2 2025Apr 30, 2025
$0.99vs $0.95+4.2%
$318Mvs $322M-1.2%
Based on last 12 quarters of dataView full earnings history →

RDN Peer Comparison

Radian Group Inc. (RDN) competitors in Mortgage and Title Insurance — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
MTG logoMTGMGIC Investment CorporationDirect Competitor5.58B26.408.410.49%59.63%14%0.13
ESNT logoESNTEssent Group Ltd.Direct Competitor5.99B61.418.9712.03%53.73%12.25%0.09
NMIH logoNMIHNMI Holdings, Inc.Direct Competitor2.91B38.257.778.39%55.07%15.8%0.16
PFSI logoPFSIPennyMac Financial Services, Inc.Direct Competitor4.54B86.949.35173.81%12.02%5.35
ACT logoACTEnact Holdings, Inc.Direct Competitor6.08B43.069.532.37%54.55%12.74%0.14
FAF logoFAFFirst American Financial CorporationProduct Competitor7.16B69.9611.6621.64%11.19%12.54%0.35
FNF logoFNFFidelity National Financial, Inc.Product Competitor13.8B51.2823.208.61%4.22%6.7%0.53
STC logoSTCStewart Information Services CorporationProduct Competitor2.1B68.9917.0817.32%3.96%7.72%0.54

Compare RDN vs Peers

Radian Group Inc. (RDN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs MTG

Most directly comparable listed peer for RDN.

Scale Benchmark

vs FNF

Larger-name benchmark to compare RDN against a more recognizable public peer.

Peer Set

Compare Top 5

vs MTG, ESNT, NMIH, PFSI

RDN Income Statement

Radian Group Inc. (RDN) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
Line itemDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Revenue1.22B1.27B1.53B1.44B1.33B1.19B1.24B1.29B1.25B
Revenue Growth %-1.36%4.21%19.95%-5.7%-7.7%-10.41%4.19%4.04%-3.36%
Medical Costs & Claims264.03M228.03M265.67M602.17M153.62M-231.96M20.54M63.07M96.1M
Medical Cost Ratio %21.61%17.91%17.4%41.82%11.56%-19.48%1.66%4.89%7.7%
Gross Profit
957.6M▲ 0%
1.04B▲ 9.1%
1.26B▲ 20.7%
837.7M▼ 33.6%
1.18B▲ 40.3%
1.42B▲ 21.0%
1.22B▼ 14.2%
1.23B▲ 0.6%
1.15B▼ 6.2%
Gross Margin %78.39%82.09%82.6%58.18%88.44%119.48%98.34%95.11%92.3%
Gross Profit Growth %6.64%9.12%20.7%-33.58%40.31%21.04%-14.24%0.62%-6.23%
Operating Expenses610.86M360.79M412.29M358.26M410.56M469.91M452.56M456.29M387.5M
OpEx / Revenue %50%28.34%27%24.88%30.89%39.46%36.48%35.35%31.07%
Depreciation & Amortization85.83M69.09M72.73M71.73M75.47M76.58M88.92M78.75M43.68M
Combined Ratio %71.62%46.25%44.4%66.7%42.45%19.98%38.14%40.24%38.77%
Operating Income
346.74M▲ 0%
684.19M▲ 97.3%
848.99M▲ 24.1%
479.44M▼ 43.5%
764.83M▲ 59.5%
952.78M▲ 24.6%
767.49M▼ 19.4%
771.29M▲ 0.5%
763.15M▼ 1.1%
Operating Margin %28.38%53.75%55.6%33.3%57.55%80.02%61.86%59.76%61.19%
Operating Income Growth %-28.31%97.32%24.09%-43.53%59.53%24.57%-19.45%0.5%-1.06%
EBITDA432.57M753.28M921.72M551.17M840.3M1.03B856.4M850.04M806.83M
EBITDA Margin %35.41%59.17%60.36%38.28%63.23%86.45%69.03%65.86%64.69%
Interest Expense62.76M61.49M56.31M71.15M84.46M84.45M89.69M103.74M65.56M
Non-Operating Income-62.76M-61.49M-56.31M-71.15M-84.46M-84.45M-89.69M-103.74M-65.56M
Pretax Income
346.74M▲ 0%
684.19M▲ 97.3%
848.99M▲ 24.1%
479.44M▼ 43.5%
764.83M▲ 59.5%
952.78M▲ 24.6%
767.49M▼ 19.4%
771.29M▲ 0.5%
763.15M▼ 1.1%
Pretax Margin %28.38%53.75%55.6%33.3%57.55%80.02%61.86%59.76%61.19%
Income Tax225.65M78.17M176.68M85.81M164.16M209.84M164.37M166.85M164.99M
Effective Tax Rate %65.08%11.43%20.81%17.9%21.46%22.02%21.42%21.63%21.62%
Net Income
121.09M▲ 0%
606.01M▲ 400.5%
672.31M▲ 10.9%
393.63M▼ 41.5%
600.67M▲ 52.6%
742.93M▲ 23.7%
603.12M▼ 18.8%
604.44M▲ 0.2%
582.8M▼ 3.6%
Net Margin %9.91%47.6%44.03%27.34%45.2%62.39%48.62%46.83%46.73%
Net Income Growth %-60.72%400.47%10.94%-41.45%52.6%23.68%-18.82%0.22%-3.58%
EPS (Diluted)
0.55▲ 0%
2.77▲ 403.6%
3.20▲ 15.5%
2.00▼ 37.5%
3.16▲ 58.0%
4.35▲ 37.7%
3.77▼ 13.3%
3.92▲ 4.0%
4.14▲ 5.6%
EPS Growth %-59.85%403.64%15.52%-37.5%58%37.66%-13.33%3.98%5.61%
EPS (Basic)0.562.833.222.013.194.423.813.964.18
Diluted Shares Outstanding220.41M218.55M210.34M196.64M190.26M170.66M160.13M154.19M138M

RDN Balance Sheet

Radian Group Inc. (RDN) balance sheet — assets, liabilities & shareholders' equity

Line itemDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Total Assets5.9B6.31B6.81B7.95B7.84B7.06B7.59B8.66B8.12B
Asset Growth %0.64%7.01%7.82%16.74%-1.37%-9.89%7.51%14.09%-6.25%
Total Investment Assets3.87B4.55B5.21B6.34B6.07B5.42B5.85B5.6B6.07B
Long-Term Investments00000000188.63M
Short-Term Investments3.87B4.55B5.21B6.34B6.07B5.42B5.85B5.6B5.88B
Total Current Assets4.42B5.2B5.91B7.1B6.97B6.36B6.87B6.79B145.03M
Cash & Equivalents80.57M95.39M92.73M87.92M151.15M56.18M19M38.82M24.83M
Receivables81.05M137.56M110.61M194.5M191.91M145.47M149.77M164.53M120.2M
Other Current Assets00000000-6.99B
Goodwill & Intangibles112.96M110.36M28.19M23.04M19.59M15.29M038.21M19.02M
Goodwill10.92M14.09M9.8M9.8M9.8M9.8M000
Intangible Assets102.04M96.27M18.39M13.24M9.79M5.48M038.21M19.02M
PP&E (Net)38.29M37.09M125.75M113.44M106.96M92.08M63.82M27.64M17.16M
Other Assets1.1B835M745.09M709.25M745.19M597.14M661.79M1.8B-207.64M
Total Liabilities2.9B2.83B2.76B3.66B3.58B3.14B3.2B4.04B3.34B
Total Debt1.03B1.11B1.02B1.58B1.56B1.57B1.58B2.34B1.13B
Net Debt946.5M1.02B929.26M1.49B1.41B1.51B1.56B2.31B1.11B
Long-Term Debt1.03B1.11B923.98M1.45B1.44B984.25M480.32M2.27B1.11B
Short-Term Debt0098M128.55M124.05M585.07M1.06B36.14M40.31M
Total Current Liabilities288.4M321.21M389.83M407.11M352.12M737.14M1.19B158.13M1.06B
Accounts Payable000000000
Deferred Revenue000000000
Other Current Liabilities288.4M321.21M291.83M278.56M228.08M152.07M130.56M98.69M953.81M
Deferred Taxes001000K1000K1000K1000K1000K1000K1000K
Other Liabilities1.5B1.22B1.37B1.59B1.45B1.03B874.09M812.43M1.24B
Total Equity
3B▲ 0%
3.49B▲ 16.3%
4.05B▲ 16.1%
4.28B▲ 5.8%
4.26B▼ 0.6%
3.92B▼ 8.0%
4.4B▲ 12.2%
4.62B▲ 5.1%
4.78B▲ 3.4%
Equity Growth %4.45%16.29%16.05%5.82%-0.6%-7.97%12.21%5.14%3.41%
Shareholders Equity3B3.49B4.05B4.28B4.26B3.92B4.4B4.62B4.78B
Minority Interest000000000
Retained Earnings1.12B1.72B2.39B2.68B3.18B3.79B4.24B4.7B5.13B
Common Stock233K231K219K210K194K176K173K168K157K
Accumulated OCI23.09M-60.92M110.49M263.73M120.09M-456.8M-330.85M-350.24M-222.16M
Return on Equity (ROE)4.12%18.68%17.84%9.45%14.06%18.17%14.5%13.4%12.39%
Return on Assets (ROA)2.06%9.92%10.25%5.33%7.61%9.97%8.23%7.44%6.94%
Equity / Assets50.84%55.25%59.47%53.9%54.33%55.49%57.91%53.37%58.87%
Debt / Equity0.34x0.32x0.25x0.37x0.37x0.40x0.36x0.51x0.24x
Book Value per Share13.6115.9619.2521.7922.3822.9727.4629.9934.65
Tangible BV per Share13.1015.4619.1121.6722.2822.8827.4629.7434.51

RDN Cash Flow Statement

Radian Group Inc. (RDN) cash flow — operating, investing & free cash flow history

Line itemDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Cash from Operations360.57M677.79M694.43M658.43M557.11M388.3M529.43M-663.57M340.79M
Operating CF Growth %-5.54%87.97%2.46%-5.18%-15.39%-30.3%36.35%-225.34%151.36%
Operating CF / Revenue %29.52%53.24%45.48%45.73%41.92%32.61%42.68%-51.41%27.32%
Net Income121.09M606.01M672.31M393.63M600.67M742.93M603.12M0582.8M
Depreciation & Amortization85.83M69.09M071.73M75.47M76.58M79.11M00
Stock-Based Compensation0021.41M19.19M28.44M38.06M41.13M00
Deferred Taxes166.53M120.57M157.16M102.08M161.79M206.93M165M00
Other Non-Cash Items232.22M42.48M27.16M-79.47M-44.05M39.17M-72.82M-419.23M-158.23M
Working Capital Changes-245.1M-160.36M-183.61M151.28M-265.22M-715.37M-286.11M-244.35M-83.78M
Cash from Investing-201.49M-689.41M-302.05M-883.18M-1.86M-5.17M-300.84M327.75M231.77M
Capital Expenditures-28.68M-26.01M-27.63M-17.02M-12.6M-17.67M-16.28M00
Acquisitions-736K-7.96M016.48M00000
Purchase of Investments-2.16B-2.05B-1.97B-2.53B-2.09B-1.44B-1.19B00
Sale/Maturity of Investments1.99B1.39B1.7B1.73B2.09B1.46B908.74M00
Other Investing882K2.59M-739K-90.45M6.13M-6.89M-45K327.75M231.77M
Cash from Financing-125.08M22.39M-403.11M222.62M-496.78M-479.18M-265.09M357.23M-568.44M
Dividends Paid-2.15M-2.14M-2.06M-97.46M-103.3M-135.44M-145.91M-151.96M-145.62M
Share Repurchases-6K-50.05M-300.2M-226.31M-399.1M-400.19M-133.31M-225.06M-431.91M
Stock Issued7.13M1.39M2.42M1.55M1.38M1.34M1.75M928K1.04M
Debt Issuance (Net)-1000K1000K-1000K1000K1000K1000K1000K1000K-1000K
Other Financing21.57M0-989K-2.29M1.38M-814K-904K-812K80.22M
Net Change in Cash
34.43M▲ 0%
10.76M▼ 68.8%
-10.73M▼ 199.7%
-2.13M▲ 80.2%
58.47M▲ 2847.8%
-96.06M▼ 264.3%
-36.49M▲ 62.0%
21.41M▲ 158.7%
4.12M▼ 80.7%
Exchange Rate Effect431K0-4K000000
Cash at Beginning61.81M96.24M107M96.27M94.15M152.62M56.56M20.07M5.78M
Cash at End96.24M107M96.27M94.15M152.62M56.56M20.07M41.47M9.9M
Free Cash Flow
331.9M▲ 0%
651.78M▲ 96.4%
666.8M▲ 2.3%
641.42M▼ 3.8%
544.51M▼ 15.1%
370.63M▼ 31.9%
513.15M▲ 38.5%
-666.75M▼ 229.9%
336.58M▲ 150.5%
FCF Growth %-4.13%96.38%2.31%-3.81%-15.11%-31.93%38.46%-229.93%150.48%
FCF Margin %27.17%51.2%43.67%44.55%40.97%31.13%41.36%-51.66%26.99%
FCF per Share1.512.983.173.262.862.173.2-4.322.44

RDN Key Ratios

Radian Group Inc. (RDN) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric2016201720182019202020212022202320242025
Combined Ratio60.94%71.62%46.25%44.4%66.7%42.45%19.98%38.14%40.24%38.77%
Medical Cost Ratio27.49%21.61%17.91%17.4%41.82%11.56%-19.48%1.66%4.89%7.7%
Return on Equity (ROE)11.48%4.12%18.68%17.84%9.45%14.06%18.17%14.5%13.4%12.39%
Return on Assets (ROA)5.36%2.06%9.92%10.25%5.33%7.61%9.97%8.23%7.44%6.94%
Equity / Assets48.99%50.84%55.25%59.47%53.9%54.33%55.49%57.91%53.37%58.87%
Book Value / Share12.5313.6115.9619.2521.7922.3822.9727.4629.9934.65
Debt / Equity0.37x0.34x0.32x0.25x0.37x0.37x0.40x0.36x0.51x0.24x
Revenue Growth3.79%-1.36%4.21%19.95%-5.7%-7.7%-10.41%4.19%4.04%-3.36%

RDN SEC Filings & Documents

Radian Group Inc. (RDN) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Apr 21, 2026·SEC

Material company update

Mar 26, 2026·SEC

Material company update

Mar 23, 2026·SEC

10-K Annual Reports

2
FY 2026

Feb 20, 2026·SEC

FY 2025

Feb 14, 2025·SEC

10-Q Quarterly Reports

5
FY 2025

Nov 6, 2025·SEC

FY 2025

Aug 1, 2025·SEC

FY 2025

May 2, 2025·SEC

RDN Frequently Asked Questions

Radian Group Inc. (RDN) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Radian Group Inc. (RDN) saw revenue decline by 3.4% over the past year.

Yes, Radian Group Inc. (RDN) is profitable, generating $582.8M in net income for fiscal year 2025 (46.7% net margin).

Dividend & Returns

Yes, Radian Group Inc. (RDN) pays a dividend with a yield of 2.95%. This makes it attractive for income-focused investors.

Radian Group Inc. (RDN) has a return on equity (ROE) of 12.4%. This is reasonable for most industries.

Industry Metrics

Radian Group Inc. (RDN) has a combined ratio of 38.8%. A ratio below 100% indicates underwriting profitability.

Explore More RDN

Radian Group Inc. (RDN) financial analysis — history, returns, DCA and operating performance tools

Total Return Calculator

Historical returns with dividends reinvested

→

DCA Calculator

Dollar cost averaging vs lump sum

→

Dividend History

Yield, growth, payout safety & DRIP

→

Earnings History

EPS trends, net income & profitability

→

Price History

Long-term charts & historical price data

→

Revenue History

Sales growth patterns & revenue breakdown

→

Financial Ratios

30 years of market, efficiency and balance-sheet ratios

→

Valuation

DCF intrinsic value, peer multiples & estimates

→
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Patterns find ideas. Fundamentals build conviction.

Data updated daily

Quick Links

  • Home
  • Screener
  • Themes
  • Market Valuation
  • Valuation
  • Compare
  • Total Return
  • DCA Calculator
  • News
  • Insights
  • Methodology
  • How It Works
  • Profile

Popular Screens

  • VCP Hot
  • VCP Warm
  • Value Screens
  • Growth Screens
  • Momentum Screens
  • Technical Screens
  • Quality Screens

Community

  • Follow @VCPScanner on X

Get weekly stock ideas — free

© 2026 VCP Scanner. All rights reserved.
About·Privacy Policy·Terms of Service
Not financial advice. Do your own research.