8-K Announcements
6Material company update
Mar 18, 2026·SEC
Material company update
Mar 5, 2026·SEC
Material company update
Feb 18, 2026·SEC
Sachem Capital Corp.(SACH)Earnings, Financials & Key Ratios
SACH•AMEX•REIT / Real Estate
$1.07
$51M mkt cap·27.3× P/E·Price updated May 6, 2026
AboutSachem Capital Corp. operates as a real estate finance company. The company is involved in the originating, underwriting, funding, servicing, and managing a portfolio of short-term loans secured by first mortgage liens on real property located primarily in Northeastern United States and Florida. It offers loans to real estate investors and owners to fund their acquisition, renovation, rehabilitation, development, and/or improvement of residential or commercial properties. The company has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal income taxes if it distributes at least 90% of its taxable income each year to its stockholders. Sachem Capital Corp. was founded in 2010 and is based in Branford, Connecticut.Show more
- Revenue$47M-18.2%
- FFO$7M+117.4%
- FFO/Share0.15+117.6%
- FFO Payout139.03%+430.1%
- FFO per Share0.15+117.6%
- NOI Margin97.77%-1.6%
- FFO Margin14.52%+121.3%
- ROE3.54%+118.4%
- ROA1.33%+118.6%
- Debt/Assets60.39%+10.8%
- Net Debt/EBITDA9.46
- Book Value/Share3.73-2.6%
SACH Key Insights
Sachem Capital Corp. (SACH) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓FFO growing 119.0% TTM
- ✓High NOI margin of 97.8%
- ✓Trading at only 0.3x book value
✗Weaknesses
- ✗Dividend exceeds FFO - may not be sustainable
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
SACH Price & Volume
Sachem Capital Corp. (SACH) stock price & volume — 10-year historical chart
Loading chart...
SACH Growth Metrics
Sachem Capital Corp. (SACH) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years33.77%
5 Years29.23%
3 Years15.4%
TTM338.39%
Profit CAGR
10 Years10.58%
5 Years-6.85%
3 Years-32.93%
TTM115.94%
EPS CAGR
10 Years-17.55%
5 Years-37.47%
3 Years-55.99%
TTM452.11%
Return on Capital
10 Years6.17%
5 Years3.11%
3 Years2.16%
Last Year6.23%
SACH Peer Comparison
Sachem Capital Corp. (SACH) competitors in Small-balance bridge and hard-money lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 LOAN | 48.61M | 4.25 | 8.67 | 32.68% | 69.99% | 12.22% | 0.52 | |
 GPMT | 70.87M | 1.49 | -1.28 | 187.77% | -30.49% | -7.1% | 2.12 | |
 TPVG | 225.54M | 5.57 | 4.57 | 36.55% | 13.09% | 1.33 | ||
 FBRT | 704.6M | 9.16 | 14.30 | -100% | 17.89% | 4.73% | 2.78 | |
 RC | 330.14M | 2.04 | -0.78 | -92.98% | -16.58% | 3.12 | ||
 ACRE | 287.24M | 5.22 | -318.29 | -2.79% | -1.6% | -0.18% | 2.06 | |
 TRTX | 664.08M | 8.59 | 15.07 | 123.25% | 23.2% | 5.7% | 3.08 | |
 KREF | 422.45M | 6.57 | -6.26 | -22.72% | -23.56% | -8.4% | 3.83 |
Compare SACH vs Peers
Sachem Capital Corp. (SACH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
SACH Income Statement
Sachem Capital Corp. (SACH) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6.33M | 10.05M | 10.18M | 13.06M | 20M | 30.62M | 29.97M | 57.5M | 47.06M |
| Revenue Growth % | 78.87% | 58.66% | 1.34% | 28.22% | 53.21% | 53.09% | -2.12% | 91.85% | -18.16% |
| Property Operating Expenses | 664.13K | 19K | 0 | 0 | 0 | 0 | 0 | 372K | 1.05M |
| Net Operating Income (NOI) | 5.67M▲ 0% | 10.03M▲ 76.9% | 10.18M▲ 1.5% | 13.06M▲ 28.2% | 20M▲ 53.2% | 30.62M▲ 53.1% | 29.97M▼ 2.1% | 57.13M▲ 90.6% | 46.01M▼ 19.5% |
| NOI Margin % | 89.51% | 99.81% | 100% | 100% | 100% | 100% | 100% | 99.35% | 97.77% |
| Operating Expenses | 807.94K | 2.1M | 2.56M | 2.99M | 5.37M | 8.41M | 14.93M | 15.67M | 18.32M |
| G&A Expenses | 956.17K | 2.1M | 2.56M | 2.99M | 5.37M | 8.41M | 11.89M | 6.84M | 6.48M |
| EBITDA | 4.89M | 7.88M | 7.63M | 10.06M | 14.64M | 22.21M | 15.04M | -11.35M | 28.21M |
| EBITDA Margin % | 77.21% | 78.46% | 74.9% | 77.09% | 73.17% | 72.53% | 50.18% | -19.74% | 59.95% |
| Depreciation & Amortization | 28.36K | 32.53K | 0 | 0 | 0 | 0 | 0 | 372K | 525K |
| D&A / Revenue % | 0.45% | 0.32% | 0% | 0% | 0% | 0% | 0% | 0.65% | 1.12% |
| Operating Income | 4.86M▲ 0% | 7.85M▲ 61.5% | 7.63M▼ 2.9% | 10.06M▲ 32.0% | 14.64M▲ 45.4% | 22.21M▲ 51.7% | 15.04M▼ 32.3% | -11.72M▼ 177.9% | 27.69M▲ 336.3% |
| Operating Margin % | 76.76% | 78.14% | 74.9% | 77.09% | 73.17% | 72.53% | 50.18% | -20.38% | 58.84% |
| Interest Expense | 664.13K | 1.67M | 2.94M | 5.55M | 10.42M | 21.55M | 29.19M | 27.8M | 25.39M |
| Interest Coverage | -0.04x | -0.02x | 2.60x | 1.81x | 1.40x | 1.03x | 0.52x | -0.42x | 1.25x |
| Non-Operating Income | 4.89M | 7.88M | 7.63M | 10.06M | 14.64M | 22.21M | 15.04M | 0 | -4.01M |
| Pretax Income | 4.86M▲ 0% | 7.77M▲ 59.9% | 6.2M▼ 20.3% | 8.99M▲ 45.2% | 13.32M▲ 48.1% | 20.91M▲ 57.0% | 15.9M▼ 24.0% | -39.57M▼ 348.9% | 6.31M▲ 115.9% |
| Pretax Margin % | 76.76% | 77.35% | 60.85% | 68.89% | 66.59% | 68.28% | 53.05% | -68.82% | 13.4% |
| Income Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Effective Tax Rate % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Income | 4.86M▲ 0% | 7.77M▲ 59.9% | 6.2M▼ 20.3% | 8.99M▲ 45.2% | 13.32M▲ 48.1% | 20.91M▲ 57.0% | 15.9M▼ 24.0% | -39.57M▼ 348.9% | 6.31M▲ 115.9% |
| Net Margin % | 76.76% | 77.35% | 60.85% | 68.89% | 66.59% | 68.28% | 53.05% | -68.82% | 13.4% |
| Net Income Growth % | 59.34% | 59.89% | -20.28% | 45.16% | 48.09% | 56.99% | -23.96% | -348.89% | 115.94% |
| Funds From Operations (FFO) | 4.89M▲ 0% | 7.8M▲ 59.6% | 6.26M▼ 19.8% | 9.06M▲ 44.7% | 13.4M▲ 48.0% | 21.02M▲ 56.8% | 16.17M▼ 23.1% | -39.2M▼ 342.5% | 6.83M▲ 117.4% |
| FFO Margin % | 77.21% | 77.67% | 61.48% | 69.36% | 67% | 68.63% | 53.94% | -68.17% | 14.52% |
| FFO Growth % | 57.8% | 59.62% | -19.79% | 44.67% | 48% | 56.8% | -23.08% | -342.49% | 117.43% |
| FFO per Share | 0.41 | 0.51 | 0.32 | 0.41 | 0.51 | 0.56 | 0.37 | -0.83 | 0.15 |
| FFO Payout Ratio % | 118.62% | 86.97% | 154.67% | 87.93% | 91.53% | 89.51% | 135.68% | -42.11% | 139.03% |
| EPS (Diluted) | 0.38▲ 0% | 0.50▲ 31.6% | 0.32▼ 36.0% | 0.41▲ 28.1% | 0.44▲ 7.3% | 0.46▲ 4.5% | 0.27▼ 41.3% | -0.93▼ 444.4% | 0.04▲ 104.2% |
| EPS Growth % | 46.15% | 31.58% | -36% | 28.13% | 7.32% | 4.55% | -41.3% | -444.44% | 104.22% |
| EPS (Basic) | 0.38 | 0.50 | 0.32 | 0.41 | 0.44 | 0.46 | 0.27 | -0.93 | 0.04 |
| Diluted Shares Outstanding | 11.96M | 15.43M | 19.42M | 22.12M | 26.32M | 37.75M | 44.24M | 47.41M | 46.89M |
SACH Balance Sheet
Sachem Capital Corp. (SACH) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 67.49M | 86.01M | 141.21M | 226.67M | 417.96M | 565.66M | 620.89M | 491.98M | 460.05M |
| Asset Growth % | 75.91% | 27.44% | 64.17% | 60.52% | 84.39% | 35.34% | 9.76% | -20.76% | -6.49% |
| Real Estate & Other Assets | 1.32M | 3.51M | 88.28K | 7.54M | -68.86M | -60.05M | -85.27M | -54.37M | -65.77M |
| PP&E (Net) | 501.82K | 1.18M | 1.91M | 2.83M | 2.17M | 4.12M | 3.37M | 3.22M | 3.16M |
| Investment Securities | 0 | 0 | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Total Current Assets | 65.67M | 81.32M | 123.27M | 179.01M | 0 | 0 | 0 | 23.35M | 15.98M |
| Cash & Equivalents | 954.22K | 99.31K | 18.84M | 19.41M | 41.94M | 23.71M | 12.6M | 18.07M | 10.92M |
| Receivables | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Current Assets | 63.39M | 78.98M | 10.08M | 3.98M | -110.21M | -63.81M | -33.61M | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 130.4K | 698K | 698K | 521K |
| Total Liabilities | 12.93M | 33.21M | 58.65M | 145.75M | 237.88M | 347.95M | 390.82M | 310.32M | 285.11M |
| Total Debt | 10.14M | 27.51M | 56.34M | 138.78M | 194.46M | 284.39M | 345.89M | 268.19M | 277.84M |
| Net Debt | 9.19M | 27.41M | 37.49M | 119.37M | 152.52M | 260.68M | 333.29M | 250.13M | 266.92M |
| Long-Term Debt | 301.1K | 290.98K | 56.34M | 110.72M | 161.28M | 280.81M | 283.43M | 227.53M | 258.84M |
| Short-Term Borrowings | 9.84M | 27.22M | 0 | 28.06M | 33.18M | 3.59M | 61.79M | 40M | 19M |
| Capital Lease Obligations | 0 | 0 | 0 | 0 | 0 | 0 | 665K | 665K | 0 |
| Total Current Liabilities | 10.27M | 1.06M | 253.29K | 31.09M | 0 | 0 | 0 | 43.45M | 19M |
| Accounts Payable | 431.35K | 316.41K | 249.88K | 372.66K | 697.4K | 1.43M | 1.81M | 3.45M | 2.59M |
| Deferred Revenue | 1.11M | 1.06M | 0 | 0 | 4.64M | 4.36M | 4.65M | 0 | 0 |
| Other Liabilities | 2.35M | 28.6M | 2.06M | 3.94M | -161.28M | -280.81M | -284.1M | 0 | 7.27M |
| Total Equity | 54.57M▲ 0% | 52.8M▼ 3.2% | 82.56M▲ 56.4% | 80.92M▼ 2.0% | 180.08M▲ 122.5% | 217.71M▲ 20.9% | 230.08M▲ 5.7% | 181.65M▼ 21.0% | 174.94M▼ 3.7% |
| Equity Growth % | 91.56% | -3.23% | 56.36% | -1.99% | 122.55% | 20.89% | 5.68% | -21.05% | -3.7% |
| Shareholders Equity | 54.57M | 52.8M | 82.56M | 80.92M | 180.08M | 217.71M | 230.08M | 181.65M | 174.94M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock | 15.42K | 15.44K | 22.12K | 22.13K | 32.73K | 41.09K | 47K | 47K | 48K |
| Additional Paid-in Capital | 53.32M | 53.19M | 83.86M | 83.81M | 185.52M | 226.22M | 249.83M | 0 | 257.9M |
| Retained Earnings | 1.24M | -405.48K | -1.27M | -2.89M | -4.99M | -8M | 75.09M | 35.52M | -83.02M |
| Preferred Stock | 0 | 0 | 0 | 0 | 1.9K | 1.9K | 2K | 2K | 2K |
| Return on Assets (ROA) | 9.18% | 10.13% | 5.45% | 4.89% | 4.13% | 4.25% | 2.68% | -7.11% | 1.33% |
| Return on Equity (ROE) | 11.71% | 14.48% | 9.15% | 11% | 10.21% | 10.51% | 7.1% | -19.22% | 3.54% |
| Debt / Assets | 15.03% | 31.98% | 39.89% | 61.22% | 46.53% | 50.28% | 55.71% | 54.51% | 60.39% |
| Debt / Equity | 0.19x | 0.52x | 0.68x | 1.71x | 1.08x | 1.31x | 1.50x | 1.48x | 1.59x |
| Net Debt / EBITDA | 1.88x | 3.48x | 4.92x | 11.86x | 10.42x | 11.74x | 22.16x | - | 9.46x |
| Book Value per Share | 4.56 | 3.42 | 4.25 | 3.66 | 6.84 | 5.77 | 5.20 | 3.83 | 3.73 |
SACH Cash Flow Statement
Sachem Capital Corp. (SACH) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 4.84M | 6.22M | 8.12M | 9.63M | 27.81M | 13.15M | 21.86M | 12.89M | 2.66M |
| Operating CF Growth % | 31.04% | 28.31% | 30.56% | 18.63% | 188.81% | -52.71% | 66.22% | -41.02% | -79.35% |
| Operating CF / Revenue % | 76.5% | 61.87% | 79.71% | 73.75% | 139.01% | 42.94% | 72.92% | 22.42% | 5.66% |
| Net Income | 4.86M | 7.77M | 6.2M | 8.99M | 13.32M | 20.91M | 15.9M | -39.57M | 6.31M |
| Depreciation & Amortization | 28.36K | 32.53K | 63.57K | 61.87K | 83.53K | 106.41K | 266.33K | 372K | 2.2M |
| Stock-Based Compensation | 0 | 37.59K | 43.15K | 16.43K | 191.32K | 495.01K | 822.23K | 863K | 840K |
| Other Non-Cash Items | -44.49K | 141.56K | 1.19M | 500.92K | 1.89M | 5.41M | 9.32M | 53.41M | -2.03M |
| Working Capital Changes | 0 | -1.77M | 626.64K | 54.73K | 12.32M | -13.77M | -4.45M | -2.19M | -4.66M |
| Cash from Investing | -28.93M | -16.84M | -37.82M | -82.82M | -166M | -159.54M | -72.49M | 79.91M | 29.35M |
| Acquisitions (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchase of Investments | 0 | 0 | -16M | -97.56M | -210.12M | -76.43M | -42.65M | -26.04M | 0 |
| Sale of Investments | 0 | 0 | 0 | 78.96M | 180.53M | 84.59M | 18.57M | 51.25M | 17.97M |
| Other Investing | -28.8M | -16.12M | -21.58M | -64.08M | -135.59M | -166.12M | -48.41M | 54.77M | 11.55M |
| Cash from Financing | 23.48M | 9.82M | 48.38M | 73.76M | 160.72M | 128.16M | 39.52M | -87.33M | -39.15M |
| Dividends Paid | -5.8M | -6.79M | -9.68M | -7.96M | -14.12M | -22.5M | -25.73M | -20.81M | -9.5M |
| Common Dividends | -5.8M | -6.79M | -9.68M | -7.96M | -12.27M | -18.81M | -21.93M | -16.51M | 0 |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | -1000K | -1000K |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | -226.33K | -1.49M | 0 |
| Other Financing | -2.69M | -755.76K | -2.79M | 25.42M | -2.34M | 18.93M | -16.07M | 7.25M | -4.47M |
| Net Change in Cash | -607.64K▲ 0% | -795.36K▼ 30.9% | 18.68M▲ 2449.0% | 566.09K▼ 97.0% | 22.53M▲ 3880.1% | -18.23M▼ 180.9% | -11.11M▲ 39.0% | 5.47M▲ 149.2% | -7.14M▼ 230.6% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 1.56M | 954.22K | 158.86K | 18.84M | 19.41M | 41.94M | 23.71M | 12.6M | 18.07M |
| Cash at End | 954.22K | 158.86K | 18.84M | 19.41M | 41.94M | 23.71M | 12.6M | 18.07M | 10.92M |
| Free Cash Flow | 4.71M▲ 0% | 5.51M▲ 16.8% | 7.87M▲ 43.0% | 9.48M▲ 20.4% | 26.98M▲ 184.7% | 11.57M▼ 57.1% | 21.86M▲ 88.9% | 12.81M▼ 41.4% | 2.5M▼ 80.5% |
| FCF Growth % | 42.8% | 16.83% | 43.03% | 20.38% | 184.67% | -57.13% | 88.95% | -41.37% | -80.49% |
| FCF / Revenue % | 74.41% | 54.79% | 77.34% | 72.61% | 134.9% | 37.77% | 72.92% | 22.28% | 5.31% |
SACH Key Ratios
Sachem Capital Corp. (SACH) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| FFO per Share | 0.28 | 0.41 | 0.51 | 0.32 | 0.41 | 0.51 | 0.56 | 0.37 | -0.83 | 0.15 |
| FFO Payout Ratio | 125.21% | 118.62% | 86.97% | 154.67% | 87.93% | 91.53% | 89.51% | 135.68% | -42.11% | 139.03% |
| NOI Margin | 97.52% | 89.51% | 99.81% | 100% | 100% | 100% | 100% | 100% | 99.35% | 97.77% |
| Net Debt / EBITDA | 2.19x | 1.88x | 3.48x | 4.92x | 11.86x | 10.42x | 11.74x | 22.16x | - | 9.46x |
| Debt / Assets | 21.95% | 15.03% | 31.98% | 39.89% | 61.22% | 46.53% | 50.28% | 55.71% | 54.51% | 60.39% |
| Interest Coverage | 6.21x | -0.04x | -0.02x | 2.60x | 1.81x | 1.40x | 1.03x | 0.52x | -0.42x | 1.25x |
| Book Value / Share | 2.57 | 4.56 | 3.42 | 4.25 | 3.66 | 6.84 | 5.77 | 5.2 | 3.83 | 3.73 |
| Revenue Growth | 38.03% | 78.87% | 58.66% | 1.34% | 28.22% | 53.21% | 53.09% | -2.12% | 91.85% | -18.16% |
SACH SEC Filings & Documents
Sachem Capital Corp. (SACH) SEC filings — annual & quarterly reports (10-K, 10-Q)
SACH Frequently Asked Questions
Sachem Capital Corp. (SACH) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Sachem Capital Corp. (SACH) reported $37.9M in revenue for fiscal year 2025. This represents a 2349% increase from $1.5M in 2014.
Sachem Capital Corp. (SACH) saw revenue decline by 18.2% over the past year.
Yes, Sachem Capital Corp. (SACH) is profitable, generating $6.3M in net income for fiscal year 2025 (13.4% net margin).
Dividend & Returns
Yes, Sachem Capital Corp. (SACH) pays a dividend with a yield of 18.93%. This makes it attractive for income-focused investors.
Sachem Capital Corp. (SACH) has a return on equity (ROE) of 3.5%. This is below average, suggesting room for improvement.
Industry Metrics
Sachem Capital Corp. (SACH) generated Funds From Operations (FFO) of $7.3M in the trailing twelve months. FFO is the primary profitability metric for REITs.
Sachem Capital Corp. (SACH) offers a 18.93% dividend yield, which is attractive for income investors. REITs are required to distribute at least 90% of taxable income to shareholders.
Explore More SACH
Sachem Capital Corp. (SACH) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates