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SFBSServisFirst Bancshares, Inc.
$41.17$4.5B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
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Income StatementBalance SheetCash FlowRatios & Margins
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P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
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SFBS logo

ServisFirst Bancshares, Inc.

SFBS
NYSE · Regional Banks
$41.17
At close - Sep 23, 4:00 PM EDT - USD
Market Cap$4.5B
P/E16.3x
52W High$84.48
Volume733.58K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Securities-Heavy Balance Sheet Drives Earnings But Limits Margin

ServisFirst Bancshares demonstrates accelerating earnings growth, with net interest income expanding 18.2% year-over-year in 2026Q2 and EPS growing 41.1%, driven by a securities-heavy balance sheet that now comprises 87% of its $18.3B in total assets. However,...

GrowthAccelerating
ProfitabilityStrong
ValuationExpensive
TechnicalsMixed
Explore valuation models
MARKET ACTION

SFBS price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

7/12 Beats

EPS beat 7 of last 12 quarters

02

Valuation risk

+8% Peers

P/E is 8% above peer median

03

Market leadership

RS 62 · Avg

Average momentum (RS Rating: 62)

04

Mixed Trend

Mixed

Price < 50DMA but > 200DMA

Next CatalystEstimated earnings · Oct 20

Market performance

Price History →

Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
SFBS+16.23%
S&P 500 (^GSPC)+12.39%
1-Year Return
SFBS-49.72%
S&P 500 (^GSPC)+15.77%
3-Year Return
SFBS-13.99%
S&P 500 (^GSPC)+73.83%
5-Year Return
SFBS-42.24%
S&P 500 (^GSPC)+66.54%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y Low
16.3x
Forward P/EExpansion
12.8x
EV/EBITDA20th %ile
17.0x
FCF YieldCash Flow
7.8%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
16.3x
35.2x
20th· Low
EV/EBITDA
17.0x
26.6x
20th· Low
Price/FCF
12.9x
36.0x
20th· Low
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$22.16-46.2%
Base (Fair)$38.66-6.7%
Bull$58.78+42.8%
$22.16 Bear$38.66 Base$58.78 Bull
Current Market Price: $41.17
Trades at a 6.5% premium to Base DCF ($38.66)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$562M+17.7% YoY
Net income
$277M+21.7% YoY
Free cash flow
$349M+40.7% YoY
Operating margin
60.8%+2.4 pts YoY
ROIC (TTM)7.3%
Avg ROIC 5Y-
ROE (TTM)16%
Piotroski Score7 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate7/12 (58%)
Revenue Beat Rate8/12 (67%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 20, 2026
$0.79+0.0%
vs $0.79
$169M+0.4%
vs $168M
Q2 2026
Apr 20, 2026
$0.77+0.7%
vs $0.77
$159M-1.9%
vs $162M
Q1 2026
Jan 20, 2026
$0.79+14.2%
vs $0.69
$162M+6.8%
vs $152M
Q4 2025
Oct 20, 2025
$0.65-3.0%
vs $0.67
$136M-7.2%
vs $147M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
PRNewsWire·Aug 25, 2026
Boxwood Partners Advises AmCoat Industrial on Senior Secured Financing from ServisFirst Bank

Financing Supports Merger with Rhino Shield of Florida, Optimized Dealer Operations, and Strategic Dealer Acquisitions JUPITER, Fla., Aug. 25, 2026 /PRNewswire/ -- Boxwood Partners, a boutique investment bank specializing in founder-led and private equity-backed businesses, today announced that it has served as the exclusive financial advisor to AmCoat Industrial ("AmCoat" or "the Company"), a leading manufacturer and distributor of high-performance ceramic and elastomeric coatings for residential, commercial, and industrial applications, in connection with senior secured financing from ServisFirst Bank.

GlobeNewsWire·Aug 24, 2026
ServisFirst Bancshares, Inc. Ranks Sixth Among Top-Performing Banks with between $10 Billion to $50 Billion in Assets

BIRMINGHAM, Ala., Aug. 24, 2026 (GLOBE NEWSWIRE) -- ServisFirst Bank, a subsidiary of ServisFirst Bancshares (NYSE:SFBS), is pleased to announce they have ranked sixth in the top-performing United States banks with between $10 billion to $50 billion in assets, according to American Banker's annual list.

Seeking Alpha·Aug 3, 2026
ServisFirst Bancshares: A Great Regional Bank Priced At A Premium

ServisFirst Bancshares demonstrates exceptional profitability and operational efficiency, with industry-leading return on assets and a sub-30% efficiency ratio. SFBS trades at a premium valuation—2.49x tangible book and ~14x forward PE—reflecting high expectations and limiting upside absent further operational outperformance. Asset quality is troublesome, with nonperforming loans more than doubling year-over-year, raising concerns about risk-adjusted returns.

Seeking Alpha·Jul 20, 2026
ServisFirst Bancshares, Inc. (SFBS) Q2 2026 Earnings Call Transcript

ServisFirst Bancshares, Inc. (SFBS) Q2 2026 Earnings Call Transcript

Filtered for ServisFirst Bancshares, Inc.More Headlines
04

Compare before deciding

Benchmark SFBS against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for ServisFirst Bancshares, Inc. (SFBS)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
SFBS logoSFBSServisFirst Bancshares, Inc.Current
$41.17$4.5B16.2717.72%49.19%15.96%1.63%
IBCP logoIBCPIndependent Bank Corporation
$35.30$727.4M10.804.57%22.71%14.12%—
FFIN logoFFINFirst Financial Bankshares, Inc.
$31.92$4.57B18.0316.23%31.14%14.2%—
HOMB logoHOMBHome Bancshares, Inc.
$28.84$5.81B11.97-3.54%34.84%11.29%—
UMBF logoUMBFUMB Financial Corporation
$133.85$10.17B14.66101.23%20.67%12.17%—
CVBF logoCVBFCVB Financial Corp.
$22.01$3.16B14.487.23%29.31%8.22%—

Compare SFBS vs Peers

ServisFirst Bancshares, Inc. (SFBS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs IBCP

Most directly comparable listed peer for SFBS.

Scale Benchmark

vs V

Larger-name benchmark to compare SFBS against a more recognizable public peer.

Peer Set

Compare Top 5

vs IBCP, FFIN, HOMB, UMBF

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

SFBS SEC Filings & Documents

ServisFirst Bancshares, Inc. (SFBS) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jul 20, 2026·SEC

Material company update

Jul 20, 2026·SEC

Material company update

Jun 15, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 27, 2026·SEC

FY 2025

Mar 3, 2025·SEC

FY 2024

Mar 1, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

May 6, 2026·SEC

FY 2025

Nov 4, 2025·SEC

FY 2025

Aug 5, 2025·SEC

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SFBS Frequently Asked Questions

ServisFirst Bancshares, Inc. (SFBS) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is ServisFirst Bancshares, Inc. growing?

ServisFirst Bancshares, Inc. (SFBS) grew revenue by 17.7% over the past year. This is strong growth.

Is SFBS profitable?

Yes, ServisFirst Bancshares, Inc. (SFBS) is profitable, generating $320.7M in net income for fiscal year 2025 (49.2% net margin).

Dividend & Returns
Does SFBS pay dividends?

Yes, ServisFirst Bancshares, Inc. (SFBS) pays a dividend with a yield of 1.63%. This makes it attractive for income-focused investors.

What is SFBS's return on equity?

ServisFirst Bancshares, Inc. (SFBS) has a return on equity (ROE) of 16.0%. This is reasonable for most industries.

Industry Metrics
What is ServisFirst Bancshares, Inc.'s net interest margin?

ServisFirst Bancshares, Inc. (SFBS) has a net interest margin (NIM) of 3.0%. This indicates healthy earnings from lending activities.

What is ServisFirst Bancshares, Inc.'s efficiency ratio?

ServisFirst Bancshares, Inc. (SFBS) has an efficiency ratio of 32.9%. This is excellent, indicating strong cost control.

What if you invested $1,000 in SFBS back in 2007?

Total return calculator · dividends reinvested · 19+ years of data

See returns →