ServisFirst's net interest income has climbed roughly 51% to $159.8M over ten quarters (19.8% year-over-year in 2026Q3), driving diluted EPS growth of 33.3% and TTM operating income near $105.5M, suggesting the commercial lending model retains real momentum in its Southeastern and Sun Belt markets.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 19, 2026 | $0.80-3.1% vs $0.83 | $173M-0.1% vs $173M |
Q3 2026 Jul 20, 2026 | $0.79+0.0% vs $0.79 | $169M+0.4% vs $168M |
Q2 2026 Apr 20, 2026 | $0.77+0.7% vs $0.77 | $159M-1.9% vs $162M |
Q1 2026 Jan 20, 2026 | $0.79+14.2% vs $0.69 | $162M+6.8% vs $152M |
ServisFirst Bancshares is rated HOLD due to its 58% premium to sector median P/B, despite solid fundamentals. SFBS's forward ROE of 4.2% exceeds the sector median, but does not justify the valuation premium given decelerating NIM growth. Management guides for modest NIM expansion (5-7bps QoQ) and prioritizes organic growth over aggressive share repurchases.
Adjusted diluted earnings per share grew 23% year over year. Noninterest-bearing deposits increased 12% year over year.
ServisFirst Bancshares, Inc. (SFBS) Q3 2026 Earnings Call Transcript
ServisFirst Bancshares NYSE: SFBS reported third-quarter 2026 net income of $87.3 million, or $0.80 per diluted share, as higher net interest income, loan growth and continued margin expansion supported results. Diluted earnings per share increased from $0.78 in the second quarter and rose 23% from adjusted earnings of $0.65 in the prior-year period, according to Chief Financial Officer David Sparacio.
Benchmark SFBS against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for ServisFirst Bancshares, Inc. (SFBS)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $41.08 | $4.49B | 13.12 | 17.72% | 51.68% | 17.61% | 1.63% | |
| $36.31 | $748.21M | 11.25 | 4.57% | 29.92% | 13.61% | 2.85% | |
| $30.41 | $4.36B | 15.02 | 16.23% | 42.9% | 15.14% | 2.43% | |
| $29.86 | $6.01B | 12.16 | -3.54% | 43.71% | 10.95% | 2.69% | |
| $133.77 | $10.16B | 9.91 | 101.23% | 36.8% | 13.15% | 1.33% | |
| $22.74 | $3.26B | 17.14 | 7.23% | 36.65% | 8.52% | 3.59% |
ServisFirst Bancshares, Inc. (SFBS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
ServisFirst Bancshares, Inc. (SFBS) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 19, 2026·SEC
Oct 14, 2026·SEC
Jul 20, 2026·SEC
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ServisFirst Bancshares, Inc. (SFBS) stock FAQ — growth, dividends, profitability & financials explained
ServisFirst Bancshares, Inc. (SFBS) grew revenue by 25.5% over the trailing twelve months, compared with the twelve months before.
Yes. ServisFirst Bancshares, Inc. (SFBS) earned $342.5M in net income over the trailing twelve months (a 51.7% net margin).
Yes. ServisFirst Bancshares, Inc. (SFBS) pays a dividend that yields 1.63% at the current price, a moderate yield.
ServisFirst Bancshares, Inc. (SFBS) had a return on equity (ROE) of 17.6% over the trailing twelve months. That is above the market's typical 10-15%.
ServisFirst Bancshares, Inc. (SFBS) has a net interest margin (NIM) of 3.0%. This indicates healthy earnings from lending activities.
ServisFirst Bancshares, Inc. (SFBS) has an efficiency ratio of 32.9%. This is excellent, indicating strong cost control.
