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United Fire Group, Inc.(UFCS)Earnings, Financials & Key Ratios
UFCS•NASDAQ•Insurance & Managed Care
$43.01
$1.1B mkt cap·9.6× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryProperty & Casualty InsuranceSub-IndustryCommercial lines and surety insurers
AboutUnited Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. The company offers commercial and personal lines of property and casualty insurance; and commercial multiple peril and inland marine insurance, as well as assumed reinsurance products. Its commercial policies include fire and allied lines, other liability, automobile, workers' compensation, and fidelity and surety coverage; and personal lines comprise automobile, and fire and allied lines coverage, including homeowners. The company sells its products through a network of independent agencies. United Fire Group, Inc. was founded in 1946 and is headquartered in Cedar Rapids, Iowa.Show more
- Revenue$1.39B+10.7%
- Combined Ratio89.33%-4.8%
- Net Income$118M+90.8%
- Return on Equity13.72%+67.8%
- Medical Cost Ratio55.14%-32.7%
- Operating Margin10.67%+73.4%
- Net Margin8.52%+72.2%
- ROA3.23%+72.6%
- Equity / Assets24.5%+9.4%
- Book Value per Share35.67+18.3%
- Tangible BV/Share29.56-1.5%
- Debt/Equity0.16+3.7%
UFCS Key Insights
United Fire Group, Inc. (UFCS) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Profitable underwriting: 89.3% combined ratio
- ✓Strong Piotroski F-Score: 7/9
- ✓Low loss ratio of 55.1%
- ✓Trading near 52-week high
- ✓Trading at only 1.2x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
UFCS Price & Volume
United Fire Group, Inc. (UFCS) stock price & volume — 10-year historical chart
Loading chart...
UFCS Growth Metrics
United Fire Group, Inc. (UFCS) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years4.45%
5 Years5.16%
3 Years11.95%
TTM10.79%
Profit CAGR
10 Years2.86%
5 Years-
3 Years98.85%
TTM97.33%
EPS CAGR
10 Years2.41%
5 Years-
3 Years96.55%
TTM96.05%
Return on Capital
10 Years2.24%
5 Years5.07%
3 Years4.74%
Last Year13.7%
UFCS Recent Earnings
United Fire Group, Inc. (UFCS) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 9/12 qtrs (75%)
Q2 2026Latest
May 5, 2026EPS
$1.16
Est $0.87
+33.3%
Revenue
$343M
Est $340M
+0.8%
Q1 2026
Feb 10, 2026EPS
$1.50
Est $0.90
+66.7%
Revenue
$341M
Est $306M
+11.5%
Q4 2025
Nov 4, 2025EPS
$1.50
Est $0.69
+117.4%
Revenue
$354M
Est $332M
+6.5%
Q3 2025
Aug 5, 2025EPS
$0.90
Est $0.57
+57.9%
Revenue
$337M
Est $345M
-2.5%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 5, 2026 | $1.16vs $0.87+33.3% | $343Mvs $340M+0.8% |
| Q1 2026 | Feb 10, 2026 | $1.50vs $0.90+66.7% | $341Mvs $306M+11.5% |
| Q4 2025 | Nov 4, 2025 | $1.50vs $0.69+117.4% | $354Mvs $332M+6.5% |
| Q3 2025 | Aug 5, 2025 | $0.90vs $0.57+57.9% | $337Mvs $345M-2.5% |
Based on last 12 quarters of dataView full earnings history →
UFCS Peer Comparison
United Fire Group, Inc. (UFCS) competitors in Commercial lines and surety insurers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 KMPR | 1.92B | 32.74 | 14.30 | 3.62% | 0.83% | 1.43% | 0.38 | |
 ERIE | 9.86B | 213.56 | 20.11 | 7.17% | 13.2% | 25.03% | ||
 NODK | 266.12M | 12.90 | -100% | 0.87% | 1.05% | |||
 PLMR | 2.94B | 110.75 | 15.45 | 58.16% | 22.56% | 22.79% | 0.01 | |
 HIG | 36.71B | 133.49 | 10.02 | 7.1% | 14.13% | 22.01% | 0.23 | |
 TRV | 65.22B | 301.59 | 10.99 | 5.17% | 12.88% | 19.12% | 0.28 | |
 CNA | 11.75B | 43.43 | 9.26 | 5.1% | 8.95% | 11.94% | 0.26 | |
 WRB | 24.76B | 66.12 | 14.86 | 7.82% | 12.1% | 18.86% | 0.29 |
Compare UFCS vs Peers
United Fire Group, Inc. (UFCS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
UFCS Income Statement
United Fire Group, Inc. (UFCS) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.06B | 1.08B | 1.2B | 1.08B | 1.06B | 988.22M | 1.1B | 1.25B | 1.39B | 1.43B |
| Revenue Growth % | 7.03% | 2.34% | 11.09% | -10.15% | -2.02% | -6.46% | 11.14% | 13.98% | 10.75% | 10.79% |
| Medical Costs & Claims | 933.46M | 937.84M | 1.05B | 1.08B | 855.59M | 850.38M | 1.01B | 1.03B | 764.4M | 730.63M |
| Medical Cost Ratio % | 88.43% | 86.81% | 87.24% | 100.14% | 80.98% | 86.05% | 92.36% | 81.95% | 55.14% | 51.24% |
| Gross Profit | 122.09M▲ 0% | 142.44M▲ 16.7% | 153.18M▲ 7.5% | -1.46M▼ 101.0% | 200.91M▲ 13870.0% | 137.84M▼ 31.4% | 83.93M▼ 39.1% | 225.92M▲ 169.2% | 622.01M▲ 175.3% | 325.77M▲ 0% |
| Gross Margin % | 11.57% | 13.19% | 12.76% | -0.14% | 19.02% | 13.95% | 7.64% | 18.05% | 44.86% | 22.85% |
| Gross Profit Growth % | 10.21% | 16.67% | 7.54% | -100.95% | 13870.05% | -31.39% | -39.11% | 169.19% | 175.33% | - |
| Operating Expenses | 106.44M | 151.59M | 136.3M | 168.06M | 104.06M | 125.76M | 123.65M | 148.88M | 474.07M | 199.69M |
| OpEx / Revenue % | 10.08% | 14.03% | 11.36% | 15.59% | 9.85% | 12.73% | 11.26% | 11.89% | 34.19% | 14% |
| Depreciation & Amortization | 4.57M | 5.17M | 11.19M | 6.66M | 6.57M | 7.67M | 10.51M | 10.9M | 0 | 5.32M |
| Combined Ratio % | 98.52% | 100.85% | 98.59% | 115.72% | 90.83% | 98.78% | 103.62% | 93.85% | 89.33% | 65.25% |
| Operating Income | 15.65M▲ 0% | -9.15M▼ 158.5% | 16.88M▲ 284.5% | -169.51M▼ 1104.3% | 96.84M▲ 157.1% | 12.08M▼ 87.5% | -39.72M▼ 428.9% | 77.03M▲ 293.9% | 147.94M▲ 92.0% | 164.09M▲ 0% |
| Operating Margin % | 1.48% | -0.85% | 1.41% | -15.72% | 9.17% | 1.22% | -3.62% | 6.15% | 10.67% | 11.51% |
| Operating Income Growth % | -72.78% | -158.47% | 284.47% | -1104.3% | 157.13% | -87.53% | -428.9% | 293.94% | 92.04% | - |
| EBITDA | 20.22M | -3.98M | 28.07M | -162.86M | 103.41M | 19.75M | -29.21M | 87.94M | 159.2M | 172.59M |
| EBITDA Margin % | 1.92% | -0.37% | 2.34% | -15.1% | 9.79% | 2% | -2.66% | 7.02% | 11.48% | 12.1% |
| Interest Expense | 0 | 0 | 0 | 0 | 3.19M | 3.19M | 3.26M | 7.28M | 11.27M | 11.97M |
| Non-Operating Income | 0 | 0 | 0 | 0 | -3.19M | -3.19M | -3.26M | -7.28M | -11.27M | -8.78M |
| Pretax Income | 15.65M▲ 0% | -9.15M▼ 158.5% | 16.88M▲ 284.5% | -169.51M▼ 1104.3% | 96.84M▲ 157.1% | 12.08M▼ 87.5% | -39.72M▼ 428.9% | 77.03M▲ 293.9% | 147.94M▲ 92.0% | 164.09M▲ 0% |
| Pretax Margin % | 1.48% | -0.85% | 1.41% | -15.72% | 9.17% | 1.22% | -3.62% | 6.15% | 10.67% | 11.51% |
| Income Tax | -29.22M | -11.4M | 2.06M | -56.81M | 16.25M | -2.95M | -10.02M | 15.08M | 29.75M | 33.55M |
| Effective Tax Rate % | -186.71% | 124.64% | 12.2% | 33.51% | 16.78% | -24.46% | 25.23% | 19.57% | 20.11% | 20.45% |
| Net Income | 51.02M▲ 0% | 27.65M▼ 45.8% | 14.82M▼ 46.4% | -112.71M▼ 860.5% | 80.59M▲ 171.5% | 15.03M▼ 81.3% | -29.7M▼ 297.6% | 61.96M▲ 308.6% | 118.19M▲ 90.8% | 130.54M▲ 0% |
| Net Margin % | 4.83% | 2.56% | 1.23% | -10.45% | 7.63% | 1.52% | -2.7% | 4.95% | 8.52% | 9.16% |
| Net Income Growth % | 2.24% | -45.81% | -46.4% | -860.5% | 171.51% | -81.35% | -297.59% | 308.61% | 90.76% | 97.33% |
| EPS (Diluted) | 1.99▲ 0% | 1.08▼ 45.7% | 0.58▼ 46.3% | -4.50▼ 875.9% | 3.16▲ 170.2% | 0.59▼ 81.3% | -1.18▼ 300.0% | 2.39▲ 302.5% | 4.48▲ 87.4% | 5.00▲ 0% |
| EPS Growth % | 3.11% | -45.73% | -46.3% | -875.86% | 170.22% | -81.33% | -300% | 302.54% | 87.45% | 96.05% |
| EPS (Basic) | 2.05 | 1.10 | 0.59 | -4.50 | 3.21 | 0.60 | -1.18 | 2.45 | 4.48 | - |
| Diluted Shares Outstanding | 25.64M | 25.62M | 25.58M | 25.03M | 25.09M | 25.32M | 25.25M | 25.92M | 26.38M | 26.1M |
UFCS Balance Sheet
United Fire Group, Inc. (UFCS) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 4.18B | 2.82B | 3.01B | 3.07B | 3.01B | 2.88B | 3.14B | 3.49B | 3.84B | 3.91B |
| Asset Growth % | 3.17% | -32.67% | 6.99% | 1.87% | -1.86% | -4.33% | 9.09% | 10.95% | 10.1% | 34.17% |
| Total Investment Assets | 1.89B | 2.07B | 175K | 2.15B | 2.06B | 275K | 100K | 2.09B | 2.46B | 2.25M |
| Long-Term Investments | 0 | 0 | 0 | 2.03B | 2.06B | 0 | 0 | 224.66M | 1.35B | 2.61B |
| Short-Term Investments | 175K | 175K | 175K | 175K | 275K | 275K | 100K | 1.87B | 1.12B | 0 |
| Total Current Assets | 424.25M | 411.45M | 478.53M | 0 | 632.07M | 462.65M | 566.94M | 0 | 2.06B | 162.03M |
| Cash & Equivalents | 95.56M | 64.45M | 120.72M | 87.95M | 132.1M | 96.65M | 102.05M | 200.95M | 156.33M | 162.03M |
| Receivables | 328.51M | 346.82M | 357.63M | 544.03M | 476.96M | 365.73M | 464.79M | 695.81M | 755.2M | 2.59B |
| Other Current Assets | 0 | 0 | 0 | -645.11M | 13.4M | 0 | 0 | -1.87B | 0 | -546.38M |
| Goodwill & Intangibles | 23.97M | 23.25M | 22.54M | 6.74M | 6.03M | 5.32M | 4.62M | 3.91M | 161.38M | 335.77M |
| Goodwill | 15.09M | 15.09M | 15.09M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 8.88M | 8.16M | 7.45M | 6.74M | 6.03M | 5.32M | 4.62M | 3.91M | 161.38M | 3.02M |
| PP&E (Net) | 68.99M | 97.19M | 116.99M | 129.87M | 137.7M | 133.11M | 134.25M | 136.02M | 132.63M | 130.16M |
| Other Assets | 0 | 0 | 0 | -2.17B | 172.51M | 0 | 0 | 3.12B | 122.75M | 0 |
| Total Liabilities | 3.21B | 1.93B | 2.1B | 2.24B | 2.13B | 2.14B | 2.41B | 2.71B | 2.9B | 2.96B |
| Total Debt | 0 | 0 | 0 | 50M | 50M | 50M | 50M | 117.06M | 146.2M | 0 |
| Net Debt | -95.56M | -64.45M | -120.72M | -37.95M | -82.1M | -46.65M | -52.05M | -83.89M | -10.13M | -162.03M |
| Long-Term Debt | 0 | 0 | 0 | 50M | 50M | 50M | 50M | 117.06M | 146.2M | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 1.33B | 1.37B | 139.65M | 0 | 2.08B | 1.46B | 142.64M | 0 | 2.59B | 0 |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 621.45M | 660.21M | 0 |
| Other Current Liabilities | 1.16B | 1.25B | 0 | -126.62M | 1.98B | 1.36B | 0 | -771.23M | 1.92B | 0 |
| Deferred Taxes | 1000K | 0 | 1000K | 1000K | 1000K | 0 | 0 | 1000K | 0 | 0 |
| Other Liabilities | 3.2B | 1.81B | 1.94B | -74.93M | -26.75M | 2B | 2.22B | 2.29B | 168.38M | 2.96B |
| Total Equity | 973.37M▲ 0% | 888.38M▼ 8.7% | 910.47M▲ 2.5% | 825.15M▼ 9.4% | 879.12M▲ 6.5% | 740.11M▼ 15.8% | 733.75M▼ 0.9% | 781.53M▲ 6.5% | 941.17M▲ 20.4% | 950.61M▲ 0% |
| Equity Growth % | 3.34% | -8.73% | 2.49% | -9.37% | 6.54% | -15.81% | -0.86% | 6.51% | 20.43% | 67.44% |
| Shareholders Equity | 973.37M | 888.38M | 910.47M | 825.15M | 879.12M | 740.11M | 733.75M | 781.53M | 941.17M | 950.61M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 608.7M | 715.47M | 697.12M | 555.85M | 621.38M | 620.55M | 574.69M | 620.44M | 722.32M | 747.26M |
| Common Stock | 25K | 25K | 25K | 25K | 25K | 25K | 25K | 25K | 25K | 26K |
| Accumulated OCI | 168.31M | -30.47M | 13.15M | 66.91M | 54.34M | -87.5M | -50.96M | -54.78M | -5.06M | -20.74M |
| Return on Equity (ROE) | 5.33% | 2.97% | 1.65% | -12.99% | 9.46% | 1.86% | -4.03% | 8.18% | 13.72% | 14.36% |
| Return on Assets (ROA) | 1.24% | 0.79% | 0.51% | -3.71% | 2.65% | 0.51% | -0.99% | 1.87% | 3.23% | 3.44% |
| Equity / Assets | 23.27% | 31.54% | 30.21% | 26.88% | 29.18% | 25.68% | 23.34% | 22.4% | 24.5% | 24.32% |
| Debt / Equity | - | - | - | 0.06x | 0.06x | 0.07x | 0.07x | 0.15x | 0.16x | 0.16x |
| Book Value per Share | 37.96 | 34.67 | 35.59 | 32.97 | 35.04 | 29.23 | 29.06 | 30.15 | 35.67 | 36.42 |
| Tangible BV per Share | 37.03 | 33.76 | 34.71 | 32.70 | 34.80 | 29.02 | 28.88 | 30.00 | 29.56 | 36.31 |
UFCS Cash Flow Statement
United Fire Group, Inc. (UFCS) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 170.09M | 110.1M | 93.75M | 41.44M | 29.92M | -1.25M | 171.74M | 340.3M | 269.74M | 269.74M |
| Operating CF Growth % | -20.66% | -35.27% | -14.85% | -55.8% | -27.8% | -104.18% | 13827.9% | 98.16% | -20.73% | 1.61% |
| Operating CF / Revenue % | 16.11% | 10.19% | 7.81% | 3.84% | 2.83% | -0.13% | 15.64% | 27.18% | 19.46% | 18.92% |
| Net Income | 44.87M | 29.56M | 14.82M | -112.71M | 80.59M | 15.03M | -29.7M | 61.96M | 118.19M | 130.54M |
| Depreciation & Amortization | 4.57M | 5.17M | 11.19M | 6.66M | 6.57M | 7.67M | 10.51M | 10.9M | 0 | 8.24M |
| Stock-Based Compensation | 4.81M | 5.25M | 6.15M | 4.99M | 3.44M | 2.83M | 3.25M | 5.52M | 0 | 6.87M |
| Deferred Taxes | -5.92M | -16.22M | 10.15M | -17.47M | 5.63M | -3.93M | -8.31M | -8.39M | 0 | 2.34M |
| Other Non-Cash Items | 38.72M | 20.65M | -42.99M | 130.68M | 4.63M | 54.35M | 121.63M | 66.81M | 19.98M | 41.48M |
| Working Capital Changes | 83.05M | 65.69M | 94.43M | 29.28M | -70.95M | -77.19M | 74.36M | 203.5M | 131.57M | 101.22M |
| Cash from Investing | -61.98M | -19.2M | 4.5M | -92.87M | 31.73M | -19.17M | -149.89M | -292.49M | -325.96M | -321.19M |
| Capital Expenditures | -17.16M | -33.05M | -32.43M | -18.86M | -13.98M | -2.14M | -10.89M | -11.87M | -6.45M | -4.33M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchase of Investments | -267.54M | -540.35M | -257.81M | -444.66M | -405.43M | -297.35M | -292.95M | -960.57M | -713.97M | -782.64M |
| Sale/Maturity of Investments | 205.11M | 263.8M | 311.67M | 376.22M | 451.14M | 280.42M | 162.08M | 670.58M | 379.82M | 451.16M |
| Other Investing | 17.6M | 290.4M | -16.93M | -5.56M | 0 | -103K | -8.14M | 9.38M | 14.63M | 14.63M |
| Cash from Financing | -107.55M | -115.19M | -41.98M | 18.66M | -17.49M | -15.03M | -16.45M | 51.09M | 11.6M | 8.85M |
| Dividends Paid | -27.34M | -105.41M | -32.66M | -28.53M | -15.06M | -15.86M | -16.16M | -16.21M | -16.31M | -17.36M |
| Share Repurchases | -29.78M | -5.4M | -11.7M | -2.74M | -2.01M | 0 | -290K | 0 | -993K | -1.45M |
| Stock Issued | 4.83M | 7.17M | 2.38M | -71K | -421K | 828K | 0 | 348K | 0 | -1.25M |
| Debt Issuance (Net) | 0 | 0 | 0 | 1000K | 0 | 0 | 0 | 1000K | 1000K | 1000K |
| Other Financing | -55.26M | -11.55M | 0 | 0 | -421K | 0 | 0 | 0 | 0 | -2.44M |
| Net Change in Cash | 6.37M▲ 0% | -31.11M▼ 588.5% | 56.27M▲ 280.9% | -32.77M▼ 158.2% | 44.16M▲ 234.7% | -35.45M▼ 180.3% | 5.4M▲ 115.2% | 98.9M▲ 1732.9% | -44.62M▼ 145.1% | -21.65M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 89.19M | 95.56M | 64.45M | 120.72M | 87.95M | 132.1M | 96.65M | 102.05M | 200.95M | 156.33M |
| Cash at End | 95.56M | 64.45M | 120.72M | 87.95M | 132.1M | 96.65M | 102.05M | 200.95M | 156.33M | 162.03M |
| Free Cash Flow | 152.94M▲ 0% | 77.05M▼ 49.6% | 61.33M▼ 20.4% | 22.57M▼ 63.2% | 15.94M▼ 29.4% | -3.39M▼ 121.3% | 160.85M▲ 4847.6% | 328.43M▲ 104.2% | 263.3M▼ 19.8% | 286.36M▲ 0% |
| FCF Growth % | -26.04% | -49.62% | -20.41% | -63.19% | -29.38% | -121.25% | 4847.64% | 104.19% | -19.83% | -12.71% |
| FCF Margin % | 14.49% | 7.13% | 5.11% | 2.09% | 1.51% | -0.34% | 14.64% | 26.24% | 18.99% | 20.08% |
| FCF per Share | 5.96 | 3.01 | 2.4 | 0.9 | 0.64 | -0.13 | 6.37 | 12.67 | 9.98 | 9.98 |
UFCS Key Ratios
United Fire Group, Inc. (UFCS) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 98.52% | 100.85% | 98.59% | 115.72% | 90.83% | 98.78% | 103.62% | 93.85% | 89.33% | 65.25% |
| Medical Cost Ratio | 88.43% | 86.81% | 87.24% | 100.14% | 80.98% | 86.05% | 92.36% | 81.95% | 55.14% | 51.24% |
| Return on Equity (ROE) | 5.33% | 2.97% | 1.65% | -12.99% | 9.46% | 1.86% | -4.03% | 8.18% | 13.72% | 14.36% |
| Return on Assets (ROA) | 1.24% | 0.79% | 0.51% | -3.71% | 2.65% | 0.51% | -0.99% | 1.87% | 3.23% | 3.44% |
| Equity / Assets | 23.27% | 31.54% | 30.21% | 26.88% | 29.18% | 25.68% | 23.34% | 22.4% | 24.5% | 24.32% |
| Book Value / Share | 37.96 | 34.67 | 35.59 | 32.97 | 35.04 | 29.23 | 29.06 | 30.15 | 35.67 | 36.42 |
| Debt / Equity | - | - | - | 0.06x | 0.06x | 0.07x | 0.07x | 0.15x | 0.16x | 0.16x |
| Revenue Growth | 7.03% | 2.34% | 11.09% | -10.15% | -2.02% | -6.46% | 11.14% | 13.98% | 10.75% | 10.79% |
UFCS SEC Filings & Documents
United Fire Group, Inc. (UFCS) SEC filings — annual & quarterly reports (10-K, 10-Q)
UFCS Frequently Asked Questions
United Fire Group, Inc. (UFCS) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
United Fire Group, Inc. (UFCS) grew revenue by 10.7% over the past year. This is steady growth.
Yes, United Fire Group, Inc. (UFCS) is profitable, generating $130.5M in net income for fiscal year 2025 (8.5% net margin).
Dividend & Returns
Yes, United Fire Group, Inc. (UFCS) pays a dividend with a yield of 1.44%. This makes it attractive for income-focused investors.
United Fire Group, Inc. (UFCS) has a return on equity (ROE) of 13.7%. This is reasonable for most industries.
Industry Metrics
United Fire Group, Inc. (UFCS) has a combined ratio of 89.3%. A ratio below 100% indicates underwriting profitability.
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