Unum Group's core business demonstrates resilience, with a combined ratio of 90.0% in Q2 2026 and strong cash generation (OCF/NI of 1.96x), supported by a favorable interest rate environment. However, the company faces episodic claims volatility, as evidenced ...
Price trend, volume and key moving averages
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Revenue growth decelerated to 2.1% YoY in Q2 2026, while the combined ratio improved to 90.0% from 98.4% in Q3 2025, indicating a return to underwriting profitability despite quarterly volatility.
Unum Group operates in a life insurance industry that is experiencing steady improvement, characterized by enhanced returns, reduced liability risks, and strong free cash flow conversion. This positive environment is driven by higher interest rates, favorable demographic trends, and technological advancements, contributing to mid-single-digit premium growth and robust profitability.
The company possesses a competitive edge through its established group benefits franchise, which generates over 20% return on equity (ROE) and exhibits more than 90% free cash flow conversion.
In Q1 2026, Unum Group beat Wall Street's revenue expectations, with sales up 1.7% year on year to $3.36 billion. The company also reported strong premium growth in its core business.
Trailing total returns as of 9/25/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 28, 2026 | $2.16+0.0% vs $2.16 | $2.9B-0.3% vs $2.9B |
Q2 2026 Apr 28, 2026 | $2.14+4.4% vs $2.05 | $3.4B+15.1% vs $2.9B |
Q1 2026 Feb 5, 2026 | $1.92-9.0% vs $2.11 | $3.2B-1.3% vs $3.3B |
Q4 2025 Nov 3, 2025 | $2.09-2.8% vs $2.15 | $3.4B+0.9% vs $3.3B |
State Street Corp trimmed its position in Unum Group (NYSE: UNM) by 1.5% during the undefined quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The firm owned 5,069,408 shares of the financial services provider's stock after selling 78,017 shares during the period. State
AM Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of âa+â (Excellent) of the
Amundi grew its holdings in shares of Unum Group (NYSE: UNM) by 1,140.5% in the undefined quarter, according to its most recent disclosure with the SEC. The fund owned 340,443 shares of the financial services provider's stock after purchasing an additional 312,999 shares during the period. Amundi owned approximately 0.22% of Unum Group
Unum Group (UNM) Presents at KBW Insurance Conference 2026 Transcript
Benchmark UNM against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Unum Group (UNM)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $91.11 | $14.42B | 21.29 | 2.07% | 5.66% | 6.69% | 1.94% | |
| $97.25 | $62.57B | 20.26 | 10.22% | 4.61% | 12.75% | — | |
| $118.75 | $41.21B | 11.62 | -13.74% | 5.93% | 11.2% | — | |
| $41.39 | $7.91B | 7.09 | 1.24% | 12.18% | 21.99% | — | |
| $9.45 | $3.62B | 17.50 | -10.86% | 3.03% | 2.16% | — | |
| $114.15 | $24.66B | 21.74 | -3.11% | 9.86% | 12.44% | — |
Unum Group (UNM) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Unum Group (UNM) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 28, 2026·SEC
Jul 6, 2026·SEC
Jul 1, 2026·SEC
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Unum Group (UNM) stock FAQ — growth, dividends, profitability & financials explained
Unum Group (UNM) grew revenue by 2.1% over the past year. Growth has been modest.
Yes, Unum Group (UNM) is profitable, generating $702.7M in net income for fiscal year 2025 (5.7% net margin).
Yes, Unum Group (UNM) pays a dividend with a yield of 1.94%. This makes it attractive for income-focused investors.
Unum Group (UNM) has a return on equity (ROE) of 6.7%. This is below average, suggesting room for improvement.
Unum Group (UNM) has a combined ratio of 92.8%. A ratio below 100% indicates underwriting profitability.
