Wintrust Financial Corporation demonstrates a consistent growth trajectory, evidenced by total assets expanding from $56.3 billion in 2023Q4 to $72.2 billion in 2026Q1.
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Net interest income grew to $579.0 million in 2026Q1, reflecting a sustained upward trajectory from $464.2 million in 2024Q1 despite broader industry funding headwinds.
Wintrust has demonstrated a history of earnings growth, with a five-year annualized growth rate of 14.6%. In Q1 2026, the company reported record net income, up 20% year-over-year, beating analyst expectations.
The company has seen improvements in its cost-to-income ratio, which fell to 53.45% in Q1 2026 from 55.4% in the trailing period. This indicates efficient management of expenses relative to revenue.
WTFC shares are trading significantly below their discounted cash flow (DCF) fair value, with one estimate placing it at $265.05 compared to a share price around $150.26. This suggests a potential upside of approximately 43.3%.
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 19, 2026 | $3.37+1.8% vs $3.31 | $758M+0.4% vs $755M |
Q3 2026 Jul 20, 2026 | $3.30+5.1% vs $3.14 | $739M+0.4% vs $735M |
Q2 2026 Apr 20, 2026 | $3.22+8.8% vs $2.96 | $713M+0.8% vs $707M |
Q1 2026 Jan 20, 2026 | $3.15+7.5% vs $2.93 | $714M+1.8% vs $702M |
Five dividend stocks are paying out in November, but three of them stop accepting new buyers as early as today. Miss the window by even one day and the payment goes to whoever sold you the shares.
Pre-Market Stock Futures: Futures are trading lower after a solid day for the stock market, as the interest-rate scenario played out as we (and most across Wall Street) predicted, with the Federal Reserve holding rates steady. If the inflation picture remains the same, burdened by higher energy costs, the Fed could raise rates by 25
ROSEMONT, Ill., Oct. 22, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of Wintrust Financial Corporation (“Wintrust” or the “Company”) (Nasdaq: WTFC) has approved a quarterly cash dividend of $0.55 per share of outstanding common stock. The dividend is payable on November 19, 2026, to shareholders of record as of November 5, 2026.
Wintrust Financial Corporation ( WTFC ) Q3 2026 Earnings Call October 20, 2026 11:00 AM EDT Company Participants Timothy Crane - CEO, President & Director David Stoehr - Executive VP & CFO Richard Murphy - Vice Chairman & Chief Lending Officer David Dykstra - Vice Chairman & COO Conference Call Participants Jon Arfstrom - RBC Capital Markets, Research Division Daniel Tamayo - Raymond James & Associates, Inc., Research Division Benjamin Gerlinger - Citigroup Inc., Research Division Nathan Race - Piper Sandler & Co., Research Division Terence McEvoy - Wells Fargo Securities, LLC, Research Division Casey Haire David Chiaverini - Jefferies LLC, Research Division Sun Young Lee - TD Cowen, Research Division Christopher McGratty - Keefe, Bruyette, & Woods, Inc., Research Division Jeff Rulis - D.A. Davidson & Co., Research Division Jared David Shaw - Barclays Bank PLC, Research Division Bernard Von Gizycki - Deutsche Bank AG, Research Division Brandon Rud - Stephens Inc., Research Division Timur Braziler - UBS Investment Bank, Research Division Presentation Operator Welcome to Wintrust Financial Corporation's Third Quarter and year-to-date 2026 Earnings Conference Call.
Benchmark WTFC against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Wintrust Financial Corporation (WTFC)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $151.27 | $10.2B | 11.20 | 11.23% | 31.57% | 12.54% | 1.66% | |
| $36.31 | $748.21M | 11.25 | 4.57% | 29.92% | 13.61% | 2.85% | |
| $23.76 | $4.54B | 11.06 | 11.19% | 29.66% | 11.39% | 3.24% | |
| $133.77 | $10.16B | 9.91 | 101.23% | 36.8% | 13.15% | 1.33% | |
| $78.94 | $4.11B | 12.11 | 2.08% | 29.98% | 12.42% | 0.87% | |
| $129.48 | $7.87B | 11.62 | 9.59% | 29.56% | 11.21% | 1.87% |
Wintrust Financial Corporation (WTFC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Wintrust Financial Corporation (WTFC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 20, 2026·SEC
May 29, 2026·SEC
Apr 20, 2026·SEC
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Wintrust Financial Corporation (WTFC) stock FAQ — growth, dividends, profitability & financials explained
Wintrust Financial Corporation (WTFC) grew revenue by 10.3% over the trailing twelve months, compared with the twelve months before.
Yes. Wintrust Financial Corporation (WTFC) earned $923.2M in net income over the trailing twelve months (a 31.6% net margin).
Yes. Wintrust Financial Corporation (WTFC) pays a dividend that yields 1.66% at the current price, a moderate yield.
Wintrust Financial Corporation (WTFC) had a return on equity (ROE) of 12.5% over the trailing twelve months. That is in line with the market's typical 10-15%.
Wintrust Financial Corporation (WTFC) has a net interest margin (NIM) of 3.1%. This indicates healthy earnings from lending activities.
Wintrust Financial Corporation (WTFC) has an efficiency ratio of 55.5%. This is reasonable for a bank.
