Asset Management
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Side-by-side financial analysisStock Comparison
SII vs GROW vs MFIN
Revenue, margins, valuation, and 5-year total return — side by side.
Asset Management
Financial - Credit Services
SII vs GROW vs MFIN — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||
|---|---|---|---|
| Industry | Asset Management | Asset Management | Financial - Credit Services |
| Market Cap | $3.06B | $38M | $231M |
| Revenue (TTM) | $386M | $11M | $340M |
| Net Income (TTM) | $84M | $3M | $47M |
| Gross Margin | 83.4% | 64.9% | 59.3% |
| Operating Margin | 30.5% | -1.4% | 30.9% |
| Forward P/E | 25.3x | — | 8.8x |
| Total Debt | $0.00 | $83K | $316M |
| Cash & Equiv. | $118M | $25M | $202M |
SII vs GROW vs MFIN — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| Sprott Inc. (SII) | 100 | 329.1 | +229.1% |
| U.S. Global Investo… (GROW) | 100 | 155.8 | +55.8% |
| Medallion Financial… (MFIN) | 100 | 370.2 | +270.2% |
Price return only. Dividends and distributions are not included.
Quick Verdict: SII vs GROW vs MFIN
Each card shows where this stock fits in a portfolio — not just who wins on paper.
SII is the clearest fit if your priority is growth exposure and long-term compounding.
- Rev growth 75.2%, EPS growth 38.7%
- 5.6% 10Y total return vs GROW's 89.2%
- 75.2% NII/revenue growth vs GROW's -23.1%
GROW is the clearest fit if your priority is sleep-well-at-night.
- Lower volatility, beta 0.77, Low D/E 0.2%, current ratio 20.87x
- Beta 0.77 vs SII's 1.51
MFIN carries the broadest edge in this set and is the clearest fit for income & stability and defensive.
- Dividend streak 3 yrs, beta 1.12, yield 4.6%
- Beta 1.12, yield 4.6%, current ratio 27.10x
- NIM 7.3% vs SII's 1.1%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 75.2% NII/revenue growth vs GROW's -23.1% | |
| Value | Better valuation composite | |
| Quality / Margins | Efficiency ratio 0.5% vs GROW's 0.8% (lower = leaner) | |
| Stability / Safety | Beta 0.77 vs SII's 1.51 | |
| Dividends | 4.6% yield, 3-year raise streak, vs GROW's 3.1% | |
| Momentum (1Y) | +89.8% vs MFIN's +8.6% | |
| Efficiency (ROA) | Efficiency ratio 0.5% vs GROW's 0.8% |
SII vs GROW vs MFIN — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
Segment breakdown not available.
SII vs GROW vs MFIN — Financial Metrics
Side-by-side numbers across 3 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
Evenly matched — GROW and MFIN each lead in 2 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
SII is the larger business by revenue, generating $386M annually — 35.6x GROW's $11M. GROW is the more profitable business, keeping 29.1% of every revenue dollar as net income compared to MFIN's 13.7%.
| Metric | |||
|---|---|---|---|
| RevenueTrailing 12 months | $386M | $11M | $340M |
| EBITDAEarnings before interest/tax | $121M | -$111,000 | $111M |
| Net IncomeAfter-tax profit | $84M | $3M | $47M |
| Free Cash FlowCash after capex | $126M | $464,000 | $126M |
| Gross MarginGross profit ÷ Revenue | +83.4% | +64.9% | +59.3% |
| Operating MarginEBIT ÷ Revenue | +30.5% | -1.4% | +30.9% |
| Net MarginNet income ÷ Revenue | +21.9% | +29.1% | +13.7% |
| FCF MarginFCF ÷ Revenue | +32.6% | +4.3% | +37.2% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +143.5% | +8.8% | +16.3% |
Valuation Metrics
MFIN leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
At 5.5x trailing earnings, MFIN trades at a 88% valuation discount to SII's 44.8x P/E. On an enterprise value basis, MFIN's 1.9x EV/EBITDA is more attractive than SII's 29.5x.
| Metric | |||
|---|---|---|---|
| Market CapShares × price | $3.1B | $38M | $231M |
| Enterprise ValueMkt cap + debt − cash | $2.9B | $13M | $346M |
| Trailing P/EPrice ÷ TTM EPS | 44.83x | -118.40x | 5.51x |
| Forward P/EPrice ÷ next-FY EPS est. | 25.29x | — | 8.80x |
| PEG RatioP/E ÷ EPS growth rate | 2.33x | — | — |
| EV / EBITDAEnterprise value multiple | 29.48x | — | 1.94x |
| Price / SalesMarket cap ÷ Revenue | 10.39x | 4.44x | 0.65x |
| Price / BookPrice ÷ Book value/share | 8.35x | 0.87x | 0.47x |
| Price / FCFMarket cap ÷ FCF | 31.96x | — | 1.83x |
Profitability & Efficiency
SII leads this category, winning 7 of 9 comparable metrics.
Profitability & Efficiency
SII delivers a 23.5% return on equity — every $100 of shareholder capital generates $23 in annual profit, vs $7 for GROW. GROW carries lower financial leverage with a 0.00x debt-to-equity ratio, signaling a more conservative balance sheet compared to MFIN's 0.62x. On the Piotroski fundamental quality scale (0–9), SII scores 7/9 vs GROW's 2/9, reflecting strong financial health.
| Metric | |||
|---|---|---|---|
| ROE (TTM)Return on equity | +23.5% | +7.0% | +9.4% |
| ROA (TTM)Return on assets | +17.5% | +6.5% | +1.6% |
| ROICReturn on invested capital | +21.1% | -4.7% | +17.2% |
| ROCEReturn on capital employed | +24.8% | -6.2% | +10.0% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 2 | 7 |
| Debt / EquityFinancial leverage | — | 0.00x | 0.62x |
| Net DebtTotal debt minus cash | -$118M | -$24M | $115M |
| Cash & Equiv.Liquid assets | $118M | $25M | $202M |
| Total DebtShort + long-term debt | $0 | $83,000 | $316M |
| Interest CoverageEBIT ÷ Interest expense | 94.69x | 776.00x | 1.07x |
Total Returns (Dividends Reinvested)
SII leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in SII five years ago would be worth $29,214 today (with dividends reinvested), compared to $5,280 for GROW. Over the past 12 months, SII leads with a +89.8% total return vs MFIN's +8.6%. The 3-year compound annual growth rate (CAGR) favors SII at 54.8% vs GROW's 5.0% — a key indicator of consistent wealth creation.
| Metric | |||
|---|---|---|---|
| YTD ReturnYear-to-date | +18.1% | +21.8% | -1.1% |
| 1-Year ReturnPast 12 months | +89.8% | +28.2% | +8.6% |
| 3-Year ReturnCumulative with dividends | +271.1% | +15.9% | +44.5% |
| 5-Year ReturnCumulative with dividends | +192.1% | -47.2% | +25.5% |
| 10-Year ReturnCumulative with dividends | +555.3% | +89.2% | +65.9% |
| CAGR (3Y)Annualised 3-year return | +54.8% | +5.0% | +13.1% |
Risk & Volatility
Evenly matched — GROW and MFIN each lead in 1 of 2 comparable metrics.
Risk & Volatility
GROW is the less volatile stock with a 0.77 beta — it tends to amplify market swings less than SII's 1.51 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. MFIN currently trades 89.2% from its 52-week high vs SII's 70.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||
|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.51x | 0.77x | 1.12x |
| 52-Week HighHighest price in past year | $169.63 | $3.65 | $11.00 |
| 52-Week LowLowest price in past year | $61.94 | $2.23 | $7.88 |
| % of 52W HighCurrent price vs 52-week peak | +70.0% | +81.1% | +89.2% |
| RSI (14)Momentum oscillator 0–100 | 36.0 | 67.1 | 57.4 |
| Avg Volume (50D)Average daily shares traded | 174K | 25K | 62K |
Analyst Outlook
MFIN leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: SII as "Buy", MFIN as "Hold". For income investors, MFIN offers the higher dividend yield at 4.61% vs SII's 1.09%.
| Metric | |||
|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | — | Hold |
| Price TargetConsensus 12-month target | — | — | $10.50 |
| # AnalystsCovering analysts | 1 | — | 9 |
| Dividend YieldAnnual dividend ÷ price | +1.1% | +3.1% | +4.6% |
| Dividend StreakConsecutive years of raises | 2 | 0 | 3 |
| Dividend / ShareAnnual DPS | $1.30 | $0.09 | $0.45 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.1% | +5.2% | +0.4% |
MFIN leads in 2 of 6 categories (Valuation Metrics, Analyst Outlook). SII leads in 2 (Profitability & Efficiency, Total Returns). 2 tied.
SII vs GROW vs MFIN: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is SII or GROW or MFIN a better buy right now?
For growth investors, Sprott Inc.
(SII) is the stronger pick with 75. 2% revenue growth year-over-year, versus -23. 1% for U. S. Global Investors, Inc. (GROW). Medallion Financial Corp. (MFIN) offers the better valuation at 5. 5x trailing P/E (8. 8x forward), making it the more compelling value choice. Analysts rate Sprott Inc. (SII) a "Buy" — based on 1 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — SII or GROW or MFIN?
On trailing P/E, Medallion Financial Corp.
(MFIN) is the cheapest at 5. 5x versus Sprott Inc. at 44. 8x. On forward P/E, Medallion Financial Corp. is actually cheaper at 8. 8x.
03Which is the better long-term investment — SII or GROW or MFIN?
Over the past 5 years, Sprott Inc.
(SII) delivered a total return of +192. 1%, compared to -47. 2% for U. S. Global Investors, Inc. (GROW). Over 10 years, the gap is even starker: SII returned +555. 3% versus MFIN's +65. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — SII or GROW or MFIN?
By beta (market sensitivity over 5 years), U.
S. Global Investors, Inc. (GROW) is the lower-risk stock at 0. 77β versus Sprott Inc. 's 1. 51β — meaning SII is approximately 97% more volatile than GROW relative to the S&P 500. On balance sheet safety, U. S. Global Investors, Inc. (GROW) carries a lower debt/equity ratio of 0% versus 62% for Medallion Financial Corp. — giving it more financial flexibility in a downturn.
05Which is growing faster — SII or GROW or MFIN?
By revenue growth (latest reported year), Sprott Inc.
(SII) is pulling ahead at 75. 2% versus -23. 1% for U. S. Global Investors, Inc. (GROW). On earnings-per-share growth, the picture is similar: Sprott Inc. grew EPS 38. 7% year-over-year, compared to -126. 6% for U. S. Global Investors, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — SII or GROW or MFIN?
Sprott Inc.
(SII) is the more profitable company, earning 23. 2% net margin versus -4. 0% for U. S. Global Investors, Inc. — meaning it keeps 23. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: MFIN leads at 50. 5% versus -35. 3% for GROW. At the gross margin level — before operating expenses — MFIN leads at 96. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is SII or GROW or MFIN more undervalued right now?
On forward earnings alone, Medallion Financial Corp.
(MFIN) trades at 8. 8x forward P/E versus 25. 3x for Sprott Inc. — 16. 5x cheaper on a one-year earnings basis.
08Which pays a better dividend — SII or GROW or MFIN?
All stocks in this comparison pay dividends.
Medallion Financial Corp. (MFIN) offers the highest yield at 4. 6%, versus 1. 1% for Sprott Inc. (SII).
09Is SII or GROW or MFIN better for a retirement portfolio?
For long-horizon retirement investors, U.
S. Global Investors, Inc. (GROW) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 77), 3. 1% yield). Sprott Inc. (SII) carries a higher beta of 1. 51 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (GROW: +89. 2%, SII: +555. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between SII and GROW and MFIN?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: SII is a small-cap high-growth stock; GROW is a small-cap income-oriented stock; MFIN is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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