Medical - Healthcare Plans
Build Your Comparison
Side-by-side financial analysisStock Comparison
CVS vs LLY vs JPM
Revenue, margins, valuation, and 5-year total return — side by side.
Drug Manufacturers - General
Banks - Diversified
CVS vs LLY vs JPM — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||
|---|---|---|---|
| Industry | Medical - Healthcare Plans | Drug Manufacturers - General | Banks - Diversified |
| Market Cap | $128.46B | $1.07T | $892.31B |
| Revenue (TTM) | $407.90B | $72.25B | $280.33B |
| Net Income (TTM) | $2.93B | $25.27B | $57.05B |
| Gross Margin | 13.9% | 83.5% | 60.0% |
| Operating Margin | 1.5% | 45.9% | 25.9% |
| Forward P/E | 13.6x | 30.9x | 14.3x |
| Total Debt | $93.59B | $42.50B | $942.38B |
| Cash & Equiv. | $8.51B | $7.16B | $343.34B |
CVS vs LLY vs JPM — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| CVS Health Corporat… (CVS) | 100 | 155.0 | +55.0% |
| Eli Lilly and Compa… (LLY) | 100 | 688.0 | +588.0% |
| JPMorgan Chase & Co. (JPM) | 100 | 339.6 | +239.6% |
Price return only. Dividends and distributions are not included.
Quick Verdict: CVS vs LLY vs JPM
Each card shows where this stock fits in a portfolio — not just who wins on paper.
CVS carries the broadest edge in this set and is the clearest fit for income & stability and sleep-well-at-night.
- Dividend streak 0 yrs, beta 0.19, yield 2.7%
- Lower volatility, beta 0.19, current ratio 0.84x
- Beta 0.19, yield 2.7%, current ratio 0.84x
LLY is the clearest fit if your priority is growth exposure and long-term compounding.
- Rev growth 44.7%, EPS growth 96.0%, 3Y rev CAGR 31.7%
- 14.8% 10Y total return vs JPM's 475.6%
- 44.7% revenue growth vs JPM's 3.3%
JPM is the clearest fit if your priority is valuation efficiency.
- PEG 0.81 vs LLY's 1.07
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 44.7% revenue growth vs JPM's 3.3% | |
| Value | Lower P/E (13.6x vs 30.9x) | |
| Quality / Margins | 35.0% margin vs CVS's 0.7% | |
| Stability / Safety | Beta 0.19 vs JPM's 0.94, lower leverage | |
| Dividends | 2.7% yield, vs JPM's 1.9% | |
| Momentum (1Y) | +52.6% vs JPM's +20.3% | |
| Efficiency (ROA) | 22.7% ROA vs CVS's 1.1%, ROIC 41.8% vs 5.0% |
CVS vs LLY vs JPM — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
CVS vs LLY vs JPM — Financial Metrics
Side-by-side numbers across 3 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
LLY leads this category, winning 5 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
CVS is the larger business by revenue, generating $407.9B annually — 5.6x LLY's $72.2B. LLY is the more profitable business, keeping 35.0% of every revenue dollar as net income compared to CVS's 0.7%. On growth, LLY holds the edge at +55.5% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||
|---|---|---|---|
| RevenueTrailing 12 months | $407.9B | $72.2B | $280.3B |
| EBITDAEarnings before interest/tax | $10.5B | $34.7B | $81.4B |
| Net IncomeAfter-tax profit | $2.9B | $25.3B | $57.0B |
| Free Cash FlowCash after capex | $7.4B | $13.6B | $100.9B |
| Gross MarginGross profit ÷ Revenue | +13.9% | +83.5% | +60.0% |
| Operating MarginEBIT ÷ Revenue | +1.5% | +45.9% | +25.9% |
| Net MarginNet income ÷ Revenue | +0.7% | +35.0% | +20.4% |
| FCF MarginFCF ÷ Revenue | +1.8% | +18.8% | +36.0% |
| Rev. Growth (YoY)Latest quarter vs prior year | +6.2% | +55.5% | — |
| EPS Growth (YoY)Latest quarter vs prior year | +63.1% | +169.9% | +16.0% |
Valuation Metrics
CVS leads this category, winning 4 of 7 comparable metrics.
Valuation Metrics
At 15.9x trailing earnings, JPM trades at a 78% valuation discount to CVS's 72.4x P/E. Adjusting for growth (PEG ratio), JPM offers better value at 0.90x vs LLY's 1.71x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | |||
|---|---|---|---|
| Market CapShares × price | $128.5B | $1.07T | $892.3B |
| Enterprise ValueMkt cap + debt − cash | $213.5B | $1.10T | $1.49T |
| Trailing P/EPrice ÷ TTM EPS | 72.43x | 49.22x | 15.93x |
| Forward P/EPrice ÷ next-FY EPS est. | 13.61x | 30.86x | 14.34x |
| PEG RatioP/E ÷ EPS growth rate | — | 1.71x | 0.90x |
| EV / EBITDAEnterprise value multiple | 14.24x | 35.27x | 18.32x |
| Price / SalesMarket cap ÷ Revenue | 0.32x | 16.37x | 3.19x |
| Price / BookPrice ÷ Book value/share | 1.70x | 38.23x | 2.46x |
| Price / FCFMarket cap ÷ FCF | 16.45x | 118.95x | 8.85x |
Profitability & Efficiency
LLY leads this category, winning 8 of 9 comparable metrics.
Profitability & Efficiency
LLY delivers a 101.2% return on equity — every $100 of shareholder capital generates $101 in annual profit, vs $4 for CVS. CVS carries lower financial leverage with a 1.24x debt-to-equity ratio, signaling a more conservative balance sheet compared to JPM's 2.60x. On the Piotroski fundamental quality scale (0–9), LLY scores 8/9 vs JPM's 5/9, reflecting strong financial health.
| Metric | |||
|---|---|---|---|
| ROE (TTM)Return on equity | +3.9% | +101.2% | +15.9% |
| ROA (TTM)Return on assets | +1.1% | +22.7% | +1.3% |
| ROICReturn on invested capital | +5.0% | +41.8% | +4.5% |
| ROCEReturn on capital employed | +6.1% | +46.6% | +8.9% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 8 | 5 |
| Debt / EquityFinancial leverage | 1.24x | 1.60x | 2.60x |
| Net DebtTotal debt minus cash | $85.1B | $35.3B | $599.0B |
| Cash & Equiv.Liquid assets | $8.5B | $7.2B | $343.3B |
| Total DebtShort + long-term debt | $93.6B | $42.5B | $942.4B |
| Interest CoverageEBIT ÷ Interest expense | 2.11x | 35.68x | 0.74x |
Total Returns (Dividends Reinvested)
LLY leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in LLY five years ago would be worth $51,646 today (with dividends reinvested), compared to $13,226 for CVS. Over the past 12 months, CVS leads with a +52.6% total return vs JPM's +20.3%. The 3-year compound annual growth rate (CAGR) favors LLY at 36.2% vs CVS's 16.0% — a key indicator of consistent wealth creation.
| Metric | |||
|---|---|---|---|
| YTD ReturnYear-to-date | +27.3% | +4.9% | -0.9% |
| 1-Year ReturnPast 12 months | +52.6% | +40.7% | +20.3% |
| 3-Year ReturnCumulative with dividends | +56.2% | +152.6% | +133.8% |
| 5-Year ReturnCumulative with dividends | +32.3% | +416.5% | +120.7% |
| 10-Year ReturnCumulative with dividends | +27.9% | +1483.2% | +475.6% |
| CAGR (3Y)Annualised 3-year return | +16.0% | +36.2% | +32.7% |
Risk & Volatility
CVS leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
CVS is the less volatile stock with a 0.19 beta — it tends to amplify market swings less than JPM's 0.94 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. CVS currently trades 98.0% from its 52-week high vs JPM's 94.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||
|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.19x | 0.53x | 0.94x |
| 52-Week HighHighest price in past year | $102.77 | $1182.73 | $337.25 |
| 52-Week LowLowest price in past year | $58.50 | $623.78 | $266.85 |
| % of 52W HighCurrent price vs 52-week peak | +98.0% | +95.5% | +94.7% |
| RSI (14)Momentum oscillator 0–100 | 74.7 | 62.6 | 65.0 |
| Avg Volume (50D)Average daily shares traded | 7.5M | 2.6M | 7.0M |
Analyst Outlook
Evenly matched — CVS and JPM each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: CVS as "Buy", LLY as "Buy", JPM as "Buy". Consensus price targets imply 12.3% upside for LLY (target: $1269) vs 2.9% for CVS (target: $104). For income investors, CVS offers the higher dividend yield at 2.65% vs LLY's 0.53%.
| Metric | |||
|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy | Buy |
| Price TargetConsensus 12-month target | $103.64 | $1268.94 | $339.75 |
| # AnalystsCovering analysts | 41 | 45 | 61 |
| Dividend YieldAnnual dividend ÷ price | +2.7% | +0.5% | +1.9% |
| Dividend StreakConsecutive years of raises | 0 | 11 | 15 |
| Dividend / ShareAnnual DPS | $2.67 | $6.00 | $5.95 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +0.4% | +3.9% |
LLY leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). CVS leads in 2 (Valuation Metrics, Risk & Volatility). 1 tied.
CVS vs LLY vs JPM: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is CVS or LLY or JPM a better buy right now?
For growth investors, Eli Lilly and Company (LLY) is the stronger pick with 44.
7% revenue growth year-over-year, versus 3. 3% for JPMorgan Chase & Co. (JPM). JPMorgan Chase & Co. (JPM) offers the better valuation at 15. 9x trailing P/E (14. 3x forward), making it the more compelling value choice. Analysts rate CVS Health Corporation (CVS) a "Buy" — based on 41 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — CVS or LLY or JPM?
On trailing P/E, JPMorgan Chase & Co.
(JPM) is the cheapest at 15. 9x versus CVS Health Corporation at 72. 4x. On forward P/E, CVS Health Corporation is actually cheaper at 13. 6x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: JPMorgan Chase & Co. wins at 0. 81x versus Eli Lilly and Company's 1. 07x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — CVS or LLY or JPM?
Over the past 5 years, Eli Lilly and Company (LLY) delivered a total return of +416.
5%, compared to +32. 3% for CVS Health Corporation (CVS). Over 10 years, the gap is even starker: LLY returned +1483% versus CVS's +27. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — CVS or LLY or JPM?
By beta (market sensitivity over 5 years), CVS Health Corporation (CVS) is the lower-risk stock at 0.
19β versus JPMorgan Chase & Co. 's 0. 94β — meaning JPM is approximately 394% more volatile than CVS relative to the S&P 500. On balance sheet safety, CVS Health Corporation (CVS) carries a lower debt/equity ratio of 124% versus 3% for JPMorgan Chase & Co. — giving it more financial flexibility in a downturn.
05Which is growing faster — CVS or LLY or JPM?
By revenue growth (latest reported year), Eli Lilly and Company (LLY) is pulling ahead at 44.
7% versus 3. 3% for JPMorgan Chase & Co. (JPM). On earnings-per-share growth, the picture is similar: Eli Lilly and Company grew EPS 96. 0% year-over-year, compared to -62. 0% for CVS Health Corporation. Over a 3-year CAGR, LLY leads at 31. 7% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — CVS or LLY or JPM?
Eli Lilly and Company (LLY) is the more profitable company, earning 31.
7% net margin versus 0. 4% for CVS Health Corporation — meaning it keeps 31. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: LLY leads at 45. 6% versus 2. 6% for CVS. At the gross margin level — before operating expenses — LLY leads at 83. 8%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is CVS or LLY or JPM more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, JPMorgan Chase & Co. (JPM) is the more undervalued stock at a PEG of 0. 81x versus Eli Lilly and Company's 1. 07x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, CVS Health Corporation (CVS) trades at 13. 6x forward P/E versus 30. 9x for Eli Lilly and Company — 17. 2x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for LLY: 12. 3% to $1268. 94.
08Which pays a better dividend — CVS or LLY or JPM?
All stocks in this comparison pay dividends.
CVS Health Corporation (CVS) offers the highest yield at 2. 7%, versus 0. 5% for Eli Lilly and Company (LLY).
09Is CVS or LLY or JPM better for a retirement portfolio?
For long-horizon retirement investors, Eli Lilly and Company (LLY) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
53), 0. 5% yield, +1483% 10Y return). Both have compounded well over 10 years (LLY: +1483%, JPM: +475. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between CVS and LLY and JPM?
These companies operate in different sectors (CVS (Healthcare) and LLY (Healthcare) and JPM (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: CVS is a mid-cap quality compounder stock; LLY is a mega-cap high-growth stock; JPM is a large-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
You Might Also Compare
Based on how these companies actually compete and overlap — not just which sector they're filed under.