Education & Training Services
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Side-by-side financial analysisStock Comparison
LGCY vs WMT vs TGT vs PRDO vs JPM
Revenue, margins, valuation, and 5-year total return — side by side.
Discount Stores
Discount Stores
Education & Training Services
Banks - Diversified
LGCY vs WMT vs TGT vs PRDO vs JPM — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Education & Training Services | Discount Stores | Discount Stores | Education & Training Services | Banks - Diversified |
| Market Cap | $139M | $964.49B | $61.42B | $2.13B | $896.00B |
| Revenue (TTM) | $78M | $725.30B | $105.47B | $855M | $280.33B |
| Net Income (TTM) | $8M | $23.06B | $3.61B | $170M | $57.05B |
| Gross Margin | 46.7% | 25.0% | 25.7% | 71.1% | 60.0% |
| Operating Margin | 14.4% | 4.2% | 4.8% | 24.3% | 25.9% |
| Forward P/E | 16.4x | 41.7x | 16.1x | 11.7x | 14.4x |
| Total Debt | $18M | $67.09B | $20.29B | $105M | $942.38B |
| Cash & Equiv. | $20M | $10.73B | $5.49B | $132M | $343.34B |
LGCY vs WMT vs TGT vs PRDO vs JPM — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Sep 24 | Jun 26 | Return |
|---|---|---|---|
| Legacy Education In… (LGCY) | 100 | 239.3 | +139.3% |
| Walmart Inc. (WMT) | 100 | 149.8 | +49.8% |
| Target Corporation (TGT) | 100 | 86.8 | -13.2% |
| Perdoceo Education … (PRDO) | 100 | 153.1 | +53.1% |
| JPMorgan Chase & Co. (JPM) | 100 | 152.1 | +52.1% |
Price return only. Dividends and distributions are not included.
Quick Verdict: LGCY vs WMT vs TGT vs PRDO vs JPM
Each card shows where this stock fits in a portfolio — not just who wins on paper.
LGCY is the clearest fit if your priority is growth exposure.
- Rev growth 39.5%, EPS growth 34.1%, 3Y rev CAGR 27.9%
- 39.5% revenue growth vs TGT's -1.7%
Among these 5 stocks, WMT doesn't own a clear edge in any measured category.
TGT has the current edge in this matchup, primarily because of its strength in income & stability.
- Dividend streak 43 yrs, beta 0.70, yield 3.3%
- 3.3% yield, 43-year raise streak, vs WMT's 0.8%, (1 stock pays no dividend)
- +40.8% vs PRDO's +8.7%
PRDO is the #2 pick in this set and the best alternative if long-term compounding and sleep-well-at-night is your priority.
- 5.2% 10Y total return vs JPM's 465.8%
- Lower volatility, beta 0.28, Low D/E 10.8%, current ratio 5.06x
- Beta 0.28, yield 1.6%, current ratio 5.06x
- Beta 0.28 vs LGCY's 1.44, lower leverage
JPM ranks third and is worth considering specifically for valuation efficiency.
- PEG 0.81 vs WMT's 3.79
- Lower P/E (14.4x vs 16.1x)
- 20.4% margin vs WMT's 3.2%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 39.5% revenue growth vs TGT's -1.7% | |
| Value | Lower P/E (14.4x vs 16.1x) | |
| Quality / Margins | 20.4% margin vs WMT's 3.2% | |
| Stability / Safety | Beta 0.28 vs LGCY's 1.44, lower leverage | |
| Dividends | 3.3% yield, 43-year raise streak, vs WMT's 0.8%, (1 stock pays no dividend) | |
| Momentum (1Y) | +40.8% vs PRDO's +8.7% | |
| Efficiency (ROA) | 13.2% ROA vs JPM's 1.3%, ROIC 15.3% vs 4.5% |
LGCY vs WMT vs TGT vs PRDO vs JPM — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
LGCY vs WMT vs TGT vs PRDO vs JPM — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
PRDO leads in 2 of 6 categories
JPM leads 1 • LGCY leads 0 • WMT leads 0 • TGT leads 0 • 3 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
JPM leads this category, winning 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
WMT is the larger business by revenue, generating $725.3B annually — 9310.2x LGCY's $78M. JPM is the more profitable business, keeping 20.4% of every revenue dollar as net income compared to WMT's 3.2%. On growth, WMT holds the edge at +7.3% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $78M | $725.3B | $105.5B | $855M | $280.3B |
| EBITDAEarnings before interest/tax | $12M | $41.4B | $8.2B | $247M | $81.4B |
| Net IncomeAfter-tax profit | $8M | $23.1B | $3.6B | $170M | $57.0B |
| Free Cash FlowCash after capex | $5M | $12.6B | $4.2B | $221M | $100.9B |
| Gross MarginGross profit ÷ Revenue | +46.7% | +25.0% | +25.7% | +71.1% | +60.0% |
| Operating MarginEBIT ÷ Revenue | +14.4% | +4.2% | +4.8% | +24.3% | +25.9% |
| Net MarginNet income ÷ Revenue | +10.9% | +3.2% | +3.4% | +19.9% | +20.4% |
| FCF MarginFCF ÷ Revenue | +6.1% | +1.7% | +3.9% | +25.8% | +36.0% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | +7.3% | +2.9% | +4.1% | — |
| EPS Growth (YoY)Latest quarter vs prior year | — | +19.6% | -24.7% | +30.8% | +16.0% |
Valuation Metrics
PRDO leads this category, winning 4 of 7 comparable metrics.
Valuation Metrics
At 14.1x trailing earnings, PRDO trades at a 68% valuation discount to WMT's 44.3x P/E. Adjusting for growth (PEG ratio), JPM offers better value at 0.90x vs WMT's 4.03x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $139M | $964.5B | $61.4B | $2.1B | $896.0B |
| Enterprise ValueMkt cap + debt − cash | $137M | $1.02T | $76.2B | $2.1B | $1.50T |
| Trailing P/EPrice ÷ TTM EPS | 18.66x | 44.32x | 16.63x | 14.07x | 16.00x |
| Forward P/EPrice ÷ next-FY EPS est. | 16.35x | 41.66x | 16.13x | 11.66x | 14.40x |
| PEG RatioP/E ÷ EPS growth rate | — | 4.03x | — | 2.06x | 0.90x |
| EV / EBITDAEnterprise value multiple | 13.10x | 23.19x | 9.55x | 8.87x | 18.36x |
| Price / SalesMarket cap ÷ Revenue | 2.17x | 1.35x | 0.59x | 2.52x | 3.20x |
| Price / BookPrice ÷ Book value/share | 3.40x | 9.14x | 3.81x | 2.32x | 2.47x |
| Price / FCFMarket cap ÷ FCF | 20.12x | 64.63x | 21.66x | 9.85x | 8.88x |
Profitability & Efficiency
Evenly matched — LGCY and PRDO each lead in 4 of 9 comparable metrics.
Profitability & Efficiency
TGT delivers a 22.8% return on equity — every $100 of shareholder capital generates $23 in annual profit, vs $16 for JPM. PRDO carries lower financial leverage with a 0.11x debt-to-equity ratio, signaling a more conservative balance sheet compared to JPM's 2.60x. On the Piotroski fundamental quality scale (0–9), PRDO scores 7/9 vs JPM's 5/9, reflecting strong financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +18.8% | +22.7% | +22.8% | +17.2% | +15.9% |
| ROA (TTM)Return on assets | +11.7% | +8.1% | +6.1% | +13.2% | +1.3% |
| ROICReturn on invested capital | +27.1% | +14.4% | +12.0% | +15.3% | +4.5% |
| ROCEReturn on capital employed | +24.9% | +17.5% | +12.9% | +17.5% | +8.9% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 6 | 6 | 7 | 5 |
| Debt / EquityFinancial leverage | 0.43x | 0.63x | 1.26x | 0.11x | 2.60x |
| Net DebtTotal debt minus cash | -$3M | $56.4B | $14.8B | -$27M | $599.0B |
| Cash & Equiv.Liquid assets | $20M | $10.7B | $5.5B | $132M | $343.3B |
| Total DebtShort + long-term debt | $18M | $67.1B | $20.3B | $105M | $942.4B |
| Interest CoverageEBIT ÷ Interest expense | 136.29x | 11.70x | 11.19x | 35.92x | 0.74x |
Total Returns (Dividends Reinvested)
PRDO leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in PRDO five years ago would be worth $27,448 today (with dividends reinvested), compared to $6,719 for TGT. Over the past 12 months, TGT leads with a +40.8% total return vs PRDO's +8.7%. The 3-year compound annual growth rate (CAGR) favors PRDO at 42.1% vs TGT's 5.5% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | +6.4% | +7.7% | +36.8% | +18.0% | -0.5% |
| 1-Year ReturnPast 12 months | +22.5% | +28.6% | +40.8% | +8.7% | +21.8% |
| 3-Year ReturnCumulative with dividends | +173.9% | +140.7% | +17.5% | +186.6% | +138.2% |
| 5-Year ReturnCumulative with dividends | +173.9% | +167.1% | -32.8% | +174.5% | +118.2% |
| 10-Year ReturnCumulative with dividends | +173.9% | +447.2% | +153.2% | +522.4% | +465.8% |
| CAGR (3Y)Annualised 3-year return | +39.9% | +34.0% | +5.5% | +42.1% | +33.6% |
Risk & Volatility
Evenly matched — WMT and TGT each lead in 1 of 2 comparable metrics.
Risk & Volatility
WMT is the less volatile stock with a -0.00 beta — it tends to amplify market swings less than LGCY's 1.44 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. TGT currently trades 99.3% from its 52-week high vs LGCY's 74.9% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.44x | -0.00x | 0.70x | 0.28x | 0.94x |
| 52-Week HighHighest price in past year | $14.70 | $135.16 | $136.14 | $38.50 | $337.25 |
| 52-Week LowLowest price in past year | $7.94 | $93.43 | $83.44 | $26.66 | $262.71 |
| % of 52W HighCurrent price vs 52-week peak | +74.9% | +89.5% | +99.3% | +88.4% | +95.1% |
| RSI (14)Momentum oscillator 0–100 | 44.0 | 45.9 | 63.3 | 59.4 | 59.1 |
| Avg Volume (50D)Average daily shares traded | 58K | 18.3M | 4.2M | 539K | 7.0M |
Analyst Outlook
Evenly matched — WMT and TGT each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: LGCY as "Buy", WMT as "Buy", TGT as "Hold", PRDO as "Hold", JPM as "Buy". Consensus price targets imply 31.7% upside for LGCY (target: $15) vs -3.5% for TGT (target: $130). For income investors, TGT offers the higher dividend yield at 3.33% vs WMT's 0.77%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy | Hold | Hold | Buy |
| Price TargetConsensus 12-month target | $14.50 | $139.44 | $130.45 | $44.00 | $339.75 |
| # AnalystsCovering analysts | 3 | 66 | 60 | 9 | 61 |
| Dividend YieldAnnual dividend ÷ price | — | +0.8% | +3.3% | +1.6% | +1.9% |
| Dividend StreakConsecutive years of raises | 0 | 52 | 43 | 3 | 15 |
| Dividend / ShareAnnual DPS | — | $0.94 | $4.51 | $0.56 | $5.95 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +0.8% | +0.7% | +5.7% | +3.9% |
PRDO leads in 2 of 6 categories (Valuation Metrics, Total Returns). JPM leads in 1 (Income & Cash Flow). 3 tied.
LGCY vs WMT vs TGT vs PRDO vs JPM: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is LGCY or WMT or TGT or PRDO or JPM a better buy right now?
For growth investors, Legacy Education Inc.
(LGCY) is the stronger pick with 39. 5% revenue growth year-over-year, versus -1. 7% for Target Corporation (TGT). Perdoceo Education Corporation (PRDO) offers the better valuation at 14. 1x trailing P/E (11. 7x forward), making it the more compelling value choice. Analysts rate Legacy Education Inc. (LGCY) a "Buy" — based on 3 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — LGCY or WMT or TGT or PRDO or JPM?
On trailing P/E, Perdoceo Education Corporation (PRDO) is the cheapest at 14.
1x versus Walmart Inc. at 44. 3x. On forward P/E, Perdoceo Education Corporation is actually cheaper at 11. 7x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: JPMorgan Chase & Co. wins at 0. 81x versus Walmart Inc. 's 3. 79x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — LGCY or WMT or TGT or PRDO or JPM?
Over the past 5 years, Perdoceo Education Corporation (PRDO) delivered a total return of +174.
5%, compared to -32. 8% for Target Corporation (TGT). Over 10 years, the gap is even starker: PRDO returned +522. 4% versus TGT's +153. 2%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — LGCY or WMT or TGT or PRDO or JPM?
By beta (market sensitivity over 5 years), Walmart Inc.
(WMT) is the lower-risk stock at -0. 00β versus Legacy Education Inc. 's 1. 44β — meaning LGCY is approximately -36198% more volatile than WMT relative to the S&P 500. On balance sheet safety, Perdoceo Education Corporation (PRDO) carries a lower debt/equity ratio of 11% versus 3% for JPMorgan Chase & Co. — giving it more financial flexibility in a downturn.
05Which is growing faster — LGCY or WMT or TGT or PRDO or JPM?
By revenue growth (latest reported year), Legacy Education Inc.
(LGCY) is pulling ahead at 39. 5% versus -1. 7% for Target Corporation (TGT). On earnings-per-share growth, the picture is similar: Legacy Education Inc. grew EPS 34. 1% year-over-year, compared to -8. 2% for Target Corporation. Over a 3-year CAGR, LGCY leads at 27. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — LGCY or WMT or TGT or PRDO or JPM?
JPMorgan Chase & Co.
(JPM) is the more profitable company, earning 20. 4% net margin versus 3. 1% for Walmart Inc. — meaning it keeps 20. 4% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: JPM leads at 26. 0% versus 4. 2% for WMT. At the gross margin level — before operating expenses — PRDO leads at 71. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is LGCY or WMT or TGT or PRDO or JPM more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, JPMorgan Chase & Co. (JPM) is the more undervalued stock at a PEG of 0. 81x versus Walmart Inc. 's 3. 79x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Perdoceo Education Corporation (PRDO) trades at 11. 7x forward P/E versus 41. 7x for Walmart Inc. — 30. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for LGCY: 31. 7% to $14. 50.
08Which pays a better dividend — LGCY or WMT or TGT or PRDO or JPM?
In this comparison, TGT (3.
3% yield), JPM (1. 9% yield), PRDO (1. 6% yield), WMT (0. 8% yield) pay a dividend. LGCY does not pay a meaningful dividend and should not be held primarily for income.
09Is LGCY or WMT or TGT or PRDO or JPM better for a retirement portfolio?
For long-horizon retirement investors, Walmart Inc.
(WMT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0. 00), 0. 8% yield, +447. 2% 10Y return). Both have compounded well over 10 years (WMT: +447. 2%, LGCY: +173. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between LGCY and WMT and TGT and PRDO and JPM?
These companies operate in different sectors (LGCY (Consumer Defensive) and WMT (Consumer Defensive) and TGT (Consumer Defensive) and PRDO (Consumer Defensive) and JPM (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: LGCY is a small-cap high-growth stock; WMT is a large-cap quality compounder stock; TGT is a mid-cap deep-value stock; PRDO is a small-cap high-growth stock; JPM is a large-cap deep-value stock. WMT, TGT, PRDO, JPM pay a dividend while LGCY does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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