Banks - Regional
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Side-by-side financial analysisStock Comparison
PKBK vs NFBK vs KO
Revenue, margins, valuation, and 5-year total return — side by side.
Banks - Regional
Beverages - Non-Alcoholic
PKBK vs NFBK vs KO — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||
|---|---|---|---|
| Industry | Banks - Regional | Banks - Regional | Beverages - Non-Alcoholic |
| Market Cap | $383M | $617M | $355.61B |
| Revenue (TTM) | $146M | $266M | $49.28B |
| Net Income (TTM) | $38M | $796K | $13.70B |
| Gross Margin | 53.3% | 55.3% | 61.7% |
| Operating Margin | 34.2% | 6.4% | 29.3% |
| Forward P/E | 535.7x | 10.9x | 25.3x |
| Total Debt | $143M | $992M | $45.49B |
| Cash & Equiv. | $157M | $12M | $10.27B |
PKBK vs NFBK vs KO — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| Parke Bancorp, Inc. (PKBK) | 100 | 237.2 | +137.2% |
| Northfield Bancorp,… (NFBK) | 100 | 128.3 | +28.3% |
| The Coca-Cola Compa… (KO) | 100 | 184.9 | +84.9% |
Price return only. Dividends and distributions are not included.
Quick Verdict: PKBK vs NFBK vs KO
Each card shows where this stock fits in a portfolio — not just who wins on paper.
PKBK has the current edge in this matchup, primarily because of its strength in growth exposure and long-term compounding.
- Rev growth 12.9%, EPS growth 39.2%
- 286.6% 10Y total return vs KO's 121.1%
- Lower volatility, beta 0.63, Low D/E 44.2%, current ratio 0.09x
NFBK is the clearest fit if your priority is income & stability and defensive.
- Dividend streak 0 yrs, beta 0.73, yield 3.6%
- Beta 0.73, yield 3.6%, current ratio 0.36x
- Lower P/E (10.9x vs 535.7x)
KO is the clearest fit if your priority is quality and efficiency.
- 27.8% margin vs NFBK's 0.3%
- 13.1% ROA vs NFBK's 0.0%, ROIC 15.8% vs 0.8%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 12.9% NII/revenue growth vs NFBK's -26.7% | |
| Value | Lower P/E (10.9x vs 535.7x) | |
| Quality / Margins | 27.8% margin vs NFBK's 0.3% | |
| Stability / Safety | Beta 0.63 vs NFBK's 0.73, lower leverage | |
| Dividends | 3.6% yield, vs KO's 2.5% | |
| Momentum (1Y) | +67.1% vs KO's +17.2% | |
| Efficiency (ROA) | 13.1% ROA vs NFBK's 0.0%, ROIC 15.8% vs 0.8% |
PKBK vs NFBK vs KO — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
PKBK vs NFBK vs KO — Financial Metrics
Side-by-side numbers across 3 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
Evenly matched — PKBK and KO each lead in 2 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
KO is the larger business by revenue, generating $49.3B annually — 337.4x PKBK's $146M. KO is the more profitable business, keeping 27.8% of every revenue dollar as net income compared to NFBK's 0.3%.
| Metric | |||
|---|---|---|---|
| RevenueTrailing 12 months | $146M | $266M | $49.3B |
| EBITDAEarnings before interest/tax | $50M | $25M | $15.5B |
| Net IncomeAfter-tax profit | $38M | $796,000 | $13.7B |
| Free Cash FlowCash after capex | $39M | $52M | $12.6B |
| Gross MarginGross profit ÷ Revenue | +53.3% | +55.3% | +61.7% |
| Operating MarginEBIT ÷ Revenue | +34.2% | +6.4% | +29.3% |
| Net MarginNet income ÷ Revenue | +25.9% | +0.3% | +27.8% |
| FCF MarginFCF ÷ Revenue | +26.7% | +19.6% | +25.5% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | +12.1% |
| EPS Growth (YoY)Latest quarter vs prior year | +52.5% | +68.8% | +18.2% |
Valuation Metrics
PKBK leads this category, winning 5 of 7 comparable metrics.
Valuation Metrics
At 10.2x trailing earnings, PKBK trades at a 99% valuation discount to NFBK's 746.5x P/E. Adjusting for growth (PEG ratio), PKBK offers better value at 1.72x vs KO's 2.43x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | |||
|---|---|---|---|
| Market CapShares × price | $383M | $617M | $355.6B |
| Enterprise ValueMkt cap + debt − cash | $370M | $1.6B | $390.8B |
| Trailing P/EPrice ÷ TTM EPS | 10.17x | 746.46x | 27.18x |
| Forward P/EPrice ÷ next-FY EPS est. | 535.67x | 10.95x | 25.27x |
| PEG RatioP/E ÷ EPS growth rate | 1.72x | — | 2.43x |
| EV / EBITDAEnterprise value multiple | 7.34x | 63.83x | 26.39x |
| Price / SalesMarket cap ÷ Revenue | 2.62x | 3.35x | 7.42x |
| Price / BookPrice ÷ Book value/share | 1.18x | 0.86x | 10.40x |
| Price / FCFMarket cap ÷ FCF | 9.84x | 11.83x | 67.15x |
Profitability & Efficiency
KO leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
KO delivers a 41.1% return on equity — every $100 of shareholder capital generates $41 in annual profit, vs $0 for NFBK. PKBK carries lower financial leverage with a 0.44x debt-to-equity ratio, signaling a more conservative balance sheet compared to NFBK's 1.44x. On the Piotroski fundamental quality scale (0–9), PKBK scores 8/9 vs NFBK's 5/9, reflecting strong financial health.
| Metric | |||
|---|---|---|---|
| ROE (TTM)Return on equity | +12.0% | +0.1% | +41.1% |
| ROA (TTM)Return on assets | +1.7% | +0.0% | +13.1% |
| ROICReturn on invested capital | +7.8% | +0.8% | +15.8% |
| ROCEReturn on capital employed | +11.6% | +1.0% | +17.3% |
| Piotroski ScoreFundamental quality 0–9 | 8 | 5 | 7 |
| Debt / EquityFinancial leverage | 0.44x | 1.44x | 1.33x |
| Net DebtTotal debt minus cash | -$13M | $979M | $35.2B |
| Cash & Equiv.Liquid assets | $157M | $12M | $10.3B |
| Total DebtShort + long-term debt | $143M | $992M | $45.5B |
| Interest CoverageEBIT ÷ Interest expense | 0.75x | 0.15x | 10.70x |
Total Returns (Dividends Reinvested)
PKBK leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in PKBK five years ago would be worth $17,514 today (with dividends reinvested), compared to $10,413 for NFBK. Over the past 12 months, PKBK leads with a +67.1% total return vs KO's +17.2%. The 3-year compound annual growth rate (CAGR) favors PKBK at 26.8% vs NFBK's 12.8% — a key indicator of consistent wealth creation.
| Metric | |||
|---|---|---|---|
| YTD ReturnYear-to-date | +34.0% | +32.7% | +20.3% |
| 1-Year ReturnPast 12 months | +67.1% | +25.3% | +17.2% |
| 3-Year ReturnCumulative with dividends | +104.0% | +43.7% | +47.0% |
| 5-Year ReturnCumulative with dividends | +75.1% | +4.1% | +65.6% |
| 10-Year ReturnCumulative with dividends | +286.6% | +29.9% | +121.1% |
| CAGR (3Y)Annualised 3-year return | +26.8% | +12.8% | +13.7% |
Risk & Volatility
Evenly matched — NFBK and KO each lead in 1 of 2 comparable metrics.
Risk & Volatility
KO is the less volatile stock with a -0.20 beta — it tends to amplify market swings less than NFBK's 0.73 beta. A beta below 1.0 means the stock typically moves less than the S&P 500.
| Metric | |||
|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.63x | 0.73x | -0.20x |
| 52-Week HighHighest price in past year | $32.24 | $14.80 | $84.04 |
| 52-Week LowLowest price in past year | $18.78 | $9.90 | $65.35 |
| % of 52W HighCurrent price vs 52-week peak | +99.7% | +99.9% | +98.3% |
| RSI (14)Momentum oscillator 0–100 | 65.0 | 67.0 | 60.6 |
| Avg Volume (50D)Average daily shares traded | 90K | 245K | 12.7M |
Analyst Outlook
Evenly matched — NFBK and KO each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: NFBK as "Hold", KO as "Buy". Consensus price targets imply 4.2% upside for KO (target: $86) vs -1.9% for NFBK (target: $15). For income investors, NFBK offers the higher dividend yield at 3.56% vs PKBK's 2.21%.
| Metric | |||
|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold | Buy |
| Price TargetConsensus 12-month target | — | $14.50 | $86.13 |
| # AnalystsCovering analysts | — | 9 | 48 |
| Dividend YieldAnnual dividend ÷ price | +2.2% | +3.6% | +2.5% |
| Dividend StreakConsecutive years of raises | 0 | 0 | 56 |
| Dividend / ShareAnnual DPS | $0.71 | $0.53 | $2.04 |
| Buyback YieldShare repurchases ÷ mkt cap | +1.7% | +2.5% | +0.2% |
PKBK leads in 2 of 6 categories (Valuation Metrics, Total Returns). KO leads in 1 (Profitability & Efficiency). 3 tied.
PKBK vs NFBK vs KO: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is PKBK or NFBK or KO a better buy right now?
For growth investors, Parke Bancorp, Inc.
(PKBK) is the stronger pick with 12. 9% revenue growth year-over-year, versus -26. 7% for Northfield Bancorp, Inc. (NFBK). Parke Bancorp, Inc. (PKBK) offers the better valuation at 10. 2x trailing P/E (535. 7x forward), making it the more compelling value choice. Analysts rate The Coca-Cola Company (KO) a "Buy" — based on 48 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — PKBK or NFBK or KO?
On trailing P/E, Parke Bancorp, Inc.
(PKBK) is the cheapest at 10. 2x versus Northfield Bancorp, Inc. at 746. 5x. On forward P/E, Northfield Bancorp, Inc. is actually cheaper at 10. 9x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: The Coca-Cola Company wins at 2. 26x versus Parke Bancorp, Inc. 's 90. 45x.
03Which is the better long-term investment — PKBK or NFBK or KO?
Over the past 5 years, Parke Bancorp, Inc.
(PKBK) delivered a total return of +75. 1%, compared to +4. 1% for Northfield Bancorp, Inc. (NFBK). Over 10 years, the gap is even starker: PKBK returned +286. 6% versus NFBK's +29. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — PKBK or NFBK or KO?
By beta (market sensitivity over 5 years), The Coca-Cola Company (KO) is the lower-risk stock at -0.
20β versus Northfield Bancorp, Inc. 's 0. 73β — meaning NFBK is approximately -467% more volatile than KO relative to the S&P 500. On balance sheet safety, Parke Bancorp, Inc. (PKBK) carries a lower debt/equity ratio of 44% versus 144% for Northfield Bancorp, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — PKBK or NFBK or KO?
By revenue growth (latest reported year), Parke Bancorp, Inc.
(PKBK) is pulling ahead at 12. 9% versus -26. 7% for Northfield Bancorp, Inc. (NFBK). On earnings-per-share growth, the picture is similar: Parke Bancorp, Inc. grew EPS 39. 2% year-over-year, compared to -97. 3% for Northfield Bancorp, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — PKBK or NFBK or KO?
The Coca-Cola Company (KO) is the more profitable company, earning 27.
3% net margin versus 0. 4% for Northfield Bancorp, Inc. — meaning it keeps 27. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: PKBK leads at 34. 2% versus 9. 3% for NFBK. At the gross margin level — before operating expenses — KO leads at 61. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is PKBK or NFBK or KO more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, The Coca-Cola Company (KO) is the more undervalued stock at a PEG of 2. 26x versus Parke Bancorp, Inc. 's 90. 45x. Both stocks trade at elevated growth-adjusted valuations, so expected growth needs to materialise. On forward earnings alone, Northfield Bancorp, Inc. (NFBK) trades at 10. 9x forward P/E versus 535. 7x for Parke Bancorp, Inc. — 524. 7x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for KO: 4. 2% to $86. 13.
08Which pays a better dividend — PKBK or NFBK or KO?
All stocks in this comparison pay dividends.
Northfield Bancorp, Inc. (NFBK) offers the highest yield at 3. 6%, versus 2. 2% for Parke Bancorp, Inc. (PKBK).
09Is PKBK or NFBK or KO better for a retirement portfolio?
For long-horizon retirement investors, The Coca-Cola Company (KO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.
20), 2. 5% yield, +121. 1% 10Y return). Both have compounded well over 10 years (KO: +121. 1%, NFBK: +29. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between PKBK and NFBK and KO?
These companies operate in different sectors (PKBK (Financial Services) and NFBK (Financial Services) and KO (Consumer Defensive)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: PKBK is a small-cap deep-value stock; NFBK is a small-cap income-oriented stock; KO is a large-cap quality compounder stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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