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PTRN vs SPWH vs JPM
Revenue, margins, valuation, and 5-year total return — side by side.
Specialty Retail
Banks - Diversified
PTRN vs SPWH vs JPM — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||
|---|---|---|---|
| Industry | Software - Application | Specialty Retail | Banks - Diversified |
| Market Cap | $2.97B | $50M | $925.11B |
| Revenue (TTM) | $2.73B | $1.22B | $280.33B |
| Net Income (TTM) | $-141M | $-51M | $57.05B |
| Gross Margin | 43.2% | 30.0% | 60.0% |
| Operating Margin | 1.3% | -1.1% | 25.9% |
| Forward P/E | 34.7x | — | 14.9x |
| Total Debt | $31M | $427M | $942.38B |
| Cash & Equiv. | $289M | $2M | $343.34B |
PTRN vs SPWH vs JPM — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| Sportsman's Warehou… (SPWH) | 100 | 9.0 | -91.0% |
| JPMorgan Chase & Co. (JPM) | 100 | 352.1 | +252.1% |
Price return only. Dividends and distributions are not included.
Quick Verdict: PTRN vs SPWH vs JPM
Each card shows where this stock fits in a portfolio — not just who wins on paper.
PTRN is the clearest fit if your priority is growth exposure and sleep-well-at-night.
- Rev growth 39.3%, EPS growth 27.6%
- Lower volatility, beta 1.65, Low D/E 5.3%, current ratio 2.34x
- 39.3% revenue growth vs SPWH's 1.0%
SPWH plays a supporting role in this comparison — it may shine differently against other peers.
JPM carries the broadest edge in this set and is the clearest fit for income & stability and long-term compounding.
- Dividend streak 15 yrs, beta 0.94, yield 1.8%
- 492.1% 10Y total return vs PTRN's 22.6%
- Beta 0.94, yield 1.8%, current ratio 0.52x
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 39.3% revenue growth vs SPWH's 1.0% | |
| Value | Lower P/E (14.9x vs 34.7x) | |
| Quality / Margins | 20.4% margin vs PTRN's -5.2% | |
| Stability / Safety | Beta 0.94 vs PTRN's 1.65 | |
| Dividends | 1.8% yield; 15-year raise streak; the other 2 pay no meaningful dividend | |
| Momentum (1Y) | +24.7% vs SPWH's -66.4% | |
| Efficiency (ROA) | 1.3% ROA vs PTRN's -16.3%, ROIC 4.5% vs 6.8% |
PTRN vs SPWH vs JPM — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
Segment breakdown not available.
PTRN vs SPWH vs JPM — Financial Metrics
Side-by-side numbers across 3 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
JPM leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
JPM is the larger business by revenue, generating $280.3B annually — 230.5x SPWH's $1.2B. JPM is the more profitable business, keeping 20.4% of every revenue dollar as net income compared to PTRN's -5.2%. On growth, PTRN holds the edge at +43.2% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||
|---|---|---|---|
| RevenueTrailing 12 months | $2.7B | $1.2B | $280.3B |
| EBITDAEarnings before interest/tax | $54M | $25M | $81.4B |
| Net IncomeAfter-tax profit | -$141M | -$51M | $57.0B |
| Free Cash FlowCash after capex | $99M | $13M | $100.9B |
| Gross MarginGross profit ÷ Revenue | +43.2% | +30.0% | +60.0% |
| Operating MarginEBIT ÷ Revenue | +1.3% | -1.1% | +25.9% |
| Net MarginNet income ÷ Revenue | -5.2% | -4.2% | +20.4% |
| FCF MarginFCF ÷ Revenue | +3.6% | +1.1% | +36.0% |
| Rev. Growth (YoY)Latest quarter vs prior year | +43.2% | +2.8% | — |
| EPS Growth (YoY)Latest quarter vs prior year | +80.0% | 0.0% | +16.0% |
Valuation Metrics
SPWH leads this category, winning 3 of 6 comparable metrics.
Valuation Metrics
On an enterprise value basis, JPM's 18.7x EV/EBITDA is more attractive than PTRN's 64.3x.
| Metric | |||
|---|---|---|---|
| Market CapShares × price | $3.0B | $50M | $925.1B |
| Enterprise ValueMkt cap + debt − cash | $2.7B | $475M | $1.52T |
| Trailing P/EPrice ÷ TTM EPS | -21.54x | -0.98x | 16.52x |
| Forward P/EPrice ÷ next-FY EPS est. | 34.70x | — | 14.87x |
| PEG RatioP/E ÷ EPS growth rate | — | — | 0.93x |
| EV / EBITDAEnterprise value multiple | 64.31x | 18.87x | 18.72x |
| Price / SalesMarket cap ÷ Revenue | 1.19x | 0.04x | 3.31x |
| Price / BookPrice ÷ Book value/share | 5.82x | 0.26x | 2.55x |
| Price / FCFMarket cap ÷ FCF | 37.66x | 5.62x | 9.17x |
Profitability & Efficiency
Evenly matched — PTRN and JPM each lead in 5 of 9 comparable metrics.
Profitability & Efficiency
JPM delivers a 15.9% return on equity — every $100 of shareholder capital generates $16 in annual profit, vs $-26 for PTRN. PTRN carries lower financial leverage with a 0.05x debt-to-equity ratio, signaling a more conservative balance sheet compared to JPM's 2.60x. On the Piotroski fundamental quality scale (0–9), PTRN scores 5/9 vs SPWH's 4/9, reflecting solid financial health.
| Metric | |||
|---|---|---|---|
| ROE (TTM)Return on equity | -26.2% | -26.2% | +15.9% |
| ROA (TTM)Return on assets | -16.3% | -5.9% | +1.3% |
| ROICReturn on invested capital | +6.8% | -1.6% | +4.5% |
| ROCEReturn on capital employed | +5.0% | -2.6% | +8.9% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 4 | 5 |
| Debt / EquityFinancial leverage | 0.05x | 2.26x | 2.60x |
| Net DebtTotal debt minus cash | -$258M | $425M | $599.0B |
| Cash & Equiv.Liquid assets | $289M | $2M | $343.3B |
| Total DebtShort + long-term debt | $31M | $427M | $942.4B |
| Interest CoverageEBIT ÷ Interest expense | — | -2.69x | 0.74x |
Total Returns (Dividends Reinvested)
JPM leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in JPM five years ago would be worth $22,668 today (with dividends reinvested), compared to $719 for SPWH. Over the past 12 months, JPM leads with a +24.7% total return vs SPWH's -66.4%. The 3-year compound annual growth rate (CAGR) favors JPM at 34.2% vs SPWH's -35.8% — a key indicator of consistent wealth creation.
| Metric | |||
|---|---|---|---|
| YTD ReturnYear-to-date | +66.7% | -12.3% | +2.7% |
| 1-Year ReturnPast 12 months | +22.6% | -66.4% | +24.7% |
| 3-Year ReturnCumulative with dividends | +22.6% | -73.5% | +141.8% |
| 5-Year ReturnCumulative with dividends | +22.6% | -92.8% | +126.7% |
| 10-Year ReturnCumulative with dividends | +22.6% | -84.0% | +492.1% |
| CAGR (3Y)Annualised 3-year return | +7.0% | -35.8% | +34.2% |
Risk & Volatility
JPM leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
JPM is the less volatile stock with a 0.94 beta — it tends to amplify market swings less than PTRN's 1.65 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. JPM currently trades 98.2% from its 52-week high vs SPWH's 29.6% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||
|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.65x | 1.62x | 0.94x |
| 52-Week HighHighest price in past year | $21.40 | $4.33 | $337.25 |
| 52-Week LowLowest price in past year | $8.92 | $1.08 | $266.85 |
| % of 52W HighCurrent price vs 52-week peak | +89.6% | +29.6% | +98.2% |
| RSI (14)Momentum oscillator 0–100 | 58.3 | 42.9 | 63.2 |
| Avg Volume (50D)Average daily shares traded | 1.2M | 762K | 7.0M |
Analyst Outlook
JPM leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Analyst consensus: PTRN as "Buy", JPM as "Buy". Consensus price targets imply 17.4% upside for PTRN (target: $23) vs 2.6% for JPM (target: $340). JPM is the only dividend payer here at 1.80% yield — a key consideration for income-focused portfolios.
| Metric | |||
|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | — | Buy |
| Price TargetConsensus 12-month target | $22.50 | — | $339.75 |
| # AnalystsCovering analysts | 6 | — | 61 |
| Dividend YieldAnnual dividend ÷ price | — | — | +1.8% |
| Dividend StreakConsecutive years of raises | — | 0 | 15 |
| Dividend / ShareAnnual DPS | — | — | $5.95 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +0.4% | +3.7% |
JPM leads in 4 of 6 categories (Income & Cash Flow, Total Returns). SPWH leads in 1 (Valuation Metrics). 1 tied.
PTRN vs SPWH vs JPM: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is PTRN or SPWH or JPM a better buy right now?
For growth investors, Pattern Group Inc.
Series A Common Stock (PTRN) is the stronger pick with 39. 3% revenue growth year-over-year, versus 1. 0% for Sportsman's Warehouse Holdings, Inc. (SPWH). JPMorgan Chase & Co. (JPM) offers the better valuation at 16. 5x trailing P/E (14. 9x forward), making it the more compelling value choice. Analysts rate Pattern Group Inc. Series A Common Stock (PTRN) a "Buy" — based on 6 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — PTRN or SPWH or JPM?
On forward P/E, JPMorgan Chase & Co.
is actually cheaper at 14. 9x.
03Which is the better long-term investment — PTRN or SPWH or JPM?
Over the past 5 years, JPMorgan Chase & Co.
(JPM) delivered a total return of +126. 7%, compared to -92. 8% for Sportsman's Warehouse Holdings, Inc. (SPWH). Over 10 years, the gap is even starker: JPM returned +492. 1% versus SPWH's -84. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — PTRN or SPWH or JPM?
By beta (market sensitivity over 5 years), JPMorgan Chase & Co.
(JPM) is the lower-risk stock at 0. 94β versus Pattern Group Inc. Series A Common Stock's 1. 65β — meaning PTRN is approximately 75% more volatile than JPM relative to the S&P 500. On balance sheet safety, Pattern Group Inc. Series A Common Stock (PTRN) carries a lower debt/equity ratio of 5% versus 3% for JPMorgan Chase & Co. — giving it more financial flexibility in a downturn.
05Which is growing faster — PTRN or SPWH or JPM?
By revenue growth (latest reported year), Pattern Group Inc.
Series A Common Stock (PTRN) is pulling ahead at 39. 3% versus 1. 0% for Sportsman's Warehouse Holdings, Inc. (SPWH). On earnings-per-share growth, the picture is similar: Pattern Group Inc. Series A Common Stock grew EPS 27. 6% year-over-year, compared to -49. 4% for Sportsman's Warehouse Holdings, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — PTRN or SPWH or JPM?
JPMorgan Chase & Co.
(JPM) is the more profitable company, earning 20. 4% net margin versus -4. 1% for Sportsman's Warehouse Holdings, Inc. — meaning it keeps 20. 4% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: JPM leads at 26. 0% versus -1. 2% for SPWH. At the gross margin level — before operating expenses — JPM leads at 59. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is PTRN or SPWH or JPM more undervalued right now?
On forward earnings alone, JPMorgan Chase & Co.
(JPM) trades at 14. 9x forward P/E versus 34. 7x for Pattern Group Inc. Series A Common Stock — 19. 8x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for PTRN: 17. 4% to $22. 50.
08Which pays a better dividend — PTRN or SPWH or JPM?
In this comparison, JPM (1.
8% yield) pays a dividend. PTRN, SPWH do not pay a meaningful dividend and should not be held primarily for income.
09Is PTRN or SPWH or JPM better for a retirement portfolio?
For long-horizon retirement investors, JPMorgan Chase & Co.
(JPM) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 94), 1. 8% yield, +492. 1% 10Y return). Sportsman's Warehouse Holdings, Inc. (SPWH) carries a higher beta of 1. 62 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (JPM: +492. 1%, SPWH: -84. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between PTRN and SPWH and JPM?
These companies operate in different sectors (PTRN (Technology) and SPWH (Consumer Cyclical) and JPM (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: PTRN is a small-cap high-growth stock; SPWH is a small-cap quality compounder stock; JPM is a large-cap deep-value stock. JPM pays a dividend while PTRN, SPWH do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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