Software - Application
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Side-by-side financial analysisStock Comparison
DJCO vs TRMK vs JPM vs JKHY vs V vs KO
Revenue, margins, valuation, and 5-year total return — side by side.
Banks - Regional
Banks - Diversified
Information Technology Services
Financial - Credit Services
Beverages - Non-Alcoholic
DJCO vs TRMK vs JPM vs JKHY vs V vs KO — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||||||
|---|---|---|---|---|---|---|
| Industry | Software - Application | Banks - Regional | Banks - Diversified | Information Technology Services | Financial - Credit Services | Beverages - Non-Alcoholic |
| Market Cap | $766M | $2.66B | $892.31B | $9.43B | $621.23B | $348.25B |
| Revenue (TTM) | $94M | $1.16B | $280.33B | $2.52B | $43.03B | $49.28B |
| Net Income (TTM) | $14M | $224M | $57.05B | $519M | $22.24B | $13.70B |
| Gross Margin | 38.6% | 64.7% | 60.0% | 44.1% | 81.3% | 61.7% |
| Operating Margin | 12.0% | 24.2% | 25.9% | 26.0% | 61.1% | 29.3% |
| Forward P/E | 6.8x | 11.6x | 14.3x | 19.0x | 24.6x | 24.7x |
| Total Debt | $23M | $1.12B | $942.38B | $0.00 | $25.17B | $45.49B |
| Cash & Equiv. | $21M | $668M | $343.34B | $102M | $20.15B | $10.27B |
DJCO vs TRMK vs JPM vs JKHY vs V vs KO — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| Daily Journal Corpo… (DJCO) | 100 | 206.0 | +106.0% |
| Trustmark Corporati… (TRMK) | 100 | 184.2 | +84.2% |
| JPMorgan Chase & Co. (JPM) | 100 | 339.6 | +239.6% |
| Jack Henry & Associ… (JKHY) | 100 | 70.8 | -29.2% |
| Visa Inc. (V) | 100 | 167.6 | +67.6% |
| The Coca-Cola Compa… (KO) | 100 | 181.1 | +81.1% |
Price return only. Dividends and distributions are not included.
Quick Verdict: DJCO vs TRMK vs JPM vs JKHY vs V vs KO
Each card shows where this stock fits in a portfolio — not just who wins on paper.
DJCO has the current edge in this matchup, primarily because of its strength in growth exposure and valuation efficiency.
- Rev growth 25.4%, EPS growth 43.5%, 3Y rev CAGR 17.5%
- PEG 0.07 vs KO's 2.21
- Lower P/E (6.8x vs 24.7x), PEG 0.07 vs 2.21
- +40.2% vs JKHY's -26.5%
TRMK ranks third and is worth considering specifically for bank quality.
- NIM 3.4% vs JPM's 2.2%
- 34.8% NII/revenue growth vs KO's 1.9%
JPM is the clearest fit if your priority is long-term compounding.
- 475.6% 10Y total return vs DJCO's 171.7%
JKHY is the clearest fit if your priority is income & stability and defensive.
- Dividend streak 22 yrs, beta 0.10, yield 1.7%
- Beta 0.10, yield 1.7%, current ratio 1.27x
- Beta 0.10 vs DJCO's 1.16
V is the #2 pick in this set and the best alternative if sleep-well-at-night is your priority.
- Lower volatility, beta 0.54, Low D/E 66.4%, current ratio 1.08x
- 51.7% margin vs DJCO's 14.8%
- 22.7% ROA vs TRMK's 1.2%, ROIC 29.2% vs 7.1%
KO is the clearest fit if your priority is dividends.
- 2.5% yield, 56-year raise streak, vs V's 0.7%, (1 stock pays no dividend)
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 34.8% NII/revenue growth vs KO's 1.9% | |
| Value | Lower P/E (6.8x vs 24.7x), PEG 0.07 vs 2.21 | |
| Quality / Margins | 51.7% margin vs DJCO's 14.8% | |
| Stability / Safety | Beta 0.10 vs DJCO's 1.16 | |
| Dividends | 2.5% yield, 56-year raise streak, vs V's 0.7%, (1 stock pays no dividend) | |
| Momentum (1Y) | +40.2% vs JKHY's -26.5% | |
| Efficiency (ROA) | 22.7% ROA vs TRMK's 1.2%, ROIC 29.2% vs 7.1% |
DJCO vs TRMK vs JPM vs JKHY vs V vs KO — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
DJCO vs TRMK vs JPM vs JKHY vs V vs KO — Financial Metrics
Side-by-side numbers across 6 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
V leads in 2 of 6 categories
TRMK leads 1 • JPM leads 1 • KO leads 1 • DJCO leads 0 • JKHY leads 0 • 1 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
V leads this category, winning 5 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
JPM is the larger business by revenue, generating $280.3B annually — 2979.9x DJCO's $94M. V is the more profitable business, keeping 51.7% of every revenue dollar as net income compared to DJCO's 14.8%. On growth, DJCO holds the edge at +25.0% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||||||
|---|---|---|---|---|---|---|
| RevenueTrailing 12 months | $94M | $1.2B | $280.3B | $2.5B | $43.0B | $49.3B |
| EBITDAEarnings before interest/tax | $12M | $323M | $81.4B | $810M | $27.6B | $15.5B |
| Net IncomeAfter-tax profit | $14M | $224M | $57.0B | $519M | $22.2B | $13.7B |
| Free Cash FlowCash after capex | $14M | $230M | $100.9B | $728M | $21.2B | $12.6B |
| Gross MarginGross profit ÷ Revenue | +38.6% | +64.7% | +60.0% | +44.1% | +81.3% | +61.7% |
| Operating MarginEBIT ÷ Revenue | +12.0% | +24.2% | +25.9% | +26.0% | +61.1% | +29.3% |
| Net MarginNet income ÷ Revenue | +14.8% | +19.3% | +20.4% | +20.6% | +51.7% | +27.8% |
| FCF MarginFCF ÷ Revenue | +14.7% | +19.8% | +36.0% | +28.9% | +49.2% | +25.5% |
| Rev. Growth (YoY)Latest quarter vs prior year | +25.0% | — | — | +8.7% | — | +12.1% |
| EPS Growth (YoY)Latest quarter vs prior year | -177.5% | +5.4% | +16.0% | +12.5% | +35.3% | +18.2% |
Valuation Metrics
TRMK leads this category, winning 4 of 7 comparable metrics.
Valuation Metrics
At 6.8x trailing earnings, DJCO trades at a 78% valuation discount to V's 31.7x P/E. Adjusting for growth (PEG ratio), DJCO offers better value at 0.07x vs KO's 2.38x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||||||
|---|---|---|---|---|---|---|
| Market CapShares × price | $766M | $2.7B | $892.3B | $9.4B | $621.2B | $348.2B |
| Enterprise ValueMkt cap + debt − cash | $769M | $3.1B | $1.49T | $9.3B | $626.2B | $383.5B |
| Trailing P/EPrice ÷ TTM EPS | 6.83x | 12.21x | 15.93x | 20.89x | 31.75x | 26.62x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 11.57x | 14.34x | 19.03x | 24.62x | 24.75x |
| PEG RatioP/E ÷ EPS growth rate | 0.07x | 1.51x | 0.90x | 2.07x | 2.00x | 2.38x |
| EV / EBITDAEnterprise value multiple | 66.51x | 9.54x | 18.32x | 12.07x | 24.84x | 25.89x |
| Price / SalesMarket cap ÷ Revenue | 8.74x | 2.37x | 3.19x | 3.97x | 15.53x | 7.26x |
| Price / BookPrice ÷ Book value/share | 1.96x | 1.29x | 2.46x | 4.47x | 16.79x | 10.18x |
| Price / FCFMarket cap ÷ FCF | 57.52x | 11.46x | 8.85x | 16.04x | 28.79x | 65.76x |
Profitability & Efficiency
V leads this category, winning 4 of 9 comparable metrics.
Profitability & Efficiency
V delivers a 58.9% return on equity — every $100 of shareholder capital generates $59 in annual profit, vs $4 for DJCO. DJCO carries lower financial leverage with a 0.06x debt-to-equity ratio, signaling a more conservative balance sheet compared to JPM's 2.60x. On the Piotroski fundamental quality scale (0–9), TRMK scores 7/9 vs V's 5/9, reflecting strong financial health.
| Metric | ||||||
|---|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +3.8% | +10.8% | +15.9% | +24.0% | +58.9% | +41.1% |
| ROA (TTM)Return on assets | +2.7% | +1.2% | +1.3% | +17.0% | +22.7% | +13.1% |
| ROICReturn on invested capital | +2.5% | +7.1% | +4.5% | +21.0% | +29.2% | +15.8% |
| ROCEReturn on capital employed | +2.6% | +3.2% | +8.9% | +22.7% | +36.2% | +17.3% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 7 | 5 | 6 | 5 | 7 |
| Debt / EquityFinancial leverage | 0.06x | 0.53x | 2.60x | — | 0.66x | 1.33x |
| Net DebtTotal debt minus cash | $2M | $448M | $599.0B | -$102M | $5.0B | $35.2B |
| Cash & Equiv.Liquid assets | $21M | $668M | $343.3B | $102M | $20.2B | $10.3B |
| Total DebtShort + long-term debt | $23M | $1.1B | $942.4B | $0 | $25.2B | $45.5B |
| Interest CoverageEBIT ÷ Interest expense | 114.24x | 0.75x | 0.74x | 122.37x | 26.72x | 10.70x |
Total Returns (Dividends Reinvested)
JPM leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in JPM five years ago would be worth $22,071 today (with dividends reinvested), compared to $8,605 for JKHY. Over the past 12 months, DJCO leads with a +40.2% total return vs JKHY's -26.5%. The 3-year compound annual growth rate (CAGR) favors JPM at 32.7% vs JKHY's -6.1% — a key indicator of consistent wealth creation.
| Metric | ||||||
|---|---|---|---|---|---|---|
| YTD ReturnYear-to-date | +10.9% | +16.8% | -0.9% | -26.2% | -6.2% | +18.6% |
| 1-Year ReturnPast 12 months | +40.2% | +36.2% | +20.3% | -26.5% | -8.2% | +17.7% |
| 3-Year ReturnCumulative with dividends | +92.0% | +114.0% | +133.8% | -17.1% | +46.2% | +42.6% |
| 5-Year ReturnCumulative with dividends | +61.5% | +52.2% | +120.7% | -13.9% | +43.3% | +63.1% |
| 10-Year ReturnCumulative with dividends | +171.7% | +126.8% | +475.6% | +77.0% | +333.3% | +118.2% |
| CAGR (3Y)Annualised 3-year return | +24.3% | +28.9% | +32.7% | -6.1% | +13.5% | +12.6% |
Risk & Volatility
Evenly matched — TRMK and KO each lead in 1 of 2 comparable metrics.
Risk & Volatility
KO is the less volatile stock with a -0.20 beta — it tends to amplify market swings less than DJCO's 1.16 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. TRMK currently trades 97.5% from its 52-week high vs JKHY's 67.4% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||||||
|---|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.16x | 0.82x | 0.94x | 0.10x | 0.54x | -0.20x |
| 52-Week HighHighest price in past year | $674.75 | $46.34 | $337.25 | $193.39 | $360.22 | $84.04 |
| 52-Week LowLowest price in past year | $348.63 | $33.39 | $266.85 | $124.63 | $293.89 | $65.35 |
| % of 52W HighCurrent price vs 52-week peak | +82.4% | +97.5% | +94.7% | +67.4% | +89.9% | +96.3% |
| RSI (14)Momentum oscillator 0–100 | 67.9 | 63.3 | 65.0 | 33.7 | 50.4 | 60.8 |
| Avg Volume (50D)Average daily shares traded | 43K | 330K | 7.0M | 1.2M | 6.4M | 12.7M |
Analyst Outlook
KO leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: TRMK as "Hold", JPM as "Buy", JKHY as "Buy", V as "Buy", KO as "Buy". Consensus price targets imply 49.3% upside for JKHY (target: $195) vs 0.7% for TRMK (target: $46). For income investors, KO offers the higher dividend yield at 2.52% vs V's 0.73%.
| Metric | ||||||
|---|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold | Buy | Buy | Buy | Buy |
| Price TargetConsensus 12-month target | — | $45.50 | $339.75 | $194.63 | $368.91 | $86.13 |
| # AnalystsCovering analysts | — | 9 | 61 | 22 | 61 | 48 |
| Dividend YieldAnnual dividend ÷ price | — | +2.1% | +1.9% | +1.7% | +0.7% | +2.5% |
| Dividend StreakConsecutive years of raises | 4 | 1 | 15 | 22 | 18 | 56 |
| Dividend / ShareAnnual DPS | — | $0.97 | $5.95 | $2.25 | $2.36 | $2.04 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +3.0% | +3.9% | +0.4% | +2.2% | +0.2% |
V leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). TRMK leads in 1 (Valuation Metrics). 1 tied.
DJCO vs TRMK vs JPM vs JKHY vs V vs KO: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is DJCO or TRMK or JPM or JKHY or V or KO a better buy right now?
For growth investors, Trustmark Corporation (TRMK) is the stronger pick with 34.
8% revenue growth year-over-year, versus 1. 9% for The Coca-Cola Company (KO). Daily Journal Corporation (DJCO) offers the better valuation at 6. 8x trailing P/E, making it the more compelling value choice. Analysts rate JPMorgan Chase & Co. (JPM) a "Buy" — based on 61 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — DJCO or TRMK or JPM or JKHY or V or KO?
On trailing P/E, Daily Journal Corporation (DJCO) is the cheapest at 6.
8x versus Visa Inc. at 31. 7x. On forward P/E, Trustmark Corporation is actually cheaper at 11. 6x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: JPMorgan Chase & Co. wins at 0. 81x versus The Coca-Cola Company's 2. 21x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — DJCO or TRMK or JPM or JKHY or V or KO?
Over the past 5 years, JPMorgan Chase & Co.
(JPM) delivered a total return of +120. 7%, compared to -13. 9% for Jack Henry & Associates, Inc. (JKHY). Over 10 years, the gap is even starker: JPM returned +475. 6% versus JKHY's +77. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — DJCO or TRMK or JPM or JKHY or V or KO?
By beta (market sensitivity over 5 years), The Coca-Cola Company (KO) is the lower-risk stock at -0.
20β versus Daily Journal Corporation's 1. 16β — meaning DJCO is approximately -681% more volatile than KO relative to the S&P 500. On balance sheet safety, Daily Journal Corporation (DJCO) carries a lower debt/equity ratio of 6% versus 3% for JPMorgan Chase & Co. — giving it more financial flexibility in a downturn.
05Which is growing faster — DJCO or TRMK or JPM or JKHY or V or KO?
By revenue growth (latest reported year), Trustmark Corporation (TRMK) is pulling ahead at 34.
8% versus 1. 9% for The Coca-Cola Company (KO). On earnings-per-share growth, the picture is similar: Daily Journal Corporation grew EPS 43. 5% year-over-year, compared to 1. 5% for JPMorgan Chase & Co.. Over a 3-year CAGR, DJCO leads at 17. 5% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — DJCO or TRMK or JPM or JKHY or V or KO?
Daily Journal Corporation (DJCO) is the more profitable company, earning 127.
9% net margin versus 19. 2% for Jack Henry & Associates, Inc. — meaning it keeps 127. 9% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: V leads at 60. 0% versus 12. 9% for DJCO. At the gross margin level — before operating expenses — V leads at 80. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is DJCO or TRMK or JPM or JKHY or V or KO more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, JPMorgan Chase & Co. (JPM) is the more undervalued stock at a PEG of 0. 81x versus The Coca-Cola Company's 2. 21x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Trustmark Corporation (TRMK) trades at 11. 6x forward P/E versus 24. 7x for The Coca-Cola Company — 13. 2x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for JKHY: 49. 3% to $194. 63.
08Which pays a better dividend — DJCO or TRMK or JPM or JKHY or V or KO?
In this comparison, KO (2.
5% yield), TRMK (2. 1% yield), JPM (1. 9% yield), JKHY (1. 7% yield), V (0. 7% yield) pay a dividend. DJCO does not pay a meaningful dividend and should not be held primarily for income.
09Is DJCO or TRMK or JPM or JKHY or V or KO better for a retirement portfolio?
For long-horizon retirement investors, The Coca-Cola Company (KO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.
20), 2. 5% yield, +118. 2% 10Y return). Both have compounded well over 10 years (KO: +118. 2%, DJCO: +171. 7%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between DJCO and TRMK and JPM and JKHY and V and KO?
These companies operate in different sectors (DJCO (Technology) and TRMK (Financial Services) and JPM (Financial Services) and JKHY (Technology) and V (Financial Services) and KO (Consumer Defensive)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: DJCO is a small-cap high-growth stock; TRMK is a small-cap high-growth stock; JPM is a large-cap deep-value stock; JKHY is a small-cap quality compounder stock; V is a large-cap quality compounder stock; KO is a large-cap quality compounder stock. TRMK, JPM, JKHY, V, KO pay a dividend while DJCO does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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