Banks - Regional
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Side-by-side financial analysisStock Comparison
FNWD vs FHN vs KO vs JPM
Revenue, margins, valuation, and 5-year total return — side by side.
Banks - Regional
Beverages - Non-Alcoholic
Banks - Diversified
FNWD vs FHN vs KO vs JPM — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||||
|---|---|---|---|---|
| Industry | Banks - Regional | Banks - Regional | Beverages - Non-Alcoholic | Banks - Diversified |
| Market Cap | $147M | $12.47B | $355.61B | $896.00B |
| Revenue (TTM) | $101M | $4.91B | $49.28B | $280.33B |
| Net Income (TTM) | $8M | $982M | $13.70B | $57.05B |
| Gross Margin | 65.6% | 66.8% | 61.7% | 60.0% |
| Operating Margin | 8.0% | 26.1% | 29.3% | 25.9% |
| Forward P/E | 12.8x | 11.7x | 25.3x | 14.4x |
| Total Debt | $85M | $4.57B | $45.49B | $942.38B |
| Cash & Equiv. | $18M | $961M | $10.27B | $343.34B |
FNWD vs FHN vs KO vs JPM — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| Finward Bancorp (FNWD) | 100 | 103.6 | +3.6% |
| First Horizon Corpo… (FHN) | 100 | 252.4 | +152.4% |
| The Coca-Cola Compa… (KO) | 100 | 184.9 | +84.9% |
| JPMorgan Chase & Co. (JPM) | 100 | 341.0 | +241.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: FNWD vs FHN vs KO vs JPM
Each card shows where this stock fits in a portfolio — not just who wins on paper.
FNWD is the clearest fit if your priority is sleep-well-at-night and defensive.
- Lower volatility, beta 0.41, Low D/E 48.5%, current ratio 1.77x
- Beta 0.41, yield 1.1%, current ratio 1.77x
- Beta 0.41 vs FHN's 0.97, lower leverage
FHN has the current edge in this matchup, primarily because of its strength in bank quality.
- NIM 3.1% vs JPM's 2.2%
- 2.5% yield, vs KO's 2.5%
- +30.9% vs KO's +17.2%
KO is the #2 pick in this set and the best alternative if quality and efficiency is your priority.
- 27.8% margin vs FNWD's 8.0%
- 13.1% ROA vs FNWD's 0.4%, ROIC 15.8% vs 2.4%
JPM is the clearest fit if your priority is income & stability and growth exposure.
- Dividend streak 15 yrs, beta 0.94, yield 1.9%
- Rev growth 3.3%, EPS growth 1.5%
- 465.8% 10Y total return vs FHN's 123.8%
- PEG 0.81 vs KO's 2.26
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 3.3% NII/revenue growth vs FNWD's -9.6% | |
| Value | Lower P/E (14.4x vs 25.3x), PEG 0.81 vs 2.26 | |
| Quality / Margins | 27.8% margin vs FNWD's 8.0% | |
| Stability / Safety | Beta 0.41 vs FHN's 0.97, lower leverage | |
| Dividends | 2.5% yield, vs KO's 2.5% | |
| Momentum (1Y) | +30.9% vs KO's +17.2% | |
| Efficiency (ROA) | 13.1% ROA vs FNWD's 0.4%, ROIC 15.8% vs 2.4% |
FNWD vs FHN vs KO vs JPM — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
FNWD vs FHN vs KO vs JPM — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
KO leads in 2 of 6 categories
FHN leads 1 • JPM leads 1 • FNWD leads 0 • 2 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
Evenly matched — FHN and KO each lead in 2 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
JPM is the larger business by revenue, generating $280.3B annually — 2773.9x FNWD's $101M. KO is the more profitable business, keeping 27.8% of every revenue dollar as net income compared to FNWD's 8.0%.
| Metric | ||||
|---|---|---|---|---|
| RevenueTrailing 12 months | $101M | $4.9B | $49.3B | $280.3B |
| EBITDAEarnings before interest/tax | $13M | $1.3B | $15.5B | $81.4B |
| Net IncomeAfter-tax profit | $8M | $982M | $13.7B | $57.0B |
| Free Cash FlowCash after capex | $9M | $963M | $12.6B | $100.9B |
| Gross MarginGross profit ÷ Revenue | +65.6% | +66.8% | +61.7% | +60.0% |
| Operating MarginEBIT ÷ Revenue | +8.0% | +26.1% | +29.3% | +25.9% |
| Net MarginNet income ÷ Revenue | +8.0% | +20.0% | +27.8% | +20.4% |
| FCF MarginFCF ÷ Revenue | +8.6% | +19.6% | +25.5% | +36.0% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | +12.1% | — |
| EPS Growth (YoY)Latest quarter vs prior year | -6.1% | +79.3% | +18.2% | +16.0% |
Valuation Metrics
FHN leads this category, winning 3 of 7 comparable metrics.
Valuation Metrics
At 13.4x trailing earnings, FHN trades at a 51% valuation discount to KO's 27.2x P/E. Adjusting for growth (PEG ratio), JPM offers better value at 0.90x vs KO's 2.43x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||||
|---|---|---|---|---|
| Market CapShares × price | $147M | $12.5B | $355.6B | $896.0B |
| Enterprise ValueMkt cap + debt − cash | $214M | $16.1B | $390.8B | $1.50T |
| Trailing P/EPrice ÷ TTM EPS | 18.08x | 13.37x | 27.18x | 16.00x |
| Forward P/EPrice ÷ next-FY EPS est. | 12.75x | 11.72x | 25.27x | 14.40x |
| PEG RatioP/E ÷ EPS growth rate | — | — | 2.43x | 0.90x |
| EV / EBITDAEnterprise value multiple | 26.34x | 12.03x | 26.39x | 18.36x |
| Price / SalesMarket cap ÷ Revenue | 1.46x | 2.50x | 7.42x | 3.20x |
| Price / BookPrice ÷ Book value/share | 0.84x | 1.36x | 10.40x | 2.47x |
| Price / FCFMarket cap ÷ FCF | 19.25x | 13.06x | 67.15x | 8.88x |
Profitability & Efficiency
KO leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
KO delivers a 41.1% return on equity — every $100 of shareholder capital generates $41 in annual profit, vs $5 for FNWD. FNWD carries lower financial leverage with a 0.48x debt-to-equity ratio, signaling a more conservative balance sheet compared to JPM's 2.60x. On the Piotroski fundamental quality scale (0–9), FHN scores 8/9 vs JPM's 5/9, reflecting strong financial health.
| Metric | ||||
|---|---|---|---|---|
| ROE (TTM)Return on equity | +5.0% | +10.7% | +41.1% | +15.9% |
| ROA (TTM)Return on assets | +0.4% | +1.2% | +13.1% | +1.3% |
| ROICReturn on invested capital | +2.4% | +7.0% | +15.8% | +4.5% |
| ROCEReturn on capital employed | +1.3% | +10.2% | +17.3% | +8.9% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 8 | 7 | 5 |
| Debt / EquityFinancial leverage | 0.48x | 0.50x | 1.33x | 2.60x |
| Net DebtTotal debt minus cash | $66M | $3.6B | $35.2B | $599.0B |
| Cash & Equiv.Liquid assets | $18M | $961M | $10.3B | $343.3B |
| Total DebtShort + long-term debt | $85M | $4.6B | $45.5B | $942.4B |
| Interest CoverageEBIT ÷ Interest expense | 0.23x | 0.82x | 10.70x | 0.74x |
Total Returns (Dividends Reinvested)
JPM leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in JPM five years ago would be worth $21,820 today (with dividends reinvested), compared to $8,462 for FNWD. Over the past 12 months, FHN leads with a +30.9% total return vs KO's +17.2%. The 3-year compound annual growth rate (CAGR) favors JPM at 33.6% vs KO's 13.7% — a key indicator of consistent wealth creation.
| Metric | ||||
|---|---|---|---|---|
| YTD ReturnYear-to-date | -4.2% | +5.6% | +20.3% | -0.5% |
| 1-Year ReturnPast 12 months | +18.7% | +30.9% | +17.2% | +21.8% |
| 3-Year ReturnCumulative with dividends | +68.0% | +129.7% | +47.0% | +138.2% |
| 5-Year ReturnCumulative with dividends | -15.4% | +57.1% | +65.6% | +118.2% |
| 10-Year ReturnCumulative with dividends | +49.1% | +123.8% | +121.1% | +465.8% |
| CAGR (3Y)Annualised 3-year return | +18.9% | +31.9% | +13.7% | +33.6% |
Risk & Volatility
KO leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
KO is the less volatile stock with a -0.20 beta — it tends to amplify market swings less than FHN's 0.97 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. KO currently trades 98.3% from its 52-week high vs FNWD's 85.2% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||||
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.41x | 0.97x | -0.20x | 0.94x |
| 52-Week HighHighest price in past year | $39.88 | $26.56 | $84.04 | $337.25 |
| 52-Week LowLowest price in past year | $26.46 | $19.04 | $65.35 | $262.71 |
| % of 52W HighCurrent price vs 52-week peak | +85.2% | +94.7% | +98.3% | +95.1% |
| RSI (14)Momentum oscillator 0–100 | 58.5 | 61.0 | 60.6 | 59.1 |
| Avg Volume (50D)Average daily shares traded | 8K | 3.9M | 12.7M | 7.0M |
Analyst Outlook
Evenly matched — FHN and KO each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: FNWD as "Buy", FHN as "Hold", KO as "Buy", JPM as "Buy". Consensus price targets imply 20.6% upside for FNWD (target: $41) vs 4.2% for KO (target: $86). For income investors, FHN offers the higher dividend yield at 2.52% vs FNWD's 1.07%.
| Metric | ||||
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Hold | Buy | Buy |
| Price TargetConsensus 12-month target | $41.00 | $28.00 | $86.13 | $339.75 |
| # AnalystsCovering analysts | 2 | 35 | 48 | 61 |
| Dividend YieldAnnual dividend ÷ price | +1.1% | +2.5% | +2.5% | +1.9% |
| Dividend StreakConsecutive years of raises | 0 | 0 | 56 | 15 |
| Dividend / ShareAnnual DPS | $0.36 | $0.63 | $2.04 | $5.95 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +8.0% | +0.2% | +3.9% |
KO leads in 2 of 6 categories (Profitability & Efficiency, Risk & Volatility). FHN leads in 1 (Valuation Metrics). 2 tied.
FNWD vs FHN vs KO vs JPM: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is FNWD or FHN or KO or JPM a better buy right now?
For growth investors, JPMorgan Chase & Co.
(JPM) is the stronger pick with 3. 3% revenue growth year-over-year, versus -9. 6% for Finward Bancorp (FNWD). First Horizon Corporation (FHN) offers the better valuation at 13. 4x trailing P/E (11. 7x forward), making it the more compelling value choice. Analysts rate Finward Bancorp (FNWD) a "Buy" — based on 2 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — FNWD or FHN or KO or JPM?
On trailing P/E, First Horizon Corporation (FHN) is the cheapest at 13.
4x versus The Coca-Cola Company at 27. 2x. On forward P/E, First Horizon Corporation is actually cheaper at 11. 7x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: JPMorgan Chase & Co. wins at 0. 81x versus The Coca-Cola Company's 2. 26x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — FNWD or FHN or KO or JPM?
Over the past 5 years, JPMorgan Chase & Co.
(JPM) delivered a total return of +118. 2%, compared to -15. 4% for Finward Bancorp (FNWD). Over 10 years, the gap is even starker: JPM returned +465. 8% versus FNWD's +49. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — FNWD or FHN or KO or JPM?
By beta (market sensitivity over 5 years), The Coca-Cola Company (KO) is the lower-risk stock at -0.
20β versus First Horizon Corporation's 0. 97β — meaning FHN is approximately -585% more volatile than KO relative to the S&P 500. On balance sheet safety, Finward Bancorp (FNWD) carries a lower debt/equity ratio of 48% versus 3% for JPMorgan Chase & Co. — giving it more financial flexibility in a downturn.
05Which is growing faster — FNWD or FHN or KO or JPM?
By revenue growth (latest reported year), JPMorgan Chase & Co.
(JPM) is pulling ahead at 3. 3% versus -9. 6% for Finward Bancorp (FNWD). On earnings-per-share growth, the picture is similar: First Horizon Corporation grew EPS 38. 2% year-over-year, compared to -33. 8% for Finward Bancorp. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — FNWD or FHN or KO or JPM?
The Coca-Cola Company (KO) is the more profitable company, earning 27.
3% net margin versus 8. 0% for Finward Bancorp — meaning it keeps 27. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: KO leads at 28. 7% versus 8. 0% for FNWD. At the gross margin level — before operating expenses — FHN leads at 67. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is FNWD or FHN or KO or JPM more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, JPMorgan Chase & Co. (JPM) is the more undervalued stock at a PEG of 0. 81x versus The Coca-Cola Company's 2. 26x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, First Horizon Corporation (FHN) trades at 11. 7x forward P/E versus 25. 3x for The Coca-Cola Company — 13. 5x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for FNWD: 20. 6% to $41. 00.
08Which pays a better dividend — FNWD or FHN or KO or JPM?
All stocks in this comparison pay dividends.
First Horizon Corporation (FHN) offers the highest yield at 2. 5%, versus 1. 1% for Finward Bancorp (FNWD).
09Is FNWD or FHN or KO or JPM better for a retirement portfolio?
For long-horizon retirement investors, The Coca-Cola Company (KO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.
20), 2. 5% yield, +121. 1% 10Y return). Both have compounded well over 10 years (KO: +121. 1%, FHN: +123. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between FNWD and FHN and KO and JPM?
These companies operate in different sectors (FNWD (Financial Services) and FHN (Financial Services) and KO (Consumer Defensive) and JPM (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: FNWD is a small-cap quality compounder stock; FHN is a mid-cap deep-value stock; KO is a large-cap quality compounder stock; JPM is a large-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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