Education & Training Services
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Side-by-side financial analysisStock Comparison
LGCY vs LAUR vs JPM
Revenue, margins, valuation, and 5-year total return — side by side.
Education & Training Services
Banks - Diversified
LGCY vs LAUR vs JPM — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||
|---|---|---|---|
| Industry | Education & Training Services | Education & Training Services | Banks - Diversified |
| Market Cap | $139M | $5.25B | $896.00B |
| Revenue (TTM) | $78M | $1.74B | $280.33B |
| Net Income (TTM) | $8M | $280M | $57.05B |
| Gross Margin | 46.7% | 26.9% | 60.0% |
| Operating Margin | 14.4% | 24.0% | 25.9% |
| Forward P/E | 16.4x | 17.1x | 14.4x |
| Total Debt | $18M | $847M | $942.38B |
| Cash & Equiv. | $20M | $147M | $343.34B |
LGCY vs LAUR vs JPM — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Sep 24 | Jun 26 | Return |
|---|---|---|---|
| Legacy Education In… (LGCY) | 100 | 239.3 | +139.3% |
| Laureate Education,… (LAUR) | 100 | 221.3 | +121.3% |
| JPMorgan Chase & Co. (JPM) | 100 | 152.1 | +52.1% |
Price return only. Dividends and distributions are not included.
Quick Verdict: LGCY vs LAUR vs JPM
Each card shows where this stock fits in a portfolio — not just who wins on paper.
LGCY is the clearest fit if your priority is growth exposure.
- Rev growth 39.5%, EPS growth 34.1%, 3Y rev CAGR 27.9%
- 39.5% revenue growth vs JPM's 3.3%
LAUR has the current edge in this matchup, primarily because of its strength in long-term compounding and sleep-well-at-night.
- 251.4% 10Y total return vs JPM's 465.8%
- Lower volatility, beta 0.53, Low D/E 71.2%, current ratio 0.60x
- Beta 0.53, yield 0.0%, current ratio 0.60x
JPM is the clearest fit if your priority is income & stability.
- Dividend streak 15 yrs, beta 0.94, yield 1.9%
- Lower P/E (14.4x vs 17.1x)
- 20.4% margin vs LGCY's 10.9%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 39.5% revenue growth vs JPM's 3.3% | |
| Value | Lower P/E (14.4x vs 17.1x) | |
| Quality / Margins | 20.4% margin vs LGCY's 10.9% | |
| Stability / Safety | Beta 0.53 vs LGCY's 1.44 | |
| Dividends | 1.9% yield; 15-year raise streak; the other 2 pay no meaningful dividend | |
| Momentum (1Y) | +66.7% vs JPM's +21.8% | |
| Efficiency (ROA) | 12.9% ROA vs JPM's 1.3%, ROIC 20.3% vs 4.5% |
LGCY vs LAUR vs JPM — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
LGCY vs LAUR vs JPM — Financial Metrics
Side-by-side numbers across 3 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
JPM leads this category, winning 5 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
JPM is the larger business by revenue, generating $280.3B annually — 3598.4x LGCY's $78M. JPM is the more profitable business, keeping 20.4% of every revenue dollar as net income compared to LGCY's 10.9%.
| Metric | |||
|---|---|---|---|
| RevenueTrailing 12 months | $78M | $1.7B | $280.3B |
| EBITDAEarnings before interest/tax | $12M | $535M | $81.4B |
| Net IncomeAfter-tax profit | $8M | $280M | $57.0B |
| Free Cash FlowCash after capex | $5M | $264M | $100.9B |
| Gross MarginGross profit ÷ Revenue | +46.7% | +26.9% | +60.0% |
| Operating MarginEBIT ÷ Revenue | +14.4% | +24.0% | +25.9% |
| Net MarginNet income ÷ Revenue | +10.9% | +16.1% | +20.4% |
| FCF MarginFCF ÷ Revenue | +6.1% | +15.2% | +36.0% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | +15.4% | — |
| EPS Growth (YoY)Latest quarter vs prior year | — | -15.4% | +16.0% |
Valuation Metrics
JPM leads this category, winning 4 of 6 comparable metrics.
Valuation Metrics
At 16.0x trailing earnings, JPM trades at a 18% valuation discount to LAUR's 19.4x P/E. On an enterprise value basis, LAUR's 11.0x EV/EBITDA is more attractive than JPM's 18.4x.
| Metric | |||
|---|---|---|---|
| Market CapShares × price | $139M | $5.2B | $896.0B |
| Enterprise ValueMkt cap + debt − cash | $137M | $5.9B | $1.50T |
| Trailing P/EPrice ÷ TTM EPS | 18.66x | 19.45x | 16.00x |
| Forward P/EPrice ÷ next-FY EPS est. | 16.35x | 17.12x | 14.40x |
| PEG RatioP/E ÷ EPS growth rate | — | — | 0.90x |
| EV / EBITDAEnterprise value multiple | 13.10x | 10.98x | 18.36x |
| Price / SalesMarket cap ÷ Revenue | 2.17x | 3.08x | 3.20x |
| Price / BookPrice ÷ Book value/share | 3.40x | 4.60x | 2.47x |
| Price / FCFMarket cap ÷ FCF | 20.12x | 19.94x | 8.88x |
Profitability & Efficiency
LGCY leads this category, winning 5 of 8 comparable metrics.
Profitability & Efficiency
LAUR delivers a 25.4% return on equity — every $100 of shareholder capital generates $25 in annual profit, vs $16 for JPM. LGCY carries lower financial leverage with a 0.43x debt-to-equity ratio, signaling a more conservative balance sheet compared to JPM's 2.60x.
| Metric | |||
|---|---|---|---|
| ROE (TTM)Return on equity | +18.8% | +25.4% | +15.9% |
| ROA (TTM)Return on assets | +11.7% | +12.9% | +1.3% |
| ROICReturn on invested capital | +27.1% | +20.3% | +4.5% |
| ROCEReturn on capital employed | +24.9% | +26.7% | +8.9% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 5 | 5 |
| Debt / EquityFinancial leverage | 0.43x | 0.71x | 2.60x |
| Net DebtTotal debt minus cash | -$3M | $701M | $599.0B |
| Cash & Equiv.Liquid assets | $20M | $147M | $343.3B |
| Total DebtShort + long-term debt | $18M | $847M | $942.4B |
| Interest CoverageEBIT ÷ Interest expense | 136.29x | 34.91x | 0.74x |
Total Returns (Dividends Reinvested)
LAUR leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in LAUR five years ago would be worth $30,175 today (with dividends reinvested), compared to $21,820 for JPM. Over the past 12 months, LAUR leads with a +66.7% total return vs JPM's +21.8%. The 3-year compound annual growth rate (CAGR) favors LAUR at 45.9% vs JPM's 33.6% — a key indicator of consistent wealth creation.
| Metric | |||
|---|---|---|---|
| YTD ReturnYear-to-date | +6.4% | +10.4% | -0.5% |
| 1-Year ReturnPast 12 months | +22.5% | +66.7% | +21.8% |
| 3-Year ReturnCumulative with dividends | +173.9% | +210.6% | +138.2% |
| 5-Year ReturnCumulative with dividends | +173.9% | +201.8% | +118.2% |
| 10-Year ReturnCumulative with dividends | +173.9% | +251.4% | +465.8% |
| CAGR (3Y)Annualised 3-year return | +39.9% | +45.9% | +33.6% |
Risk & Volatility
LAUR leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
LAUR is the less volatile stock with a 0.53 beta — it tends to amplify market swings less than LGCY's 1.44 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. LAUR currently trades 96.0% from its 52-week high vs LGCY's 74.9% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||
|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.44x | 0.53x | 0.94x |
| 52-Week HighHighest price in past year | $14.70 | $38.28 | $337.25 |
| 52-Week LowLowest price in past year | $7.94 | $21.53 | $262.71 |
| % of 52W HighCurrent price vs 52-week peak | +74.9% | +96.0% | +95.1% |
| RSI (14)Momentum oscillator 0–100 | 44.0 | 76.8 | 59.1 |
| Avg Volume (50D)Average daily shares traded | 58K | 1.2M | 7.0M |
Analyst Outlook
JPM leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: LGCY as "Buy", LAUR as "Buy", JPM as "Buy". Consensus price targets imply 31.7% upside for LGCY (target: $15) vs 5.9% for JPM (target: $340). JPM is the only dividend payer here at 1.86% yield — a key consideration for income-focused portfolios.
| Metric | |||
|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy | Buy |
| Price TargetConsensus 12-month target | $14.50 | $39.00 | $339.75 |
| # AnalystsCovering analysts | 3 | 11 | 61 |
| Dividend YieldAnnual dividend ÷ price | — | +0.0% | +1.9% |
| Dividend StreakConsecutive years of raises | 0 | 0 | 15 |
| Dividend / ShareAnnual DPS | — | $0.00 | $5.95 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +4.1% | +3.9% |
JPM leads in 3 of 6 categories (Income & Cash Flow, Valuation Metrics). LAUR leads in 2 (Total Returns, Risk & Volatility).
LGCY vs LAUR vs JPM: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is LGCY or LAUR or JPM a better buy right now?
For growth investors, Legacy Education Inc.
(LGCY) is the stronger pick with 39. 5% revenue growth year-over-year, versus 3. 3% for JPMorgan Chase & Co. (JPM). JPMorgan Chase & Co. (JPM) offers the better valuation at 16. 0x trailing P/E (14. 4x forward), making it the more compelling value choice. Analysts rate Legacy Education Inc. (LGCY) a "Buy" — based on 3 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — LGCY or LAUR or JPM?
On trailing P/E, JPMorgan Chase & Co.
(JPM) is the cheapest at 16. 0x versus Laureate Education, Inc. at 19. 4x. On forward P/E, JPMorgan Chase & Co. is actually cheaper at 14. 4x.
03Which is the better long-term investment — LGCY or LAUR or JPM?
Over the past 5 years, Laureate Education, Inc.
(LAUR) delivered a total return of +201. 8%, compared to +118. 2% for JPMorgan Chase & Co. (JPM). Over 10 years, the gap is even starker: JPM returned +465. 8% versus LGCY's +173. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — LGCY or LAUR or JPM?
By beta (market sensitivity over 5 years), Laureate Education, Inc.
(LAUR) is the lower-risk stock at 0. 53β versus Legacy Education Inc. 's 1. 44β — meaning LGCY is approximately 173% more volatile than LAUR relative to the S&P 500. On balance sheet safety, Legacy Education Inc. (LGCY) carries a lower debt/equity ratio of 43% versus 3% for JPMorgan Chase & Co. — giving it more financial flexibility in a downturn.
05Which is growing faster — LGCY or LAUR or JPM?
By revenue growth (latest reported year), Legacy Education Inc.
(LGCY) is pulling ahead at 39. 5% versus 3. 3% for JPMorgan Chase & Co. (JPM). On earnings-per-share growth, the picture is similar: Legacy Education Inc. grew EPS 34. 1% year-over-year, compared to -1. 6% for Laureate Education, Inc.. Over a 3-year CAGR, LGCY leads at 27. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — LGCY or LAUR or JPM?
JPMorgan Chase & Co.
(JPM) is the more profitable company, earning 20. 4% net margin versus 11. 7% for Legacy Education Inc. — meaning it keeps 20. 4% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: JPM leads at 26. 0% versus 15. 6% for LGCY. At the gross margin level — before operating expenses — JPM leads at 59. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is LGCY or LAUR or JPM more undervalued right now?
On forward earnings alone, JPMorgan Chase & Co.
(JPM) trades at 14. 4x forward P/E versus 17. 1x for Laureate Education, Inc. — 2. 7x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for LGCY: 31. 7% to $14. 50.
08Which pays a better dividend — LGCY or LAUR or JPM?
In this comparison, JPM (1.
9% yield) pays a dividend. LGCY, LAUR do not pay a meaningful dividend and should not be held primarily for income.
09Is LGCY or LAUR or JPM better for a retirement portfolio?
For long-horizon retirement investors, JPMorgan Chase & Co.
(JPM) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 94), 1. 9% yield, +465. 8% 10Y return). Both have compounded well over 10 years (JPM: +465. 8%, LGCY: +173. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between LGCY and LAUR and JPM?
These companies operate in different sectors (LGCY (Consumer Defensive) and LAUR (Consumer Defensive) and JPM (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: LGCY is a small-cap high-growth stock; LAUR is a small-cap quality compounder stock; JPM is a large-cap deep-value stock. JPM pays a dividend while LGCY, LAUR do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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