Dollar cost averaging (DCA) in MAIA means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-35.9%
Final Value$21.5K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-43.8%
Final Value$18.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-50.6%
Final Value$16.5K
Worst possible — still beats not investing
Best vs Worst gap14.7 pp
Your timing vs best-7.9%
Your timing vs worst+6.8%
If You Keep Investing…
Based on this stock's historical CAGR of -13.9%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -13.9% continues. Actual returns will vary.
Your DCA Results by Date
47 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jul 28, 2022
$4.46
$10,000
$10,000
+0.00%
$0
Aug 29, 2022
$3.71
$10,500
$8,818
-16.02%
$-1,682
Sep 28, 2022
$3.42
$11,000
$8,629
-21.55%
$-2,371
Oct 28, 2022
$3.24
$11,500
$8,675
-24.57%
$-2,825
Nov 28, 2022
$3.75
$12,000
$10,540
-12.16%
$-1,460
Dec 28, 2022
$3.42
$12,500
$10,113
-19.10%
$-2,387
Jan 30, 2023
$4.69
$13,000
$14,368
+10.52%
$1,368
Feb 28, 2023
$4.44
$13,500
$14,087
+4.35%
$587
Mar 28, 2023
$3.49
$14,000
$11,585
-17.25%
$-2,415
Apr 28, 2023
$2.46
$14,500
$8,666
-40.23%
$-5,834
May 30, 2023
$2.40
$15,000
$8,955
-40.30%
$-6,045
Jun 28, 2023
$2.12
$15,500
$8,410
-45.74%
$-7,090
Jul 28, 2023
$2.30
$16,000
$9,624
-39.85%
$-6,376
Aug 28, 2023
$1.89
$16,500
$8,409
-49.04%
$-8,091
Sep 28, 2023
$1.80
$17,000
$8,508
-49.95%
$-8,492
Oct 30, 2023
$2.00
$17,500
$9,953
-43.12%
$-7,547
Nov 28, 2023
$0.99
$18,000
$5,427
-69.85%
$-12,573
Dec 28, 2023
$1.24
$18,500
$7,297
-60.55%
$-11,203
Jan 29, 2024
$1.47
$19,000
$9,151
-51.84%
$-9,849
Feb 28, 2024
$1.38
$19,500
$9,091
-53.38%
$-10,409
Mar 28, 2024
$2.20
$20,000
$14,992
-25.04%
$-5,008
Apr 29, 2024
$3.21
$20,500
$22,375
+9.15%
$1,875
May 28, 2024
$4.11
$21,000
$29,149
+38.80%
$8,149
Jun 28, 2024
$3.42
$21,500
$24,755
+15.14%
$3,255
Jul 29, 2024
$3.24
$22,000
$23,952
+8.87%
$1,952
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Frequently Asked Questions
Common questions about DCA investing in MAIA
Investing $500 per month in MAIA Biotechnology, Inc. (MAIA) over the past 4 years would be worth approximately $19K today. That's -43.8% total return on $33K invested, with a -13.9% compound annual growth rate (CAGR).