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PayPal Holdings, Inc.(PYPL)Earnings, Financials & Key Ratios
PYPL•NASDAQ•Banking & Credit
$46.48
$42.76B mkt cap·8.6× P/E·Price updated May 6, 2026
AboutPayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.Show more
- Net Interest Income$76M-72.9%
- Total Revenue$33.17B+4.3%
- Net Income$5.23B+26.2%
- Return on Equity25.73%+28.7%
- Net Interest Margin0.09%-72.4%
- Efficiency Ratio28.34%-3.5%
- ROA6.47%+27.7%
- Equity / Assets25.27%+1.0%
- Book Value per Share20.93+6.5%
- Tangible BV/Share9.49+6.5%
- Debt/Equity0.49+1.9%
PYPL Key Insights
PayPal Holdings, Inc. (PYPL) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Excellent 3Y average ROE of 22.1%
- ✓Strong Piotroski F-Score: 8/9
- ✓Efficient operations: 28.3% efficiency ratio
- ✓Well capitalized: 25.3% equity/assets
- ✓Share count reduced 6.8% through buybacks
- ✓Diversified revenue: 98.4% from non-interest income
✗Weaknesses
- ✗Weak NIM of 0.1%
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
PYPL Price & Volume
PayPal Holdings, Inc. (PYPL) stock price & volume — 10-year historical chart
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PYPL Growth Metrics
PayPal Holdings, Inc. (PYPL) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years13.62%
5 Years9.11%
3 Years6.43%
TTM-
Profit CAGR
10 Years15.6%
5 Years4.49%
3 Years29.33%
TTM11.28%
EPS CAGR
10 Years18.39%
5 Years8.85%
3 Years37.3%
TTM19.24%
Return on Capital
10 Years13.33%
5 Years14.74%
3 Years16.32%
Last Year18.11%
PYPL Recent Earnings
PayPal Holdings, Inc. (PYPL) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 9/12 qtrs (75%)●Beat Revenue 9/12 qtrs (75%)
Q2 2026Latest
May 5, 2026EPS
$1.22
Est $1.27
-3.9%
Revenue
$8.4B
Est $8.0B
+3.8%
Q1 2026
Feb 3, 2026EPS
$1.23
Est $1.29
-4.7%
Revenue
$8.7B
Est $8.8B
-1.3%
Q4 2025
Oct 28, 2025EPS
$1.34
Est $1.20
+11.7%
Revenue
$8.4B
Est $8.2B
+2.2%
Q3 2025
Jul 29, 2025EPS
$1.40
Est $1.30
+7.7%
Revenue
$8.3B
Est $8.1B
+2.5%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 5, 2026 | $1.22vs $1.27-3.9% | $8.4Bvs $8.0B+3.8% |
| Q1 2026 | Feb 3, 2026 | $1.23vs $1.29-4.7% | $8.7Bvs $8.8B-1.3% |
| Q4 2025 | Oct 28, 2025 | $1.34vs $1.20+11.7% | $8.4Bvs $8.2B+2.2% |
| Q3 2025 | Jul 29, 2025 | $1.40vs $1.30+7.7% | $8.3Bvs $8.1B+2.5% |
Based on last 12 quarters of dataView full earnings history →
PYPL Peer Comparison
PayPal Holdings, Inc. (PYPL) competitors in Payment Networks and Merchant Acquiring — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 V | 617.8B | 322.03 | 31.57 | 11.34% | 50.14% | 58.9% | 3.49% | 0.66 |
 MA | 440.02B | 497.08 | 30.09 | 16.42% | 45.65% | 205.79% | 3.84% | 2.45 |
 FIS | 24.14B | 46.61 | 62.15 | 5.43% | 3.51% | 2.75% | 10.17% | 0.29 |
 FISV | 30.63B | 57.28 | 9.03 | 3.6% | 15.17% | 12.43% | 14.17% | 1.13 |
 GPN | 16.44B | 69.47 | 11.92 | -23.75% | 16.92% | 5.89% | 12.4% | 0.92 |
 WEX | 5.1B | 147.23 | 17.38 | 1.24% | 11.5% | 26.96% | 6.15% | 3.94 |
 AFRM | 22.26B | 66.81 | 445.40 | 38.8% | 7.6% | 8.83% | 2.7% | 2.56 |
 SOFI | 20.43B | 16.02 | 41.08 | 28.78% | 10.09% | 5.87% | 0.17 |
Compare PYPL vs Peers
PayPal Holdings, Inc. (PYPL) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PYPL Income Statement
PayPal Holdings, Inc. (PYPL) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 78M | 91M | 82M | -121M | -175M | -130M | 133M | 280M | 76M | 34M |
| NII Growth % | - | 16.67% | -9.89% | -247.56% | -44.63% | 25.71% | 202.31% | 110.53% | -72.86% | -349.32% |
| Net Interest Margin % | 0.19% | 0.21% | 0.16% | -0.17% | -0.23% | -0.17% | 0.16% | 0.34% | 0.09% | 0.04% |
| Interest Income | 85M | 168M | 197M | 88M | 57M | 174M | 480M | 662M | 517M | 372M |
| Interest Expense | 7M | 77M | 115M | 209M | 232M | 304M | 347M | 382M | 441M | 338M |
| Loan Loss Provision | 5.42B | 6.78B | 8.05B | 9.47B | 11.14B | 13.44B | 15.72B | 16.76B | 17.27B | 17.84B |
| Non-Interest Income | 13.01B | 15.28B | 17.57B | 21.37B | 25.31B | 27.34B | 29.29B | 31.14B | 32.66B | 33.36B |
| Non-Interest Income % | 99.35% | 98.91% | 98.89% | 99.59% | 99.78% | 99.37% | 98.39% | 97.92% | 98.44% | 98.9% |
| Total Revenue | 13.09B▲ 0% | 15.45B▲ 18.0% | 17.77B▲ 15.0% | 21.45B▲ 20.7% | 25.37B▲ 18.3% | 27.52B▲ 8.5% | 29.77B▲ 8.2% | 31.8B▲ 6.8% | 33.17B▲ 4.3% | 33.73B▲ 0% |
| Revenue Growth % | 20.77% | 18% | 15.02% | 20.72% | 18.26% | 8.46% | 8.19% | 6.81% | 4.32% | 23.29% |
| Non-Interest Expense | 5.54B | 6.4B | 6.88B | 8.49B | 9.73B | 9.94B | 8.68B | 9.33B | 9.4B | 9.54B |
| Efficiency Ratio | 42.29% | 41.43% | 38.73% | 39.57% | 38.37% | 36.11% | 29.14% | 29.35% | 28.34% | 28.27% |
| Operating Income | 2.13B▲ 0% | 2.19B▲ 3.1% | 2.72B▲ 23.9% | 3.29B▲ 21.0% | 4.26B▲ 29.6% | 3.84B▼ 10.0% | 5.03B▲ 31.0% | 5.33B▲ 5.9% | 6.07B▲ 13.9% | 6.02B▲ 0% |
| Operating Margin % | 16.24% | 14.2% | 15.3% | 15.33% | 16.8% | 13.94% | 16.89% | 16.75% | 18.28% | 17.85% |
| Operating Income Growth % | 34.11% | 3.15% | 23.93% | 20.96% | 29.58% | -9.97% | 31.04% | 5.91% | 13.9% | - |
| Pretax Income | 2.2B▲ 0% | 2.38B▲ 8.0% | 3B▲ 26.2% | 5.07B▲ 68.9% | 4.1B▼ 19.1% | 3.37B▼ 17.9% | 5.41B▲ 60.8% | 5.33B▼ 1.5% | 6.29B▲ 18.1% | 6.08B▲ 0% |
| Pretax Margin % | 16.8% | 15.38% | 16.87% | 23.61% | 16.16% | 12.23% | 18.18% | 16.76% | 18.97% | 18.03% |
| Income Tax | 405M | 319M | 539M | 863M | -70M | 947M | 1.17B | 1.18B | 1.06B | 1.02B |
| Effective Tax Rate % | 18.41% | 13.43% | 17.98% | 17.04% | -1.71% | 28.13% | 21.53% | 22.18% | 16.83% | 16.82% |
| Net Income | 1.79B▲ 0% | 2.06B▲ 14.6% | 2.46B▲ 19.5% | 4.2B▲ 70.9% | 4.17B▼ 0.8% | 2.42B▼ 42.0% | 4.25B▲ 75.5% | 4.15B▼ 2.3% | 5.23B▲ 26.2% | 5.06B▲ 0% |
| Net Margin % | 13.71% | 13.31% | 13.84% | 19.59% | 16.43% | 8.79% | 14.26% | 13.04% | 15.78% | 15% |
| Net Income Growth % | 28.12% | 14.6% | 19.54% | 70.88% | -0.79% | -41.98% | 75.53% | -2.33% | 26.19% | 11.28% |
| Net Income (Continuing) | 1.79B | 2.06B | 2.46B | 4.2B | 4.17B | 2.42B | 4.25B | 4.15B | 5.23B | 5.06B |
| EPS (Diluted) | 1.47▲ 0% | 1.71▲ 16.3% | 2.07▲ 21.1% | 3.54▲ 71.0% | 3.52▼ 0.6% | 2.09▼ 40.6% | 3.84▲ 83.7% | 3.99▲ 3.9% | 5.41▲ 35.6% | 5.50▲ 0% |
| EPS Growth % | 27.83% | 16.33% | 21.05% | 71.01% | -0.56% | -40.63% | 83.73% | 3.91% | 35.59% | 19.24% |
| EPS (Basic) | 1.49 | 1.74 | 2.09 | 3.58 | 3.55 | 2.10 | 3.85 | 4.03 | 5.46 | - |
| Diluted Shares Outstanding | 1.22B | 1.2B | 1.19B | 1.19B | 1.19B | 1.16B | 1.11B | 1.04B | 968M | 920M |
PYPL Balance Sheet
PayPal Holdings, Inc. (PYPL) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 5.7B | 9.11B | 10.76B | 13.08B | 9.39B | 10.85B | 14.06B | 10.82B | 10.42B | 40.53B |
| Cash & Due from Banks | 2.88B | 7.58B | 7.35B | 4.79B | 5.2B | 7.78B | 9.08B | 6.56B | 8.05B | 6.98B |
| Short Term Investments | 2.81B | 1.53B | 3.41B | 8.29B | 4.19B | 3.08B | 4.98B | 4.26B | 2.37B | 2.37B |
| Total Investments | 4.77B | 2.5B | 6.28B | 14.38B | 10.99B | 8.09B | 8.25B | 8.84B | 6.7B | 6.49B |
| Investments Growth % | -3.07% | -47.52% | 150.5% | 129.13% | -23.56% | -26.37% | 1.93% | 7.21% | -24.21% | -120.74% |
| Long-Term Investments | 1.96B | 971M | 2.86B | 6.09B | 6.8B | 5.02B | 3.27B | 4.58B | 4.33B | 15.7B |
| Accounts Receivables | 18.52B | 20.38B | 22.96B | 33.99B | 36.94B | 37.23B | 40B | 38.66B | 47.51B | 48.87B |
| Goodwill & Intangibles | 4.51B | 7.11B | 6.99B | 10.18B | 12.79B | 12B | 11.56B | 11.16B | 11.07B | 11.15B |
| Goodwill | 4.34B | 6.28B | 6.21B | 9.13B | 11.45B | 11.21B | 11.03B | 10.84B | 10.86B | 10.95B |
| Intangible Assets | 168M | 825M | 778M | 1.05B | 1.33B | 788M | 537M | 326M | 208M | 206M |
| PP&E (Net) | 1.53B | 1.72B | 1.69B | 1.81B | 1.91B | 1.73B | 1.49B | 1.51B | 1.7B | 1.71B |
| Other Assets | 133M | 565M | 1.29B | 1.3B | 1.74B | 2.46B | 3.27B | 3.27B | 3.31B | 3.57B |
| Total Current Assets | 32.65B | 32.96B | 38.49B | 50.99B | 52.57B | 57.42B | 62.57B | 61.09B | 59.76B | 59.99B |
| Total Non-Current Assets | 8.13B | 10.37B | 12.84B | 19.38B | 23.23B | 21.2B | 19.6B | 20.52B | 20.41B | 20.55B |
| Total Assets | 40.77B▲ 0% | 43.33B▲ 6.3% | 51.33B▲ 18.5% | 70.38B▲ 37.1% | 75.8B▲ 7.7% | 78.62B▲ 3.7% | 82.17B▲ 4.5% | 81.61B▼ 0.7% | 80.17B▼ 1.8% | 80.55B▲ 0% |
| Asset Growth % | 23.17% | 6.27% | 18.46% | 37.1% | 7.71% | 3.72% | 4.5% | -0.68% | -1.76% | -12.15% |
| Return on Assets (ROA) | 4.86% | 4.89% | 5.2% | 6.9% | 5.7% | 3.13% | 5.28% | 5.06% | 6.47% | 6.32% |
| Accounts Payable | 20B | 21.84B | 24.76B | 35.67B | 39.04B | 40.14B | 42.07B | 39.9B | 40.44B | 41.66B |
| Total Debt | 1B | 2B | 4.96B | 8.94B | 9.05B | 10.42B | 9.68B | 9.88B | 9.99B | 9.41B |
| Net Debt | -1.88B | -5.58B | -2.38B | 4.14B | 3.85B | 2.64B | 595M | 3.32B | 1.94B | 2.43B |
| Long-Term Debt | 0 | 0 | 4.96B | 8.94B | 8.05B | 10.42B | 9.68B | 9.88B | 9.99B | 9.41B |
| Short-Term Debt | 1B | 2B | 0 | 0 | 999M | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 2.97B | 2.94B | 3.49B | 3.48B |
| Total Current Liabilities | 22.86B | 25.9B | 26.92B | 38.45B | 43.03B | 45.01B | 48.47B | 48.38B | 46.44B | 47.64B |
| Total Non-Current Liabilities | 1.92B | 2.04B | 7.49B | 11.87B | 11.05B | 13.34B | 12.65B | 12.82B | 13.47B | 12.88B |
| Total Liabilities | 24.78B | 27.95B | 34.4B | 50.32B | 54.08B | 58.35B | 61.12B | 61.19B | 59.92B | 60.52B |
| Total Equity | 15.99B▲ 0% | 15.39B▼ 3.8% | 16.93B▲ 10.0% | 20.06B▲ 18.5% | 21.73B▲ 8.3% | 20.27B▼ 6.7% | 21.05B▲ 3.8% | 20.42B▼ 3.0% | 20.26B▼ 0.8% | 20.02B▲ 0% |
| Equity Growth % | 8.71% | -3.8% | 10.03% | 18.51% | 8.29% | -6.69% | 3.83% | -3.01% | -0.79% | -3.85% |
| Equity / Assets (Capital Ratio) | 39.23% | 35.51% | 32.98% | 28.51% | 28.66% | 25.79% | 25.62% | 25.02% | 25.27% | 24.86% |
| Return on Equity (ROE) | 11.69% | 13.11% | 15.22% | 22.72% | 19.95% | 11.52% | 20.55% | 20% | 25.73% | 25.08% |
| Book Value per Share | 13.10 | 12.79 | 14.25 | 16.90 | 18.32 | 17.51 | 19.02 | 19.65 | 20.93 | 21.77 |
| Tangible BV per Share | 9.41 | 6.88 | 8.37 | 8.32 | 7.54 | 7.15 | 8.57 | 8.91 | 9.49 | 9.64 |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Additional Paid-in Capital | 14.31B | 14.94B | 15.59B | 16.64B | 17.21B | 18.33B | 19.64B | 20.7B | 21.58B | 21.73B |
| Retained Earnings | 3.82B | 5.88B | 8.34B | 12.37B | 16.54B | 18.95B | 23.2B | 27.35B | 32.47B | 33.45B |
| Accumulated OCI | -142M | 78M | -173M | -484M | -136M | -928M | -746M | -550M | -658M | -513M |
| Treasury Stock | -2B | -5.51B | -6.87B | -8.51B | -11.88B | -16.08B | -21.05B | -27.09B | -33.14B | -34.65B |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
PYPL Cash Flow Statement
PayPal Holdings, Inc. (PYPL) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 2.53B | 5.48B | 4.07B | 5.85B | 5.8B | 5.81B | 4.84B | 7.45B | 6.42B | 6.42B |
| Operating CF Growth % | -19.85% | 116.52% | -25.71% | 43.8% | -0.97% | 0.28% | -16.69% | 53.83% | -13.88% | -21.47% |
| Net Income | 1.79B | 2.06B | 2.46B | 4.2B | 4.17B | 2.42B | 4.25B | 4.15B | 5.23B | 5.06B |
| Depreciation & Amortization | 805M | 776M | 912M | 1.19B | 1.26B | 1.32B | 1.07B | 1.03B | 963M | 956M |
| Deferred Taxes | -1.3B | -171M | -269M | 165M | -482M | -811M | -668M | 231M | 217M | -67M |
| Other Non-Cash Items | 1.08B | 1.35B | 1.02B | -356M | 1.11B | 2.08B | 32M | 1.37B | 65M | 606M |
| Working Capital Changes | -581M | 619M | -1.07B | -722M | -1.65B | -454M | -1.31B | -558M | -1.06B | -1.18B |
| Cash from Investing | -4.49B | 821M | -5.74B | -16.22B | -5.15B | -3.33B | 752M | 1.69B | 797M | 2.35B |
| Purchase of Investments | -19.42B | -22.38B | -27.88B | -41.51B | -40.12B | -20.22B | -21.98B | -26.63B | -20.6B | -24.22B |
| Sale/Maturity of Investments | 18.45B | 21.9B | 24.88B | 30.91B | 39.7B | 23.41B | 24.3B | 337M | 23.22B | 25.94B |
| Net Investment Activity | -970M | -483M | -3B | -10.61B | -418M | 3.19B | 2.31B | -26.3B | 2.62B | 1.73B |
| Acquisitions | -323M | -2.12B | -70M | -3.61B | -2.76B | 0 | 466M | 0 | 0 | -122M |
| Other Investing | -2.52B | 4.25B | -1.97B | -1.14B | -1.06B | -5.81B | -1.41B | 28.67B | -972M | 1.63B |
| Cash from Financing | 4.08B | -1.24B | 4.19B | 12.49B | -557M | -1.2B | -2.99B | -8.28B | -5.96B | -7.51B |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -130M | -260M |
| Share Repurchases | -1.01B | -3.52B | -1.41B | -1.64B | -3.37B | -4.2B | -5B | -6.05B | -6.05B | -6.18B |
| Stock Issued | 144M | 144M | 138M | 137M | 162M | 143M | 127M | 95M | 117M | 117M |
| Net Stock Activity | -862M | -3.38B | -1.27B | -1.5B | -3.21B | -4.06B | -4.88B | -5.95B | -5.93B | -6.06B |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | 1000K | -1000K | 1000K | 1000K | -1000K | 1000K | -2M |
| Other Financing | 4.13B | 1.18B | 2.5B | 10.02B | 2.74B | 1.06B | 1.41B | -2.21B | -375M | -178M |
| Net Change in Cash | 2.17B▲ 0% | 4.95B▲ 128.4% | 2.51B▼ 49.3% | 2.3B▼ 8.5% | -11M▼ 100.5% | 1.13B▲ 10345.5% | 2.68B▲ 137.6% | 656M▼ 75.5% | 1.53B▲ 132.9% | 1.36B▲ 0% |
| Exchange Rate Effect | 36M | -113M | -6M | 169M | -102M | -155M | 76M | -207M | 273M | 129M |
| Cash at Beginning | 6.12B | 8.29B | 13.23B | 15.74B | 18.04B | 18.03B | 19.16B | 21.83B | 22.49B | 24.02B |
| Cash at End | 8.29B | 13.23B | 15.74B | 18.04B | 18.03B | 19.16B | 21.83B | 22.49B | 24.02B | 22.44B |
| Interest Paid | 6M | 69M | 78M | 190M | 231M | 280M | 331M | 366M | 406M | 422M |
| Income Taxes Paid | 117M | 328M | 665M | 565M | 474M | 878M | 2.12B | 1.03B | 1.1B | 1B |
| Free Cash Flow | 1.86B▲ 0% | 4.66B▲ 149.8% | 3.37B▼ 27.7% | 4.99B▲ 48.1% | 4.89B▼ 2.0% | 5.11B▲ 4.5% | 4.22B▼ 17.4% | 6.77B▲ 60.4% | 5.56B▼ 17.8% | 5.51B▲ 0% |
| FCF Growth % | -25.11% | 149.84% | -27.7% | 48.14% | -1.98% | 4.46% | -17.37% | 60.36% | -17.78% | -7.66% |
PYPL Banking Ratios
PayPal Holdings, Inc. (PYPL) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 11.69% | 13.11% | 15.22% | 22.72% | 19.95% | 11.52% | 20.55% | 20% | 25.73% | 25.08% |
| Return on Assets (ROA) | 4.86% | 4.89% | 5.2% | 6.9% | 5.7% | 3.13% | 5.28% | 5.06% | 6.47% | 6.32% |
| Net Interest Margin | 0.19% | 0.21% | 0.16% | -0.17% | -0.23% | -0.17% | 0.16% | 0.34% | 0.09% | 0.04% |
| Efficiency Ratio | 42.29% | 41.43% | 38.73% | 39.57% | 38.37% | 36.11% | 29.14% | 29.35% | 28.34% | 28.27% |
| Equity / Assets | 39.23% | 35.51% | 32.98% | 28.51% | 28.66% | 25.79% | 25.62% | 25.02% | 25.27% | 24.86% |
| Book Value / Share | 13.1 | 12.79 | 14.25 | 16.9 | 18.32 | 17.51 | 19.02 | 19.65 | 20.93 | 21.77 |
| NII Growth | - | 16.67% | -9.89% | -247.56% | -44.63% | 25.71% | 202.31% | 110.53% | -72.86% | -85.95% |
| Dividend Payout | - | - | - | - | - | - | - | - | 2.48% | 5.14% |
PYPL SEC Filings & Documents
PayPal Holdings, Inc. (PYPL) SEC filings — annual & quarterly reports (10-K, 10-Q)
PYPL Frequently Asked Questions
PayPal Holdings, Inc. (PYPL) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
PayPal Holdings, Inc. (PYPL) grew revenue by 4.3% over the past year. Growth has been modest.
Yes, PayPal Holdings, Inc. (PYPL) is profitable, generating $5.06B in net income for fiscal year 2025 (15.8% net margin).
Dividend & Returns
Yes, PayPal Holdings, Inc. (PYPL) pays a dividend with a yield of 0.29%. This makes it attractive for income-focused investors.
PayPal Holdings, Inc. (PYPL) has a return on equity (ROE) of 25.7%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
PayPal Holdings, Inc. (PYPL) has a net interest margin (NIM) of 0.1%. NIM has been under pressure due to interest rate environment.
PayPal Holdings, Inc. (PYPL) has an efficiency ratio of 28.3%. This is excellent, indicating strong cost control.
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