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The Western Union Company(WU)Earnings, Financials & Key Ratios
WU•NYSE•Banking & Credit
$9.12
$2.86B mkt cap·6.0× P/E·Price updated May 6, 2026
AboutThe Western Union Company provides money movement and payment services worldwide. The company operates in two segments, Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer segment facilitates money transfers between two consumers, primarily through a network of third-party agents and sub-agents; and offers international cross-border transfers and intra-country transfers, as well as money transfer transactions through websites and mobile devices. The Business Solutions segment provides payment and foreign exchange solutions, primarily cross-border and cross-currency transactions for small and medium size enterprises, other organizations, and individuals; and foreign currency forward and option contracts. It also offers bill payment services that facilitates payments from consumers to businesses and other organizations, as well as offers money order and other services. The company was founded in 1851 and is headquartered in Denver, Colorado.Show more
- Net Interest Income-$135M-25.4%
- Total Revenue$4.04B-4.0%
- Net Income$500M-46.5%
- Return on Equity51.86%-59.8%
- Net Interest Margin-1.63%-26.4%
- Efficiency Ratio9.29%-54.7%
- ROA5.99%-46.9%
- Equity / Assets11.53%-0.4%
- Book Value per Share2.92+2.9%
- Tangible BV/Share-4.57-10.9%
WU Key Insights
The Western Union Company (WU) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Excellent 3Y average ROE of 103.9%
- ✓Efficient operations: 9.3% efficiency ratio
- ✓11 consecutive years of dividend growth
- ✓Well capitalized: 11.5% equity/assets
- ✓Share count reduced 4.0% through buybacks
- ✓Diversified revenue: 99.8% from non-interest income
✗Weaknesses
- ✗Weak NIM of -1.6%
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
WU Price & Volume
The Western Union Company (WU) stock price & volume — 10-year historical chart
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WU Growth Metrics
The Western Union Company (WU) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-3.01%
5 Years-3.52%
3 Years-3.35%
TTM-
Profit CAGR
10 Years-5.04%
5 Years-7.66%
3 Years-18.14%
TTM-51.83%
EPS CAGR
10 Years-0.57%
5 Years-3.09%
3 Years-13.21%
TTM-49.44%
Return on Capital
10 Years17.25%
5 Years19.63%
3 Years16.45%
Last Year12.53%
WU Recent Earnings
The Western Union Company (WU) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 7/12 qtrs (58%)●Beat Revenue 8/12 qtrs (67%)
Q2 2026Latest
Apr 24, 2026EPS
$0.25
Est $0.40
-37.5%
Revenue
$983M
Est $961M
+2.3%
Q1 2026
Feb 20, 2026EPS
$0.45
Est $0.43
+4.7%
Revenue
$1.0B
Est $1.0B
-3.5%
Q4 2025
Oct 23, 2025EPS
$0.47
Est $0.43
+9.3%
Revenue
$1.0B
Est $1.0B
-0.9%
Q3 2025
Jul 28, 2025EPS
$0.42
Est $0.44
-4.5%
Revenue
$1.0B
Est $1.0B
-1.5%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 24, 2026 | $0.25vs $0.40-37.5% | $983Mvs $961M+2.3% |
| Q1 2026 | Feb 20, 2026 | $0.45vs $0.43+4.7% | $1.0Bvs $1.0B-3.5% |
| Q4 2025 | Oct 23, 2025 | $0.47vs $0.43+9.3% | $1.0Bvs $1.0B-0.9% |
| Q3 2025 | Jul 28, 2025 | $0.42vs $0.44-4.5% | $1.0Bvs $1.0B-1.5% |
Based on last 12 quarters of dataView full earnings history →
WU Peer Comparison
The Western Union Company (WU) competitors in Payment Networks and Merchant Acquiring — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 IMXI | 646.35M | 15.89 | 14.71 | -7.72% | 6.26% | 27.64% | 2.45% | |
 PYPL | 42.76B | 46.48 | 8.59 | 4.32% | 15.78% | 25.08% | 13.01% | 0.49 |
 V | 617.8B | 322.03 | 31.57 | 11.34% | 50.14% | 58.9% | 3.49% | 0.66 |
 MA | 440.02B | 497.08 | 30.09 | 16.42% | 45.65% | 205.79% | 3.84% | 2.45 |
 FIS | 24.14B | 46.61 | 62.15 | 5.43% | 3.51% | 2.75% | 10.17% | 0.29 |
 FISV | 30.63B | 57.28 | 9.03 | 3.6% | 15.17% | 12.43% | 14.17% | 1.13 |
 WEX | 5.1B | 147.23 | 17.38 | 1.24% | 11.5% | 26.96% | 6.15% | 3.94 |
 EEFT | 2.67B | 70.41 | 10.29 | 6.38% | 7.29% | 23.51% | 15.37% | 1.65 |
Compare WU vs Peers
The Western Union Company (WU) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
WU Income Statement
The Western Union Company (WU) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | -137.2M | -144.8M | -145.7M | -115.3M | -104.1M | -87.1M | -89.7M | -107.9M | -135.3M | -307.8M |
| NII Growth % | 7.92% | -5.54% | -0.62% | 20.86% | 9.71% | 16.33% | -2.99% | -20.29% | -25.39% | -671.29% |
| Net Interest Margin % | -1.49% | -1.61% | -1.66% | -1.21% | -1.18% | -1.03% | -1.09% | -1.29% | -1.63% | -3.8% |
| Interest Income | 4.9M | 4.8M | 6.3M | 3.2M | 1.4M | 13.9M | 15.6M | 11.9M | 7.9M | 8.2M |
| Interest Expense | 142.1M | 149.6M | 152M | 118.5M | 105.5M | 101M | 105.3M | 119.8M | 143.2M | 277.8M |
| Loan Loss Provision | 3.21B | 3.15B | 2.93B | 2.71B | 2.79B | 2.53B | 2.57B | 2.5B | 2.74B | 2.39B |
| Non-Interest Income | 5.52B | 5.59B | 5.29B | 4.83B | 5.07B | 4.46B | 4.34B | 4.2B | 4.03B | 4.04B |
| Non-Interest Income % | 99.91% | 99.91% | 99.88% | 99.93% | 99.97% | 99.69% | 99.64% | 99.72% | 99.8% | 99.8% |
| Total Revenue | 5.52B▲ 0% | 5.59B▲ 1.2% | 5.29B▼ 5.3% | 4.83B▼ 8.6% | 5.07B▲ 4.9% | 4.48B▼ 11.7% | 4.36B▼ 2.6% | 4.21B▼ 3.4% | 4.04B▼ 4.0% | 4.05B▲ 0% |
| Revenue Growth % | 1.87% | 1.19% | -5.33% | -8.64% | 4.88% | -11.74% | -2.65% | -3.38% | -4% | -9.13% |
| Non-Interest Expense | 1.7B | 1.17B | 1.27B | 1.04B | 1.05B | 964.2M | 867.8M | 863.4M | 375.5M | 662.8M |
| Efficiency Ratio | 30.69% | 20.88% | 24.03% | 21.53% | 20.73% | 21.54% | 19.92% | 20.51% | 9.29% | 16.38% |
| Operating Income | 473.4M▲ 0% | 1.12B▲ 137.0% | 934M▼ 16.8% | 967.3M▲ 3.6% | 1.12B▲ 16.1% | 884.9M▼ 21.2% | 817.5M▼ 7.6% | 725.8M▼ 11.2% | 784.2M▲ 8.0% | 714.3M▲ 0% |
| Operating Margin % | 8.57% | 20.07% | 17.65% | 20.01% | 22.15% | 19.77% | 18.76% | 17.24% | 19.41% | 17.65% |
| Operating Income Growth % | -2.13% | 137.03% | -16.76% | 3.57% | 16.11% | -21.21% | -7.62% | -11.22% | 8.05% | - |
| Pretax Income | 347.5M▲ 0% | 991.4M▲ 185.3% | 1.32B▲ 33.3% | 855.1M▼ 35.3% | 935.4M▲ 9.4% | 1.01B▲ 7.8% | 745.8M▼ 26.1% | 618.6M▼ 17.1% | 625.7M▲ 1.1% | 568.5M▲ 0% |
| Pretax Margin % | 6.29% | 17.74% | 24.97% | 17.69% | 18.45% | 22.54% | 17.12% | 14.69% | 15.48% | 14.05% |
| Income Tax | 904.6M | 139.5M | 263.1M | 110.8M | 129.6M | 98M | 119.8M | -315.6M | 126.1M | 127.7M |
| Effective Tax Rate % | 260.32% | 14.07% | 19.91% | 12.96% | 13.86% | 9.72% | 16.06% | -51.02% | 20.15% | 22.46% |
| Net Income | -557.1M▲ 0% | 851.9M▲ 252.9% | 1.06B▲ 24.2% | 744.3M▼ 29.7% | 805.8M▲ 8.3% | 910.6M▲ 13.0% | 626M▼ 31.3% | 934.2M▲ 49.2% | 499.6M▼ 46.5% | 440.8M▲ 0% |
| Net Margin % | -10.08% | 15.24% | 20% | 15.39% | 15.89% | 20.35% | 14.37% | 22.19% | 12.36% | 10.89% |
| Net Income Growth % | -320.02% | 252.92% | 24.23% | -29.67% | 8.26% | 13.01% | -31.25% | 49.23% | -46.52% | -51.83% |
| Net Income (Continuing) | -557.1M | 851.9M | 1.06B | 744.3M | 805.8M | 910.6M | 626M | 934.2M | 499.6M | 440.8M |
| EPS (Diluted) | -1.19▲ 0% | 1.87▲ 257.1% | 2.46▲ 31.6% | 1.79▼ 27.2% | 1.97▲ 10.1% | 2.34▲ 18.8% | 1.68▼ 28.2% | 2.74▲ 63.1% | 1.53▼ 44.2% | 1.39▲ 0% |
| EPS Growth % | -333.33% | 257.14% | 31.55% | -27.24% | 10.06% | 18.78% | -28.21% | 63.1% | -44.16% | -49.44% |
| EPS (Basic) | -1.19 | 1.89 | 2.48 | 1.81 | 1.98 | 2.35 | 1.69 | 2.75 | 1.53 | - |
| Diluted Shares Outstanding | 467.9M | 454.4M | 430.9M | 415.2M | 408.9M | 388.4M | 371.8M | 341.1M | 327.6M | 316.8M |
WU Balance Sheet
The Western Union Company (WU) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 838.2M | 973.4M | 3.52B | 4.11B | 1.21B | 1.29B | 1.27B | 1.47B | 1.23B | 7.82B |
| Cash & Due from Banks | 838.2M | 973.4M | 1.82B | 2.12B | 1.21B | 1.29B | 1.27B | 1.47B | 1.23B | 909.2M |
| Short Term Investments | 0 | 0 | 1.7B | 1.99B | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 29.1M | 31.3M | 1.73B | 2.03B | 0 | 210.9M | 210.4M | 212.9M | 0 | 0 |
| Investments Growth % | -27.43% | 7.56% | 5431.63% | 17.41% | -100% | - | -0.24% | 1.19% | -100% | -202.77% |
| Long-Term Investments | 29.1M | 31.3M | 33M | 42.2M | 0 | 210.9M | 210.4M | 212.9M | 0 | 0 |
| Accounts Receivables | 1.57B | 1.36B | 1.23B | 1.14B | 0 | 0 | 0 | 1.4B | 0 | 0 |
| Goodwill & Intangibles | 3.31B | 3.32B | 3.06B | 3.07B | 2.45B | 2.49B | 2.25B | 2.38B | 2.45B | 2.49B |
| Goodwill | 2.73B | 2.73B | 2.57B | 2.57B | 2.03B | 2.03B | 2.03B | 2.06B | 2.1B | 2.1B |
| Intangible Assets | 586.3M | 598.2M | 494.9M | 505M | 417.1M | 457.9M | 213.8M | 315.4M | 356.3M | 388.8M |
| PP&E (Net) | 214.2M | 270.4M | 386.6M | 339.5M | 129.4M | 110.3M | 218M | 245.3M | 95M | 91.5M |
| Other Assets | 4.86B | 4.43B | 331.4M | 536.6M | 3.58B | 4.14B | 3.96B | 100.4M | 0 | 0 |
| Total Current Assets | 838.2M | 973.4M | 4.95B | 5.51B | 2.66B | 1.55B | 1.56B | 5.17B | 1.23B | 909.2M |
| Total Non-Current Assets | 8.39B | 8.02B | 3.81B | 3.99B | 6.16B | 6.95B | 6.64B | 3.2B | 2.78B | 2.8B |
| Total Assets | 9.23B▲ 0% | 9B▼ 2.5% | 8.76B▼ 2.6% | 9.5B▲ 8.4% | 8.82B▼ 7.1% | 8.5B▼ 3.7% | 8.2B▼ 3.5% | 8.37B▲ 2.1% | 8.31B▼ 0.8% | 8.1B▲ 0% |
| Asset Growth % | -2% | -2.54% | -2.65% | 8.42% | -7.08% | -3.71% | -3.5% | 2.09% | -0.77% | -2.05% |
| Return on Assets (ROA) | -5.97% | 9.35% | 11.92% | 8.15% | 8.8% | 10.52% | 7.5% | 11.28% | 5.99% | 5.48% |
| Accounts Payable | 718.5M | 564.9M | 601.9M | 500.9M | 450.2M | 464M | 453M | 407.9M | 0 | 0 |
| Total Debt | 3.03B | 3.43B | 3.47B | 3.3B | 3.01B | 2.78B | 2.67B | 3.13B | 0 | 0 |
| Net Debt | 2.2B | 2.46B | 1.65B | 1.18B | 1.8B | 1.49B | 1.4B | 1.66B | -1.23B | -909.2M |
| Long-Term Debt | 3.03B | 3.43B | 2.48B | 2.49B | 2.73B | 2.14B | 2.14B | 2.94B | 0 | 0 |
| Short-Term Debt | 0 | 0 | 745M | 580M | 275M | 480M | 364.9M | 65.2M | 0 | 0 |
| Other Liabilities | 4.55B | 4.09B | 240M | 490.4M | 463.5M | 3.61B | 236M | 26.4M | 7.12B | 6.96B |
| Total Current Liabilities | 1.97B | 1.62B | 5.68B | 5.91B | 5.27B | 1.85B | 5.18B | 4.09B | 74.7M | 65.6M |
| Total Non-Current Liabilities | 7.75B | 7.69B | 3.12B | 3.4B | 3.2B | 6.17B | 2.54B | 3.31B | 7.27B | 7.12B |
| Total Liabilities | 9.72B | 9.31B | 8.8B | 9.31B | 8.47B | 8.02B | 7.72B | 7.4B | 7.35B | 7.19B |
| Total Equity | 1.7B▲ 0% | 2.15B▲ 26.2% | -39.5M▼ 101.8% | 186.6M▲ 572.4% | 355.6M▲ 90.6% | 477.8M▲ 34.4% | 479M▲ 0.3% | 968.9M▲ 102.3% | 957.8M▼ 1.1% | 910.5M▲ 0% |
| Equity Growth % | -39.38% | 26.2% | -101.84% | 572.41% | 90.57% | 34.36% | 0.25% | 102.28% | -1.15% | 138.01% |
| Equity / Assets (Capital Ratio) | 18.46% | 23.9% | -0.45% | 1.96% | 4.03% | 5.62% | 5.84% | 11.58% | 11.53% | 11.24% |
| Return on Equity (ROE) | -24.68% | 44.2% | 100.27% | 1011.96% | 297.23% | 218.53% | 130.85% | 129.04% | 51.86% | 47.95% |
| Book Value per Share | 3.64 | 4.73 | -0.09 | 0.45 | 0.87 | 1.23 | 1.29 | 2.84 | 2.92 | 2.87 |
| Tangible BV per Share | -3.44 | -2.58 | -7.20 | -6.95 | -5.13 | -5.19 | -4.76 | -4.12 | -4.57 | -5.00 |
| Common Stock | 4.6M | 4.4M | 4.2M | 4.1M | 3.9M | 3.7M | 3.5M | 3.4M | 3.2M | 3.1M |
| Additional Paid-in Capital | 697.8M | 755.6M | 841.2M | 885.1M | 941M | 995.9M | 1.03B | 1.07B | 0 | 0 |
| Retained Earnings | -965.9M | -838.8M | -675.9M | -543.1M | -537.2M | -353.9M | -389.1M | 35.2M | -11.5M | -76.9M |
| Accumulated OCI | -227.9M | -231M | -209M | -159.5M | -52.1M | -167.9M | -167.3M | -140.5M | -151.3M | -142M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
WU Cash Flow Statement
The Western Union Company (WU) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 742M | 821.3M | 914.6M | 877.5M | 1.05B | 581.6M | 783.1M | 406.3M | 543.7M | 543.7M |
| Operating CF Growth % | -28.78% | 10.69% | 11.36% | -4.06% | 19.12% | -44.36% | 34.65% | -48.12% | 33.82% | 96.48% |
| Net Income | -557.1M | 851.9M | 1.06B | 744.3M | 805.8M | 910.6M | 626M | 934.2M | 499.6M | 440.8M |
| Depreciation & Amortization | 262.9M | 264.7M | 257.7M | 225.6M | 208.2M | 183.8M | 183.6M | 179.1M | 165.4M | 170.2M |
| Deferred Taxes | 69.5M | -15.1M | -24.5M | 13.9M | -2.6M | -26.7M | -11M | -248.8M | 34.9M | 34.9M |
| Other Non-Cash Items | 588.2M | 66.2M | -413.7M | 104.1M | 211.5M | -139.4M | 95.9M | 123.5M | -116.8M | -152.9M |
| Working Capital Changes | 378.5M | -346.4M | 36.8M | -252.1M | -177.6M | -346.7M | -111.4M | -581.7M | -39.4M | 11.5M |
| Cash from Investing | -204.6M | -328.8M | 167M | -113.4M | 192M | 525.5M | -140.8M | -16.3M | -230.3M | -174.7M |
| Purchase of Investments | -234.8M | -27M | -5.87B | -4.9M | -433M | -1.56B | -495.3M | -396.7M | -256.3M | -169M |
| Sale/Maturity of Investments | 232.2M | 37.2M | 5.4B | 900K | 985M | 1.39B | 506M | 526.2M | 186M | 178.1M |
| Net Investment Activity | -2.6M | 10.2M | -465.3M | -4M | 552M | -171M | 10.7M | 129.5M | -70.3M | 9.1M |
| Acquisitions | -24.9M | 0 | 711.7M | 49.4M | -149.1M | 887.2M | 0 | 0 | 0 | 0 |
| Other Investing | -108M | -202.3M | -31.3M | -2M | -173.2M | -158.8M | -128.6M | -108.4M | -9.2M | 10.4M |
| Cash from Financing | -570.5M | -357.2M | -1.48B | -773.5M | -1.27B | -1.18B | -896.8M | -69.3M | -782.6M | -294.2M |
| Dividends Paid | -325.6M | -341.7M | -340.8M | -370.3M | -381.6M | -364.2M | -349M | -321.5M | -309M | -306.1M |
| Share Repurchases | -502.8M | -412.4M | -552.6M | -239.7M | -409.9M | -369.9M | -308.4M | -186.2M | -234.6M | -210.8M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -502.8M | -412.4M | -552.6M | -239.7M | -409.9M | -369.9M | -308.4M | -186.2M | -234.6M | -210.8M |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | -1000K | -1000K | -1000K | -1000K | 1000K | 0 | -1000K |
| Other Financing | 11.7M | 900K | -381.7M | 1.5M | -400.4M | -48.2M | -124.3M | 5.2M | -239M | 19.8M |
| Net Change in Cash | -33.1M▲ 0% | 135.3M▲ 508.8% | -402.5M▼ 397.5% | -9.4M▲ 97.7% | -32.2M▼ 242.6% | -70.2M▼ 118.0% | -254.5M▼ 262.5% | 320.7M▲ 226.0% | -469.2M▼ 246.3% | 35.6M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 877.5M | 844.4M | 2.23B | 1.46B | 2.14B | 2.11B | 2.04B | 1.79B | 2.11B | 1.64B |
| Cash at End | 844.4M | 979.7M | 1.82B | 1.45B | 2.11B | 2.04B | 1.79B | 2.11B | 1.64B | 1.48B |
| Interest Paid | 128M | 142.5M | 151.3M | 109.6M | 101.6M | 97.2M | 102.4M | 114M | 0 | -23.8M |
| Income Taxes Paid | 0 | 339.4M | 318.9M | 187.3M | 185.9M | 279.8M | 197.4M | 324.9M | 0 | -14.1M |
| Free Cash Flow | 564.9M▲ 0% | 482.3M▼ 14.6% | 786.9M▲ 63.2% | 720.7M▼ 8.4% | 830.7M▲ 15.3% | 373.4M▼ 55.0% | 635.3M▲ 70.1% | 368.9M▼ 41.9% | 392.9M▲ 6.5% | 331.3M▲ 0% |
| FCF Growth % | -30.44% | -14.62% | 63.16% | -8.41% | 15.26% | -55.05% | 70.14% | -41.93% | 6.51% | -2.73% |
WU Banking Ratios
The Western Union Company (WU) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | -24.68% | 44.2% | 100.27% | 1011.96% | 297.23% | 218.53% | 130.85% | 129.04% | 51.86% | 47.95% |
| Return on Assets (ROA) | -5.97% | 9.35% | 11.92% | 8.15% | 8.8% | 10.52% | 7.5% | 11.28% | 5.99% | 5.48% |
| Net Interest Margin | -1.49% | -1.61% | -1.66% | -1.21% | -1.18% | -1.03% | -1.09% | -1.29% | -1.63% | -3.8% |
| Efficiency Ratio | 30.69% | 20.88% | 24.03% | 21.53% | 20.73% | 21.54% | 19.92% | 20.51% | 9.29% | 16.38% |
| Equity / Assets | 18.46% | 23.9% | -0.45% | 1.96% | 4.03% | 5.62% | 5.84% | 11.58% | 11.53% | 11.24% |
| Book Value / Share | 3.64 | 4.73 | -0.09 | 0.45 | 0.87 | 1.23 | 1.29 | 2.84 | 2.92 | 2.87 |
| NII Growth | 7.92% | -5.54% | -0.62% | 20.86% | 9.71% | 16.33% | -2.99% | -20.29% | -25.39% | -165.8% |
| Dividend Payout | - | 40.11% | 32.2% | 49.75% | 47.36% | 40% | 55.75% | 34.41% | 61.85% | 51.43% |
WU SEC Filings & Documents
The Western Union Company (WU) SEC filings — annual & quarterly reports (10-K, 10-Q)
WU Frequently Asked Questions
The Western Union Company (WU) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
The Western Union Company (WU) saw revenue decline by 4.0% over the past year.
Yes, The Western Union Company (WU) is profitable, generating $440.8M in net income for fiscal year 2025 (12.4% net margin).
Dividend & Returns
Yes, The Western Union Company (WU) pays a dividend with a yield of 10.34%. This makes it attractive for income-focused investors.
The Western Union Company (WU) has a return on equity (ROE) of 51.9%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
The Western Union Company (WU) has a net interest margin (NIM) of -1.6%. NIM has been under pressure due to interest rate environment.
The Western Union Company (WU) has an efficiency ratio of 9.3%. This is excellent, indicating strong cost control.
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