Sezzle delivers a strong beat-and-raise quarter, and Needham sees nearly 61% upside for the stock.
Sezzle's asset-light, fee-centric model continues to deliver robust growth, with total revenue reaching $149.7M in 2026Q2, up 66.1% YoY, while operating leverage drives margin expansion as the efficiency ratio improved to 49.4% from 63.4% in 2025Q4.
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Trailing total returns as of 11/7/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
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Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Nov 4, 2026 | $1.37+7.0% vs $1.28 | $167M+7.4% vs $155M |
Q3 2026 Aug 6, 2026 | $1.13+9.7% vs $1.03 | $150M+10.8% vs $135M |
Q2 2026 May 6, 2026 | $1.43+15.3% vs $1.24 | $136M+4.9% vs $129M |
Q1 2026 Feb 25, 2026 | $1.21+26.0% vs $0.96 | $130M+1.8% vs $128M |
Sezzle delivers a strong beat-and-raise quarter, and Needham sees nearly 61% upside for the stock.
Sezzle raises its 2026 earnings outlook and unveils 2027 targets as subscriber growth, stronger transaction activity and new products fuel expansion.
Sezzle NASDAQ: SEZL raised its 2026 outlook after third-quarter revenue rose 42.6% and net income climbed 79.3%, as growth in subscriptions and transaction volume helped drive higher profitability.
Sezzle Inc. ( SEZL ) Q3 2026 Earnings Call November 4, 2026 5:00 PM EST Company Participants Charles Youakim - Co-Founder, Executive Chairman & CEO Lee Brading - Chief Financial Officer Conference Call Participants Mike Grondahl - Northland Capital Markets, Research Division Ross Cole - Needham & Company, LLC, Research Division Huan Chong Anthony Cyganovich - Oppenheimer & Co. Inc., Research Division Hoang Nguyen - TD Cowen, Research Division Presentation Operator Good day, and welcome to the Sezzle Inc. Third Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note that today's event is being recorded.
Benchmark SEZL against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Sezzle Inc. (SEZL)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $149.43 | $5.02B | 28.44 | 69.51% | 31.76% | 83.26% | — | |
| $68.11 | $22.69B | 11.90 | 22.48% | 44.6% | 43.38% | — | |
| $6.17 | $527.98M | 5.58 | 13.52% | 15.62% | 25.06% | 39.69% | |
| $91.23 | $1.38B | 7.82 | 34.47% | 12.72% | 31.24% | 0.71% | |
| $73.74 | $23.99B | 7.13 | -7.09% | 22.18% | 19.99% | 1.62% | |
| $201.87 | $123.84B | 11.32 | 36.62% | 17.3% | 9.67% | 1.39% |
Sezzle Inc. (SEZL) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Sezzle Inc. (SEZL) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 18, 2026·SEC
Aug 12, 2026·SEC
Aug 6, 2026·SEC
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Sezzle Inc. (SEZL) stock FAQ — growth, dividends, profitability & financials explained
Sezzle Inc. (SEZL) grew revenue by 42.0% over the trailing twelve months, compared with the twelve months before.
Yes. Sezzle Inc. (SEZL) earned $182.6M in net income over the trailing twelve months (a 31.8% net margin).
Sezzle Inc. (SEZL) had a return on equity (ROE) of 83.3% over the trailing twelve months. That is well above the market's typical 10-15%.
Sezzle Inc. (SEZL) has a net interest margin (NIM) of -3.5%. NIM has been under pressure due to interest rate environment.
Sezzle Inc. (SEZL) has an efficiency ratio of 47.6%. This is excellent, indicating strong cost control.