Barclays PLC(BCS)Earnings, Financials & Key Ratios

BCS•NYSE•Banking & Credit

$24.02

$82.43B mkt cap·10.8× P/E·Price updated May 6, 2026

SectorFinancial Services IndustryDiversified Banks Sub-IndustryEuropean universal banks

AboutBarclays PLC provides various financial services in the United Kingdom, Europe, the Americas, Africa, the Middle East, and Asia. The company operates through Barclays UK; Barclays UK Corporate Bank; Barclays Private Bank and Wealth Management; Barclays Investment Bank; and Barclays US Consumer Bank segments. It offers financial services, such as retail banking, credit cards, wholesale banking, investment banking, wealth management, and investment management services, as well as lending products. In addition, the company engages in securities dealing activities and issuing of credit cards. The company was formerly known as Barclays Bank public limited company and changed its name to Barclays PLC in January 1985. Barclays PLC was founded in 1690 and is headquartered in London, the United Kingdom.Show more

Net Interest Income$14.18B+7.4%
Total Revenue$26.82B-53.0%
Net Income$7.17B+11.4%
Return on Equity9.52%+6.7%
Net Interest Margin0.92%+5.5%
Efficiency Ratio74.58%+104.3%
ROA0.47%+8.9%
Equity / Assets5.07%+6.1%
Book Value per Share21.43+12.9%
Tangible BV/Share19.16+13.9%
Debt/Equity2.81+9.7%

Analysis→Technical→

BCS Key Insights

Barclays PLC (BCS) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

✓Strong 5Y profit CAGR of 26.2%
✓Healthy dividend yield of 3.4%
✓Share count reduced 4.4% through buybacks
✓Trading at only 0.8x book value

✗Weaknesses

✗High debt to equity ratio of 2.8x
✗Weak NIM of 0.9%
✗Thin capital base

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

BCS Price & Volume

Barclays PLC (BCS) stock price & volume — 10-year historical chart

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BCS Growth Metrics

Barclays PLC (BCS) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years1.96%

5 Years1.35%

3 Years-6.96%

TTM-

Profit CAGR

10 Years-

5 Years26.15%

3 Years6.41%

TTM11.95%

EPS CAGR

10 Years-

5 Years36.98%

3 Years10.97%

TTM21.43%

Return on Capital

10 Years0.74%

5 Years0.97%

3 Years0.97%

Last Year1.18%

BCS Recent Earnings

Barclays PLC (BCS) EPS & revenue vs analyst estimates — last 4 quarters

Full history →

●Beat EPS 10/12 qtrs (83%)●Beat Revenue 8/12 qtrs (67%)

Q2 2026Latest

Apr 28, 2026

EPS

$0.76

Est $0.75

+1.3%

Revenue

$11.0B

Est $10.9B

+1.3%

Q1 2026

Feb 10, 2026

EPS

$0.46

Est $0.42

+9.5%

Revenue

$9.7B

Est $9.4B

+2.8%

Q4 2025

Oct 22, 2025

EPS

$0.56

Est $0.54

+3.7%

Revenue

$9.6B

Est $9.3B

+4.1%

Q3 2025

Jul 29, 2025

EPS

$0.62

Est $0.50

+24.0%

Revenue

$25.1B

Est $9.4B

+167.9%

Quarter	Date	EPS (Act vs Est)	Revenue (Act vs Est)
Q2 2026Latest	Apr 28, 2026	$0.76vs $0.75+1.3%	$11.0Bvs $10.9B+1.3%
Q1 2026	Feb 10, 2026	$0.46vs $0.42+9.5%	$9.7Bvs $9.4B+2.8%
Q4 2025	Oct 22, 2025	$0.56vs $0.54+3.7%	$9.6Bvs $9.3B+4.1%
Q3 2025	Jul 29, 2025	$0.62vs $0.50+24.0%	$25.1Bvs $9.4B+167.9%

Based on last 12 quarters of dataView full earnings history →

Company	Market Cap	Stock Price	P/E Ratio (TTM)	Revenue Growth 1Y	Net Margin	Return on Equity (ROE)	FCF Yield	Debt / Equity
DBDeutsche Bank AGDirect Competitor	58.62B	30.64	8.45	-8.25%	11.39%	8.7%		3.18
UBSUBS Group AGDirect Competitor	136.86B	44.10	23.58	-20.43%	10.43%	7%		3.94
HSBCHSBC Holdings plcDirect Competitor	300.37B	87.40	14.45	3.19%	15.11%	11.71%	3.13%	2.68
LYGLloyds Banking Group plcDirect Competitor	75.92B	5.19	14.14	72.81%	7.17%	9.91%		1.99
NWGNatWest Group plcDirect Competitor	29.52B	14.82	4.04	3.2%	19.78%	13.84%	26.66%	1.69
SANBanco Santander, S.A.Direct Competitor	174.38B	11.88	11.64	-7.71%	11.76%	12.76%		4.40
GSThe Goldman Sachs Group, Inc.Product Competitor	285.46B	918.89	22.67	17%	11.25%	12.59%		5.06
MSMorgan StanleyProduct Competitor	301.05B	189.21	23.80	16.83%	12.98%	14.57%		3.42

Compare BCS vs Peers

Barclays PLC (BCS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs DB

Most directly comparable listed peer for BCS.

Scale Benchmark

vs JPM

Larger-name benchmark to compare BCS against a more recognizable public peer.

Peer Set

Compare Top 5

vs DB, UBS, HSBC, LYG

BCS Income Statement

Barclays PLC (BCS) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily

Line item	Dec'17	Dec'18	Dec'19	Dec'20	Dec'21	Dec'22	Dec'23	Dec'24	Dec'25
Net Interest Income	9.78B	9.63B	9.42B	7.68B	8.25B	10.65B	12.5B	13.21B	14.18B
NII Growth %	-17.11%	-1.51%	-2.12%	-18.45%	7.36%	29.04%	17.42%	5.68%	7.35%
Net Interest Margin %	0.86%	0.85%	0.83%	0.57%	0.6%	0.7%	0.85%	0.87%	0.92%
Interest Income	13.45B	15.39B	15.43B	11.24B	11.48B	19.21B	34.5B	39.14B	35.4B
Interest Expense	3.68B	5.76B	6.01B	3.55B	3.23B	8.56B	22B	25.93B	21.21B
Loan Loss Provision	2.26B	1.54B	1.89B	4.41B	-647.37M	1.19B	1.91B	2.04B	2.07B
Non-Interest Income	10.24B	10.13B	10.68B	13.84B	14.75B	14.09B	15.27B	17.88B	-8.58B
Non-Interest Income %	43.23%	39.68%	40.89%	55.2%	56.24%	42.32%	30.68%	31.36%	-31.99%
Total Revenue	23.69B▲ 0%	25.52B▲ 7.7%	26.11B▲ 2.3%	25.08B▼ 3.9%	26.23B▲ 4.6%	33.3B▲ 26.9%	49.77B▲ 49.5%	57.02B▲ 14.6%	26.82B▼ 53.0%
Revenue Growth %	-19.99%	7.7%	2.33%	-3.95%	4.59%	26.94%	49.48%	14.55%	-52.96%
Non-Interest Expense	14.38B	14.61B	13.94B	14.23B	15.56B	16.52B	19.4B	20.81B	20B
Efficiency Ratio	60.71%	57.26%	53.38%	56.76%	59.33%	49.6%	38.98%	36.5%	74.58%
Operating Income	3.44B▲ 0%	3.68B▲ 6.9%	4.33B▲ 17.8%	2.89B▼ 33.3%	8.35B▲ 189.4%	7.04B▼ 15.7%	6.45B▼ 8.4%	8.28B▲ 28.4%	10B▲ 20.8%
Operating Margin %	14.51%	14.4%	16.58%	11.51%	31.84%	21.15%	12.96%	14.52%	37.28%
Operating Income Growth %	-3.16%	6.92%	17.81%	-33.32%	189.36%	-15.71%	-8.39%	28.35%	20.75%
Pretax Income	3.37B▲ 0%	3.6B▲ 6.9%	4.27B▲ 18.5%	2.88B▼ 32.5%	8.09B▲ 180.7%	7.04B▼ 13.0%	6.46B▼ 8.2%	8.24B▲ 27.6%	9.14B▲ 10.9%
Pretax Margin %	14.22%	14.12%	16.35%	11.49%	30.83%	21.13%	12.98%	14.45%	34.08%
Income Tax	2.17B	958.21M	996.72M	568.91M	1.16B	1.04B	1.21B	1.79B	1.93B
Effective Tax Rate %	64.53%	26.6%	23.35%	19.75%	14.34%	14.83%	18.79%	21.71%	21.07%
Net Income	-1.19B▲ 0%	2.47B▲ 308.1%	3.25B▲ 31.7%	2.24B▼ 31.0%	7.15B▲ 218.4%	5.95B▼ 16.7%	5.17B▼ 13.1%	6.44B▲ 24.5%	7.17B▲ 11.4%
Net Margin %	-5.01%	9.68%	12.46%	8.95%	27.24%	17.88%	10.39%	11.29%	26.74%
Net Income Growth %	-151.94%	308.11%	31.68%	-31.01%	218.35%	-16.7%	-13.09%	24.49%	11.37%
Net Income (Continuing)	1.19B	2.64B	3.27B	2.31B	6.93B	5.99B	5.25B	6.45B	7.21B
EPS (Diluted)	-0.40▲ 0%	0.37▲ 192.5%	0.56▲ 51.4%	0.34▼ 39.3%	1.44▲ 323.5%	1.20▼ 16.7%	1.08▼ 10.0%	1.40▲ 29.6%	1.64▲ 17.1%
EPS Growth %	-200%	192.5%	51.35%	-39.29%	323.53%	-16.67%	-10%	29.63%	17.14%
EPS (Basic)	-0.40	0.38	0.56	0.35	1.48	1.24	1.12	1.44	1.72
Diluted Shares Outstanding	4.32B	4.35B	4.37B	4.42B	4.36B	4.22B	3.97B	3.82B	3.65B

BCS Balance Sheet

Barclays PLC (BCS) balance sheet — assets, liabilities & shareholders' equity

Line item	Dec'17	Dec'18	Dec'19	Dec'20	Dec'21	Dec'22	Dec'23	Dec'24	Dec'25
Cash & Short Term Investments	394.29B	395.37B	359.34B	457.38B	521.33B	542.42B	538.31B	509.67B	407.56B
Cash & Due from Banks	171.08B	177.07B	150.26B	191.13B	238.57B	256.35B	224.63B	210.18B	229.75B
Short Term Investments	223.21B	218.3B	209.08B	266.25B	282.75B	286.07B	313.68B	299.49B	177.81B
Total Investments	352.17B	344.65B	330.22B	449.87B	411.81B	468.76B	413.36B	450.78B	860.75B
Investments Growth %	-18.52%	-2.13%	-4.19%	36.23%	-8.46%	13.83%	-11.82%	9.05%	90.95%
Long-Term Investments	128.96B	126.35B	121.14B	183.63B	129.06B	182.69B	99.68B	151.29B	682.94B
Accounts Receivables	0	0	0	0	0	0	0	0	0
Goodwill & Intangibles	7.85B	7.97B	8.12B	7.95B	8.06B	8.24B	7.79B	8.28B	8.28B
Goodwill	3.9B	3.91B	3.9B	3.89B	3.89B	3.91B	4.18B	4.45B	4.42B
Intangible Assets	3.95B	4.07B	4.22B	4.06B	4.17B	4.33B	3.62B	3.83B	3.87B
PP&E (Net)	2.46B	2.53B	4.2B	4.03B	3.55B	3.61B	3.42B	3.6B	3.68B
Other Assets	593.85B	597.24B	644.14B	693.1B	717.67B	769.75B	822.33B	839.04B	436.43B
Total Current Assets	396.68B	395.37B	359.34B	457.38B	521.33B	542.42B	538.31B	509.67B	407.84B
Total Non-Current Assets	736.57B	737.91B	780.89B	892.14B	862.96B	971.28B	939.18B	1.01T	1.14T
Total Assets	1.13T▲ 0%	1.13T▲ 0.0%	1.14T▲ 0.6%	1.35T▲ 18.4%	1.38T▲ 2.6%	1.51T▲ 9.3%	1.48T▼ 2.4%	1.52T▲ 2.8%	1.54T▲ 1.7%
Asset Growth %	-6.58%	0%	0.61%	18.35%	2.58%	9.35%	-2.39%	2.76%	1.71%
Return on Assets (ROA)	-0.1%	0.22%	0.29%	0.18%	0.52%	0.41%	0.35%	0.43%	0.47%
Accounts Payable	0	0	0	0	0	0	0	0	0
Total Debt	139.72B	149.52B	145.65B	144.02B	166.59B	183.37B	176.55B	185.75B	219.94B
Net Debt	-31.36B	-27.55B	-4.61B	-47.11B	-71.98B	-72.98B	-48.08B	-24.44B	-9.81B
Long-Term Debt	139.72B	149.52B	145.65B	144.02B	166.59B	183.37B	176.55B	185.75B	219.94B
Short-Term Debt	0	0	0	0	0	0	0	0	0
Other Liabilities	487.01B	455.59B	450.69B	588.47B	544.81B	601.33B	588.06B	596.02B	548.33B
Total Current Liabilities	440.5B	464.4B	478.23B	550.15B	602.85B	659.74B	641.01B	663.95B	697.65B
Total Non-Current Liabilities	626.73B	605.1B	596.34B	732.49B	711.4B	784.7B	764.61B	781.77B	768.27B
Total Liabilities	1.07T	1.07T	1.07T	1.28T	1.31T	1.44T	1.41T	1.45T	1.47T
Total Equity	66.02B▲ 0%	63.78B▼ 3.4%	65.66B▲ 2.9%	66.88B▲ 1.9%	70.04B▲ 4.7%	69.26B▼ 1.1%	71.86B▲ 3.8%	72.48B▲ 0.9%	78.24B▲ 7.9%
Equity Growth %	-7.5%	-3.39%	2.95%	1.86%	4.72%	-1.12%	3.76%	0.86%	7.94%
Equity / Assets (Capital Ratio)	5.83%	5.63%	5.76%	4.96%	5.06%	4.58%	4.86%	4.77%	5.07%
Return on Equity (ROE)	-1.73%	3.81%	5.03%	3.39%	10.44%	8.55%	7.33%	8.92%	9.52%
Book Value per Share	15.28	14.68	15.02	15.14	16.08	16.42	18.08	18.99	21.43
Tangible BV per Share	13.46	12.84	13.17	13.34	14.23	14.47	16.12	16.82	19.16
Common Stock	4.26B	4.28B	4.33B	4.34B	4.19B	3.97B	3.79B	3.6B	3.47B
Additional Paid-in Capital	17.78B	28M	263M	297M	348M	405M	499M	581M	711M
Retained Earnings	27.54B	43.46B	44.2B	45.53B	50.49B	52.83B	53.73B	56.03B	59.25B
Accumulated OCI	0	0	0	15.63B	14.03B	11.09B	13.18B	11.61B	0
Treasury Stock	0	0	0	0	0	0	0	0	0
Preferred Stock	0	0	0	0	0	0	0	0	0

BCS Cash Flow Statement

Barclays PLC (BCS) cash flow — operating, investing & free cash flow history

Line item	Dec'17	Dec'18	Dec'19	Dec'20	Dec'21	Dec'22	Dec'23	Dec'24	Dec'25
Cash from Operations	60.71B	8.5B	-12.29B	57.51B	48.92B	30.23B	-927M	7.11B	-6.21B
Operating CF Growth %	437.93%	-85.99%	-244.58%	567.71%	-14.93%	-38.2%	-103.07%	867.31%	-187.32%
Net Income	3.54B	3.49B	4.36B	3.06B	8.41B	7.01B	6.56B	8.11B	7.17B
Depreciation & Amortization	1.24B	1.26B	1.52B	1.73B	2.08B	1.79B	1.78B	1.7B	1.76B
Deferred Taxes	0	0	-481M	-431M	-477M	-513M	0	0	0
Other Non-Cash Items	4.07B	-824M	4.63B	2.59B	1.39B	-10.99B	12.63B	3.64B	-13.11B
Working Capital Changes	51.85B	4.57B	-22.8B	50.12B	37.04B	32.42B	-21.9B	-6.33B	-2.68B
Cash from Investing	3.5B	678M	-12.83B	-18.38B	4.27B	-21.67B	-23.41B	-17.89B	1.59B
Purchase of Investments	-83.13B	-106.67B	-92.36B	-106.42B	-88.17B	-97.11B	-86.39B	-109.92B	0
Sale/Maturity of Investments	88.3B	107.54B	81.2B	89.38B	93.1B	77.1B	67.09B	91.32B	0
Net Investment Activity	5.17B	870M	-11.16B	-17.04B	4.93B	-20.01B	-19.3B	-18.6B	0
Acquisitions	-702M	19M	46M	0	1.06B	0	-2.42B	-460M	0
Other Investing	489M	1.19B	84M	-12M	7M	86M	23M	2.75B	3.45B
Cash from Financing	961M	-6.79B	690M	2.73B	107M	696M	-1.39B	784M	27.21B
Dividends Paid	-1.27B	-1.66B	-1.91B	-936M	-1.36B	-1.93B	-2.26B	-2.26B	-2.21B
Share Repurchases	-1.92B	-4.07B	-3.08B	-1.41B	-1.67B	-4.13B	-5.25B	-5.03B	-6.14B
Stock Issued	2.49B	1.96B	3.58B	1.17B	1.12B	3.21B	3.25B	1.68B	3.78B
Net Stock Activity	571M	-2.1B	504M	-248M	-556M	-928M	-2B	-3.35B	-2.35B
Debt Issuance (Net)	1000K	-1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Other Financing	5.34B	27.75B	0	0	0	-45M	0	0	24.86B
Net Change in Cash	60.5B▲ 0%	6.55B▼ 89.2%	-27.78B▼ 523.8%	43.53B▲ 256.7%	49.06B▲ 12.7%	19.58B▼ 60.1%	-30.78B▼ 257.2%	-12.4B▲ 59.7%	20.85B▲ 268.2%
Exchange Rate Effect	-4.77B	4.16B	-3.35B	1.67B	-4.23B	10.33B	-5.05B	-2.41B	-1.74B
Cash at Beginning	144.11B	204.61B	211.16B	166.61B	210.14B	259.21B	278.79B	248.01B	235.61B
Cash at End	204.61B	211.17B	183.39B	210.14B	259.21B	278.79B	248.01B	235.61B	256.46B
Interest Paid	0	0	0	0	0	0	0	0	21.52B
Income Taxes Paid	0	0	0	0	0	0	0	0	0
Free Cash Flow	59.26B▲ 0%	7.1B▼ 88.0%	-14.09B▼ 298.4%	56.18B▲ 498.8%	47.2B▼ 16.0%	28.48B▼ 39.6%	-2.65B▼ 109.3%	5.54B▲ 309.4%	-8.07B▼ 245.7%
FCF Growth %	518.59%	-88.01%	-298.37%	498.79%	-15.99%	-39.65%	-109.29%	309.41%	-245.69%

BCS Banking Ratios

Barclays PLC (BCS) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Return on Equity (ROE)	3.33%	-1.73%	3.81%	5.03%	3.39%	10.44%	8.55%	7.33%	8.92%	9.52%
Return on Assets (ROA)	0.2%	-0.1%	0.22%	0.29%	0.18%	0.52%	0.41%	0.35%	0.43%	0.47%
Net Interest Margin	0.97%	0.86%	0.85%	0.83%	0.57%	0.6%	0.7%	0.85%	0.87%	0.92%
Efficiency Ratio	62.89%	60.71%	57.26%	53.38%	56.76%	59.33%	49.6%	38.98%	36.5%	74.58%
Equity / Assets	5.88%	5.83%	5.63%	5.76%	4.96%	5.06%	4.58%	4.86%	4.77%	5.07%
Book Value / Share	16.75	15.28	14.68	15.02	15.14	16.08	16.42	18.08	18.99	21.43
NII Growth	4.67%	-17.11%	-1.51%	-2.12%	-18.45%	7.36%	29.04%	17.42%	5.68%	7.35%
Dividend Payout	57.05%	-	67.11%	58.77%	41.7%	19.03%	32.47%	43.67%	35.11%	30.81%

BCS Frequently Asked Questions

Barclays PLC (BCS) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Barclays PLC (BCS) saw revenue decline by 53.0% over the past year.

Yes, Barclays PLC (BCS) is profitable, generating $7.05B in net income for fiscal year 2025 (26.7% net margin).

Dividend & Returns

Yes, Barclays PLC (BCS) pays a dividend with a yield of 3.42%. This makes it attractive for income-focused investors.

Barclays PLC (BCS) has a return on equity (ROE) of 9.5%. This is below average, suggesting room for improvement.

Industry Metrics

Barclays PLC (BCS) has a net interest margin (NIM) of 0.9%. NIM has been under pressure due to interest rate environment.

Barclays PLC (BCS) has an efficiency ratio of 74.6%. This is higher than peers, suggesting room for cost optimization.

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Barclays PLC (BCS) financial analysis — history, returns, DCA and operating performance tools

Full BCS Stock Analysis

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Dividend History

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Earnings History

EPS trends, net income & profitability

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Price History

Long-term charts & historical price data

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Revenue History

Sales growth patterns & revenue breakdown

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Financial Ratios

30 years of market, efficiency and balance-sheet ratios

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Valuation

DCF intrinsic value, peer multiples & estimates

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Barclays PLC(BCS)Earnings, Financials & Key Ratios

BCS Key Insights

✓Strengths

✗Weaknesses

BCS Price & Volume

BCS Growth Metrics

Revenue CAGR

Profit CAGR

EPS CAGR

Return on Capital

BCS Recent Earnings

BCS Peer Comparison

Compare BCS vs Peers

vs DB

vs JPM

Compare Top 5

BCS Income Statement

BCS Balance Sheet

BCS Cash Flow Statement

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