Barclays PLC(BCS)Earnings, Financials & Key Ratios
BCS•NYSE•Banking & Credit
12.1× P/E·Price updated Jun 19, 2026
AboutBarclays PLC provides various financial services in the United Kingdom, Europe, the Americas, Africa, the Middle East, and Asia. The company operates through Barclays UK; Barclays UK Corporate Bank; Barclays Private Bank and Wealth Management; Barclays Investment Bank; and Barclays US Consumer Bank segments. It offers financial services, such as retail banking, credit cards, wholesale banking, investment banking, wealth management, and investment management services, as well as lending products. In addition, the company engages in securities dealing activities and issuing of credit cards. The company was formerly known as Barclays Bank public limited company and changed its name to Barclays PLC in January 1985. Barclays PLC was founded in 1690 and is headquartered in London, the United Kingdom.Show more
- Net Interest Income$14.18B+7.4%
- Total Revenue$26.82B-53.0%
- Net Income$7.17B+11.4%
- Return on Equity9.52%+6.7%
- Net Interest Margin0.92%+5.5%
- Efficiency Ratio74.58%+104.3%
- ROA0.47%+8.9%
- Equity / Assets5.07%+6.1%
- Book Value per Share21.43+12.9%
BCS Key Insights
Barclays PLC (BCS) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 26.2%
- ✓Healthy dividend yield of 3.1%
- ✓Share count reduced 4.4% through buybacks
- ✓Trading at only 0.9x book value
✗Weaknesses
- ✗High debt to equity ratio of 2.8x
- ✗Weak NIM of 0.9%
- ✗Thin capital base
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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BCS Price & Volume
Barclays PLC (BCS) stock price & volume — 10-year historical chart
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BCS Growth Metrics
Barclays PLC (BCS) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years1.96%
5 Years1.35%
3 Years-6.96%
TTM-
Profit CAGR
10 Years-
5 Years26.15%
3 Years6.41%
TTM11.95%
EPS CAGR
10 Years-
5 Years36.98%
3 Years10.97%
TTM21.43%
Return on Capital
10 Years0.74%
5 Years0.97%
3 Years0.97%
Last Year1.18%
BCS Recent Earnings
Barclays PLC (BCS) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 8/12 qtrs (67%)
Q2 2026Latest
Apr 28, 2026Metric
Actual
Est
EPS
$0.76+1.3%
$0.75
Rev
$11.0B+1.3%
$10.9B
Q1 2026
Feb 10, 2026Metric
Actual
Est
EPS
$0.46+9.5%
$0.42
Rev
$9.7B+2.8%
$9.4B
Q4 2025
Oct 22, 2025Metric
Actual
Est
EPS
$0.56+3.7%
$0.54
Rev
$9.6B+4.1%
$9.3B
Q3 2025
Jul 29, 2025Metric
Actual
Est
EPS
$0.62+24.0%
$0.50
Rev
$25.1B+167.9%
$9.4B
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 28, 2026 | $0.76vs $0.75+1.3% | $11.0Bvs $10.9B+1.3% |
| Q1 2026 | Feb 10, 2026 | $0.46vs $0.42+9.5% | $9.7Bvs $9.4B+2.8% |
| Q4 2025 | Oct 22, 2025 | $0.56vs $0.54+3.7% | $9.6Bvs $9.3B+4.1% |
| Q3 2025 | Jul 29, 2025 | $0.62vs $0.50+24.0% | $25.1Bvs $9.4B+167.9% |
Based on last 12 quarters of dataView full earnings history →
BCS Peer Comparison
Barclays PLC (BCS) competitors in European universal banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 DB | 67.48B | 35.27 | 9.92 | -8.25% | 12.79% | 8.7% | 3.18 | |
 UBS | 157.65B | 50.80 | 27.17 | -20.43% | 10.48% | 7% | 3.94 | |
 HSBC | 326.39B | 94.97 | 15.70 | 3.19% | 17.23% | 11.4% | 2.68 | |
 LYG | 81.04B | 5.54 | 15.44 | 72.81% | 7.17% | 9.91% | 1.99 | |
 NWG | 33.39B | 16.77 | 4.67 | 3.2% | 19.79% | 13.84% | 1.69 | |
 SAN | 198.16B | 13.50 | 13.48 | -7.71% | 18.79% | 12.76% | 4.40 | |
 GS | 348.27B | 1096.56 | 21.37 | -1.38% | 13.73% | 13.58% | 4.88 | |
 MS | 355.51B | 223.17 | 21.88 | 11.48% | 14.66% | 15.3% | 4.22 |
Compare BCS vs Peers
Barclays PLC (BCS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
BCS Income Statement
Barclays PLC (BCS) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 9.78B | 9.63B | 9.42B | 7.68B | 8.25B | 10.65B | 12.5B | 13.21B | 14.18B |
NII Growth % | -17.11% | -1.51% | -2.12% | -18.45% | 7.36% | 29.04% | 17.42% | 5.68% | 7.35% |
Net Interest Margin % | 0.86% | 0.85% | 0.83% | 0.57% | 0.6% | 0.7% | 0.85% | 0.87% | 0.92% |
Interest Income | 13.45B | 15.39B | 15.43B | 11.24B | 11.48B | 19.21B | 34.5B | 39.14B | 35.4B |
Interest Expense | 3.68B | 5.76B | 6.01B | 3.55B | 3.23B | 8.56B | 22B | 25.93B | 21.21B |
Loan Loss Provision | 2.26B | 1.54B | 1.89B | 4.41B | -647.37M | 1.19B | 1.91B | 2.04B | 2.07B |
Non-Interest Income | 10.24B | 10.13B | 10.68B | 13.84B | 14.75B | 14.09B | 15.27B | 17.88B | -8.58B |
Non-Interest Income % | 43.23% | 39.68% | 40.89% | 55.2% | 56.24% | 42.32% | 30.68% | 31.36% | -31.99% |
Total Revenue | 23.69B▲ 0% | 25.52B▲ 7.7% | 26.11B▲ 2.3% | 25.08B▼ 3.9% | 26.23B▲ 4.6% | 33.3B▲ 26.9% | 49.77B▲ 49.5% | 57.02B▲ 14.6% | 26.82B▼ 53.0% |
Revenue Growth % | -19.99% | 7.7% | 2.33% | -3.95% | 4.59% | 26.94% | 49.48% | 14.55% | -52.96% |
Non-Interest Expense | 14.38B | 14.61B | 13.94B | 14.23B | 15.56B | 16.52B | 19.4B | 20.81B | 20B |
Efficiency Ratio | 60.71% | 57.26% | 53.38% | 56.76% | 59.33% | 49.6% | 38.98% | 36.5% | 74.58% |
Operating Income | 3.44B▲ 0% | 3.68B▲ 6.9% | 4.33B▲ 17.8% | 2.89B▼ 33.3% | 8.35B▲ 189.4% | 7.04B▼ 15.7% | 6.45B▼ 8.4% | 8.28B▲ 28.4% | 10B▲ 20.8% |
Operating Margin % | 14.51% | 14.4% | 16.58% | 11.51% | 31.84% | 21.15% | 12.96% | 14.52% | 37.28% |
Operating Income Growth % | -3.16% | 6.92% | 17.81% | -33.32% | 189.36% | -15.71% | -8.39% | 28.35% | 20.75% |
Pretax Income | 3.37B▲ 0% | 3.6B▲ 6.9% | 4.27B▲ 18.5% | 2.88B▼ 32.5% | 8.09B▲ 180.7% | 7.04B▼ 13.0% | 6.46B▼ 8.2% | 8.24B▲ 27.6% | 9.14B▲ 10.9% |
Pretax Margin % | 14.22% | 14.12% | 16.35% | 11.49% | 30.83% | 21.13% | 12.98% | 14.45% | 34.08% |
Income Tax | 2.17B | 958.21M | 996.72M | 568.91M | 1.16B | 1.04B | 1.21B | 1.79B | 1.93B |
Effective Tax Rate % | 64.53% | 26.6% | 23.35% | 19.75% | 14.34% | 14.83% | 18.79% | 21.71% | 21.07% |
Net Income | -1.19B▲ 0% | 2.47B▲ 308.1% | 3.25B▲ 31.7% | 2.24B▼ 31.0% | 7.15B▲ 218.4% | 5.95B▼ 16.7% | 5.17B▼ 13.1% | 6.44B▲ 24.5% | 7.17B▲ 11.4% |
Net Margin % | -5.01% | 9.68% | 12.46% | 8.95% | 27.24% | 17.88% | 10.39% | 11.29% | 26.74% |
Net Income Growth % | -151.94% | 308.11% | 31.68% | -31.01% | 218.35% | -16.7% | -13.09% | 24.49% | 11.37% |
Net Income (Continuing) | 1.19B | 2.64B | 3.27B | 2.31B | 6.93B | 5.99B | 5.25B | 6.45B | 7.21B |
EPS (Diluted) | -0.40▲ 0% | 0.37▲ 192.5% | 0.56▲ 51.4% | 0.34▼ 39.3% | 1.44▲ 323.5% | 1.20▼ 16.7% | 1.08▼ 10.0% | 1.40▲ 29.6% | 1.64▲ 17.1% |
EPS Growth % | -200% | 192.5% | 51.35% | -39.29% | 323.53% | -16.67% | -10% | 29.63% | 17.14% |
EPS (Basic) | -0.40 | 0.38 | 0.56 | 0.35 | 1.48 | 1.24 | 1.12 | 1.44 | 1.72 |
Diluted Shares Outstanding | 4.32B | 4.35B | 4.37B | 4.42B | 4.36B | 4.22B | 3.97B | 3.82B | 3.65B |
BCS Balance Sheet
Barclays PLC (BCS) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 394.29B | 395.37B | 359.34B | 457.38B | 521.33B | 542.42B | 538.31B | 509.67B | 407.56B |
Cash & Due from Banks | 171.08B | 177.07B | 150.26B | 191.13B | 238.57B | 256.35B | 224.63B | 210.18B | 229.75B |
Short Term Investments | 223.21B | 218.3B | 209.08B | 266.25B | 282.75B | 286.07B | 313.68B | 299.49B | 177.81B |
Total Investments | 352.17B | 344.65B | 330.22B | 449.87B | 411.81B | 468.76B | 413.36B | 450.78B | 860.75B |
Investments Growth % | -18.52% | -2.13% | -4.19% | 36.23% | -8.46% | 13.83% | -11.82% | 9.05% | 90.95% |
Long-Term Investments | 128.96B | 126.35B | 121.14B | 183.63B | 129.06B | 182.69B | 99.68B | 151.29B | 682.94B |
Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Goodwill & Intangibles | 7.85B | 7.97B | 8.12B | 7.95B | 8.06B | 8.24B | 7.79B | 8.28B | 8.28B |
Goodwill | 3.9B | 3.91B | 3.9B | 3.89B | 3.89B | 3.91B | 4.18B | 4.45B | 4.42B |
Intangible Assets | 3.95B | 4.07B | 4.22B | 4.06B | 4.17B | 4.33B | 3.62B | 3.83B | 3.87B |
PP&E (Net) | 2.46B | 2.53B | 4.2B | 4.03B | 3.55B | 3.61B | 3.42B | 3.6B | 3.68B |
Other Assets | 593.85B | 597.24B | 644.14B | 693.1B | 717.67B | 769.75B | 822.33B | 839.04B | 436.43B |
Total Current Assets | 396.68B | 395.37B | 359.34B | 457.38B | 521.33B | 542.42B | 538.31B | 509.67B | 407.84B |
Total Non-Current Assets | 736.57B | 737.91B | 780.89B | 892.14B | 862.96B | 971.28B | 939.18B | 1.01T | 1.14T |
Total Assets | 1.13T▲ 0% | 1.13T▲ 0.0% | 1.14T▲ 0.6% | 1.35T▲ 18.4% | 1.38T▲ 2.6% | 1.51T▲ 9.3% | 1.48T▼ 2.4% | 1.52T▲ 2.8% | 1.54T▲ 1.7% |
Asset Growth % | -6.58% | 0% | 0.61% | 18.35% | 2.58% | 9.35% | -2.39% | 2.76% | 1.71% |
Return on Assets (ROA) | -0.1% | 0.22% | 0.29% | 0.18% | 0.52% | 0.41% | 0.35% | 0.43% | 0.47% |
Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Debt | 139.72B | 149.52B | 145.65B | 144.02B | 166.59B | 183.37B | 176.55B | 185.75B | 219.94B |
Net Debt | -31.36B | -27.55B | -4.61B | -47.11B | -71.98B | -72.98B | -48.08B | -24.44B | -9.81B |
Long-Term Debt | 139.72B | 149.52B | 145.65B | 144.02B | 166.59B | 183.37B | 176.55B | 185.75B | 219.94B |
Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Liabilities | 487.01B | 455.59B | 450.69B | 588.47B | 544.81B | 601.33B | 588.06B | 596.02B | 548.33B |
Total Current Liabilities | 440.5B | 464.4B | 478.23B | 550.15B | 602.85B | 659.74B | 641.01B | 663.95B | 697.65B |
Total Non-Current Liabilities | 626.73B | 605.1B | 596.34B | 732.49B | 711.4B | 784.7B | 764.61B | 781.77B | 768.27B |
Total Liabilities | 1.07T | 1.07T | 1.07T | 1.28T | 1.31T | 1.44T | 1.41T | 1.45T | 1.47T |
Total Equity | 66.02B▲ 0% | 63.78B▼ 3.4% | 65.66B▲ 2.9% | 66.88B▲ 1.9% | 70.04B▲ 4.7% | 69.26B▼ 1.1% | 71.86B▲ 3.8% | 72.48B▲ 0.9% | 78.24B▲ 7.9% |
Equity Growth % | -7.5% | -3.39% | 2.95% | 1.86% | 4.72% | -1.12% | 3.76% | 0.86% | 7.94% |
Equity / Assets (Capital Ratio) | 5.83% | 5.63% | 5.76% | 4.96% | 5.06% | 4.58% | 4.86% | 4.77% | 5.07% |
Return on Equity (ROE) | -1.73% | 3.81% | 5.03% | 3.39% | 10.44% | 8.55% | 7.33% | 8.92% | 9.52% |
Book Value per Share | 15.28 | 14.68 | 15.02 | 15.14 | 16.08 | 16.42 | 18.08 | 18.99 | 21.43 |
Tangible BV per Share | 13.46 | 12.84 | 13.17 | 13.34 | 14.23 | 14.47 | 16.12 | 16.82 | 19.16 |
Common Stock | 4.26B | 4.28B | 4.33B | 4.34B | 4.19B | 3.97B | 3.79B | 3.6B | 3.47B |
Additional Paid-in Capital | 17.78B | 28M | 263M | 297M | 348M | 405M | 499M | 581M | 711M |
Retained Earnings | 27.54B | 43.46B | 44.2B | 45.53B | 50.49B | 52.83B | 53.73B | 56.03B | 59.25B |
Accumulated OCI | 0 | 0 | 0 | 15.63B | 14.03B | 11.09B | 13.18B | 11.61B | 0 |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
BCS Cash Flow Statement
Barclays PLC (BCS) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 60.71B | 8.5B | -12.29B | 57.51B | 48.92B | 30.23B | -927M | 7.11B | -6.21B |
Operating CF Growth % | 437.93% | -85.99% | -244.58% | 567.71% | -14.93% | -38.2% | -103.07% | 867.31% | -187.32% |
Net Income | 3.54B | 3.49B | 4.36B | 3.06B | 8.41B | 7.01B | 6.56B | 8.11B | 7.17B |
Depreciation & Amortization | 1.24B | 1.26B | 1.52B | 1.73B | 2.08B | 1.79B | 1.78B | 1.7B | 1.76B |
Deferred Taxes | 0 | 0 | -481M | -431M | -477M | -513M | 0 | 0 | 0 |
Other Non-Cash Items | 4.07B | -824M | 4.63B | 2.59B | 1.39B | -10.99B | 12.63B | 3.64B | -13.11B |
Working Capital Changes | 51.85B | 4.57B | -22.8B | 50.12B | 37.04B | 32.42B | -21.9B | -6.33B | -2.68B |
Cash from Investing | 3.5B | 678M | -12.83B | -18.38B | 4.27B | -21.67B | -23.41B | -17.89B | 1.59B |
Purchase of Investments | -83.13B | -106.67B | -92.36B | -106.42B | -88.17B | -97.11B | -86.39B | -109.92B | 0 |
Sale/Maturity of Investments | 88.3B | 107.54B | 81.2B | 89.38B | 93.1B | 77.1B | 67.09B | 91.32B | 0 |
Net Investment Activity | 5.17B | 870M | -11.16B | -17.04B | 4.93B | -20.01B | -19.3B | -18.6B | 0 |
Acquisitions | -702M | 19M | 46M | 0 | 1.06B | 0 | -2.42B | -460M | 0 |
Other Investing | 489M | 1.19B | 84M | -12M | 7M | 86M | 23M | 2.75B | 3.45B |
Cash from Financing | 961M | -6.79B | 690M | 2.73B | 107M | 696M | -1.39B | 784M | 27.21B |
Dividends Paid | -1.27B | -1.66B | -1.91B | -936M | -1.36B | -1.93B | -2.26B | -2.26B | -2.21B |
Share Repurchases | -1.92B | -4.07B | -3.08B | -1.41B | -1.67B | -4.13B | -5.25B | -5.03B | -6.14B |
Stock Issued | 2.49B | 1.96B | 3.58B | 1.17B | 1.12B | 3.21B | 3.25B | 1.68B | 3.78B |
Net Stock Activity | 571M | -2.1B | 504M | -248M | -556M | -928M | -2B | -3.35B | -2.35B |
Debt Issuance (Net) | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
Other Financing | 5.34B | 27.75B | 0 | 0 | 0 | -45M | 0 | 0 | 24.86B |
Net Change in Cash | 60.5B▲ 0% | 6.55B▼ 89.2% | -27.78B▼ 523.8% | 43.53B▲ 256.7% | 49.06B▲ 12.7% | 19.58B▼ 60.1% | -30.78B▼ 257.2% | -12.4B▲ 59.7% | 20.85B▲ 268.2% |
Exchange Rate Effect | -4.77B | 4.16B | -3.35B | 1.67B | -4.23B | 10.33B | -5.05B | -2.41B | -1.74B |
Cash at Beginning | 144.11B | 204.61B | 211.16B | 166.61B | 210.14B | 259.21B | 278.79B | 248.01B | 235.61B |
Cash at End | 204.61B | 211.17B | 183.39B | 210.14B | 259.21B | 278.79B | 248.01B | 235.61B | 256.46B |
Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 21.52B |
Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Free Cash Flow | 59.26B▲ 0% | 7.1B▼ 88.0% | -14.09B▼ 298.4% | 56.18B▲ 498.8% | 47.2B▼ 16.0% | 28.48B▼ 39.6% | -2.65B▼ 109.3% | 5.54B▲ 309.4% | -8.07B▼ 245.7% |
FCF Growth % | 518.59% | -88.01% | -298.37% | 498.79% | -15.99% | -39.65% | -109.29% | 309.41% | -245.69% |
BCS Banking Ratios
Barclays PLC (BCS) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 3.33% | -1.73% | 3.81% | 5.03% | 3.39% | 10.44% | 8.55% | 7.33% | 8.92% | 9.52% |
Return on Assets (ROA) | 0.2% | -0.1% | 0.22% | 0.29% | 0.18% | 0.52% | 0.41% | 0.35% | 0.43% | 0.47% |
Net Interest Margin | 0.97% | 0.86% | 0.85% | 0.83% | 0.57% | 0.6% | 0.7% | 0.85% | 0.87% | 0.92% |
Efficiency Ratio | 62.89% | 60.71% | 57.26% | 53.38% | 56.76% | 59.33% | 49.6% | 38.98% | 36.5% | 74.58% |
Equity / Assets | 5.88% | 5.83% | 5.63% | 5.76% | 4.96% | 5.06% | 4.58% | 4.86% | 4.77% | 5.07% |
Book Value / Share | 16.75 | 15.28 | 14.68 | 15.02 | 15.14 | 16.08 | 16.42 | 18.08 | 18.99 | 21.43 |
NII Growth | 4.67% | -17.11% | -1.51% | -2.12% | -18.45% | 7.36% | 29.04% | 17.42% | 5.68% | 7.35% |
Dividend Payout | 57.05% | - | 67.11% | 58.77% | 41.7% | 19.03% | 32.47% | 43.67% | 35.11% | 30.81% |
Related:BCS Dividend History·BCS Revenue History·BCS Price History·BCS P/E History·BCS Financial Ratios·BCS Institutional Holders
BCS Frequently Asked Questions
Barclays PLC (BCS) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Barclays PLC (BCS) saw revenue decline by 53.0% over the past year.
Yes, Barclays PLC (BCS) is profitable, generating $7.05B in net income for fiscal year 2025 (26.7% net margin).
Dividend & Returns
Yes, Barclays PLC (BCS) pays a dividend with a yield of 3.06%. This makes it attractive for income-focused investors.
Barclays PLC (BCS) has a return on equity (ROE) of 9.5%. This is below average, suggesting room for improvement.
Industry Metrics
Barclays PLC (BCS) has a net interest margin (NIM) of 0.9%. NIM has been under pressure due to interest rate environment.
Barclays PLC (BCS) has an efficiency ratio of 74.6%. This is higher than peers, suggesting room for cost optimization.