| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| KLARKlarna Group plc | 5.12B | 13.56 | 2023.88 | 21.17% | -9.29% | -10.65% | 10.6% | 0.35 |
| AFRMAffirm Holdings, Inc. | 15.27B | 46.98 | 313.20 | 38.8% | 9.66% | 7.96% | 3.94% | 2.56 |
| RELYRemitly Global, Inc. | 3.5B | 16.70 | 53.87 | 29.37% | 1.36% | 2.63% | 8.46% | 0.22 |
| TOSTToast, Inc. | 14.28B | 27.31 | 48.77 | 24.05% | 5.56% | 16.1% | 4.26% | 0.02 |
| DLODLocal Limited | 2.03B | 12.24 | 31.38 | 14.7% | 17.8% | 33.87% | 0.11 | |
| XYZBlock, Inc. | 38.35B | 63.70 | 30.33 | 0.3% | 5.39% | 5.88% | 6.32% | 0.33 |
| CSGSCSG Systems International, Inc. | 2.31B | 79.90 | 26.37 | 2.39% | 7.17% | 30.93% | 4.91% | 2.03 |
| CPAYCorpay, Inc. | 22.81B | 325.10 | 23.27 | 5.77% | 24.37% | 25.52% | 7.74% | 2.54 |
Analyze head-to-head performance against top industry competitors across valuation, growth, and profitability metrics.
| Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 | |
|---|---|---|---|---|---|---|
| Sales/Revenue | 0 | 1.32B | 72.9B | 116.51B | 250.26B | 244.81B |
| Revenue Growth % | - | - | 5415.83% | 59.83% | 114.8% | -2.18% |
| Cost of Goods Sold | 0 | 2.37B | 72.9B | 116.53B | 250.26B | 244.73B |
| COGS % of Revenue | - | 178.96% | 100.01% | 100.02% | 100% | 99.97% |
| Gross Profit | 0 | -1.04B | -6.55M | -21.67M | 5.28M | 78.3M |
| Gross Margin % | - | -78.96% | -0.01% | -0.02% | 0% | 0.03% |
| Gross Profit Growth % | - | - | 99.37% | -230.62% | 124.36% | 1382.95% |
| Operating Expenses | 119.04M | 232.19M | -22.22M | -31.88M | -26.64M | 182.19M |
| OpEx % of Revenue | - | 17.57% | -0.03% | -0.03% | -0.01% | 0.07% |
| Selling, General & Admin | 118.96M | 99.68M | 53.67M | 15.31M | 24.79M | 182.19M |
| SG&A % of Revenue | - | 7.54% | 0.07% | 0.01% | 0.01% | 0.07% |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 |
| R&D % of Revenue | - | - | - | - | - | - |
| Other Operating Expenses | 84K | 132.52M | -75.9M | -47.2M | -51.44M | 0 |
| Operating Income | -119.04M | -1.28B | 15.67M | 10.21M | 31.92M | -103.89M |
| Operating Margin % | - | -96.53% | 0.02% | 0.01% | 0.01% | -0.04% |
| Operating Income Growth % | - | -971.62% | 101.23% | -34.83% | 212.62% | -425.44% |
| EBITDA | 0 | -1.28B | 19.27M | 15.63M | 40.47M | -95.73M |
| EBITDA Margin % | - | -96.49% | 0.03% | 0.01% | 0.02% | -0.04% |
| EBITDA Growth % | - | - | 101.51% | -18.87% | 158.85% | -336.55% |
| D&A (Non-Cash Add-back) | 119.04M | 471K | 3.6M | 5.42M | 8.55M | 8.16M |
| EBIT | -119.04M | -1.27B | -4.12B | 1.3B | 123.1M | -680.34M |
| Net Interest Income | 18K | -125.32M | -122.73M | -2.98M | -38.53M | -52.37M |
| Interest Income | 18K | 1.51M | 0 | 0 | 0 | 0 |
| Interest Expense | 0 | 126.83M | 122.73M | 2.98M | 38.53M | 52.37M |
| Other Income/Expense | 18K | -125.32M | -4.26B | 1.29B | 52.65M | -682.52M |
| Pretax Income | -119.02M | -1.4B | -4.24B | 1.3B | 84.57M | -786.41M |
| Pretax Margin % | - | -106.01% | -5.82% | 1.12% | 0.03% | -0.32% |
| Income Tax | 0 | 263K | 1.2M | 1.46M | 5M | 944K |
| Effective Tax Rate % | 100% | 100.02% | 100.03% | 99.82% | 92.86% | 97.24% |
| Net Income | -119.02M | -1.4B | -4.25B | 1.3B | 78.53M | -764.68M |
| Net Margin % | - | -106.03% | -5.82% | 1.12% | 0.03% | -0.31% |
| Net Income Growth % | - | -1077.3% | -203.01% | 130.6% | -93.96% | -1073.78% |
| Net Income (Continuing) | -119.02M | -1.4B | -4.25B | 1.3B | 79.56M | -785.47M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 848K | 10.98M | 70.37M |
| EPS (Diluted) | -0.74 | -9.59 | -29.04 | 8.89 | 0.54 | -5.99 |
| EPS Growth % | - | -1195.95% | -202.82% | 130.61% | -93.93% | -1209.26% |
| EPS (Basic) | -0.74 | -9.59 | -29.04 | 8.89 | 0.54 | -5.99 |
| Diluted Shares Outstanding | 160.75M | 146.18M | 146.18M | 146.18M | 146.18M | 127.72M |
| Basic Shares Outstanding | 160.75M | 146.18M | 146.18M | 146.18M | 146.18M | 127.72M |
| Dividend Payout Ratio | - | - | - | 41.15% | - | - |
| Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 | |
|---|---|---|---|---|---|---|
| Total Current Assets | 292M | 7.44B | 3.38B | 1.71B | 2.91B | 3.8B |
| Cash & Short-Term Investments | 239.38M | 1.23B | 1.41B | 367.67M | 250.36M | 508.88M |
| Cash Only | 239.38M | 1.23B | 1.38B | 112.9M | 31.54M | 104.73M |
| Short-Term Investments | 0 | 0 | 28.89M | 254.77M | 218.82M | 404.14M |
| Accounts Receivable | 0 | 12K | 87.46M | 24.52M | 178.98M | 446.48M |
| Days Sales Outstanding | - | 0 | 0.44 | 0.08 | 0.26 | 0.67 |
| Inventory | 0 | 6.11B | 1.66B | 1.29B | 573.88M | 206.18M |
| Days Inventory Outstanding | - | 943.09 | 8.3 | 4.04 | 0.84 | 0.31 |
| Other Current Assets | 52.52M | 92.42M | 212.59M | 14.86M | 1.9B | 2.64B |
| Total Non-Current Assets | 4.76B | 11.69M | 28.55M | 98.65M | 135.03M | 152.44M |
| Property, Plant & Equipment | 0 | 8.27M | 17.32M | 13.86M | 14.12M | 28.37M |
| Fixed Asset Turnover | - | 159.88x | 4208.49x | 8407.24x | 17726.54x | 8629.54x |
| Goodwill | 0 | 0 | 0 | 40.23M | 61.48M | 63.06M |
| Intangible Assets | 4.76B | 1.34M | 1.34M | 34.94M | 53.34M | 31.1M |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 5.73M |
| Other Non-Current Assets | 4K | 267K | 4.72M | 5.92M | 4.01M | 24.18M |
| Total Assets | 5.05B | 7.46B | 3.41B | 1.8B | 3.05B | 3.96B |
| Asset Turnover | - | 0.18x | 21.40x | 64.56x | 82.12x | 61.88x |
| Asset Growth % | - | 47.65% | -54.31% | -47.02% | 68.88% | 29.83% |
| Total Current Liabilities | 28.12M | 172.42M | 1.51B | 37.74M | 85.05M | 129.91M |
| Accounts Payable | 27.97M | 33.58M | 66.08M | 62K | 0 | 0 |
| Days Payables Outstanding | - | 5.18 | 0.33 | 0 | - | - |
| Short-Term Debt | 0 | 0 | 0 | 0 | 25M | 50.32M |
| Deferred Revenue (Current) | 0 | 0 | 0 | 4.57M | 9.5M | 0 |
| Other Current Liabilities | 151K | 46.16M | 1.42B | 15.82M | 22.45M | 74.07M |
| Current Ratio | 10.38x | 43.17x | 2.23x | 45.20x | 34.24x | 29.28x |
| Quick Ratio | 10.38x | 7.73x | 1.14x | 11.04x | 27.50x | 27.69x |
| Cash Conversion Cycle | - | 937.91 | 8.41 | 4.12 | - | - |
| Total Non-Current Liabilities | 1.01B | 1.17B | 11.09M | 484.49M | 561.7M | 528.26M |
| Long-Term Debt | 1.01B | 0 | 0 | 428.91M | 503.06M | 528.25M |
| Capital Lease Obligations | 0 | 5.54M | 10.91M | 7.67M | 10.76M | 17.38M |
| Deferred Tax Liabilities | 0 | 14K | 42K | 25K | 6K | 18K |
| Other Non-Current Liabilities | 0 | 1.17B | 145K | 47.88M | 47.88M | -17.38M |
| Total Liabilities | 1.04B | 1.34B | 1.52B | 522.23M | 646.75M | 658.17M |
| Total Debt | 1.01B | 6.5M | 14.13M | 440.4M | 543.07M | 601.46M |
| Net Debt | 770M | -1.23B | -1.37B | 327.5M | 511.52M | 496.73M |
| Debt / Equity | 0.25x | 0.00x | 0.01x | 0.34x | 0.23x | 0.18x |
| Debt / EBITDA | - | - | 0.73x | 28.17x | 13.42x | - |
| Net Debt / EBITDA | - | - | -71.07x | 20.95x | 12.64x | - |
| Interest Coverage | - | -10.06x | 0.13x | 3.42x | 0.83x | -1.98x |
| Total Equity | 4.01B | 6.11B | 1.88B | 1.28B | 2.4B | 3.3B |
| Equity Growth % | - | 52.32% | -69.19% | -31.9% | 87.22% | 37.39% |
| Book Value per Share | 24.96 | 41.80 | 12.88 | 8.77 | 16.42 | 25.82 |
| Total Shareholders' Equity | 4.01B | 6.11B | 1.88B | 1.28B | 2.39B | 3.23B |
| Common Stock | 3.79B | 3.79B | 3.79B | 3.79B | 3.82B | 5.11B |
| Retained Earnings | -19.84M | 2.03B | -2.21B | -2.67B | -2.31B | -2.66B |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 0 | 0 | 0 | 142.74M | 858.8M | 774.22M |
| Minority Interest | 0 | 0 | 0 | 848K | 10.98M | 70.37M |
| Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 | |
|---|---|---|---|---|---|---|
| Cash from Operations | -150K | -120.95M | 194.93M | -126.67M | -29.98M | 0 |
| Operating CF Margin % | - | -9.15% | 0.27% | -0.11% | -0.01% | - |
| Operating CF Growth % | - | -80530.67% | 261.17% | -164.98% | 76.33% | 100% |
| Net Income | -119.02M | -1.4B | -4.25B | 1.3B | 79.56M | -764.68M |
| Depreciation & Amortization | 0 | 471K | 3.6M | 5.42M | 8.55M | 0 |
| Stock-Based Compensation | 0 | 44.8M | 17.79M | 6.17M | 22.59M | 0 |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 118.87M | 1.17B | 4.17B | -1.35B | -153.76M | 764.68M |
| Working Capital Changes | 0 | 65.89M | 252.43M | -87.02M | 13.08M | 0 |
| Change in Receivables | 0 | 0 | -83.59M | 65.9M | -28.53M | 0 |
| Change in Inventory | 0 | -23.71M | 326.8M | 139.19M | -49.34M | 0 |
| Change in Payables | 0 | 33.58M | -3K | 0 | 0 | 0 |
| Cash from Investing | 128.41M | 1.5B | -1.29M | 3.92M | -45.08M | 0 |
| Capital Expenditures | 0 | -2.09M | -1.29M | -966K | -391K | 0 |
| CapEx % of Revenue | - | 0.16% | 0% | 0% | 0% | - |
| Acquisitions | 128.39M | 0 | 0 | 1.29M | -4.63M | 0 |
| Investments | - | - | - | - | - | - |
| Other Investing | 18K | 1.51B | 0 | 32K | -15.23M | 0 |
| Cash from Financing | 1.31B | -340.36M | -7.73M | -1.21B | -980K | 0 |
| Debt Issued (Net) | 0 | 31.18M | -2.3M | -675.02M | 20.12M | 0 |
| Equity Issued (Net) | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid | 0 | -371.25M | 0 | -534.64M | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing | 1.31B | -285K | -5.43M | -2.98M | -21.1M | 0 |
| Net Change in Cash | 0 | 1.04B | 185.91M | -1.34B | -75.74M | -55.78M |
| Free Cash Flow | -150K | -455.26M | 193.64M | -127.63M | -33.69M | 0 |
| FCF Margin % | - | -34.45% | 0.27% | -0.11% | -0.01% | - |
| FCF Growth % | - | -303404% | 142.53% | -165.91% | 73.6% | 100% |
| FCF per Share | -0.00 | -3.11 | 1.32 | -0.87 | -0.23 | - |
| FCF Conversion (FCF/Net Income) | 0.00x | 0.09x | -0.05x | -0.10x | -0.38x | - |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Metric | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Return on Equity (ROE) | -2.97% | -27.68% | -106.23% | 82.09% | 4.26% | -26.84% |
| Return on Invested Capital (ROIC) | - | -19.8% | 0.44% | 0.72% | 1.06% | -2.32% |
| Gross Margin | - | -78.96% | -0.01% | -0.02% | 0% | 0.03% |
| Net Margin | - | -106.03% | -5.82% | 1.12% | 0.03% | -0.31% |
| Debt / Equity | 0.25x | 0.00x | 0.01x | 0.34x | 0.23x | 0.18x |
| Interest Coverage | - | -10.06x | 0.13x | 3.42x | 0.83x | -1.98x |
| FCF Conversion | 0.00x | 0.09x | -0.05x | -0.10x | -0.38x | - |
| Revenue Growth | - | - | 5415.83% | 59.83% | 114.8% | -2.18% |
Explore detailed financial history, valuation models, and returns analysis
DCF models, peer multiples & analyst estimates
Historical returns with dividends reinvested
Yield, growth, payout safety & DRIP calculator
EPS trends, net income & profitability analysis
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of valuation, profitability & efficiency metrics