Last 44 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
FB Financial Corporation's quarterly P/E stands at 12.1x, down 24.0% year-over-year — suggesting improving earnings relative to price.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 21.95 | 12.08 | 31.21 | 179.76 | 13.80 | 15.90 | 53.33 | 11.48 | 15.96 | 15.81 | 17.29 | 9.35 | 9.96 |
| — | -24.0% | -41.5% | +1466.0% | -13.5% | +0.5% | +208.4% | +22.8% | +60.2% | +41.8% | +23.1% | -60.9% | -33.6% | |
| P/S Ratio | 3.11 | 4.16 | 2.75 | 3.54 | 2.69 | 2.87 | 3.25 | 2.25 | 2.41 | 2.46 | 1.83 | 1.69 | 1.99 |
| — | +45.2% | -15.4% | +57.4% | +11.5% | +16.6% | +77.8% | +33.0% | +21.3% | -4.5% | -38.6% | -47.6% | -48.8% | |
| P/B Ratio | 1.44 | 1.53 | 1.46 | 1.30 | 1.36 | 1.54 | 1.41 | 1.22 | 1.20 | 1.29 | 0.97 | 0.95 | 1.06 |
| — | -0.9% | +4.2% | +6.6% | +13.8% | +19.8% | +45.3% | +28.7% | +12.7% | +0.2% | -31.0% | -32.5% | -30.9% | |
| P/FCF | 17.50 | 7.91 | 15.89 | 7.65 | — | 26.75 | 11.77 | 16.10 | 12.77 | 6.61 | 12.72 | 64.27 | 4.09 |
| — | -70.4% | +35.0% | -52.5% | — | +304.6% | -7.5% | -74.9% | +212.6% | -36.1% | +501.7% | +3198.9% | +121.7% | |
| EV / EBITDA | 12.64 | — | 13.57 | — | 8.25 | 8.10 | 25.76 | 7.07 | 9.41 | 9.92 | 8.46 | 3.39 | 2.93 |
| — | — | -47.3% | — | -12.4% | -18.3% | +204.4% | +108.4% | +221.5% | +47.2% | -28.7% | -72.0% | -21.4% | |
| EV / EBIT | 13.75 | — | 15.98 | — | 8.82 | 8.70 | 34.75 | 7.57 | 10.40 | 11.21 | 9.77 | 3.65 | 3.13 |
| — | — | -54.0% | — | -15.2% | -22.4% | +255.7% | +107.6% | +232.4% | +56.7% | -23.7% | -73.2% | -21.7% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 58.9% | — | 52.9% | 48.5% | 63.3% | 59.6% | 51.8% | 62.1% | 57.8% | 61.1% | 58.3% | 65.2% | 69.2% |
| — | — | +2.2% | -21.9% | +9.5% | -2.4% | -11.2% | -4.8% | -16.5% | -21.5% | -28.1% | -24.0% | -29.4% | |
| Operating Margin | 15.8% | — | 11.2% | -6.6% | 24.1% | 23.8% | 6.7% | 25.1% | 18.7% | 18.9% | 12.7% | 23.3% | 25.2% |
| — | — | +66.7% | -126.3% | +29.1% | +26.0% | -47.1% | +7.8% | -26.0% | -35.3% | -52.8% | +28.0% | -22.8% | |
| Net Margin | 14.0% | 31.9% | 8.9% | 2.0% | 19.4% | 18.0% | 6.0% | 19.7% | 15.2% | 15.4% | 10.5% | 18.2% | 19.9% |
| — | +77.3% | +46.8% | -90.0% | +27.5% | +16.5% | -42.7% | +8.2% | -23.5% | -33.2% | -50.0% | +34.9% | -22.9% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 7.0% | 2.9% | 1.3% | 0.2% | 2.5% | 2.4% | 0.7% | 2.7% | 1.9% | 2.1% | 1.4% | 2.6% | 2.7% |
| — | +19.9% | +95.2% | -93.3% | +30.4% | +16.5% | -52.0% | +4.8% | -29.4% | -29.0% | -43.2% | +78.7% | +7.7% | |
| ROA | 0.8% | 0.4% | 0.2% | 0.0% | 0.3% | 0.3% | 0.1% | 0.3% | 0.2% | 0.2% | 0.2% | 0.3% | 0.3% |
| — | +20.5% | +96.8% | -93.1% | +34.7% | +24.1% | -46.9% | +17.3% | -20.8% | -23.0% | -42.0% | +74.6% | +0.5% | |
| ROIC | 5.1% | — | 1.1% | -0.4% | 2.0% | 2.1% | 0.5% | 2.0% | 1.3% | 1.5% | 1.0% | 1.9% | 1.9% |
| — | — | +136.8% | -120.0% | +49.8% | +38.5% | -53.6% | +5.9% | -30.7% | -19.1% | -41.8% | +49.7% | -6.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
The current ratio has improved 22073.0% YoY to 36.81x, strengthening the short-term liquidity position.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.17 | 0.17 | 0.14 | 0.14 | 0.14 | 0.16 | 0.15 | 0.28 | 0.29 | 0.32 | 0.21 | 0.33 | 0.28 |
| — | +9.0% | -9.7% | -50.7% | -50.5% | -51.1% | -27.8% | -14.6% | +3.8% | -13.8% | -65.4% | +111.1% | +89.9% | |
| Debt / EBITDA | 2.22 | — | 7.92 | — | 4.37 | 4.58 | 15.73 | 7.76 | 11.23 | 11.54 | 11.01 | 9.43 | 7.70 |
| — | — | -49.6% | — | -61.1% | -60.3% | +42.8% | -17.7% | +45.9% | +19.2% | -39.0% | +33.8% | +82.9% | |
| Current Ratio | 36.81 | 36.81 | 0.20 | 0.12 | 0.13 | 0.17 | 0.23 | 0.21 | 0.22 | 0.17 | 0.20 | 0.23 | 0.24 |
| — | +22073.0% | -11.8% | -42.3% | -41.0% | -2.2% | +15.3% | -8.1% | -10.8% | -22.3% | -1.7% | +8.3% | -18.7% | |
| Quick Ratio | 36.81 | 36.81 | 0.20 | 0.12 | 0.13 | 0.17 | 0.23 | 0.21 | 0.22 | 0.17 | 0.20 | 0.23 | 0.24 |
| — | +22073.0% | -11.8% | -42.3% | -41.0% | -2.2% | +15.3% | -8.1% | -10.8% | -22.3% | -1.7% | +8.3% | -18.7% | |
| Interest Coverage | 0.44 | — | 0.33 | -0.14 | 0.68 | 0.64 | 0.14 | 0.68 | 0.45 | 0.49 | 0.32 | 0.66 | 0.83 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 44 years · Updated daily
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Compare NowQuick answers to the most common questions about buying FBK stock.
FB Financial Corporation's current P/E is 22.0x. The average P/E over the last 4 quarters is 59.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
FB Financial Corporation's current operating margin is 15.8%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking FB Financial Corporation's business trajectory between earnings reports.