Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
First Community Corporation's quarterly P/E stands at 12.0x, up 9.6% year-over-year. EV/EBITDA has expanded 81.6% YoY to 12.1x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 13.04 | 11.96 | 10.53 | 9.10 | 11.06 | 10.91 | 10.72 | 10.27 | 12.82 | 12.52 | 18.77 | 10.09 | 11.11 |
| — | +9.6% | -1.8% | -11.4% | -13.7% | -12.8% | -42.9% | +1.7% | +15.3% | +21.2% | +123.1% | -13.7% | -3.6% | |
| P/S Ratio | 2.22 | 1.98 | 1.98 | 1.67 | 1.70 | 1.83 | 1.62 | 1.36 | 1.44 | 1.87 | 1.71 | 1.72 | 2.20 |
| — | +7.9% | +22.1% | +22.6% | +18.2% | -2.2% | -5.4% | -20.8% | -34.6% | -37.2% | -22.4% | -35.7% | -26.8% | |
| P/B Ratio | 1.50 | 1.38 | 1.36 | 1.22 | 1.17 | 1.29 | 1.16 | 0.97 | 1.00 | 1.26 | 1.07 | 1.07 | 1.24 |
| — | +7.2% | +17.7% | +25.2% | +16.5% | +2.2% | +8.0% | -8.9% | -18.9% | -10.7% | -8.3% | -13.7% | -3.7% | |
| P/FCF | 14.04 | 20.99 | 6.07 | — | 7.02 | — | 4.10 | — | 7.57 | 4.91 | 11.94 | — | 10.96 |
| — | — | +48.1% | — | -7.2% | — | -65.7% | — | -31.0% | -55.7% | +213.1% | — | — | |
| EV / EBITDA | 13.25 | 12.14 | 5.07 | 10.37 | 5.44 | 6.68 | 6.05 | 8.23 | 9.92 | 13.04 | 18.50 | 13.83 | 12.56 |
| — | +81.6% | -16.2% | +26.0% | -45.2% | -48.7% | -67.3% | -40.5% | -21.0% | +1.3% | +117.5% | +85.4% | +63.4% | |
| EV / EBIT | 13.78 | 12.21 | 5.43 | 4.49 | 5.92 | 7.25 | 6.61 | 9.21 | 11.30 | 14.56 | 22.56 | 15.39 | 13.92 |
| — | +68.3% | -17.8% | -51.3% | -47.6% | -50.2% | -70.7% | -40.2% | -18.8% | +4.3% | +143.5% | +84.9% | +63.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
First Community Corporation's operating margin was 23.2% in Q4 2025, down 0.5 pp QoQ and up 1.9 pp YoY. Gross margin expanded 12.7% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 68.1% | 70.6% | 67.2% | 69.7% | 64.5% | 62.7% | 61.9% | 60.2% | 60.0% | 60.5% | 63.1% | 71.3% | 79.3% |
| — | +12.7% | +8.6% | +15.8% | +7.6% | +3.5% | -2.0% | -15.6% | -24.3% | -31.0% | -34.4% | -26.6% | -18.7% | |
| Operating Margin | 22.7% | 23.2% | 23.7% | 23.6% | 20.1% | 21.3% | 19.6% | 16.6% | 14.3% | 18.9% | 11.5% | 22.0% | 25.5% |
| — | +8.9% | +21.0% | +41.9% | +40.6% | +13.0% | +70.3% | -24.6% | -43.8% | -48.9% | -65.5% | -24.0% | -20.2% | |
| Net Margin | 17.3% | 16.5% | 18.7% | 18.3% | 15.5% | 16.7% | 15.1% | 13.4% | 11.2% | 15.0% | 9.1% | 17.2% | 19.9% |
| — | -0.9% | +23.7% | +36.2% | +39.0% | +11.5% | +66.0% | -22.1% | -44.0% | -48.2% | -65.3% | -25.0% | -23.5% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 12.3% | 2.9% | 3.3% | 3.4% | 2.7% | 2.9% | 2.8% | 2.4% | 2.0% | 2.6% | 1.4% | 2.7% | 2.9% |
| — | -0.2% | +18.5% | +40.2% | +38.3% | +13.6% | +94.9% | -9.8% | -31.4% | -25.5% | -58.4% | +4.3% | +9.3% | |
| ROA | 1.0% | 0.2% | 0.3% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% | 0.1% | 0.2% | 0.1% | 0.2% | 0.2% |
| — | +7.9% | +25.2% | +46.7% | +43.1% | +19.1% | +102.9% | -9.6% | -31.2% | -25.1% | -58.0% | +2.0% | -5.8% | |
| ROIC | 6.8% | 1.8% | 1.8% | 1.7% | 1.4% | 1.5% | 1.4% | 1.1% | 0.8% | 1.1% | 0.6% | 1.0% | 1.1% |
| — | +20.3% | +29.2% | +60.7% | +65.0% | +40.8% | +147.8% | +4.7% | -26.7% | -34.4% | -69.6% | -26.5% | -24.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
First Community Corporation's Debt/EBITDA ratio is 18.3x, up from 16.6x last quarter — elevated, raising questions about debt serviceability. The current ratio has improved 217.2% YoY to 0.28x, strengthening the short-term liquidity position.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.74 | 0.74 | 0.72 | 0.78 | 0.98 | 0.84 | 0.96 | 0.94 | 1.20 | 1.31 | 1.34 | 1.50 | 1.46 |
| — | -11.0% | -24.9% | -16.8% | -18.1% | -36.1% | -28.0% | -37.4% | -17.9% | -2.4% | +66.9% | +95.6% | +113.2% | |
| Debt / EBITDA | 4.75 | 18.27 | 16.59 | 18.01 | 26.11 | 20.61 | 25.29 | 28.22 | 42.26 | 36.99 | 61.16 | 39.26 | 36.91 |
| — | -11.3% | -34.4% | -36.2% | -38.2% | -44.3% | -58.7% | -28.1% | +14.5% | +30.5% | +265.9% | +92.2% | +104.2% | |
| Current Ratio | 0.28 | 0.28 | 0.11 | 0.24 | 0.26 | 0.09 | 0.26 | 0.23 | 0.25 | 0.23 | 0.24 | 0.26 | 0.28 |
| — | +217.2% | -55.7% | +4.5% | +4.2% | -60.9% | +6.1% | -11.2% | -11.1% | -6.4% | -2.8% | -10.0% | -37.4% | |
| Quick Ratio | 0.28 | 0.28 | 0.11 | 0.24 | 0.26 | 0.09 | 0.26 | 0.23 | 0.25 | 0.23 | 0.24 | 0.26 | 0.28 |
| — | +217.2% | -55.7% | +4.5% | +4.2% | -60.9% | +6.1% | -11.2% | -11.1% | -6.4% | -2.8% | -10.0% | -37.4% | |
| Interest Coverage | 0.97 | 0.79 | 0.74 | 1.76 | 0.60 | 0.59 | 0.51 | 0.44 | 0.36 | 0.50 | 0.33 | 0.79 | 1.25 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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First Community Corporation's current P/E is 13.0x. The average P/E over the last 4 quarters is 10.7x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
First Community Corporation's current operating margin is 22.7%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking First Community Corporation's business trajectory between earnings reports.