24/7 Wall Street·1d ago
A Wall Street Mystery Seller Is Now Trying to Dump $500 Million of Data Center LoansA dozen AI data center loans hit the block at once, and one slice traces back to a Stargate site where Oracle issued a force majeure notice.
ING's reported quarterly net income of roughly $1.2B to $1.9B and an ROE of about 2.2% to 3.8% suggest a stable but modest earnings base on a balance sheet of roughly $1.1T to $1.2T in assets.
Price trend, volume and key moving averages
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Reported net income of roughly $1.2B to $1.9B per quarter and an efficiency ratio of about 50% to 62% in normal quarters suggest steady profitability, though the $20.9B and $22.1B NII figures appear to be data anomalies that require reconciliation.
ING posted record total income of €23 billion in 2025, driven by strong commercial net interest income and a 15% YoY jump in fee income, which now accounts for 20% of total income. The bank also delivered a 13.2% return on equity for 2025, surpassing its outlook.
Mobile primary customer base grew by over 1.0 million in 2025 to 15.4 million. Net core lending expanded €57 billion (8%) in 2025, more than double the prior year’s pace, and ING holds a €376 billion mortgage portfolio in Europe.
ING is actively diversifying income by boosting fee‑based revenue from wealth management, M&A, and underwriting, aiming to reduce dependence on interest margins. This shift supports a more resilient earnings profile as fee income rises.
Trailing total returns as of 11/7/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 29, 2026 | $0.75-5.1% vs $0.79 | $7.0B-1.6% vs $7.1B |
Q3 2026 Jul 30, 2026 | $0.79+5.3% vs $0.75 | $7.2B+3.4% vs $7.0B |
Q2 2026 Apr 30, 2026 | $0.63+5.0% vs $0.60 | $6.8B-0.4% vs $6.9B |
Q1 2026 Jan 29, 2026 | $0.56+12.0% vs $0.50 | $6.9B+3.7% vs $6.7B |
A dozen AI data center loans hit the block at once, and one slice traces back to a Stargate site where Oracle issued a force majeure notice.
ING is reportedly seeking buyers for about $500 million of loans tied to data centers. The auction comes amid broader bank efforts to distribute data center credit risk and growing political scrutiny of data center construction.
ING puts $500 million of data center loans up for sale, Bloomberg News reports
ING Groep N.V. ( ING ) Q3 2026 Earnings Call October 29, 2026 4:00 AM EDT Company Participants Steven van Rijswijk - CEO and Chairman of the Executive Board & Management Board Banking Ida Lerner - CFO & Member of the Executive Board Conference Call Participants Benoit Petrarque - Kepler Cheuvreux, Research Division Namita Samtani - Barclays Bank PLC, Research Division Giulia Miotto - Morgan Stanley, Research Division Benjamin Goy - Deutsche Bank AG, Research Division Shrey Srivastava - Citigroup Inc., Research Division Delphine Lee - JPMorgan Chase & Co, Research Division Chris Hallam - Goldman Sachs Group, Inc., Research Division Juan Lopez Cobo - Banco Santander, S.A.
Benchmark ING against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for ING Groep N.V. (ING)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $31.82 | $90.75B | 12.05 | 2.26% | 16.52% | 13.15% | — | |
| $34.84 | $65.47B | 9.43 | 6.86% | 22.07% | 9.31% | — | |
| $25.05 | $138.41B | 11.25 | 4149.34% | 27.65% | 18.61% | 3.13% | |
| $11.74 | $172.32B | 10.99 | -5.18% | 25% | 14.04% | 1.99% | |
| $22.33 | $75.29B | 6.96 | -6.28% | 26.21% | 10.76% | 3.83% | |
| $47.78 | $156.61B | 15.67 | 13.72% | 18.31% | 10.67% | 1.44% |
ING Groep N.V. (ING) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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ING Groep N.V. (ING) stock FAQ — growth, dividends, profitability & financials explained
ING Groep N.V. (ING) revenue fell by 0.7% over the trailing twelve months, compared with the twelve months before.
Yes. ING Groep N.V. (ING) earned $6.75B in net income over the trailing twelve months (a 16.5% net margin).
ING Groep N.V. (ING) had a return on equity (ROE) of 13.1% over the trailing twelve months. That is in line with the market's typical 10-15%.
ING Groep N.V. (ING) has a net interest margin (NIM) of 1.4%. NIM has been under pressure due to interest rate environment.
ING Groep N.V. (ING) has an efficiency ratio of 54.6%. This is excellent, indicating strong cost control.
