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ING Groep N.V. (ING) Total Return Calculator with Dividends Reinvested

ING Groep N.V.

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The total return for ING Groep N.V. (ING) stock is +55.43% over the past 12 months. So far it's up 7.92% this year. The 5-year total return is +173.10%, meaning $10,000 invested in ING stock 5 years ago would be worth $27,310 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in ING 1 year ago, it would be worth $15,736 today — you'd have gained $5,736 with dividends reinvested.

With Dividends Reinvested$15,736+57.36%

Price Only (No DRIP)$14,913+49.13%

Dividend Boost+$8233 payments · +8.23% extra

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in ING

1Y$15,543+$5,543 (+55.4%)55.4% CAGR

3Y$27,185+$17,185 (+171.8%)39.6% CAGR

5Y$27,310+$17,310 (+173.1%)22.3% CAGR

10Y$32,826+$22,826 (+228.3%)12.6% CAGR

15Y$31,050+$21,050 (+210.5%)7.8% CAGR

20Y$10,478+$478 (+4.8%)0.2% CAGR

30Y$33,469+$23,469 (+234.7%)4.1% CAGR

Dividend Reinvestment History (3)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-08-11	$0.41	$24.13	+0.016786
2026-01-08	$0.20	$28.14	+0.007214
2026-04-17	$0.88	$28.86	+0.031209

Loading ING total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+7.92%	—	+4.17%	+3.75 pp	$10,793
1Y	+55.43%	55.43%	+48.10%	+7.34 pp	$15,543
3Y	+171.85%	39.56%	+140.64%	+31.21 pp	$27,185
5Y	+173.10%	22.25%	+128.70%	+44.40 pp	$27,310
10Y	+228.26%	12.62%	+155.41%	+72.84 pp	$32,826
15Y	+210.50%	7.85%	+136.28%	+74.22 pp	$31,050
20Y	+4.78%	0.23%	-29.14%	+33.92 pp	$10,478
30Y	+234.69%	4.11%	+87.84%	+146.85 pp	$33,469

Risk & Highlights

Best Year+88.05%2025

Worst Year-70.98%2008

Max Drawdown-19.86%2026-02-10 → 2026-03-30

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+3.22%	+0.03%	+3.2pp	+0.41%	+2.8pp
2025	+88.05%	+80.53%	+7.5pp	+16.64%	+71.4pp
2024	+14.29%	+6.17%	+8.1pp	+24.00%	-9.7pp
2023	+26.80%	+19.78%	+7.0pp	+24.81%	+2.0pp
2022	-7.38%	-13.57%	+6.2pp	-19.95%	+12.6pp

ING outperformed the S&P 500 by 24.11pp over the past year (+55.43% vs +31.32%).

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ING Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
INGING Groep N.V.	$86.2B	+11.9%	+7.9%	+55.4%	+7.3pp	+171.8%	+173.1%	+228.3%
DBDeutsche Bank AG	$61.3B	+6.5%	-19.1%	+22.6%	+2.9pp	+215.5%	+143.8%	+102.7%
BBVABanco Bilbao Vizcaya Argentaria, S.A.	$124.5B	+1.6%	-4.7%	+64.2%	+7.6pp	+250.6%	+335.3%	+314.4%
SANBanco Santander, S.A.	$182.0B	+7.6%	+3.6%	+76.6%	+3.4pp	+275.3%	+242.7%	+223.0%
BCSBarclays PLC	$82.4B	+9.6%	-6.6%	+52.0%	+2.9pp	+223.8%	+160.8%	+188.7%
UBSUBS Group AG	$140.3B	+13.9%	-1.7%	+50.9%	+3.6pp	+143.6%	+212.5%	+238.9%
JPMJPMorgan Chase & Co.	$849.0B	+6.6%	-2.3%	+28.7%	+2.4pp	+140.8%	+110.3%	+471.7%
BACBank of America Corporation	$407.9B	+7.1%	-3.7%	+33.9%	+2.7pp	+104.6%	+38.9%	+332.5%
CCitigroup Inc.	$222.9B	+8.7%	+8.5%	+87.1%	+3.5pp	+189.8%	+85.1%	+229.2%
WFCWells Fargo & Company	$248.6B	-1.8%	-15.1%	+11.8%	+2.4pp	+120.8%	+86.5%	+92.0%
USBU.S. Bancorp	$87.3B	+5.1%	+5.1%	+42.1%	+5.0pp	+109.0%	+7.2%	+74.4%

Compare:ING vs DB ING vs BBVA ING vs SAN ING vs DB vs BBVA

About ING Dividend Returns

ING Groep N.V. (ING) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of ING over the past year?

ING Groep N.V. (ING) delivered a total return of 55.43% over the past year when dividends are reinvested. The price-only return was 48.10%, meaning dividends contributed an additional 7.34 percentage points to total returns.

Q2How much would $10,000 invested in ING be worth today?

A $10,000 investment in ING Groep N.V. one year ago would be worth $15,543 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $14,810. Dividend reinvestment added $734 to the portfolio value.

Q3Does ING pay dividends?

Yes, ING Groep N.V. (ING) pays dividends. In the last year, ING paid approximately $0.00 per share in dividends. Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did ING beat the S&P 500?

Yes, ING Groep N.V. (ING) outperformed the S&P 500 by 24.11 percentage points over the past year. ING delivered a total return of 55.43%, compared to the S&P 500's 31.32%. This 24.11pp alpha means investors in ING earned more than a passive S&P 500 index fund.

Q5What is ING's worst drawdown?

ING Groep N.V. (ING) experienced a maximum drawdown of -19.86% over the past year, declining from its peak on 2026-02-10 to its trough on 2026-03-30. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is ING's long-term total return over 10, 20, or 30 years?

Here are ING Groep N.V. (ING)'s long-term returns with dividends reinvested. Over 10 years, the total return is 228.3% (12.6% CAGR) — $10,000 would have grown to $32,826. Over 20 years: 4.8% total return (0.2% CAGR) — $10,000 → $10,478. Over 30 years: 234.7% total return (4.1% CAGR) — $10,000 → $33,469. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was ING's best and worst year?

ING Groep N.V.'s best calendar year was 2025 with a total return of 88.0%. Its worst year was 2008 with a total return of -71.0%. This range shows the volatility investors should expect — the difference between the best and worst year is 159.0 percentage points.