Jiayin Group faces a critical inflection point as revenue growth plummeted to -23.4% in 2025Q4, signaling significant headwinds for its core loan facilitation business. While the company maintains a conservative debt-to-equity ratio of 0.16, the rapid depletio...
Price trend, volume and key moving averages
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 28, 2026 | -$0.13-176.2% vs $0.17 | $109M+103.4% vs $53M |
Q3 2026 Jun 23, 2026 | -$0.16-193.7% vs $0.17 | $109M+104.7% vs $53M |
Q2 2026 Mar 31, 2026 | $0.28+64.0% vs $0.17 | $154M+188.0% vs $53M |
Q4 2025 Nov 25, 2025 | $1.04+235.2% vs $0.31 | $206M+206.4% vs $67M |
Jiayin Group (NASDAQ: JFIN - Get Free Report) and LendingClub (NYSE: LC - Get Free Report) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their profitability, earnings, valuation, institutional ownership, dividends, analyst recommendations and risk. Earnings and Valuation This table compares Jiayin Group and
Jiayin Group Inc. (JFIN) Q2 2026 Earnings Call Transcript
Jiayin Group NASDAQ: JFIN reported sharply lower second-quarter results as tighter industry liquidity and its own business restructuring reduced transaction volume, while the company expanded overseas operations and continued investing in technology and artificial intelligence capabilities.
SHANGHAI, Aug. 28, 2026 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced its unaudited financial results for the second quarter ended June 30, 2026.
Benchmark JFIN against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Jiayin Group Inc. (JFIN)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $1.55 | $80.55M | 2.50 | -85.08% | 24.68% | 5.65% | 20.2% | |
| $7.61 | $990.71M | 0.60 | 8.83% | 22.28% | 15.26% | — | |
| $0.72 | $122.08M | 0.53 | -11.61% | 8.07% | 8.64% | — | |
| $3.19 | $792.39M | 2.29 | 1.03% | 18.75% | 6.05% | — | |
| $1.00 | $86.93M | 7.46 | -4.03% | -13.49% | -7.17% | — | |
| $117.02 | $74.71B | 15.05 | 6.96% | 27.89% | 19.48% | — |
Jiayin Group Inc. (JFIN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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Jiayin Group Inc. (JFIN) stock FAQ — growth, dividends, profitability & financials explained
Jiayin Group Inc. (JFIN) reported $5.17B in revenue for fiscal year 2025. This represents a 774% increase from $591.1M in 2016.
Jiayin Group Inc. (JFIN) saw revenue decline by 85.1% over the past year.
Yes, Jiayin Group Inc. (JFIN) is profitable, generating $811.3M in net income for fiscal year 2025 (24.7% net margin).
Yes, Jiayin Group Inc. (JFIN) pays a dividend with a yield of 20.20%. This makes it attractive for income-focused investors.
Jiayin Group Inc. (JFIN) has a return on equity (ROE) of 5.7%. This is below average, suggesting room for improvement.
Jiayin Group Inc. (JFIN) generated $622.3M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.
