Jiayin Group Inc. (JFIN) Earnings History
Annual and quarterly earnings data from 2016 to 2024
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JFIN EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
JFIN Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 64.9% | 21.5% | 18.2% |
| 2023 | 63.2% | 24.4% | 23.7% |
| 2022 | 82.7% | 36.1% | 36.1% |
| 2021 | 81.1% | 24.3% | 26.5% |
| 2020 | 81.6% | 23.2% | 19.5% |
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Jiayin Group Inc. (JFIN) Earnings Overview
As of May 7, 2026, Jiayin Group Inc. (JFIN) reported trailing twelve-month net income of $1.71B, reflecting -18.0% year-over-year growth. The company earned $33.34 per diluted share over the past four quarters, with a net profit margin of 18.2%.
Looking at the long-term picture, JFIN's 5-year EPS compound annual growth rate (CAGR) stands at +14.6%, showing solid earnings momentum. The company achieved its highest annual net income of $1.30B in fiscal 2023.
Jiayin Group Inc. maintains industry-leading profitability with a gross margin of 64.9%, operating margin of 21.5%, and net margin of 18.2%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including QFIN ($6.89B net income, 36.5% margin), LX ($1.61B net income, 7.7% margin), FINV ($2.80B net income, 18.2% margin), JFIN has room to improve margins relative to the peer group. Compare JFIN vs QFIN →
JFIN Earnings vs Peers
Earnings metrics vs comparable public companies
JFIN Historical Earnings Data (2016–2024)
9 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $1.06B | -18.6% | $1.25B | $19.88 | 18.2% | 21.5% |
| 2023 | $1.30B | +10.0% | $1.33B | $24.24 | 23.7% | 24.4% |
| 2022 | $1.18B | +149.9% | $1.18B | $21.92 | 36.1% | 36.1% |
| 2021 | $472M | +86.7% | $432M | $8.72 | 26.5% | 24.3% |
| 2020 | $253M | -52.1% | $302M | $4.68 | 19.5% | 23.2% |
| 2019 | $528M | -13.7% | $535M | $10.04 | 23.7% | 24.0% |
| 2018 | $612M | +13.4% | $685M | $12.24 | 21.2% | 23.8% |
| 2017 | $540M | +238.4% | $687M | $10.79 | 24.0% | 30.5% |
| 2016 | -$390M | - | -$513M | $-7.80 | -65.9% | -86.8% |
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Start ComparisonJFIN — Frequently Asked Questions
Quick answers to the most common questions about buying JFIN stock.
Is JFIN growing earnings?
JFIN EPS fell to $33.34, with earnings declining -18.0%. This contrasts with the 5-year CAGR of +14.6%. TTM net income dropped to $1.7B.
What are JFIN's profit margins?
Jiayin Group Inc. net margin is +18.2%, with operating margin at +21.5%. Above-average margins indicate pricing power.
How consistent are JFIN's earnings?
JFIN earnings data spans 2016-2024. The declining earnings trend is -18.0% YoY. Historical data enables comparison across business cycles.