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Jiayin Group Inc. (JFIN) Earnings History

Annual and quarterly earnings data from 2016 to 2024

TTM Net Income
$1.71B
Profitable
TTM EPS
$33.34
Diluted
YoY EPS Growth
-0.2%
Slow
Net Margin
0.2%
Profitability
Operating Margin0.2%
Gross Margin0.6%
ROE0.4%
ROA0.2%
Highest Annual Net Income$1.30B (2023)
Highest Quarterly EPS$10.12 (Q1 2025)
Consecutive Profitable Years8 years
Q3 2025
Net Income$376M
EPS$7.36
QoQ Growth-27.5%Declining

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EPS Growth Rates (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
-18.0%
Declining
3-Year
+31.6%
Excellent
5-Year
+14.6%
Strong
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202464.9%21.5%18.2%
202363.2%24.4%23.7%
202282.7%36.1%36.1%
202181.1%24.3%26.5%
202081.6%23.2%19.5%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Jiayin Group Inc. (JFIN) Earnings Overview

As of March 1, 2026, Jiayin Group Inc. (JFIN) reported trailing twelve-month net income of $1.71B, reflecting -0.2% year-over-year growth. The company earned $33.34 per diluted share over the past four quarters, with a net profit margin of 0.2%.

Looking at the long-term picture, JFIN's 5-year EPS compound annual growth rate (CAGR) stands at +14.6%, showing solid earnings momentum. The company achieved its highest annual net income of $1.30B in fiscal 2023.

Jiayin Group Inc. maintains positive profitability with a gross margin of 0.6%, operating margin of 0.2%, and net margin of 0.2%. The company continues to generate positive earnings from operations. View revenue history →

Compared to industry peers including TWLO ($34M net income, 0.0% margin), CMCM (-$434M net income, -0.8% margin), NN (-$154M net income, -18.0% margin), JFIN has outperformed on profitability metrics. Compare JFIN vs TWLO →

Peer Comparison

Earnings metrics vs industry competitors

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
JFINCurrent
$1.7B$33.340.2%0.4%-0.2%—
TWLO
$34M$0.220.0%0.0%+1.3%
CMCM
-$434M$-700.40-0.8%-0.3%-0.0%
NN
-$154M$-1.03-18.0%-1.6%-0.3%
MNY
-$15M$-0.36-0.5%-0.6%+0.8%
UPXI
-$123M$-2.02-0.9%-0.3%+0.9%
Best in group
Lowest in group

Historical Data

9 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024$1.06B-18.6%$1.25B$19.8818.2%21.5%
2023$1.30B+10.0%$1.33B$24.2423.7%24.4%
2022$1.18B+149.9%$1.18B$21.9236.1%36.1%
2021$472M+86.7%$432M$8.7226.5%24.3%
2020$253M-52.1%$302M$4.6819.5%23.2%
2019$528M-13.7%$535M$10.0423.7%24.0%
2018$612M+13.4%$685M$12.2421.2%23.8%
2017$540M+238.4%$687M$10.7924.0%30.5%
2016-$390M--$513M$-7.80-65.9%-86.8%

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Frequently Asked Questions

Is JFIN growing earnings?

JFIN EPS of $33.34 reflects slowing growth at -0.2%, below the 5-year CAGR of +14.6%. TTM net income is $1.7B. Expansion rate has moderated.

What are JFIN's profit margins?

Jiayin Group Inc. net margin is +0.2%, with operating margin at +0.2%. Below-average margins reflect competitive or cost pressures.

How consistent are JFIN's earnings?

JFIN earnings data spans 2016-2024. The current earnings trend is -0.2% YoY. Historical data enables comparison across business cycles.

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Earnings Over Time

Net income and EPS trends