Last 47 quarters of trend data · Financial Services · Financial - Credit Services
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | -0.02 | 0.08 | — | — | — | 36.48 | — | 0.77 | — | — | 1.50 | — | — | — | — | — | — | 2.78 | — | — | — |
| — | -99.8% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | -11.5% | — | — | — | |
| P/S Ratio | 0.16 | 0.19 | 0.86 | 0.83 | 0.75 | 0.67 | 4.12 | 0.26 | 1.85 | — | 0.21 | 0.54 | 0.56 | 7.59 | — | — | 178.36 | 0.64 | — | — | — |
| — | -71.1% | -79.2% | +223.4% | -59.3% | — | +1818.5% | -52.2% | +228.7% | — | — | — | -99.7% | +1094.7% | — | — | — | -78.3% | — | — | — | |
| P/B Ratio | 0.02 | 0.21 | 0.28 | 0.22 | 0.12 | 0.49 | 0.21 | 0.17 | 0.25 | 0.32 | 0.24 | 0.25 | 0.18 | 0.23 | 0.24 | 0.14 | 0.68 | 0.46 | 1.91 | 2.59 | 4.25 |
| — | -56.8% | +32.6% | +29.9% | -51.1% | +50.1% | -10.4% | -31.9% | +34.8% | +40.4% | -0.8% | +76.4% | -72.8% | -50.1% | -87.5% | -94.5% | -84.1% | -87.8% | -76.8% | -24.5% | +29.5% | |
| P/FCF | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 4.19 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | — | — | — | — | — | 2.52 | — | 1.02 | — | — | 0.50 | — | — | — | — | — | — | 0.58 | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | -77.8% | — | — | — | |
| EV / EBIT | — | — | — | — | — | 87.61 | — | 1.37 | — | — | 0.92 | — | — | — | — | — | — | 0.58 | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | -77.8% | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | -167.5% | 13.0% | -68.9% | -185.9% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | -3.4% | 100.0% | 100.0% | 101.5% | 176.3% | 100.0% | 100.0% | 100.0% | 100.0% | 96.7% |
| — | -87.0% | -168.9% | -285.9% | 0.0% | 0.0% | 0.0% | +3045.2% | 0.0% | 0.0% | -1.5% | -101.9% | 0.0% | 0.0% | +1.5% | +76.3% | +3.4% | -0.8% | -0.2% | -35.7% | -24.8% | |
| Operating Margin | -236.4% | -92.1% | -612.0% | -615.4% | -181.0% | 1.1% | -1398.8% | 32.2% | -502.0% | 3465.7% | 22.7% | -43.9% | -159.5% | -1856.6% | 294.7% | 333.8% | -8685.1% | 52.3% | 757.9% | 443.5% | 179.7% |
| — | -8379.7% | +56.2% | -2009.7% | +63.9% | -100.0% | -6253.0% | +173.4% | -214.6% | +286.7% | -92.3% | -113.2% | +98.2% | -3650.8% | -61.1% | -24.7% | -4931.8% | -44.8% | +974.6% | +583.0% | +116.4% | |
| Net Margin | -351.1% | -108.9% | -647.1% | -929.1% | -209.8% | 1.8% | -1396.7% | 33.5% | -491.0% | 3143.7% | 18.7% | -39.2% | -151.0% | -1496.9% | 221.6% | 304.6% | -10695.5% | 22.6% | 721.2% | 466.2% | 179.1% |
| — | -5994.8% | +53.7% | -2873.5% | +57.3% | -99.9% | -7555.5% | +185.4% | -225.2% | +310.0% | -91.5% | -112.9% | +98.6% | -6710.9% | -69.3% | -34.7% | -6073.4% | -75.7% | +963.6% | +610.0% | +116.4% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -83.8% | -26.4% | -42.2% | -46.3% | -10.4% | 0.3% | -16.5% | 6.1% | -15.8% | -16.4% | 5.4% | -4.5% | -11.7% | -10.9% | -11.4% | -33.8% | -9.9% | 4.5% | -9.6% | -11.4% | -16.1% |
| — | -7984.0% | -155.5% | -853.0% | +34.1% | +102.0% | -408.3% | +236.6% | -35.2% | -50.5% | +147.1% | +86.7% | -17.8% | -343.5% | -18.9% | -197.7% | +38.6% | -87.5% | -140.5% | -338.5% | +47.5% | |
| ROA | -56.5% | -11.6% | -21.7% | -32.1% | -8.2% | 0.3% | -13.0% | 4.9% | -13.3% | -15.1% | 5.0% | -4.2% | -10.9% | -10.3% | -10.8% | -32.5% | -9.7% | 4.4% | -9.4% | -11.1% | -15.8% |
| — | -4597.7% | -67.5% | -758.0% | +38.2% | +101.7% | -360.6% | +216.7% | -21.6% | -46.8% | +145.9% | +87.1% | -13.2% | -334.5% | -15.3% | -192.7% | +38.7% | -87.4% | -141.6% | -366.6% | +43.2% | |
| ROIC | -29.4% | -10.4% | -16.1% | -16.7% | -5.6% | 0.1% | -10.0% | 3.6% | -10.6% | -13.1% | 4.8% | -3.7% | -9.2% | -10.0% | -11.2% | -27.5% | -6.0% | 7.7% | -7.5% | -8.1% | -12.1% |
| — | -8742.5% | -60.6% | -559.5% | +47.5% | +100.9% | -309.9% | +197.5% | -15.9% | -30.8% | +142.7% | +86.5% | -52.7% | -230.1% | -49.1% | -241.6% | +50.2% | -71.4% | -141.6% | -330.9% | +44.8% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.71 | 0.03 | 1.07 | 0.71 | 0.18 | 0.24 | 0.26 | 0.22 | 0.23 | 0.06 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 |
| — | -89.1% | +317.8% | +228.2% | -21.4% | +338.6% | +1475.0% | +894.4% | +2753.5% | +507.8% | +25.3% | +49.2% | +78.2% | +99.4% | +92.0% | +390.5% | -47.8% | +39.4% | -53.5% | -92.4% | -81.3% | |
| Debt / EBITDA | — | — | — | — | — | 3.50 | — | 3.02 | — | — | 0.14 | — | — | — | — | — | — | 0.05 | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | +347.4% | — | — | — | |
| Current Ratio | 0.08 | 0.58 | 0.71 | 0.08 | 1.19 | 0.26 | 0.55 | 2.33 | 3.02 | 55062.74 | 0.33 | — | — | — | — | — | — | — | — | — | 30.06 |
| — | +123.4% | +29.7% | -96.4% | -60.6% | -100.0% | +65.0% | — | — | — | — | — | — | — | — | — | — | — | — | — | +16.3% | |
| Quick Ratio | 0.08 | 0.58 | 0.71 | 0.08 | 1.19 | 0.26 | 0.55 | 2.33 | 3.02 | 55062.74 | 0.33 | — | — | — | — | — | — | — | — | — | 30.06 |
| — | +123.4% | +29.7% | -96.4% | -60.6% | -100.0% | +65.0% | — | — | — | — | — | — | — | — | — | — | — | — | — | +16.3% | |
| Interest Coverage | -22.98 | -2.17 | -17.55 | -39.60 | — | 0.27 | -24.48 | 8.92 | -38.72 | -167.59 | 33.23 | — | — | — | — | -4887.60 | — | — | — | — | -1398.21 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
Live VCP patterns, Cup & Handle overlays, support/resistance, and AI trade plans.
High-probability breakout stocks crossing their pivot across 5 pattern engines.
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
Compare growth, multiples, and margins vs sector.
Quick answers to the most common questions about buying LMFA stock.
LM Funding America, Inc.'s current P/E is -0.0x. The average P/E over the last 1 quarters is 0.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
LM Funding America, Inc.'s current operating margin is -236.4%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking LM Funding America, Inc.'s business trajectory between earnings reports.